CreditAssociates Reviews 

22,544
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 2,545 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the professional staff for being exceptionally kind, knowledgeable, and patient while guiding consumers carefully through their debt relief options. People note that the overall process is smooth, efficient, and reassuring, helping to significantly lower their daily financial stress and anxiety. However, some customers also noted communication hurdles and frustrating delays when trying to reach out to their assigned agents after the initial call. A few reviewers also experienced unexpected issues with follow-up support, a lack of progress updates, or uncommunicated timeline details regarding their specific creditor accounts.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting their professionalism, patience, and extensive... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as friendly, helpful,... See more

Service

Reviewers mention positive feedback about service, highlighting clear explanations and professional... See more

User experience

Consumers find user experience to be very satisfying, reporting that staff are helpful and explain everything... See more

Payment

Clients share ambiguous opinions on payment, with many consumers expressing satisfaction over affordable... See more

Reviews shaping this summary

Rated 5 out of 5 stars

The two people that made my day the greatest were Stephanie who did the intro part of my phone call and Ryan Williams who handled my credit debt request and questions. He explained everything to me e... See more

Company replied

Rated 5 out of 5 stars

My experience with Credit Associates has truly been life changing. I had over $18,000 in debt across two credit cards, and they helped reduce it to just over $13,000, saving me more than $5,0... See more

Company replied

Rated 5 out of 5 stars

I spoke with Tam, one of your agents and she was very helpful, and very knowledgeable. She explained the program to me and she went to her manager to try and get me a lower rate because she realized... See more

Company replied

Rated 5 out of 5 stars

I was skeptical about calling because with all the scams going on, I don't trust anyone. I have to say that customer service is excellent from the 1st associate to their manager who took over and expl... See more

Company replied


Company details

  1. #6 of 32 best companies in Debt Relief Service
  2. #43 of 188 best companies in Financial Consultant

About CreditAssociates

Written by the company

At CreditAssociates we have a passion for helping people break the cycle of endless debt, and with over 15 years of experience in the industry, we’re pretty good at it! We’ve resolved over 300,000 accounts totaling over $1 Billion in debt for our clients. Not only do we help them get out of debt for less than what they currently owe, our clients are typically debt-free in 24-36 months. Why spend years, even decades being crushed by crippling credit card debt, when you can be on your journey to financial freedom today?


Contact info

4.8

Excellent

TrustScore 5 out of 5

23K reviews

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Asks customers to review

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.8

All reviews

(22,544)

2,603 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Thomas was a very nice person however…

Thomas was a very nice person however the information was not all clear, I was not informed that the program was going to take 3 to 6 moths before settling with my creditors, I found out after I enrolled and that was going to affect my credit tremendously, my gold is to improve my credit score now. I cancelled the enrollment. I do not want to get behind with my creditors in purpose. I got a confirmation email.

August 5, 2026
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Reply from CreditAssociates

We appreciate the stellar review, Julian! Thank you so much. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Spoke with sammy,who was very polite

Spoke with sammy,who was very polite, patient and knowledgeable. He made the experience comfortable and explained everything very well!
Thank you for helping to lower my stress level.

August 5, 2026
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Reply from CreditAssociates

We really appreciate you taking the time to share your positive experience, Brenda! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Kindness and professionalism

So helpful,so kind and very professional! I feel confident that I can live without constant stress and that I will pay every payment with sincere appreciation for this amazing service!!

August 5, 2026
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Reply from CreditAssociates

We're so thrilled that you had a positive experience, Jan! Thank you so much for sharing. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

The attention to detail and working…

The attention to detail and working with me through the whole process was amazing, thank you Ryan!

August 5, 2026
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Reply from CreditAssociates

Thank you for the amazing feedback, Shane! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Very good experience

Very good experience

August 4, 2026
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Reply from CreditAssociates

Thank you for the amazing feedback, Astley! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Thomas was very nice and helpful and…

Thomas was very nice and helpful and explained everything. I hope that I can work with him on a regular basis.

August 5, 2026
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Reply from CreditAssociates

Thank you so much for your kind words, Jeffrey. We're so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Nice

Exactly has the letter I received in the mail described.

August 4, 2026
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Reply from CreditAssociates

Hi, Kevin. Your feedback is highly appreciated. Thank you for the review! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Yes there is light at the end of the tunnel

Yes, my name is Hilda ; Jones credit association I am praying and hoping that this company is truly gonna help me speaking with the representative. He sounds sincere and I’m praying to God truly praying to my Lord and Savior that he has answered my prayers and I have a way out with credit Associates thank you Hilda ; Jones. Blessings.

August 4, 2026
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Reply from CreditAssociates

Thanks so much for your feedback, Hilda. We’re so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

I had a good experience

I gas a good experience, the people who assisted me were very kind and professional. I think the company is doing a good job helping people consolidate their debts, and I am very grateful for the help provided

August 4, 2026
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Reply from CreditAssociates

We really appreciate you taking the time to share your positive experience, Mariela! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Great

Informative and helpful

August 4, 2026
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Reply from CreditAssociates

We're so thrilled that you had a positive experience, Dennis! Thank you so much for sharing. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

The associate that I spoke with was…

The associate that I spoke with was very nice and she explained things so that I had a full understanding of what was happening. I highly recommend the company.

August 3, 2026
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Reply from CreditAssociates

Thank you for the amazing feedback, Brenda! We work hard at Credit Associates to meet expectations like yours, and we’re happy to hear we hit the mark for you. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Good10!

Easy explanation

August 4, 2026
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Reply from CreditAssociates

Hi, Laura. Thanks for taking the time to share your positive experience. We truly appreciate it! Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Explanation on account

Explanation on account

July 31, 2026
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Reply from CreditAssociates

Thank you so much for your kind words, Myra. We're so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

NICK VARELA HELPED ME WITH THIS…

NICK VARELA HELPED ME WITH THIS ACCOUNT. HE WAS POLITE, PROFESSIONAL, INFORMATIVE AND KIND.

August 3, 2026
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Reply from CreditAssociates

Thanks so much for your feedback, Michelle. We’re so happy that you found our services helpful. Sincerely, Your Client Success Team

Rated 5 out of 5 stars

Everything was handled very easy and…

Everything was handled very easy and explained step by step. Gentleman was very friendly and helpful, I greatly appreciated the conversation.Thank you so much for the easy service you provided.

July 31, 2026
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Reply from CreditAssociates

Thanks for the review, Beverly! Your feedback is so much appreciated. Sincerely, Your Client Success Team

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