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Fleet Mortgages Reviews 

258
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 144 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and responsive team members who go above and beyond to make complex application processes feel much smoother and easier to manage. Many consumers highlight the exceptional support, expert guidance, and highly efficient communication received from the dedicated team throughout all stages of their financial cases. Some reviewers were not happy with the lengthy timescales, constant back and forth communication issues, and demanding paperwork requirements. A few other people also felt that the turnaround times for document checks could be frustratingly slow and difficult to navigate during busier operating periods.

What people talk about most

Service

Customers consistently note positive experiences with service, highlighting efficient support, clear... See more

Staff

Customers report positive experiences with staff, highlighting the knowledgeable, responsive, and supportive... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and supportive team... See more

User experience

Clients share positive opinions on user experience, highlighting speedy and straightforward systems that make... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the quick turnaround times and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As a broker with 35 years of experience, I have to give thanks to Fleet and the great team that have been looking after my cases over the years and after the latest two completions. The Fleet team of... See more

Company replied

Rated 5 out of 5 stars

I can’t recommend Josh Parker highly enough. As my BDM at Fleet Mortgages, he went above and beyond at every stage of the process and played a vital role in getting my deal over the line. His proactiv... See more

Company replied

Rated 5 out of 5 stars

Sometimes it really is the simple things which make a difference. It was a pleasant surprise to receive a call from Fleet Mortgages this morning to pro-actively advise us that a new lower rat... See more

Company replied

Rated 5 out of 5 stars

Historically I had found Fleet quite difficult to deal with. Their underwriting process required a lot of info, often far too much! Of late I am pleased to say this has improved hugely, underwriting i... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About Fleet Mortgages

Written by the company

Fleet Mortgages is a trusted name in the buy-to-let market, helping its intermediary partners achieve successful outcomes for their landlord clients. We're a specialist buy-to-let, intermediary-only lender, and we were acquired by Starling Bank in 2021.

Whether your clients are looking for Individual, Limited Company Buy-to-Let mortgages or seeking finance for HMO/MUBs, Fleet Mortgages is well-positioned to help your clients with the right solution for their needs. Our professional team has exceptional market knowledge and a wealth of experience within the buy-to-let sector.

Start the buy-to-let conversation with Fleet today.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

258 reviews

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Replied to 100% of negative reviews

Typically replies within 24 hours

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4.3

All reviews

(258)

140 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Jess was really helpful with a…

Jess was really helpful with a difficulty customer. We had a positive outcome in the end, couldn't have done it without Jess :)

May 1, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're delighted to hear that we could help you and your customer and we look forward to working with you again soon.

Rated 5 out of 5 stars

Fleet great criteria help my case a…

Fleet great criteria help my case a lot.
Underwriter has been in touch with me one to one.
Processing time was reasonable.
Mortgage offer issued with no fuss.
What else i ask ?
Fleet is a great lender and i am happy to have you on my side.

April 27, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to share your experience with us and we look forward to working with you again soon.

Rated 5 out of 5 stars

Great lender with Amazing staffs

Great lender with Amazing staffs , Always helpful and straight forward application process.

April 27, 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team kept you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 1 out of 5 stars

BTL lending

Despite satisfying all the lending criteria for BTL the valuation came back with resale issues so Fleet refused to give full offer. Fleet either need to change their lending criteria or use valuvation firms who understand the property market, they even got the floors wrong!! The information given on their valuvation report are factually incorrect! Their advisers have giving wrong information and we lost the valuvation fee. Initially they said they would refund the fee then they refused to refund it!

March 13, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Fleet are really easy to use

Fleet are really easy to use. Common sense underwriters and everyone there to help. Application easy to key too.

April 13, 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 4 out of 5 stars

Case was offered- criteria is…

Case was offered- criteria is excellent, however they did request a lot of documents, perhaps more than other lenders would which sowed the case down a little.

April 1, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 1 out of 5 stars

You are asking for far too many…

You are asking for far too many documents which are completely not necessary. This does not help anybody, not me as I need to come up with silly explanations re those documents. It does not help clients who need to move on quickly. And I am not sure how this assist Fleet other then paying more for admin work?!

March 10, 2026
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 4 out of 5 stars

Friendly & helpful staff

All the staff are friendly and helpful albeit Underwriting is quite lengthy.

March 4, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to share your experience with us and we look forward to working with you again soon.

Rated 2 out of 5 stars

Not the smoothest process on what…

Not the smoothest process on what should have been a relatively simple Remortgage, only resolved when the excellent BDM got involved.

March 1, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 5 out of 5 stars

My client and myself love working with…

My client and myself love working with Fleet Mortgages…
They get the job done.

March 1, 2026
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 3 out of 5 stars

Dislike-Asking too much information for simple BTL

Dislike-for BTL asking too many information & not asking all the information upfront.

Like-U/W updated me regularly via phone calls

March 19, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 5 out of 5 stars

My first case with Fleet Mortgages

As broker my first dealings with Fleet Mortgages was a absolute pleasure. The process and requirements were very clear and also along the way i had several calls giving me updates which was refreshing. One thing that particularly stood out for me was the pre valuation call where Fleet just wanted a bit more information on the property so it gave the valuer enough initial information so no shocks when they would turn up. I would use them again 100% and encourage other brokers to have a look at Fleet Mortgages

March 16, 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 4 out of 5 stars

Fairly smooth process

Fairly smooth process. Just a short time delay in underwriters reviewing supporting documentation. Otherwise the process might have merited 5 stars.

January 31, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We look forward to working with you again soon.

Rated 5 out of 5 stars

Quick result - Def. Recommend

I had a quirky case that needed to reach offer stage as soon as possible. After discussing it with my BDM, Stella, during her visit, she clearly outlined how Fleet could support the scenario. She, Hannah, and the wider team took great care of the case, which has now successfully completed. The underwriter was excellent throughout as well.

February 27, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 5 out of 5 stars

Complex SPV done with ease.

Hannah Chatfield was amazing to deal with, I had a complex Limited Company SPV Buy to Let Purchase, Hannah & Fleet Mortgages took a reasonable view on the complexity and took the time to understand the overall picture. This case dragged on with other lenders but Fleet were able to progress this quickly and save my client from losing the property. Overall great experience. Thanks again.

March 3, 2026
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you so much for your feedback. We’re delighted our team could assist with your complex case recently. At Fleet, we pride ourselves on having an exceptional team, and we’ll make sure your comments are shared with them. We look forward to supporting you again in the future.

Rated 5 out of 5 stars

My BDM Charlotte was extremely helpful

My BDM Charlotte was extremely helpful. She responded to my queries promptly, and for complex queries she would give me a call to discuss over the phone. The underwriters also spoken to me about this complex case to help me understand the requirements. All in all the experience is very positive!

January 15, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 5 out of 5 stars

I spent 1.5hrs on the phone with a BDM…

I spent 1.5hrs on the phone with a BDM Emma and what was originally a single enquiry turned into multiple business opportunities. I will definitely be looking to place new business and the proof will be in the case(s) completing.
⭐️⭐️⭐️⭐️⭐️ based on today's interaction.

February 20, 2026
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you for taking the time to share your experience with us and we look forward to working with you again soon.

Rated 5 out of 5 stars

I found my experience with Fleet truly amazing and very professional

I found my experience with Fleet truly exceptional. I was working closely with the BDM Lockwood and Sam who was the office BDM and they helped me progress this case to a offer successfully. This was a portfolio remortgage which had its challenges throughout, but with their expert guidance, I was able to navigate the potential pitfalls that would have come my way.

February 19, 2026
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Reply from Fleet Mortgages

Thank you so much for your feedback. We’re delighted our team could assist with your complex case recently. At Fleet, we pride ourselves on having an exceptional team, and we’ll make sure your comments are shared with them. We look forward to supporting you again in the future.

Rated 3 out of 5 stars

You over complicate you ask for far too…

You over complicate you ask for far too much in comparison to others within your aerana

February 19, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

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