Jaja Reviews 

15,981
TrustScore 4.5 out of 5

4.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 3,199 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the straightforward application process, noting that setting up accounts takes just minutes and provides sensible starting credit limits. Users love the mobile application because it is sleek, easy to navigate, and very helpful for keeping track of daily spending and payments. Consumers also appreciate the prompt and efficient service, mentioning that transfers and payments are handled very smoothly. However, some reviewers were not happy with customer service and support channels. Some people mentioned experiencing long delays and difficulties when trying to resolve account issues or getting in touch with representatives.

What people talk about most

User experience

Consumers find user experience to be exceptionally positive, highlighting the straightforward application... See more

Application

Users describe positive interactions with app, highlighting its clear interface and straightforward... See more

Payment

Customers consistently note ambiguous experiences with payment, reflecting a high level of disagreement. On... See more

Service

People report positive experiences with service, highlighting a fast, efficient, and friendly team that keeps... See more

Customer service

Clients share ambiguous opinions on customer service, reflecting a high level of disagreement. Some reviewers... See more

Reviews shaping this summary

Rated 5 out of 5 stars

jaja is a good card to have. Recognized everywhere and very speedy payments at usage. The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purch... See more

Company replied

Rated 5 out of 5 stars

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept in... See more

Company replied

Rated 4 out of 5 stars

Only 4* as the guidance during signinv ip was incomplete. I intended to take advantage of the transfer to pay off another credit card. The whole process to sign up etc was well ofganised and was 5... See more

Company replied

Rated 5 out of 5 stars

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The se... See more

Company replied


Company details

  1. Money & Insurance

About Jaja

Written by the company

Hello 👋 We're Jaja and we're on a mission to shake up credit and liberate our customers from needless complexity, wasted time, and frustration.

We're making the credit card experience simpler, more enjoyable, more intelligent – treating customers fairly and putting them back in the driving seat.

Find out more at jaja.co.uk

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(15,981)

3,088 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Very easy to apply

Very easy to apply. Quick decision.

July 20, 2026
Jaja logo

Reply from Jaja

Hi Rees,

Thank you so much for your review! 😊

We’re really pleased to hear that you found the application process easy and received a quick decision. 💳✨ We know how important it is for the application journey to be simple and straightforward, so it’s great to hear everything went smoothly for you.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

From day 1 there has been no problem…

From day 1 there has been no problem and you are kept informed with everything that goes on

July 5, 2026
Jaja logo

Reply from Jaja

Hi Alan,

Thank you so much for your lovely review! 😊

We’re really pleased to hear that you’ve had a smooth experience from the start and that you’ve found our updates helpful. 💳✨

Keeping our customers informed and making things simple to manage is something we always aim for, so it’s great to know this has been your experience.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Was easy to apply

Was easy to apply, great customer service and feedback

June 30, 2026
Jaja logo

Reply from Jaja

Hi Mduduzi,

Thank you so much for your kind review! 😊

We’re really pleased to hear that you found the application process easy and that you’ve had a great experience with our customer service team. 💳✨

We aim to make credit as simple as possible while providing helpful support whenever it’s needed, so it’s wonderful to know this has been your experience.

Thanks for choosing JAJA, we truly appreciate your feedback! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Happy to good service

I am so happy and good

September 27, 2025
Jaja logo

Reply from Jaja

Hi Muhammad,

Thank you so much for your lovely review! 😊

We’re really pleased to hear that you’re happy with your experience with our service. 💳✨

It’s great to know you’re enjoying the experience, and we really appreciate you taking the time to share your feedback with us.

Thanks for choosing JAJA, we’re glad to have you with us! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Excellent customer service

Excellent customer service

June 30, 2026
Jaja logo

Reply from Jaja

Hi Kevin,

Thank you so much for your kind review! 😊

We’re delighted to hear that you’ve had an excellent experience with our customer service team. 💳✨

Our team works hard to provide helpful and friendly support, so it’s wonderful to know that their efforts have made a positive impression.

Thanks for choosing JAJA, we truly appreciate your feedback and support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

The ease of application

The ease of application, and the user friendly app, has made this a seamless process.

July 6, 2026
Jaja logo

Reply from Jaja

Hi Marj,

Thank you so much for your lovely review! 😊

We’re really pleased to hear that you found the application process easy and that you’re enjoying our user-friendly app. 💳📱✨

Making things simple and seamless for our customers is exactly what we aim for, so it’s great to know your experience has been a positive one.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Straight forward setting up of my account.

Straight forward setting up on the account, my experience as a more mature person, not Tech 100% savvy, everything was so easy no hassle no need to phone anyone, everything explained so easily. The service has been amazin, user experience, is easy.

June 29, 2026
Jaja logo

Reply from Jaja

Hi Nathan,

Thank you so much for your wonderful review! 😊

We’re delighted to hear that setting up your account was straightforward and that you found the process easy to follow. 💳✨

We know how important it is for everything to be clear and simple, so it’s fantastic to hear that the app and service have provided a smooth experience for you without any hassle.

Thank you for choosing JAJA, we really appreciate your feedback and support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Brilliant

Brilliant, can't wait to use it abroad

July 5, 2026
Jaja logo

Reply from Jaja

Hi Adam,

Thank you so much for your review! 😊

We’re really pleased to hear you’ve had such a positive experience with JAJA. 💳✨

Your feedback means a lot to us, and we’re glad to know we’re providing a service that meets your expectations.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Very helpful

March 2, 2026
Jaja logo

Reply from Jaja

Hi There,

Thank you so much for your review! 😊

We’re delighted to hear that you found our service helpful. Providing clear, friendly support and making things as simple as possible for our customers is what we strive for. 💳✨

Thank you for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

Never had a issue

Never had a issue. App is great and not complicated.

July 17, 2026
Jaja logo

Reply from Jaja

Hi Michelle,

Thank you so much for your kind review! 😊

We’re delighted to hear that you’ve had a smooth experience with no issues and that you’re finding the app easy to use. 💳📱✨

We work hard to keep things simple, reliable, and straightforward, so it’s fantastic to know that’s been your experience.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars

So easy to use

So easy to use. Brill.

June 28, 2026
Jaja logo

Reply from Jaja

Hi Stephen,

Thank you so much for your lovely review! 😊

We’re really pleased to hear you’re finding JAJA so easy to use. Keeping things simple and straightforward for our customers is exactly what we aim for, so it’s great to know that’s been your experience. 💳✨

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 5 out of 5 stars
Jaja logo

Reply from Jaja

Hi Rasheed,

Thank you so much for your review! 😊

We’re delighted to hear that you’re finding our service great and easy to use. 💳✨

Providing a simple, straightforward experience is exactly what we aim for, so it’s wonderful to know we’re delivering that for you.

Thanks for choosing JAJA, we truly appreciate your support! 🚀

Thank you,
Natalie D.

Rated 1 out of 5 stars

Not as advertised

I got this card as it advertised an 18 month 0% balance transfer , since receiving the card that hasnt been the case so ill be closing the account.

May 10, 2026
Jaja logo

Reply from Jaja

Hi Chelsea,

Thank you for taking the time to share your feedback.

We are sorry to hear about your experience. We have now reached out to you through the in-app Messaging Centre to provide further information regarding the promotional offer on your account.

You can find our message by selecting the More tab > Help within the app.

Thank you again for your feedback.

Thank you,
Natalie D.

Rated 5 out of 5 stars

I have been dealing with Jaja for about…

I have been dealing with Jaja for about a year now. It was easy to apply for my card. I find the card helpful in large purchases. The service I have received so far has been helpful and they do not pressure you into increases or credit transfers . I would recommend Jaja to anyone who asked me about them.

July 16, 2026
Jaja logo

Reply from Jaja

💙

Rated 5 out of 5 stars

My new JaJa card

I have had other cards which I applied for on line, but in my experience this has been the best so far. I was pleasantly surprised how easy and straight forward the whole process was, always kept informed of what was happening. I haven't yet used my card, I'm sure that when I do the process will be seamless.
Thank you and keep up the excellent work.

July 3, 2026
Jaja logo

Reply from Jaja

💙

Rated 5 out of 5 stars

Good app

Good app and very easy to make extra payments to your account and you always keep your clients updated with any updates.

July 16, 2026
Jaja logo

Reply from Jaja

💙

Rated 5 out of 5 stars

jaja is a good card to have

jaja is a good card to have. Recognized everywhere and very speedy payments at usage.
The credit limit is good but could, perhaps, be a little bit higher as life is becoming more expensive and purchasing power is declining so we can buy less with the same money.
I am very satisfied with the service and I consider getting a Jaja card a very good idea. I would recommend Jaja card to everyone I know.

July 15, 2026
Jaja logo

Reply from Jaja

💙

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look