morethan.com Reviews 

16,052
TrustScore 4 out of 5

3.9

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Review summary

Created with AI, based on recent reviews

Evaluating 457 reviews, reviewers had a great experience with this company. Customers consistently found the online process very easy and straightforward for obtaining quotes and purchasing policies. Many appreciated competitive pricing and good coverage. The user experience is often described as simple, professional, and efficient, with some reviewers praising helpful staff. However, some customers noted significant issues with the claims process, including long delays in processing and payment, and claims rejected without clear explanation. Additionally, some people were dissatisfied with customer service, reporting a lack of empathy and rudeness. Concerns were also raised about substantial renewal price increases, particularly for existing customers or after a claim.

What people talk about most

Price

Reviewers mention ambiguous feedback about price, with many finding the pricing competitive and reasonable,... See more

Claim

Customers consistently note negative experiences with claim processing, with many reporting major delays and... See more

Service

Consumers find service to be ambiguous, with some reviewers reporting positive experiences, noting... See more

Customer service

Users describe ambiguous interactions with customer service, with some reviewers praising helpful and... See more

User experience

People report positive experiences with the user experience, highlighting the ease of use and straightforward... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Seemed good price for the benefits if have to claim. Application easy and documents available promptly. I haven't yet claimed (and hope I don't have to) so I CANNOT comment on the claim procedure, e... See more

Rated 4 out of 5 stars

Helpful person on the phone. No 5* because the online purchase didn't work, and there was no indication as to why until I spoke to someone on the phone. Other than that, good value. Hopefully, it will... See more

Rated 4 out of 5 stars

Connected to the More Than website through Compare The Market. Questions to be answered were clear and precise and easy to follow. Very competitive price offering good insurance coverage that met my r... See more

Rated 5 out of 5 stars

Morethan.com provided the 3rd most competitive quote by price, but the cover offered was significantly better than the current provider, compulsory excesses were lower and more aspects included as sta... See more


Company details

  1. Insurance Agency
  2. Home Insurance Agency
  3. Insurance Company
  4. Pet Insurance Company

Written by the company

Get a Fast Insurance Quote Online from MORE TH>N. Home & Pet Insurance. We Do More, So You Stress Less – Get a Quote!


Contact info

3.9

Great

TrustScore 4 out of 5

16K reviews

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Asks customers to review

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3.9

All reviews

(16,052)

451 reviews in the last 12 months

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Rated 1 out of 5 stars

AVOID AVOID AVOID

Two claims for my dog worth over £4000 both approved but neither paid out due to an IT issue and no one can tell me how long it will take to get resolved. Insurance policy not worth the paper it is written on. AVOID AVOID AVOID

February 27, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Alan,

We're very sorry to hear about the payment issues with your approved claims.

We want to look into this further. Please email your policy details to ReviewFeedbackSupport@pet.morethan.com, so we can review what happened. We appreciate you bringing this to our attention.

Alex

Rated 2 out of 5 stars

Still in limbo

Still in limbo. I was trying to get new insurance for a dog we are adopting from 8 Th August. I do not have details of Pet Policy number. Have printed off some of the policy ,42 pages so far. I would like to have had the policy number earlier. You have all my bank details and I have noti g

February 23, 2026
morethan.com logo

Reply from morethan.com

Hello Ian.
Thank you for your feedback and I'm sorry for the trouble you've had.

To help get this resolved as quickly as possible, I’ve passed your details on to the relevant team, who will be able to locate your policy information and get in touch with you directly. They’ll be able to provide the policy number and assist with anything else you need.

Thank you for your patience, and I hope this is sorted for you very soon. - Courtney

Rated 5 out of 5 stars

I took out a pet insurance policy for a…

I took out a pet insurance policy for a dog, but due to no fault of his own the owner decided to keep him, I cancelled the next day and I received an email from More Than to say that my policy was cancelled, peace of mind really. 👍

February 14, 2026
Rated 1 out of 5 stars

Avoid and look around. Not helpful

Avoid MoreThan and their underwriters (Admiral) like the "plague". Absolutely useless with claims, can't get different conditions right and less than an hour after my cat was put to sleep I had an email asking for more details. They're damn lucky I can't use phones (I'm deaf). If (and it's a BIG if) I get anymore pets I'd rather be without insurance if Morethan was the only option

*UPDATE*....no thanks Alex. Took you guys 7 weeks to sort out a complaint and as usual it was totally useless

February 22, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Barbara,

We're very sorry to hear about the difficulties you experienced with your claim and the timing of our request.

We want to look into this further. Please email your policy details to ReviewFeedbackSupport@pet.morethan.com, so we can review what happened. We appreciate you bringing this to our attention

Alex

Rated 1 out of 5 stars
morethan.com logo

Reply from morethan.com

Hello, Thank you for your review. I’m sorry to hear that you haven’t received a confirmation email. This isn’t the experience we want for our customers. I have requested for your documents to be resent to you. Thank you for taking the time to leave us a review, we take all feedback on board.
Thanks,
Kate.

Rated 1 out of 5 stars

Avoid avoid avoid

We had our beloved dog put to sleep at just three years old due to a neurological condition. He would have episodes where he was confused, disoriented, and completely unaware of his surroundings and therefore, being completely terrified, was acting aggressively.
I submitted a claim with More Than who quickly declined my claim as ‘behavioural aggression’. Despite a letter from our vet quite clearly stating that this was not a behavioural issue, and was neurological. Being neurological, and with no tests possible, our vet made their diagnosis based on my dogs symptoms. Again, this was stated in their letter to More Than.

More Than say there is not enough evidence and stand by their decline as ‘behavioural aggression’. More Than have no evidence of a behavioural issue and have so little knowledge about pets and their health, are just making assumptions so they don’t have to pay. Further, not one member of staff I spoke to showed any ounce of compassion or empathy during this heartbreaking time.

My dog was three years old. A happy and healthy family dog whose health declined very quickly. A dog who had never been aggressive in his life before something in his brain went wrong. All I want is justice for him, and the support from my insurance company who I pay hundreds of pounds to every year.

I have now taken this further with the Ombudsman. Please please avoid this insurance company at all costs

February 15, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Emily,

We're truly sorry to hear about the loss of your dog and the difficulties you've experienced with your claim. We recognize the distress this situation has caused, especially given your dog's young age and the circumstances surrounding their condition. We appreciate you bringing this to our attention.

We want to look into this further. Please email your policy details to ReviewFeedbackSupport@pet.morethan.com , so we can review what happened. We appreciate you bringing this to our attention.

Alex

Rated 1 out of 5 stars

Increase dog premiums by 52%

Have been with More than for 4years.
Whats clear is that they do not reward long term customers and know that we have no choice but to stay with them after our dog was diagnosed with a heart murmur.
Increasing our premiums by 52% is disgusting and pure greed from a big company knowing that we are stuck with them and clearly because there now Admiral.

Would I recommend them? No I would avoid them.

February 12, 2026
Unprompted review
morethan.com logo

Reply from morethan.com

Hello Ben.
Thank you for your review. We completely understand how difficult it must be when a pet develops a long‑term condition, and the last thing we want is for you to feel unsupported during that time. I’m very sorry that the increase in your premium has left you feeling that loyalty isn’t recognised, I appreciate how frustrating and disappointing this must have been.

If you’d like us to look into your policy in more detail and provide clarity around your renewal, we’d be more than happy to help. Please feel free to email us your policy details so we can pass this on to the relevant team to contact you.

reviewfeedbacksupport@pet.morethan.com

Thanks,
Courtney

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