Of all the loans we researched, College Ave was the easiest to navigate. The process was easy to understand and we got the lowest rate. I’m only giving 4 stars because the school hasn’t gotten paid ye... See more
Company replied
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Review summary
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Easy, fast application process with no application fee. Interest rate is ridiculously high.. what you borrow compared to what you will have to pay back is a little extreme but seems to be the consensu... See more
Company replied
I was hoping for an interest rate that was closer to what was advertised. I realize that’s where they can start and each person’s situation is different. But 4% higher than advertised is a lot. And we... See more
I’m a new student starting this semester and College Ave made it so so easy to get a loan! I started three different loan applications through different companies, but College Ave was the quickest, mo... See more
Company details
Written by the company
College Ave started with a big vision and a simple mission – take the stress out of paying for college so students can focus on preparing for a bright future. Now a leading fintech lending company, College Ave remains committed to using best-in-class technology and deep industry expertise to deliver practical and personal solutions that give young adults a running start on their roads to financial success. We offer best in class products with competitive rates and a customer-friendly experience from start to finish.
Contact info
United States
- www.collegeave.com
4.5
Excellent
4K reviews
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The application process is simple and…
The application process is simple and straightforward
July 7, 2026
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
The interest rate is higher than you…
The interest rate is higher than you show 1st or advertise. Students loan should be treated at the best among any other loan but looks it is not.
June 30, 2026
Reply from College Ave
Chung - Thank you for sharing your feedback. We understand that interest rates are an important part of the borrowing decision. While advertised rates reflect the range of rates available, each loan's final interest rate is individually determined based on factors such as the applicant's credit profile, loan details, and market conditions at the time of application. We strive to keep our rates competitive and appreciate you taking the time to share your experience.
It was easy to apply and great rates
It was easy to apply and my rates were SO much better than with Sallie Mae. I had our approval quickly and the information was sent to the school. I highly recommend College Ave!
June 30, 2026
I know that the increase of interest…
I know that the increase of interest rate is not your fault. But still you have potion. I think your loan is too commercialized to be called a student loan.
June 29, 2026
Reply from College Ave
Kevin - Thank you for sharing your feedback. We strive to keep our rates competitive, but several factors determine the interest rate including both the applicant’s and cosigner’s credit in addition to the loan repayment option selected, and we provide all the details about the interest rate for the customer to accept prior to making the loan.
quick and easy and very helpful
July 7, 2026
easy to use system and great follow up…
easy to use system and great follow up communications
July 2, 2026
Great experience
It was an easy process. You provided the lowest interest rate. Staff was pleasant and patient.
June 30, 2026
Efficient and professional as usual…
July 3, 2026
The employees I spoke to were helpful
The employees I spoke to were helpful, informative & took care of some issues that occurred in a timely manner!
July 3, 2026
Speed and ease of use!
June 26, 2026
Application was not difficult and kept…
Application was not difficult and kept me updated concerning the processing of the loan.
June 25, 2026
High loan interest rate despite exceptional credit score
Positive
It's easy to apply and get loans online.
Negative
1. It took several calls and a few weeks to resolve an issue with an old account information interfering with my access to the College Ave website.
2. My first parent loan of $3000 had interest rate of 3.99%. I paid off this loan before applying for a second loan in the amount of $15000. With my exceptional credit score of 830-840 I expected to get the loan at least at the same rate (if not lower). But the rate increased to 4.99% (while the FED rate during that time had remained unchanged).
June 25, 2026
Reply from College Ave
Armen - Thank you for taking the time to share your feedback. We're glad to hear you found the online application process easy to use, but we're sorry to learn about the difficulties you experienced accessing your account and the frustration with your interest rate. Interest rates are determined at the time of application based on several factors, including market conditions and the applicant's overall credit profile, so rates may differ from one application to the next even for returning borrowers with excellent credit. We appreciate your comments and welcome the opportunity to discuss your experience further if you have any additional questions.
Easy application process!
July 2, 2026
College Ave was so easy to use
College Ave was so easy to use. I was kept updated and advised how the process was going. It was easy to pick the terms and help my child get funded for her summer semester.
July 1, 2026
Easy Application and Approval Process
The application process was simple and approval was quick. Communication during the process was good and I feel like I know how to handle things so far. No payments have been issued yet but I hope the rest of the process is just as smooth!
June 30, 2026
The application process was easy and…
The application process was easy and they kept me informed on where my daughters loan application stood.
June 30, 2026
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