KOHO Reviews 

The system fits me. I'm just about to start sending my direct deposit checks through koho because of how easy this system is. You give me perks for minimal charges compared to Big Banks and it's very much appreciated.

King 🩷😘😘😘 of king

I love KOHO make it very easy to pay bill thank you

All good after a year of use. Cashback is a nice feature. Also the account is basically free if you have just one direct deposit a month. The virtual MasterCard and physical one all work basically everywhere.

Good for people on low income as it offers great benefits at little cost.

Easily done banking, so many services to help you save and easily look up where your spending. Its incredible!

And the cash back helps a lot too, I love everything about it.

Good product. Easy to use. Very quick loading money on card.

guess you guys needed the 30$ Doller emergency food benefit more then i did..dont be late on cover payements i guees....thanks koho your the best...

Koho make my finance transaction a little easeir. And when I need a reliable credit card Kohu came to my life. Thank you Koho.

Been using it for more than 5 years and it never failed me. I even got 500$ for free over 5 years just by spending using the app. It helped build my credit which was the reason i downloaded this app in the first place! The cover option saved me once as well, i honestly have nothing bad to say, in all the years I've use it, it always worked as intended.

I use KOHO online banking for my banking and loan services. I rate this company with 5 stars "EXCELLENT!" ,Because everytime I have had an issue, be it an accidently tap on the "close account" tab or a refund dispute with a retailer, I have always had respectable, honest, kindness and understanding from the Agent or team member from the customer service department or the legal department. As well Codi the AI support not. KOHO also helped me tremendously bring my credit score from 0 to good although it stands at the "fair" score range at the moment, they are fair and give me the advice I need to bring my score back up. They have excellent offers of ways to help you with your financial situations to improve the choices that I have made to give me good standing credit. They offer financial coaching and loans that help you raise your credit score. They will help me find a way to find the cash I need in an emergency situation. KOHO has, in my personal experience, the VERY BEST TEAM of ADVISORS working their hardest to help me improve my financial history. In my opinion KOHO ONLINE BANKING , is the online banking that EVERYONE should use... ☺️💯

My experience with KOHO has been positive overall. The app is easy to navigate and managing everyday finances is straightforward. Features such as instant transactions, notifications budgeting tools and spending insights make much easier to keep track of expenses. The customer service has been responsive when I needed help, and the platform continues to add useful features that improve the overall banking experience. Setting up an account was simple, and the mobile app was reliable and convenient. Overall I would recommend to anyone looking for user friendly financial platform that helps with budgeting and managing money efficiently.

I’ve been using KOHO for over 4 years, and overall it’s been a very helpful tool in managing my finances and improving my credit.

One of the biggest benefits for me has been their credit-building features. It gave me a simple and accessible way to establish and grow my credit rating without the complexity of traditional credit cards.

I also really appreciate the flexibility of the virtual card. It makes online purchases easy and secure, and the ability to manage everything through the app keeps things clear and convenient.

The interface is straightforward, and for day-to-day spending, budgeting, and tracking, it does exactly what I need.

That said, there’s always room for improvement, especially when it comes to customer support response times and certain fees depending on the plan. But overall, KOHO has delivered on what it promises.

I’d recommend it to anyone looking for a practical, modern alternative to traditional banking, especially if your goal is to build or rebuild credit while keeping things simple.

KOHO is easy to use and makes managing my finances simple. The app works well, transactions are clear, and customer support is helpful. I am very satisfied with the service and would recommend KOHO to others.

I started using koho almost 2 years ago and at first they didn't have as many features as they do now, watching the roll out of allot of different beneficial features such as up to $250 dollars of cover instead of most banks 50 bucks, tenant insurance, credit building and even some crypto now with top tokens and low fees and to top it off 3.5% interest on your money. I've been recommending koho to everyone I know for quite a while and I've enjoyed being a part of koho's growth and I look forward for what is to come. You can also have a say in what rolls out by voting on features or putting in feature request for others to vote on, and everything I've voted on has been passed and rolled out, and that alone is an experience I've never had with any other company. I fully recommend koho and look forward to the future growth.

KOHO helped me rebuild my credit after my divorce. Thanks KOHO

Excellent way to establish or repair your credit score!

Easy to use but ain’t building my credit yet but not giving. Up hope

Great service