MetLife Pet Insurance Reviews 9,715

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 9,317 reviews, reviewers overwhelmingly had a great experience with this company, often praising the simplicity and speed of the claims process. Customers frequently highlight the excellent service, noting the efficiency and ease of their overall experience, which provides peace of mind regarding their pets' medical needs. Many appreciate the quick response times and the helpfulness of the customer service staff, who are often described as friendly and efficient. However, some customers experienced issues with claim processing taking longer than expected or requiring multiple calls to correct errors. A few other people also felt that the claims and appeals process could be a nightmare, citing difficulties with communication, conflicting guidance from customer service, and claims being denied due to pre-existing conditions or missing documentation.

What people talk about most

Claim

Reviewers highlight positive aspects of claim, with many finding the process easy to submit and generally... See more

User experience

People report positive experiences with user experience, finding the online portal and app easy to navigate... See more

Service

Consumers find service to be positive, with many reviewers expressing satisfaction with the overall... See more

Response time

Users describe positive interactions with response times, with many praising the quick processing of claims... See more

Customer service

Customers consistently note positive experiences with customer service, with many praising the helpfulness... See more

Reviews shaping this summary

Rated 5 out of 5 stars

My puppy has unfortunately had a rough start in life and has had quite a few urinary issues. We've been to the vet 5 times in the 6 months that we've had her, it's stressful and scary to say the least... See more

Company replied

Rated 5 out of 5 stars

I've had policies with a couple other pet insurance companies and MetLife Pet Insurance as been the best by far. Fair pricing choses, Quick claims process and only one annual deductible. Direct dep... See more

Company replied

Rated 5 out of 5 stars

I feel like I’ve become a spokesperson from MetLife’s pet insurance. After not having pet insurance with my last dog, I knew I needed to get it this time. Turns out my current dog, blessed Rosie, has... See more

Company replied

Rated 5 out of 5 stars

I seriously have loved my experience with MetLife Pet Insurance. I previously shied away from any sort of pet insurance and now I’m regretting never having had you sooner. The claims steps are simple... See more

Company replied


Company details

  1. #4 of 17 best companies in Pet Insurance Company

Written by the company

MetLife was founded over 150 years ago to help families navigate life’s twists and turns with financial protection. But then in 2020 we realized something: who rounds out a family better than our pets? And thus- MetLife Pet Insurance was born. Backed by a group of pet lovers determined to treat your pets as if they were our own, MetLife Pet Insurance strives to help you make sure your furry family members are protected. Our comprehensive pet insurance policies for dogs and cats help you cover the cost of injuries, illnesses, pet meds, holistic care, emergencies and more- allowing pet owners to help give their pets the best care possible. We also offer a unique family plan,1 which allows pet parents to cover up to three pets on one policy, and even offer a 0-day waiting period on accidents and optional Preventive Care benefits.2 That means no matter what your pets are getting into, they can be protected by midnight on the very same day you enroll in a policy. This commitment to helping provide pet parents with the best pet insurance possible, may be part of why MetLife Pet Insurance has won the “Pet Insurance of the Year” award 4 years in a row. 3 But that’s not all. Here at MetLife Pet, our passion for animals extends beyond the home. That’s why in addition to offering cost-effective pet insurance for dogs and cats, we also work with hundreds of animal shelters across the country to help our furry friends find their forever homes. Because at MetLife Pet, our pets are more than just animals. They’re family. 1 Coverage options may be limited for certain ages. 2 Family plan policies are limited to dogs age 12 and under and cats age 14 and under. Multi-policy discount is not available with Family Plans. 3 “2022, 2023, 2024 Pet Insurance of the Year Award” Winners, Pet Independent Innovation Awards Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois). ©2025 MetLife Services and Solutions, LLC. All Rights Reserved. L4805429[exp0927][All States and][No Territories]


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

10K reviews

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Rated 2 out of 5 stars

Claim for a severed TPLO denied

My claim for a severed TPLO was denied. The adjuster said it was a pre-existing condition based on the fact that my dog had had surgery for a luxating patella a year prior. Totally different leg, totally different body part (knee vs. tendon), yet this was deemed preexisting. Completely false and unacceptable

June 3, 2026
Rated 5 out of 5 stars

Great experience with MetLife

I needed to give MetLife more information in connection with my claim and it was easy to speak with a representative. They processed and paid out my claim within a week. I could not be more satisfied with them thank you so much!

June 3, 2026
Rated 5 out of 5 stars

Metlife pets was there when I needed…

Metlife pets was there when I needed them. PeeWee was in distress on a Friday night and had to go to the emergency clinic as my vet was gone for the weekend. PeeWee was helped and Metlife paid my claim in 4 days. They are the best!

June 3, 2026
Rated 5 out of 5 stars

Quick smooth process

Fast and responsive claims process with multiple options on reimbursement. I was very pleased with the amount I received back on my very first one!

June 3, 2026
Rated 5 out of 5 stars

Lifesaver!

The claim process is so easy and MetLife is so communicative! When our cat had a leg injury having insurance gave us so much peace of mind.

June 3, 2026

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