Choice Home Warranty Reviews 

61,739
TrustScore 4 out of 5

3.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 9,987 reviews, reviewers had a great experience with this company. Customers frequently praise the helpful, polite, and knowledgeable staff who arrive promptly on time and handle appliance repairs efficiently and quickly. Many people also mention that the service representatives are very pleasant, respectful, and make understanding the coverage policies completely straightforward. However, some people mentioned experiencing frustrating delays when trying to schedule emergency repairs for essential home systems like heating and air conditioning. Some reviewers were not happy with long wait times to find available local technicians, and some felt that claims were unfairly denied or handled poorly by customer support.

What people talk about most

Service

Reviewers highlight ambiguous aspects of service, as experiences with the company vary significantly among... See more

Staff

People report positive experiences with staff, describing them as helpful, polite, and knowledgeable.... See more

Claim

Consumers find claim to be ambiguous, reporting a mix of frustrating denials and surprisingly fast repairs.... See more

Customer service

Customers consistently note ambiguous experiences with customer service, reflecting high disagreement among... See more

Warranty

Users describe ambiguous interactions with warranty, reflecting heavily polarized opinions among reviewers.... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I would feel more confident AFTER using the program but, having just purchased the policy all I am able to comment on is the salesman that I dealt with. He was not forceful and he was knowledgeab... See more

Rated 4 out of 5 stars

I'm a new home owner and have Choice Home Warranty. They were running a special at the time that made the annual cost extremely reasonable. The service call fee seemed reasonable too. I found out just... See more

Rated 3 out of 5 stars

It took eight days from time I filed claim until garage door was fixed(broken spring). I am in NW Arkansas which has a population of 450,000 plus, so there is an abundance of local garage door repai... See more

Rated 5 out of 5 stars

The HVAC attendant was very helpful, nice and explained what to do until he can come back with the parts he needs. The company took into consideration my heart condition and got here asap. Very please... See more


Company details

  1. #107 of 117 best companies in Insurance Agency
  2. #181 of 190 best companies in Financial Consultant

Written by the company

Choice Home Warranty plans offer comprehensive protection against the high cost of repair or replacement of properly maintained major systems and appliances. A policy holder calls our claims center and pays a modest service call fee per claim when a problem or repair need arises

Written by the company


Contact info

3.9

Great

TrustScore 4 out of 5

62K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.9

All reviews

(61,739)

9,434 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great rep

Great rep. very attentive gave me so many options to choose from tell me about the Labor Day special. I relate appreciate his time and the patience. He had to explain everything.

September 5, 2026
Rated 1 out of 5 stars

My HVAC quit in the hottest week of the year

My HVAC stopped working in the hottest part of the year, so I called CHW, thinking they'd rescue me from the heat. My house was 88° inside (100° outside), I'm disabled and have asthma, so the heat is making it hard for me to breathe. Four days later, they sent a company from about 100 miles away (the guys from the company they sent were great), who determined that my 5 year old HVAC unit was in need of full replacement because my dogs had peed on the outdoor unit and corroded the fins, and the coils under the house were caked with hard mud and had restricted flow. The company who replaced it 5 years ago never told me that I have to clean the outdoor unit every 6 months or put a fence around it!! CHW denied the claim, I still had to pay the $75 fee, and I'm left to roast in a heat dome 🥵 🔥 with asthma.
Seems they're eager to collect their fee, but I'm left no better, and $75 poorer, than I was before i called them. I feel they just found any excuse to not help me out, so now I'm feeling like if anything else goes wrong, they'll do the same thing.

September 2, 2026
Rated 2 out of 5 stars

From my air freezing it went to not cooling and my attic started leaking

I called the company cause my a/c was freezing that’s it. My house was cold and everything my unit froze and to unfroze about 30 to 45 mins And it worked perfect they send a tech and the tech throws out my Freon my roof had a leak since my unit is in the attic and besides that they send me a tech that he literally told me that he was suspended for 2 years from this company and they send him to me and they didn’t pay anything

August 19, 2026
Unprompted review
Rated 1 out of 5 stars

Actual Cost of Repairs or What They Want to Pay?

The time it takes to find a technician is too long. When taking the option to get a reimbursement after using my own technician you don’t want to cover their charges, you want to use your rates and deny basic charges. Then you want the technician to quote an entire system inside and outside units which your policy clearly states it won’t cover upgrades to new standards or new technology refrigerant. Then when asking questions to the AI chat it says a case manager will contact you within 60 minutes, which they do not. If you’re not going to get your technician in a timely manner then you need to cover the charges of the technician I am able to find without question, otherwise what is the point of the home warranty?

August 24, 2026
Rated 1 out of 5 stars

No faith left in CHW

We haven't had to call CHW since 2023 and now every time we have had a claim this year we have been declined. I don't trust the representatives that have come to our house.
They continually state that it's misuse or something else.
I am very disappointed with CHW. And after talking to some of my friends that have them has said the same thing.

March 26, 2026
Rated 3 out of 5 stars

Broken fridge and have to wait 2-6 weeks for a check.

Although I like the fact that they gave me money to replace my refrigerator however it was not enough to buy a new refrigerator. I escalated my request through customer service when I spoke to a claims manager the person was an appeared to be dismissive. Didn’t ask to speak to a manager said this is all we’re going to offer $818. That was it a new refrigerator is going to cost me at minimum $1300. I requested my claim get increased by $561. choice ignored it. So when they say that they will replace your system, they do not replace the full system. additionally they offered me a Lowe’s gift card Lowe’s refrigerators are expensive. I asked for a Visa gift card where I can take Visa and shop wherever I wanted to they do not offer Visa gift cards, which is an inconvenience to me. I now have to wait 2 to 5 weeks in order to get a check to replace my broken refrigerator.

August 26, 2026
Rated 5 out of 5 stars

Job well done

Placed a claim on our dryer a technician was assigned and scheduled,he arrived on time,found the problem and returned the next morning. He replaced the part and all is well!
This all took less than a week from the time I placed the claim.

September 3, 2026
Rated 1 out of 5 stars

It took three weeks to assign the…

It took three weeks to assign the ticket to a tech and a few days before the tech arrived, the air handler started leaking with heavy condensation due to low freon and damaged the ceiling and floors. If CHW was prompt in their service then this water damage would have been avoided. Now I am stuck with fixing the water damage. Will not recommend CHW to any friends with such a “speedy” service. CHW service is Extremely irresponsible and not thinking about the consequences to the customers

August 18, 2026
Rated 1 out of 5 stars

Dear Choice Home Warranty,

Dear Choice Home Warranty,

I am incredibly frustrated with the excuses regarding the denial of Claim #348564702 and 345753126.

Once my current repair is complete, I will definitely be looking elsewhere for my home warranty needs.

Chad Dent

September 3, 2026
Unprompted review
Rated 1 out of 5 stars

The technician was a nice guy

The technician was a nice guy. He deemed the washer not worth fixing after talking to his supervisors but the problem the old washer cost me around $800 when I bought it twelve years ago and u gave me only $406 to replace it and install the new one and haul the old one which means the amount u gave me won't cover one third of the cost of a new one. Beside I have to wait maybe one month until I get the Lowe's e-gift card. Also I am limited to buy the new washer from Lowe's.

September 3, 2026
Rated 1 out of 5 stars

I called thinking that getting this

I called thinking that getting this home warranty, but all I got was a run around. I don’t know how different people I spoke to but it was very confusing. I don’t want anything to do with Choice home warranty so if anything was charged to my credit card please cancel it. I have already called Chase to cancel anything from Choice home warranty.

September 4, 2026
Rated 1 out of 5 stars

Stay away from this company.

Stay away from this company.

Choice Home Warranty has been one of the most frustrating companies I have ever dealt with. I paid for coverage for months, paid service fees when technicians were assigned, and still ended up with unresolved issues and incomplete repairs.

Claims were delayed, contractors missed appointments, communication was poor, and customer service often disconnected calls while I was trying to get updates. One of my claims was even closed without the repair being completed.

When you need help, you expect your warranty company to stand behind its promises. Instead, I spent countless hours making calls, sending emails, and escalating complaints.

In my opinion, this warranty has been a waste of money. You're not paying for peace of mind; you're paying for frustration when you need help the most.

September 3, 2026
Unprompted review
Rated 1 out of 5 stars

Choice Home Warranty is a ripoff…

Choice Home Warranty is a ripoff company and not reputable! The sales department will sell you the moon and not give you full and complete information. It takes 5-6+ days on average to get a tech to your house to look at the problem; when you call to ask if it could be quicker they never tell you that there's a way to escalate it to get a tech out quicker. After the fact I learned that I could have had my own tech look at the problem and fix it, HOWEVER, to get reimbursed I would need to give them a written report and pics from my tech BEFORE he fixed it and get THEIR approval. When you try to cancel your service, they take the cost of any service calls you've had out of any amount that should be refunded plus a $50 cancellation fee. The 2 times we really needed to use them we would have had to be without hot water for 7 days and air conditioning for 6 days before their tech would have come arrived to look at the problems, plus the additional time/days to fix the problems. This company is shady - stay away from them! Stay away from ALL home warranty companies and put money aside for your own repairs (this is what we'll be doing from now on!).

September 4, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look