PaydayUK Reviews 

7,720
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 1,593 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the straightforward online forms, noting that filling out details on the website is completely hassle-free. People emphasize the remarkably fast payout times, with money often arriving in their bank accounts within minutes of approval. Consumers consistently value the professional, reassuring, and efficient service provided throughout the entire short-term loan process. Some reviewers were not happy with application outcomes or experienced unexpected difficulties during the loan matching process. A few people also mentioned minor technical hurdles when entering card details or running into unexpected extra fees.

What people talk about most

User experience

Users describe positive interactions with user_experience, highlighting that the application process is fast,... See more

Service

Consumers find service to be exceptionally prompt, reliable, and smooth when securing short-term financial... See more

Payment

Clients share positive opinions on payment, highlighting the exceptionally quick transfers and simple... See more

Response time

People report positive experiences with response_time, highlighting exceptionally fast decisions and speedy... See more

Website

Reviewers highlight positive aspects of website, noting that it is very easy to navigate and very clear.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more

Company replied

Rated 5 out of 5 stars

I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more

Company replied

Rated 5 out of 5 stars

I had a trip to finance and all avenues to raise funds were kind of closed. My plan was to cancel the trip but a thought came, "Why not try payday loans ". Without waiting, I googled it and no long se... See more

Company replied

Rated 5 out of 5 stars

I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more

Company replied


Company details

  1. Loan Agency
  2. Non-Bank Financial Service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 94% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(7,720)

1,564 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Money was in the account the next day…

Money was in the account the next day as I did it at night time all good here

July 31, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

simple and easy


simple and easy

July 31, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Saved the day for me easy affordable re…

Saved the day for me easy affordable re payments so quick and easy highly recommend if your stuck and need a quick helping hand
Go here for sure

Thank you

July 31, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

It was amazing it really helped me out…

It was amazing it really helped me out I asked for a small amount of money and it came through almost instantly but honestly I was not expecting to receive the money that quick but over all 10/10 experience.

July 31, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Fast and top services

Fast and top services, helpful and supportive,thank you x

July 31, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 1 out of 5 stars

Do not give them your mobile number

Ever since I enquired about a quote and gave my details to this company I have been getting non stop SPAM and SCAM calls. It is not a coincidence. I suspect they sell off data and/or it is subsequently sold off when they give your info over to potential lenders. Shocking. When I brought this up via email they were rather dismissive and did not take any accountability, even though this company is the only one I have given out my number to recently, which is the same time the spam calls started. Please be careful.

July 30, 2026
Unprompted review
PaydayUK logo

Reply from PaydayUK

Thank you for taking the time to leave a review.

As advised in our email response, we do not work with any call centres or share/sell customer data with 3rd parties outside our panel to assit in your loan search.

In our response, we advised you to submit a Subject Access Request to the company that is calling you. They have a legal obligation to tell you how they obtained your data. We can categorically confirm that they did not receive it from our company.

If you believe your data has been mishandled in any way, you can escalate this matter to the Information Commissioner's Office

Rated 5 out of 5 stars

Really easy and simple to use

Really easy and simple to use, quick response on quotes

July 29, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 4 out of 5 stars

Very easy to use

July 29, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Fantastic service

Fantastic service. Application process was smooth and money was in my account within 15 minutes.

July 29, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Such an easy experience

Such an easy experience, will use again!

July 29, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Every process was very and very quick…

Every process was very and very quick to get through and get your decision would recommend them every day

July 26, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very quick process

Very quick process, had money in my account within 5 minutes. Would highly recommend for quick short term cash.

July 26, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

This service was simple reliable

This service was simple reliable and and I felt safe through out . I personally love how straightforward it was

July 25, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look