PaydayUK Reviews 

7,720
TrustScore 5 out of 5

4.8

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Review summary

Created with AI, based on recent reviews

Considering 1,593 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the straightforward online forms, noting that filling out details on the website is completely hassle-free. People emphasize the remarkably fast payout times, with money often arriving in their bank accounts within minutes of approval. Consumers consistently value the professional, reassuring, and efficient service provided throughout the entire short-term loan process. Some reviewers were not happy with application outcomes or experienced unexpected difficulties during the loan matching process. A few people also mentioned minor technical hurdles when entering card details or running into unexpected extra fees.

What people talk about most

User experience

Users describe positive interactions with user_experience, highlighting that the application process is fast,... See more

Service

Consumers find service to be exceptionally prompt, reliable, and smooth when securing short-term financial... See more

Payment

Clients share positive opinions on payment, highlighting the exceptionally quick transfers and simple... See more

Response time

People report positive experiences with response_time, highlighting exceptionally fast decisions and speedy... See more

Website

Reviewers highlight positive aspects of website, noting that it is very easy to navigate and very clear.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very simple forms to fill out - I completed them on the website on my phone. My application was reviewed within an hour of submission, where I was then phoned to confirm some details. After re-submi... See more

Company replied

Rated 5 out of 5 stars

I had requested a loan to help pay for bills that I otherwise wouldn’t have been able to afford to pay right now and this could’ve caused issues for me. I had previously been denied by other lenders... See more

Company replied

Rated 5 out of 5 stars

I had a trip to finance and all avenues to raise funds were kind of closed. My plan was to cancel the trip but a thought came, "Why not try payday loans ". Without waiting, I googled it and no long se... See more

Company replied

Rated 5 out of 5 stars

I was in a financial predicament and didn't know what to do. I found PaydayUK and thought it might be a good solution. Easy quick and very professional company sorted out my situation easily within an... See more

Company replied


Company details

  1. Loan Agency
  2. Non-Bank Financial Service

About PaydayUK

Written by the company

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.

Representative 91% APR.

All loans are subject to affordability checks and our criteria.

Written by the company

Trustworthy
We have been helping our customers online since 2004
Responsible
We are authorised and regulated by the Financial Conduct Authority. Registration number 921539
Customer Focused
We're always here to help and have a dedicated team available to assist you with any enquiries

Contact info

4.8

Excellent

TrustScore 5 out of 5

8K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 94% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.8

All reviews

(7,720)

1,568 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

I was in deep need of urgent cash and…

I was in deep need of urgent cash and the application and verification process was simple I went to sleep woke up in morning and money was in my account

July 24, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 1 out of 5 stars

No communication or making aware of…

No communication or making aware of advising passed details to another company without making clear at all - bait and switch

July 25, 2026
Unprompted review
PaydayUK logo

Reply from PaydayUK

Thank you for taking the time to leave a review. As it made clear on our website, we are a broker. If a lender accepts your application, you are redirected to their website to finalise the loan.

Rated 5 out of 5 stars

Application was very easy to fill out

Application was very easy to fill out, and the process in terms of filling the application and receiving the cash that I needed did notbtake long we are talking less than a hour very quick service.

July 22, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very good service

Very good service . Due to unfortunate circumstances I needed some extra cash and quick , and these guys made it as easy as 1 2 3 . Really helpful staff and money in my account minutes after taking out the loan . Highly recommend.

July 22, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Easy

Very simple, quick and clear.

July 23, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

I found myself at the end of the road…

I found myself at the end of the road and had no way of increasing my income. So I did my search and found the Payday website. I had very little hope in getting a loan. So I was shocked to see that I was actually approved for it within minutes of filling in the application. They did not ask too many question, just the basic bills and in less than 5 minutes the loan was on my account. I could not been more relieved. Thank you for the speedy process and pay.

July 23, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

5* experience

Very quick and easy

July 21, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

It works and trustworthy but doesn’t seem it at first lol

Seemed a bit dodge at first, entered my details then it said it had to wait and see if i’m approved

next day I have £300 sent to my bank so pretty good.

July 21, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Very easy to apply

Very easy to apply.
Fast and very efficient service.
100% recommend.

July 21, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 5 out of 5 stars

Great

Easy to apply. Fast reply.

July 18, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

Rated 4 out of 5 stars

Easy and fast

Easy and fast

July 21, 2026
PaydayUK logo

Reply from PaydayUK

Thanks for taking the time to leave a review. We are delighted that we were able to assist you

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