Jaja Reviews 

15,971
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 3,197 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the simple and fast application process, noting how straightforward it is to get started quickly and successfully receive a new card. People also mention that the mobile app is exceptionally sleek and well-designed, making it effortless to navigate and stay completely on top of daily spending. However, some customers also noted difficulties when trying to get help from customer service or when dealing with unexpected payment restrictions. A few people experienced frustrating communication delays and unhelpful support interactions when attempting to resolve important account disputes and security verification checks.

What people talk about most

User experience

Consumers find user experience to be exceptionally positive, highlighting the straightforward application... See more

Application

Users describe positive interactions with app, highlighting its clear interface and straightforward... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a high level of disagreement. On... See more

Service

People report positive experiences with service, highlighting a fast, efficient, and friendly team that keeps... See more

Customer service

Clients share ambiguous opinions on customer service, reflecting a high level of disagreement. Some reviewers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

jaja is a good card to have. Recognized everywhere and very speedy payments at usage. The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purch... See more

Company replied

Rated 5 out of 5 stars

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept in... See more

Company replied

Rated 4 out of 5 stars

Only 4* as the guidance during signinv ip was incomplete. I intended to take advantage of the transfer to pay off another credit card. The whole process to sign up etc was well ofganised and was 5... See more

Company replied

Rated 5 out of 5 stars

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The se... See more

Company replied


Company details

  1. Money & Insurance

About Jaja

Written by the company

Hello 👋 We're Jaja and we're on a mission to shake up credit and liberate our customers from needless complexity, wasted time, and frustration.

We're making the credit card experience simpler, more enjoyable, more intelligent – treating customers fairly and putting them back in the driving seat.

Find out more at jaja.co.uk

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

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4.5

All reviews

(15,971)

3,074 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I accidentally paid my full balance off…

I accidentally paid my full balance off and lost my 0% interest now im getting really high interest which im struggling to afford each month

August 11, 2026
Jaja logo

Reply from Jaja

Hi Steven,

Thank you for taking the time to share your feedback.

We’re sorry to hear about your experience and understand your frustration, We have now reached out to you through the in-app Message Centre to provide some further information and support.

You can find our message by selecting the More tab > Help within the app.

Thank you again for taking the time to share your experience.

Thank you,
Natalie D.

Rated 3 out of 5 stars

App issues

You keep offering me a balance transfer but when I use the app, as directed to login and request the code, no code gets sent.

August 11, 2026
Jaja logo

Reply from Jaja

Hi Rodney,

Thank you for taking the time to share your feedback.

We’re sorry to hear you’ve been having trouble receiving the verification code. We have now reached out to you directly by email with some troubleshooting steps that should help.

Thank you again for sharing your experience.

Thank you,
Natalie D.

Rated 5 out of 5 stars

The game changer and amazing trust!

The game changer and amazing trust!
JAJA card is a credit card I would recommend 100%!
I have had it for almost 1 year and writing my review from experience.
They are reasonable,generous,flexible and above all easy to manage.
Try it and you will find rest!
I can't wait for my limit to be increased so that I can bin others and simply remain fully here!

August 10, 2026
Unprompted review
Rated 5 out of 5 stars

Top-notch

Top-notch. I had a dispute with a high-end retailer, and it was very well handled by the consumer dispute department. Full marks. Don't just look at the brand; go deep inside to see their services.

October 10, 2025

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