Pet Protect Reviews 3,924

TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Reviewers had a great experience with this company. Customers consistently praise the seamless and prompt handling of claims, often highlighting the efficiency of the payment process. Many people appreciate the excellent customer service, noting that staff are friendly, helpful, and easy to communicate with, even offering support through live chat. The overall service is frequently described as fantastic, with many users recommending the company for its reliability and supportive approach during difficult times. However, some customers also noted significant and unjustified increases in premiums, with policies sometimes doubling or tripling in price over a short period, even for loyal customers with few claims. This has led some to question the value for money, especially when compared to other providers or when facing high co-payments and capped payouts for common procedures.

What people talk about most

Claim

Customers generally express satisfaction with the claims process, highlighting its speed and efficiency. Many... See more

Service

Reviewers mention positive feedback about service. Many customers praise the helpful and efficient customer... See more

Price

Customers consistently express disappointment with pricing. Many reviewers report significant and often... See more

Customer service

People report positive experiences with customer service, highlighting their helpfulness and efficiency. Many... See more

Payment

Reviewers highlight positive aspects of payment. Many customers report that claims are paid quickly and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Absolutely amazing experience. My cat developed an E Coli infection that cost quite a lot to get to the bottom of. Pet protect paid out seamlessly and promptly with not a single issue and even offered... See more

Company replied

Rated 5 out of 5 stars

Been with pet protect for years now, 5 years with our previous 2 dogs & still with them with our big girl Newfoundland) dog. We've claimed a lot as our girl has a lot of mobility issues, has pain k... See more

Company replied

Rated 5 out of 5 stars

Fantastic insurance. Our lovely boxer dog had 4 cancerous tumours not only did they pay the vets directly for us. It was all paid within 8 days effortlessly. They dealt with vets directly between cons... See more

Company replied

Rated 5 out of 5 stars

Even though our policy has increased a lot, I am still pleased I decided to go with Pet Protect for our dogs insurance. The customer service is great, it’s easy to speak to a human and they’re always... See more

Company replied


Company details

  1. Pet Insurance Company
  2. Insurance Agency
  3. Insurance Company

Written by the company

Pet Protect is a well established provider of pet insurance products for cats & dogs in the UK and has been covering pets for over 40 years. Our Lifetime cover offers peace of mind and helps to protect your pets if they become unwell.


Contact info

Pet Protect Pet Insurance

Visit our website for more information

4.2

Great

TrustScore 4 out of 5

4K reviews

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Rated 5 out of 5 stars

Quick and efficient settlement

My claim was easy to submit and was settled quickly and efficiently.

March 4, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that your claim submission was easy and the settlement was quick. Thank you for your feedback. Pet Protect

Rated 5 out of 5 stars

Always get good service never had any…

Always get good service never had any problems with getting anything sorted out,

March 4, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that you consistently receive good service and quick resolutions. Thank you for your positive feedback; it means a lot to us. Pet Protect

Rated 5 out of 5 stars

First class all round service

Claims are dealt with in a timely manner. My dog has complex medical conditions and I needed some guidance prior to submitting my latest claim - the customer service team were first class, really helpful and I cannot recommend this company enough- I have insured my last 4 dogs with them and would not use any other company.

March 4, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that claims are handled promptly and that our customer service team provided helpful guidance. We appreciate your long-term trust in us! Thank you. Pet Protect

Rated 5 out of 5 stars

Excellent service

Excellent they have always settled my vet bill quickly.

March 3, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that we've consistently provided prompt vet bill settlements. Thank you for your positive feedback! Pet Protect

Rated 1 out of 5 stars

INSURE YOU PET WITH ANY OTHER…

INSURE YOU PET WITH ANY OTHER COMPANY...NOT THIS ONE!!!!
This is the worst pet insurance provider. Our insurance increased by 50% from last year. There is no reason given for this. Our doggie was taken unwell in January 2026 and had a cancerous growth removed, but sadly 3 weeks later we we had to put him to sleep. I actually did not realise that there is a "20% Vets Contribution Fee" to be paid on each claim. That is my error as I thought is would be the same as the excess of £100 which is not payable on each claim if it is an ongoing case. However, the 3 claims we have made are subject to this fee. What is the point in having insurance. Think it's best to keep the money in the bank and just pay rather than this company taking money to swell their own coffers. You should look elsewhere to insure your pets.

March 2, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your feedback. Please accept our sincere condolences for the loss of your pet. We're also sorry that the assessment of your final claims did not meet your expectations. Our Customer Relations Team are aware of your expression of dissatisfaction and will be in contact shortly. Thank you. Pet Protect

Rated 5 out of 5 stars

Quick response

Quick, efficient, easy to use and friendly

March 2, 2026
Unprompted review
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Reply from Pet Protect

We're glad you found our service quick, efficient, easy, and friendly. Thank you for your positive feedback! Pet Protect

Rated 5 out of 5 stars

Efficient and helpful

February 24, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your positive feedback - we will pass that onto our team . Thank you. Pet Protect

Rated 3 out of 5 stars

Avoid Pet Protect at all costs

This company on the surface seems to offer very reasonable prices but don't be fooled. As soon as you make a claim the penny pinching starts. My vets bill came to £580 with an excess of £130 and 10% vets fees. This company paid out £130, l don't profess to be an expert at maths but even I know when I'm being taken advantage of. This is only a small claim so god help anyone who puts in a large claim and on going treatment. Once again the saying that you only get what you pay for is true. Do not use this company for your pet insurance as you will absolutely regret it should you need to make a claim. I shall run out my policy and then get a policy from a reputable company not a bunch of cowboys like these. Once again avoid at all costs as you will regret it should you make a claim. Further to my review Pet Protect has been in touch and made a further payment of £280 blaming human error for the underpaid claim. I must give the company credit for sorting this matter out very quickly and is much appreciated. As a result I have upped my review to 3 stars.

February 19, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your feedback. We're sorry that the assessment of your claim initially did not meet your expectations but we are glad we were able to resolve this matter for you swiftly. Our Customer Relations Team are aware of your expression of dissatisfaction and will be in contact shortly. Thank you. Pet Protect

Rated 5 out of 5 stars

Excellent service …

Pet protect providers an excellent service and their friendly staff have always been at hand to provide advice. Our insurance claims have always been settled promptly and when our dog sadly had to be put to sleep their staff were very empathetic and understanding.

February 10, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your positive feedback - we will pass that onto our team . Thank you. Pet Protect

Rated 5 out of 5 stars

Hassle free claims, great human customer service

Even though our policy has increased a lot, I am still pleased I decided to go with Pet Protect for our dogs insurance. The customer service is great, it’s easy to speak to a human and they’re always friendly and helpful. We’ve claimed multiple times for an ongoing condition (arthritis) along with other claims and each time they have been paid quickly. Thank you

February 9, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your positive feedback and are grateful for your time. Thank you. Pet Protect

Rated 1 out of 5 stars

So disappointed after 21 years

Never had a problem with pet protect. Has in total 5 dogs insured through them , all lived past 9 , but never such an increase in monthly payment. My cross breed has turned 8 in December and her insurance has gone from £70 to £140pm. Which is ridiculous. They’re saying it’s because of the breed and age. I appreciate the age but they’ve always known her breed. The most Iv ever paid was £85 and that was only 2 years ago for a true breed not a cross, she was a boxer age 9. They are not willing to discount in any way and I have a loyal customer over 21 years insuring between 2 and 3 dogs at once. But I’m tied. Like a mortgage prisoner. If I go elsewhere they won’t insure he ore existing conditions of skin irritation and arthritis. Also, no option to speak with someone. Wheb you contact them through “chat” you can select phone or s mail but they then just change it to e mail.

February 13, 2026
Unprompted review
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Reply from Pet Protect

We appreciate you sharing your experience. We're sorry to hear about your dissatisfaction. We currently are unable to identify your policy. Can you please email complaints@petprotect.co.uk quoting your Trustpilot review with your policy details and they will be able to look into this for you. Thank you. Pet Protect

Rated 5 out of 5 stars

Human contact

On line chat with a human. Questions answered promptly and accurately

February 11, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that our online chat provided prompt and accurate answers. We appreciate your positive feedback and are grateful for your time. Thank you. Pet Protect

Rated 5 out of 5 stars

5th Year running insured with Pet…

5th Year running insured with Pet Protect and we have claimed a few times for gastro, so nothing major but each time they have been quick and efficient with payments. On renewal there was a simple error in age - again corrected without an issue or cost increase.
Virtual assistant....so so but the real people, excellent communication and professional.

February 9, 2026
Unprompted review
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Reply from Pet Protect

We appreciate your continued trust over the past five years. We're glad our claims process has been quick and efficient for you. We value your feedback regarding the virtual assistant and the positive experience you've had with our team. Thank you. Pet Protect

Rated 4 out of 5 stars

Always reachable by telephone ( real…

Always reachable by telephone ( real human!!) Very fair payouts for my elderly cat. Rather expensive premiums and too many excesses.

February 2, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that you appreciate our accessibility and fair payouts for your cat. We acknowledge your concerns about the premiums and excess amounts. Thank you. Pet Protect

Rated 5 out of 5 stars

Good, straightforward service and prompt action

The most important thing to me was that my claim was paid promptly and without fuss. I used the Live Chat facility to help me complete the correct online forms which was really helpful and when I needed to speak to an agent, they were polite, concerned for my animal’s wellbeing and answered my questions fully.

February 5, 2026
Unprompted review
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Reply from Pet Protect

We're happy to hear that your claim was paid promptly and without any issues. It's great to know that our Live Chat and agents were helpful, polite, and concerned about your animal. Thank you for your positive feedback. Pet Protect

Rated 5 out of 5 stars

Really good insurance

Really good. Responsive and payment made to vets in good time

February 5, 2026
Unprompted review
Pet Protect logo

Reply from Pet Protect

We're happy to hear that you had a good experience and that the payment was made promptly. Thank you for your positive feedback! Pet Protect

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