Close Brothers Reviews 

7,240
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Evaluating 585 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the helpfulness of the staff and the excellent service provided. The process for obtaining finance and managing agreements is often described as easy and straightforward. However, some customers also noted significant difficulties with contacting the company and receiving timely responses. People report unhelpful customer service and a lack of resolution when complex issues, such as car problems or unexpected payments, arise. Reviewers mentioned being left without a car or facing financial pressure due to unresolved disputes.

What people talk about most

Service

Users describe ambiguous interactions with service, with many customers reporting positive experiences,... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with some customers reporting positive... See more

Staff

Customers consistently note ambiguous experiences with staff, with many praising helpful and professional... See more

Payment

Consumers find payment experiences to be ambiguous, with some praising flexible terms and easy early... See more

Customer communications

Customers had negative experiences with contact, finding it very hard to get hold of the company and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The staff were really helpful. We had a issue with the car and close brothers dealt with it from the garage to finish. I would use them again I have most respect for the employee,s they made my experi... See more

Company replied

Rated 5 out of 5 stars

Very good experience. Usually I get frustrated with this sort of application but close brothers couldn't have been nicer and made the whole process easier than I thought it was going to be. Many thank... See more

Company replied

Rated 5 out of 5 stars

Just used Close Brothers to buy a motorbike. The process from start to finish was excellent. They kept me informed of the process & I had no issues. They asked for an id check so I used my driving lic... See more

Company replied

Rated 5 out of 5 stars

Been with close brothers for 2 years and just got my new car again without any problems thanks easy paper work to fill in after care is brilliant had a little problem but the team got on it with no p... See more

Company replied


Company details

  1. Money & Insurance

About Close Brothers

Written by the company

Close Brothers is a UK specialist banking group providing lending and deposit taking.

We employ approximately 3,000 people, principally in the United Kingdom and Ireland. Close Brothers Group plc is listed on the London Stock Exchange.

Our Banking offering includes specialist and secured lending, and deposits for small businesses and individuals.

Commercial: Hire purchase; leasing and loans for capital assets; debt factoring; invoice discounting; asset-based lending; and other specialist financing for SMEs.

Retail: Used car, motorcycle and light commercial vehicle financing; insurance premium financing; and savings products for individuals and corporates.

Property: Development finance for residential properties; funding for commercial properties; refurbishment and bridging finance.


Contact info

3.7

Average

TrustScore 3.5 out of 5

7K reviews

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3.7

All reviews

(7,240)

582 reviews in the last 12 months

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Rated 1 out of 5 stars

Unexpected Third-Party Contact Without Prior Notice

During my finance agreement, I was contacted out of the blue by a company called Towerhall Solutions, claiming to be acting on behalf of Close Brothers and saying they needed to verify my identity in person. I had never been informed by Close Brothers that a third party would be contacting me, so naturally I was concerned.

Rather than ignoring it, I contacted Close Brothers directly to verify whether the request was genuine. I was told they would investigate and call me back. They never did.

The lack of communication left me questioning whether the contact was legitimate and caused unnecessary stress. I should not have been left in a position where I had to decide whether to trust an unexpected third party asking for my personal identification.

I ultimately decided to settle my finance agreement early because I no longer had confidence in how my account was being handled. After the account was settled, I was even told to contact Towerhall Solutions myself instead of Close Brothers dealing with their own contractor.

The finance has now been confirmed as settled, but the overall experience left me disappointed. Better communication, transparency and customer service would have avoided this entire situation.

July 24, 2026
Unprompted review
Close Brothers logo

Reply from Close Brothers

Hello SM. Thank you for taking the time to share your feedback, we're sorry to hear that this experience has caused concern and frustration. We understand why being contacted unexpectedly by a third party and not receiving the follow-up you were promised would have left you feeling uncertain. We appreciate that you took the step of contacting us directly to verify the request. We're disappointed that our lack of communication fell short of your expectations and that this affected your confidence in us. It is disappointing to hear that this experience ultimately contributed to your decision to settle your finance agreement early. Please contact us 0333 321 6060 or email us on customer.enquiries@closebrothers.com.

Rated 1 out of 5 stars

What a vile company this is

What a vile company this is ! I wouldn’t give them a 1 star And I will never ever use finance again with this vile company ! I was taken into hospital for an urgent operation and rang close brothers to explain that I am in hospital and as soon as I get out I will pay my monthly payment. A week and a half later I was sent home and as soon as I got in I made the payment ( they was told by phone call that I may be late due to me being in hospital) I then get a missed payment on my file and brought my money credit score down ! They have no commitment to there customers and just absolute scum ! DO NOT GET ANY FINANCIAL BORROWING FROM THIS ABSOLUTE SCUM OF A COMPANY THEY DO NOT TREAT THEIR CUSTOMERS WITH RESPECT!!!!!!! YOU HAVE BEEN WARNED !!!!
Just had a email back from my review and again useless asking to contact them I’ve already done this !!! And that got me nowhere !!! AGAIN BE CAREFUL WITH THIS COMPANY THEY HAVE NO CARE FOR ANY PERSON ESPECIALLY DISABLED PEOPLE WHO HAVE MOBILITY ISSUES!! THEY ARE NOTHING BUT THIEVES WHO WILL CHARGE YOU FOR ANYTHING THEY CAN AND HAVE NO COMPASSION FOR THEIR CUSTOMERS!!!! YOU HAVE BEEN WARNED YOU ONLY HAVE TO READ THE REVIEWS ON HERE! I WILL CONTINUE TO BAD REVIEWS ON ALL MEDIA, FACEBOOK AND INTERNET AS THEY DO NOT HELP ANY. CUSTOMER AND NOTHING BUT SCUM !!! AND THERE CUSTOMER SERVICE IS NOTHING BUT SHOCKINGLY TERRIBLE AND I WILL CONTINUE TO REPORT THERE ACTIONS AND MAKE SURE THAT EVERYONE CAN SEE THEIR TERRIBLE ACTIONS AGAINST THEIR LOYAL CUSTOMERS!!

July 27, 2026
Unprompted review
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Reply from Close Brothers

Hello Glynn. We're very sorry to hear about your experience, and we hope you're recovering well. We understand how difficult and stressful an unexpected hospital stay can be, especially when it affects your finances. We're sorry that this situation has left you feeling disappointed and frustrated. Please contact us 0333 321 6060 or email us on customer.enquiries@closebrothers.com.

Rated 1 out of 5 stars

Do not use this company ever

Do not use this company ever. I would prefer to use a bus or walk witch I couldn't cope with than use this place to get a car. Save yourself money and alot of time and use somone eles. ANYONE ELES

July 25, 2026
Unprompted review
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Reply from Close Brothers

Hello Customerry. Thank you sharing your feedback. We are truly sorry we did not meet your expectations, this is not the level of service we aim to provide to our customers. Please contact us on 0333 321 6060 or email us on customer.enquiries@closebrothers.com so that we can look into your concerns.

Rated 5 out of 5 stars

Very quick decision and my new car was…

Very quick decision and my new car was proceed within 3 days. Happy days

July 24, 2026
Unprompted review
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Reply from Close Brothers

Hello Ross. Thank you for your feedback. We are delighted that your new car was processed so efficiently. We appreciate your kind words!

Rated 5 out of 5 stars

Car finance

From start to finish my experience whith close brothers was excellent it was set up whith no fuss and all handled very professionally and the staff were fantastic will definitely use again if needing finance

July 24, 2026
Unprompted review
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Reply from Close Brothers

Hello Linda. Thank you for taking the time to share your feedback. We're delighted to hear that you had a smooth experience and that our team handled everything professionally. We truly appreciate your kind words and look forward to assisting you again in the future.

Rated 3 out of 5 stars

Beware Conditional Sale agreements

When I purchased a new car, the dealer used Close Bros and the finance was set up as a “Conditional Sale”. No issues to start but when I put a private number on the car I was sent a letter telling me in no uncertain terms that the car belonged to Close Bros, no changes were to be made to the vehicle without permission and was charged £35.00. I had avoided insurance companies who practice this method of printing money then I’m stung by the finance company! Close Bros for me, at this stage of the agreement showed no flexibility and were quite abrupt, which is one of the reasons I opted to take my business elsewhere however, when I sold the car there were a few issues caused by the new dealer but Close Bros stepped up and helped me sort things out. If they could have shown this level of flexibility and customer service earlier in the agreement, I may have stayed with them. Don’t avoid Close Bros but look out for “Conditional Sale Agreements” and read the small print.

July 24, 2026
Unprompted review
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Reply from Close Brothers

Hello Paul. Thank you for sharing your experience. We're sorry to hear that parts of your journey with us left you feeling frustrated, particularly regarding the Conditional Sale Agreement and associated charges. However we're pleased, that our team was able to support you when it came to selling your vehicle and help resolve the issues you encountered. We appreciate your honest feedback and will use it to help improve our service going forward.

Rated 5 out of 5 stars

Recommended a vehicle

Recommended a vehicle, much say. I'm happy, excellent. Keen eye for the appropriate. Vehicle.

July 22, 2026
Unprompted review
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Reply from Close Brothers

Hello Samuel. We're delighted to hear that you're happy with your vehicle and that the recommendation was right fit for you. We're appreciate you taking the time to share feedback.

Rated 1 out of 5 stars

Avoid!!!!

I brought a car on finance using close brothers, when I tried to sell the car 6 months before the end of the finance agreement it was found that the car I was sold was a stolen car and had no chassis number in the car. I've been chasing this up with the garage who won't respond to me and close brothers are hardly replying. Apparently because I've had the car more than 6 months it's not their problem. I'm a young girl and to be honest I'd never heard of a chassis number before. So I wasn't aware of how serious this was until it was found my car didn't have one. Close brothers are digging their heals in in getting this sorted for me, hardly replying to my emails and when they do it's just to fob me off. I would avoid using them if you can avoid it! Dodgy company working along side dodgy car garages! Thousands and thousands of pounds spent on a car that is now useless

July 23, 2026
Unprompted review
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Reply from Close Brothers

Hi Abbie. We are truly sorry to hear about your experience and the concerns regarding your vehicle. We're apologise to hear that you feel your concerns haven't been properly addressed and that our communication has not met your expectations. We understand how frustrating this situation must be, especially given the seriousness of the issues you've described and the difficulties you've encountered in getting updates. Please contact us 0333 321 6060 or email us on customer.enquiries@closebrothers.com.

Rated 5 out of 5 stars

Close brothers was very easy to deal…

Close brothers was very easy to deal with. They gave me an early settlement figure and settling the finance was no problem

July 23, 2026
Unprompted review
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Reply from Close Brothers

Hello Phil. We're delighted to hear that Close brothers was easy to deal with and that arranging your early settlement figure and settling your finance was a straightforward process. Thank you for taking the time to provide your feedback.

Rated 1 out of 5 stars

trying to get sense is impossible its…

trying to get sense is impossible its pass the buck time if you have any complaints steer clear

June 17, 2026
Unprompted review
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Reply from Close Brothers

Thank you for taking the time to submit your review. We would value a conversation with you to discuss your concerns further. Please contact groupcommunications@closebrothers.com.

Rated 1 out of 5 stars

Extremely disappointing

Extremely disappointing experience with Close Brothers

I have been extremely disappointed with my experience dealing with Close Brothers regarding a faulty Ford Ranger.

The vehicle developed serious issues within days of purchase, followed by repeated repair attempts. I eventually rejected the vehicle, but the matter has still not been resolved satisfactorily.

I have also been very concerned about the way my complaint has been handled. I was initially told that an independent inspection was not necessary because I had provided sufficient evidence to support my rejection. An inspection was then arranged through Scotia, which was carried out at the dealership. I have concerns about how thorough and independent this inspection was, particularly as the vehicle was not inspected on a ramp, despite the nature of the mechanical issues I had experienced.

What I find particularly frustrating is that the full history and circumstances surrounding the vehicle do not appear to have been properly considered, with significant reliance being placed on a later inspection that found no fault.

The handling of the compensation has also been extremely disappointing. I was initially offered £1,000, but this was later reduced to just £100 without any clear explanation. The £100 was subsequently paid into my husband’s bank account, despite the fact that I do not accept this amount as a resolution or settlement of my complaint.

The ongoing delays, financial uncertainty and stress this situation has caused have had a significant impact on both my husband and me and are now affecting our health and wellbeing. We are also continuing to incur costs relating to the vehicle, including insurance and vehicle tax, while the matter remains unresolved.

I have now had to escalate my complaint to the Financial Ombudsman Service.

I sincerely hope Close Brothers review how this matter has been handled and take into account the full circumstances rather than focusing solely on one inspection report. This has been an extremely stressful and frustrating experience, and I would not have expected this level of difficulty when dealing with a regulated finance company.

July 21, 2026
Unprompted review
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Reply from Close Brothers

Hello Sarah. Thank you for your feedback. We're truly sorry to hear about your experience and the stress this situation has caused. We understand your concerns regarding the vehicle, the inspection process, the handling of your complaint, and the compensation offered. We acknowledge how frustrating and stressful this matter has been, particularly given the length of time it has taken and the ongoing costs and uncertainty you have experienced. We regret that our service did not meet your expectations and thank you for bringing your concerns to our attention. Please call us on 033 3321 6060 or email customer.enquiries@closebrothers.com.

Rated 5 out of 5 stars

My Complaint Handler Ntombizekhethelo…

My Complaint Handler Ntombizekhethelo Zee Mbuyazi
was very good, she completed my Complaint within timescales and was professional, considerate and very good at her job. We arrived at correct decision and my complaint was upheld. Thank you x

July 21, 2026
Unprompted review
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Reply from Close Brothers

Hello Lynda. We are so pleased to hear about your positive experience with our team. It's wonderful to know that our team member, Ntombizekhethelo Zee Mbuyazi provided excellent support and assistance. We will definitely make sure to pass this feedback on to her and the team and it's wonderful to know that we could provide the assistance you needed and help with your complaint. We truly appreciate taking your time to provide us your positive feedback. Thank you!

Rated 5 out of 5 stars

I have been struggling to make payment…

I have been struggling to make payment to my car due to closed bank accounts but the company stood with me for a long time

July 21, 2026
Unprompted review
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Reply from Close Brothers

Hello Jefrey. Thank you for your review. We're glad we could support you during a difficult time of making payments due to your bank account situation and help you find a solution. We appreciate your trust in us.

Rated 5 out of 5 stars

Thanks so much for sorting my bike out…

Thanks so much for sorting my bike out amazing company

July 21, 2026
Unprompted review
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Reply from Close Brothers

Hi Darren. Thank you for your kind review. We're delighted we could assist with your bike and appreciate your feedback.

Rated 5 out of 5 stars

Fast document processing. Friendly staff.

I'm pleased with my experience with this company. Everything was done quickly and clearly. Thanks.

July 19, 2026
Unprompted review
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Reply from Close Brothers

Thank you for leaving a review. We're glad to hear you had a good experience with us.

Rated 5 out of 5 stars

Proper company.

Close brothers stuck by me after my previous 2 car purchases didn't happen because of a problem with both cars, but they gave me finance for the 3rd time and this time it's going to happen. Thank you close brothers Ur the best.👍

July 16, 2026
Unprompted review
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Reply from Close Brothers

Hello Stephen. Thank you for your kind words! We're delighted we could support you throughout your journey. We appreciate your patience and trust in us, and we're thrilled that everything is coming together this time and thank you for choosing us!

Rated 5 out of 5 stars

Car Loan

Jordan was very helpful and had all the patience to run through the entire process and assist wherever required. The entire process was nice and simple with no fuss.

July 16, 2026
Unprompted review
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Reply from Close Brothers

Hello Elias. Thank you for taking the time to share your feedback. We're delighted to hear that Jordan was able to assist you throughout the process and provide helpful support. Your kind words are greatly appreciated.

Rated 5 out of 5 stars

I found it easy to apply for a car…..

I found it easy to apply for a car loan; it was approved, and all the paperwork was sorted quickly. I was lucky enough to be able to pay off early[lottery win]; it was straightforward to do, and I would use again

July 17, 2026
Unprompted review
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Reply from Close Brothers

Hello J Falk. Thank you for your positive feedback. We're delighted to hear that your car loan application was quick and easy, and that the early repayment process was straightforward. We appreciate you taking the time to share your experience with us.

Rated 5 out of 5 stars

Clear,concise contract.Coming from a…

Clear,concise contract.Coming from a trade where there is no margin for error,i tend to set my bar quite high!In my opinion the transparency and articulate format that these guys provide deserves recognition.From memory it is nigh on ten years since my last finance agreement with them,during which time our world has become vastly more digital.Despite these changes,both of my experiences with this company have been top notch in every aspect.It is comforting to conclude that integrity and honesty still matter in a chaotic world!

July 16, 2026
Unprompted review
Close Brothers logo

Reply from Close Brothers

Hi Kim. Thank you for taking the time to provide your feedback. We are glad to hear about your positive experience with us.

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