Liberty Mutual Reviews 

3,183
TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 2,501 reviews, reviewers had a great experience with this company. Customers consistently praise the staff for their helpfulness and positive attitude, making interactions pleasant and productive. Many people highlight the exceptional customer service, noting quick responses and a clear, accommodating approach to their needs. Reviewers also appreciate the efficient service and user-friendly processes, finding it easy to navigate and manage their policies. However, some customers noted concerns regarding pricing, with premiums sometimes found to be significantly higher than competitors or increasing unexpectedly. A few other people also felt that the claims process could be slow or difficult, mentioning issues like delayed inspections or prolonged communication.

What people talk about most

Staff

Clients share positive opinions on staff, with many reviewers praising their helpfulness, politeness, and... See more

Customer service

Consumers generally report positive experiences with customer service, highlighting helpful, polite, and... See more

Service

Reviewers mention positive feedback about service, with many customers appreciating the company's efficiency... See more

Price

Customers consistently note ambiguous experiences with price, with some reviewers finding competitive and... See more

User experience

People report positive experiences with the user experience, often highlighting the ease of use and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Good customer service. Account website is easy to navigate. However, premium costs have risen so much that they have become a financial stress on my family's finances.

Rated 4 out of 5 stars

The Agent Abbey was such a great help w/ the issue we had w/the restoration co. in Ormond Beach,FL. When I told her about the dissatification w/ them she called the Restoration Co. in St Augustine. Th... See more

Rated 4 out of 5 stars

My names Odelys and I wanna talk about a worker by the name of Teresa Aske from liberty mutual who was incredibly helpful she layed out everything in a very simple matter she gave me reassurance on al... See more

Rated 5 out of 5 stars

Liberty mutual handled my claim from start to finish with efficiency and care. A storm had damaged my roof badly, in fact I needed a whole new roof. Liberty mutual worked with my contractor sent out a... See more


Company details

  1. #53 of 67 best companies in Insurance Company
  2. #35 of 42 best companies in Auto Insurance Agency
  3. #2 of 3 best companies in Gadget Insurance Company
  4. #98 of 116 best companies in Insurance Agency
  5. #15 of 17 best companies in Liability Insurance Company
  6. #20 of 21 best companies in Life Insurance Agency

Written by the company

Get a free insurance quote from Liberty Mutual - specializing in car insurance, home insurance, and life insurance.


Contact info

4.2

Great

TrustScore 4 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(3,183)

2,553 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

My claim is being handled promptly and…

My claim is being handled promptly and useful information is being sent to me by Liberty. It's been less than 1 day and I've already received several text messages and emails with various pieces of information. I appreciate getting a claim # and explanation of coverage from Liberty so early in the process. Thank you.

July 29, 2026
Unprompted review
Rated 5 out of 5 stars

Everyone I spoke to was very patient…

Everyone I spoke to was very patient and helpful and was able to connect me to the right person to help me resolve my problem. When you know very little about technology, it can be frustrating. Rodrigo was very helpful in connecting me to Right Track.

July 28, 2026
Unprompted review
Rated 1 out of 5 stars

We are senior citizens with clean…

We are senior citizens with clean driving records. We have 2 vehicles, when we called to let you know that soon we will only have one vehicle, we were informed that our auto insurance would go up!!! We have our homeowners insurance with you also. You will NOT have us much longer as clients. Your idiot commercials say, "only pay for what you need". There's our feedback for you!

May 1, 2026
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate you taking the time to share your experience regarding your policy. Please contact us at Social@LibertyMutual.com so we can review.

Rated 5 out of 5 stars

Efficient

Fast, dependable, easy access to information, and courteous, friendly staff.

July 7, 2026
Rated 1 out of 5 stars

Failed doing it online

Failed doing it online, some of the questions they ask are impossible to answer, like date you bought insurance with current company, date you passed drivers ed 55 years ago really ? What good are great rates if you can't buy it. I'll just buy local & not save any money.

July 28, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

Thank you for sharing your experience. We would like to look into this. Can you please email us at Social@LibertyMutual.com?

Rated 1 out of 5 stars

I would go lower if I could

I would go lower if I could. Trash company. Talked to 4 different agents over the course of a couple weeks trying to secure insurance and never once did they mention me not having insurance for a few weeks would not allow me to purchase insurance with them. (old insurance company renewal was coming up and elected to look elsewhere). Strung me along for weeks, then the last guy tells me if I want to get insurance with another company and show them then they can work with me. dafuq? yea let me pay another company so I can then pay you for the same service? dogshit company.

July 28, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

We’d like to look into this. Can you please email us at Social@LibertyMutual.com?

Rated 1 out of 5 stars

I filed this with the BBB

I filed this with the BBB.
I was driving my mothers car because she just had brain surgery and I was helping her by going to get her meds. She has a very narrow garage and I scraped the front bumper and passenger side of the car on the metal pole from her garage door opener. I was flustered by this and backed into an electric pole across the narrow road that she lives on. Her insurance company Liberty Mutual has had me explain to them what happened 3 times on a recorded line and I even fill out a form on their website. I’ve told them exactly what happened. Now they are saying that I didn’t tell them about the damage on the side of the car so they are not going to pay for it. I very clearly did explain all of the damage to them. Her car is a 2025 and had no damage prior to this incident. They even tried to get my insurance to pay, but thankfully I use Geico and they said “no. The insurance covers the car not the driver.” Nicole Gibbs is the insurance adjuster who is saying that I didn’t tell them about all of the damage. My husband was next to me when I talked to them every time and he even understood the damage. Now we are trying to get help from my mothers agent who looked at my mothers house on Google earth and he understands what happened. They are just trying to lie and not cover her car. What is she paying them for?

July 7, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate you taking the time to share your experience regarding your claim. Please contact us at Social@LibertyMutual.com so we can review.

Rated 1 out of 5 stars

I was hit by a car at a stop light two…

I was hit by a car at a stop light two weeks ago. The owner has Liberty Mutual insurance. I had to play phone tag for days to even make a statement. In the past 24 hours, my car stopped working, alternator sparking and battery dead. I texted the claims adjuster yesterday around 3 pm, then again today, left two voicemails, and called multiple times. The response I received was thought the investigation is pending and they will reach out to me when it's complete. In the meantime, there have no solution for having my vehicle inspected or fixed and have not provided a rental.

July 13, 2026
Unprompted review
Liberty Mutual logo

Reply from Liberty Mutual

We appreciate you taking the time to share your experience regarding your claim. Please contact us at Social@LibertyMutual.com so we can review.

Rated 5 out of 5 stars

They get things done quickly and…

They get things done quickly and efficiently. They do what they say they will do. Great service on every claim we’ve had. On a claim that went to arbitration, they won the case for us. Refunded our deductible and the other insurance company had to pay for our claim. Communication with us is outstanding.

October 1, 2025
Rated 1 out of 5 stars

Just another number, nothing else

I was insured with Liberty Mutual for more than 17 years, with my premiums paid through payroll billing. Unfortunately, Liberty Mutual and Mercer no longer offer payroll billing, but I was never properly notified of this change.

I was told that once my policy renewed, my billing would be switched to direct billing through my payroll. That never happened. Instead, Liberty Mutual canceled my policy without giving me a fair opportunity to make payment arrangements or correct the issue.

After 17 years as a loyal customer and paying nearly $18,000 in premiums a year, I was simply dropped. This experience made it clear that my loyalty was never valued. I was treated as nothing more than another payment contributing to the company’s bottom line.

July 19, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look