Cabot Financial UK Reviews 

3,382
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 732 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and customer service team for being exceptionally helpful, patient, and deeply understanding during difficult financial situations. Consumers note that the structured payment plans are flexible, manageable, and tailored to individual circumstances, making it much easier to clear outstanding debts without feeling pressured. However, some people mentioned issues with communication, citing instances of repeated unwanted contacts, interruptions during calls, or difficulties when trying to discuss specific account details. A few reviewers also expressed frustrations regarding delayed updates to their credit files or rigid responses concerning final settlements.

What people talk about most

Staff

Reviewers mention positive feedback about staff, highlighting that team members are consistently kind,... See more

Customer service

Users describe positive interactions with customer_service, noting that representatives are helpful,... See more

Payment

Consumers find payment experiences to be highly mixed and subjective. While many reviewers praise advisors... See more

Service

Reviewers highlight positive aspects of service, noting that staff are friendly, efficient, and understanding... See more

Customer communications

Clients share ambiguous opinions on contact, as experiences vary widely from overwhelming stress to... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury... See more

Rated 5 out of 5 stars

What was initially a very stressful and anxious time Cabot worked with me to help me repay my outstanding debt, I no longer filled with dread when my phone rung. Every team member I came in to contact... See more

Company replied

Rated 5 out of 5 stars

That's alright my wish is to settle it My experience was good with updates sorry for failing to provide some needed information.Hope l will be removed from that bad list and be able to buy in differe... See more

Company replied

Rated 5 out of 5 stars

Having dealth sith few creditors in my life Cabot was by far the most human. No waiting time to speak to someone, understanding of personal cirmustances- working with you, not solely focusing on a d... See more


Company details

  1. Debt Collection Agency
  2. Debt Collecting

Written by the company

Our mission is to help each and every customer to financial recovery. We help thousands of customers take their first step to help them manage their accounts. As many of our satisfied customers will tell you, we know that everyone’s situation is different and we treat people as individuals. We offer a range of credit management solutions for every customer so they can repay what they owe, but not have to put their lives on hold while doing so. Established in 1998, Cabot Financial is one of the most respected debt purchase companies in the UK. We are part of the Cabot Credit Management Group, who are authorised by the Financial Conduct Authority.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

3K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 59% of negative reviews

Typically replies within 2 weeks

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4.3

All reviews

(3,382)

717 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Just spoken to Nicole who was…

Just spoken to Nicole who was absolutely brilliant going to the phone call I was bit worried if they would be able to help etc but Nichole was very professional, helpful and understanding the plan I had set up she actually changed it to make it easier for me which was a huge weight of my shoulders. Excellent customer service

August 12, 2026
Unprompted review
Rated 1 out of 5 stars

Rude and Unhelpful

tried to contact this company today to talk through things. The woman kept speaking over me, interrupting, and then insisted on talking about a different account I did not wish to discuss, an account I did not call to discuss. So instead of accepting that and speaking with me about what I wanted to talk about, she kept interrupting and talking over me. This is why people dont ring companies like this.

August 10, 2026
Unprompted review
Rated 1 out of 5 stars

According to Cabot

According to Cabot, my name is Lauren Watt and they have something important to discuss.
According to the bathroom mirror, I'm looking a bit rough.
Resembling a male pensioner is really letting myself go.

August 10, 2026
Unprompted review
Rated 5 out of 5 stars

Incredible customer service from Ashleigh

After facing some hardship, I spoke to Ashleigh via their webchat function and she was so efficient, supportive and made the whole process as painless as possible. This kind of customer service is above and beyond. She even stayed past the business’ closing time to ensure I was fully supported and had all of the resources I need. She really took her time to listen and offer relevant support and I truly feel that service like this should be recognised and awarded.

August 5, 2026
Unprompted review
Rated 5 out of 5 stars

Amazing

Couldn’t have felt more comfortable no judgement and I spoke to Josh who was amazing and who actually took the time to listen and he couldn’t have helped me more then he did thank you

August 5, 2026
Unprompted review
Rated 4 out of 5 stars

Better training required for Power of Attorney

Thought the account that had been sold to Cabot from HSBC had been closed so was surprised to hear about this debt. Debt belonged to my ex partner who had had an accident causing major head injury and so I am his appointed Power of Attorney…….evidence of such was provided but Cabot advisors still wanted to speak to my ex even when he told them he didn’t understand and they could talk to me. They wouldn’t set up the direct debit in his name (yes, we were trying to pay them money) as he couldn’t understand the questions he was being asked and so we ended up setting the direct debit up from my account and my ex transferring the money over each month to me.

What if he didn’t have anyone to advocate for him? Debt increase? CCJ? Which eventually would be thrown out of court after talking to my ex and understanding his level of understanding, but why get to that point?

I suggest better training is provided to your advisors regarding what PoA is for and how it means the appointed person has consent to speak on the account holders behalf.

August 5, 2026
Unprompted review
Rated 1 out of 5 stars

Vile behaviour

Letter today stating I must contact you, go to h**l i have now raised a harrasment case against you for the 30+ letters i have received from alyou and your lap dogs at mortimer Clarke

Congrats on harrasment of a unemployed disabled person

Scum

August 1, 2026
Unprompted review
Rated 5 out of 5 stars

Elaine the operator i was discussing my…

Elaine the operator i was discussing my account with made me feel at ease and was very understanding of my situation...more operators should be trained to the high standard Elaine gibes out all round brilliant sevice...

July 31, 2026
Unprompted review
Cabot Financial UK logo

Reply from Cabot Financial UK

Thank you for your review!

Rated 1 out of 5 stars

The worst debt collectors of them all!

The worst debt collectors of them all! Made several settlement offers on my account all refused after several emails haggling they offered me one small discount which they are now they are refusing to honour. This company is unethical and just want to keep their customers in debt! Very unreasonable to deal with unlike their competitors.

July 30, 2026
Unprompted review

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