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Fleet Mortgages Reviews 

258
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Evaluating 144 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the helpful staff and responsive team members who go above and beyond to make complex application processes feel much smoother and easier to manage. Many consumers highlight the exceptional support, expert guidance, and highly efficient communication received from the dedicated team throughout all stages of their financial cases. Some reviewers were not happy with the lengthy timescales, constant back and forth communication issues, and demanding paperwork requirements. A few other people also felt that the turnaround times for document checks could be frustratingly slow and difficult to navigate during busier operating periods.

What people talk about most

Service

Customers consistently note positive experiences with service, highlighting efficient support, clear... See more

Staff

Customers report positive experiences with staff, highlighting the knowledgeable, responsive, and supportive... See more

Customer service

Users describe positive interactions with customer service, highlighting responsive and supportive team... See more

User experience

Clients share positive opinions on user experience, highlighting speedy and straightforward systems that make... See more

Response time

Reviewers highlight positive aspects of response time, consistently praising the quick turnaround times and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

As a broker with 35 years of experience, I have to give thanks to Fleet and the great team that have been looking after my cases over the years and after the latest two completions. The Fleet team of... See more

Company replied

Rated 5 out of 5 stars

I can’t recommend Josh Parker highly enough. As my BDM at Fleet Mortgages, he went above and beyond at every stage of the process and played a vital role in getting my deal over the line. His proactiv... See more

Company replied

Rated 5 out of 5 stars

Sometimes it really is the simple things which make a difference. It was a pleasant surprise to receive a call from Fleet Mortgages this morning to pro-actively advise us that a new lower rat... See more

Company replied

Rated 5 out of 5 stars

Historically I had found Fleet quite difficult to deal with. Their underwriting process required a lot of info, often far too much! Of late I am pleased to say this has improved hugely, underwriting i... See more

Company replied


Company details

  1. Mortgage Lender
  2. Financial Institution

About Fleet Mortgages

Written by the company

Fleet Mortgages is a trusted name in the buy-to-let market, helping its intermediary partners achieve successful outcomes for their landlord clients. We're a specialist buy-to-let, intermediary-only lender, and we were acquired by Starling Bank in 2021.

Whether your clients are looking for Individual, Limited Company Buy-to-Let mortgages or seeking finance for HMO/MUBs, Fleet Mortgages is well-positioned to help your clients with the right solution for their needs. Our professional team has exceptional market knowledge and a wealth of experience within the buy-to-let sector.

Start the buy-to-let conversation with Fleet today.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

258 reviews

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Replied to 100% of negative reviews

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4.3

All reviews

(258)

140 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

The application and underwriting…

The application and underwriting process was smooth and timely.

BDM service was on hand and was very helpful!

February 16, 2026
Unprompted review
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 2 out of 5 stars

most over the top underwriting i have…

most over the top underwriting i have seen for years. Crazy requirements for proof of deposit etc.
when most lenders are streamlining this was like going back 20 years. Will not be rushing back here

January 16, 2026
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages we're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 5 out of 5 stars

Overall

Overall, the ease of use of the systems & superb underwriting support from Helen Smith, which was much appreciated - thankyou!

February 2, 2026
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team could make the process fast and keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 5 out of 5 stars

Great Service from the team

Great Service from the team, including the underwriter David, the BDM David Lockwood and Josh Mynard the telephone BDM!

February 16, 2026
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Reply from Fleet Mortgages

Thank you so much for your feedback. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on and we look forward to working with you again.

Rated 5 out of 5 stars

Great

Great, fast response. Good service.

February 13, 2026
Unprompted review
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 5 out of 5 stars

We work closely with Fleet...

We work closely with Fleet and have a great experience throughout. Especially because of Helen McNamara she always goes above and beyond and is always availble when we need her.

February 12, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for your feedback. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on and we look forward to working with you again.

Rated 5 out of 5 stars

Quality Service

The service I have recieved from BDM Giovanna Streatfield, TBDM Jess Haddock and underwriter Jen Jenkins have been outstanding, they are always there to help and speak about the case. The systems are easy to use and updates are great. Offer out shortly and happy customer.

February 13, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for your feedback. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on and we look forward to working with you again.

Rated 5 out of 5 stars

We work really closely with Fleet and…

We work really closely with Fleet and have a great working relationship.

Helen Mcnamara is absolutely fantastic and will always go above and beyond for us.

February 13, 2026
Unprompted review
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Reply from Fleet Mortgages

We just wanted to say thank you for taking the time to leave us a 5* review, we really appreciate it.

Rated 5 out of 5 stars

Helen Mcnamara is great

Helen Mcnamara is great, a BDM that actually answers the phone and is super helpful in getting deals done.

One of the best BDMs I work with.

February 13, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for taking the time to leave us a review. It’s great to know our team keep you updated throughout. Thank you for choosing Fleet Mortgages and we look forward to working with you again.

Rated 5 out of 5 stars

Fleet Mortgages - A great big thank you!!

As a mortgage broker I deal with many banks and lenders.

Most are professional and do their jobs well as you would expect, but now and then you come across someone who stands out above the rest and makes a real difference to the whole experience when using a lender.

Simply it comes from caring and communicating well, and dare I say using the telephone rather than just a long chain of emails.

I would like to thank Jayde Harrison in Sales and Johnny Haque in Underwriting, both go out of their ways to support us and the appilcations submitted.

It makes a difference and ensures Fleet Mortgages stay at the top specialist BTL lenders for competitive products, service turnaround time, communication and most important of all - Caring.

Thank to you both.
Marc

February 12, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 5 out of 5 stars

Fleet Mortgages - Josh Mynard - BDM

I have been liaising with josh over a complicated BTL with a number of difficult criteria points. Not only have I found Fleet criteria to be very accommodating, but the service I have received via Josh has been first class. People going over and above to help and solve issues is rare these days and he did just that! Super service Josh, 10/10 and thank you again. Neill @ Myers Davison Ginger.

February 11, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 5 out of 5 stars

Top Mortgage BDM's

Jess Haddock and Giovanna Streatfield (my Business Development Managers at Fleet Mortgages), have assisted me as a mortgage broker to complete on two tricky buy to let cases. They made the whole process really straightforward and stress free. Thank you so much!

February 11, 2026
Unprompted review
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Reply from Fleet Mortgages

Thank you so much for your lovely feedback and we're happy to hear about your experience of working with us. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on to Jess and Giovanna and we look forward to working with you again.

Rated 5 out of 5 stars

After initially leaving a 1-star review…

After initially leaving a 1-star review due to a disappointing experience, I feel it’s only fair to update my feedback.

Following my review and with the subsequent support of the truly amazing Helen McNamara (BDM) and outstanding Laura Cox (UW), the company reached out promptly and took my concerns seriously. They were professional, understanding, and genuinely committed to resolving the issue. The team kept me informed throughout the process and worked quickly to put things right.

I really appreciate the way they handled the situation. Mistakes can happen, but what truly matters is how a company responds — and in my case, they stepped up and delivered excellent customer service. The client was ready to go elsewhere but through the action and support received from Helen my client is actively looking to place more business with Fleet.

Thank you for taking the time to resolve this properly. It’s made a big difference, and I’m happy to revise my rating based on the positive action taken.

February 11, 2026
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

We’re sorry to hear about your recent experience but we’re happy to hear that Helen and Laura were able to step in and put things right, and thank you so much for updating your review, we really appreciate it. We’re committed to resolving issues quickly and supporting brokers and their clients, so it’s great to hear the outcome restored confidence and kept the case on track. Thanks again for giving us the chance to make things right and we look forward to working with you on future cases.

Rated 5 out of 5 stars

Charlotte/Dave - Dream Team!

Charlotte and Dave have been absolutely brilliant as my BDMs at Fleet Mortgages. Their communication is excellent - always clear, responsive, and proactive. They’ve provided consistent help and support throughout, making everything feel straightforward and well-managed. Always refreshing to work with people who are so knowledgeable, approachable, and genuinely supportive. A real credit to Fleet Mortgages.

February 9, 2026
Unprompted review
Fleet Mortgages logo

Reply from Fleet Mortgages

Thank you so much for your lovely feedback and we're happy to hear about your experience of working with us. We have an amazing team here at Fleet so we’ll make sure we pass your feedback on to Charlotte and Dave and we look forward to working with you again.

Rated 3 out of 5 stars

Average

Fleet used to be efficient and easy to deal with, unfortunately, that's not the case today. Common sense has disappeared and replaced by over zealous underwriting to an extent is simply doesn't make much sense.

February 5, 2026
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Reply from Fleet Mortgages

Thank you for taking the time to leave us a review. We're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 2 out of 5 stars

I wouldn't recommend them

Incredibly fussy lender requiring reams of paperwork for a buy to let mortgage.
Even though we had shown the client had a good current income and over £800k in the bank (more than enough to buy the subject property twice), the lender wanted such things as proof of income from 2021. Utterly ridiculous and unnecessary on a buy to let (or even residential). Embarrassing criteria and a waste of everyone's time.

January 12, 2026
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages we're always looking at ways in which we can improve our service, so we will share your feedback with the relevant team.

Rated 1 out of 5 stars

Underwriting is a nightmare

Underwriting is a nightmare
Loyalty Product process for existing customers is a joke

February 5, 2026
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Reply from Fleet Mortgages

Thank you for your feedback and we’re sorry to hear about your experience. At Fleet Mortgages, we take feedback seriously and we are constantly looking to improve the way we do things. We would like to find out more about your case so if you would like to discuss your experience further, please contact our Complaints team on: 01252 916 800 or complaints@fleetmortgages.co.uk
Alternatively, if you would like to raise a formal complaint, please use this form to provide additional details: https://www.fleetmortgages.co.uk/complaints/

Rated 5 out of 5 stars

Really good

Really good! Jo Murphy always tries her best to get the case to offer, Thank you

January 28, 2026
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Reply from Fleet Mortgages

Thank you so much for leaving us a 5* review. We're lucky to have an amazing team at Fleet so we're happy to hear you feel the same and we look forward to working with you again.

Rated 5 out of 5 stars

I did a complex mortgage with Fleet…

I did a complex mortgage with Fleet recently and the support especially from BDM's Emma and Katy and broker support was fantastic.

My client has struggled with other lenders but Fleet were fantastic from start to finish.

January 5, 2026
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Reply from Fleet Mortgages

Thank you so much for your feedback. We’re delighted our team could assist with your complex case recently. At Fleet, we pride ourselves on having an exceptional team, and we’ll make sure your comments are shared with them. We look forward to supporting you again in the future.

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