Snap finance has been an absolute blessing for me in my time of need. From car repairs to mobile phone purchases or household items , Snap finance has been there to make those difficult times easier.... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The process was simple and seamless once my services were completed and my information was given to the service tech/mechanic. My name came up quickly in their system and everything went through witho... See more
Company replied
Having SNAP gives me a chance to afford things that never would have been possible for me before. I've been able to furnish my apartment and even help a friend in need. He recently lost his car and ha... See more
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SNAP FINANCIALS, works awesome for when I'm faced with a car repair that is unpredictable and when I least expect my car to need a major part repair like when I needed a new Radiator and another t... See more
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Company details
- #67 of 110 best companies in Financial Institution
- #113 of 178 best companies in Alternative Financial Service
- #2 of 3 best companies in Leasing Service
- #23 of 50 best companies in Payment Service
Written by the company
Snap Finance harnesses the power of data to empower consumers of all credit types to get what they need. Launched in 2012, Snap’s technology utilizes more than a decade of data, machine learning, and nontraditional risk variables to create a proprietary platform that looks at each customer through a more holistic lens. Snap’s lease-to-own and credit solutions are changing the face and pace of consumer retail finance. For more information, visit snapfinance.com.
Contact info
PO Box 26561, 84126, Salt Lake City, United States
- 877-557-3769
- customer@snapfinance.com
- www.snapfinance.com
4.5
Excellent
10K reviews
Asks customers to review
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Reply from Snap Finance
Thank you for the kind words, Eddie! We're glad our team was able to make a positive impression and provide the support you needed. Thank you for choosing Snap Finance.
It’s allowed me to purchase
It’s allowed me to purchase stuff that others wouldn’t assist me with I’m greatful for the opportunity
June 2, 2026
Reply from Snap Finance
Thank you for sharing your experience, Jimmy! We're glad we could help open a door when you needed additional support and make it easier to move forward with your plans. We appreciate your trust in Snap Finance and are thankful for the opportunity to assist you.
Reply from Snap Finance
Thank you for sharing your feedback, Dora! We're glad the experience fit seamlessly into your day and made things simple when you needed it most. We appreciate you choosing Snap Finance and are happy to have earned your support.
Snap is awesome!
Snap is awesome!! They really helped me when I needed to get my dryer and I’m going to use them again for future purchases.
February 2, 2026
Unprompted review
Reply from Snap Finance
Thank you for the wonderful feedback, Tiffany! We're glad we could be there to help when replacing your dryer became a priority. Knowing you'd choose Snap Finance again means a lot to us, and we look forward to supporting you whenever the need arises.
It's very convenient to use and pay off…
It's very convenient to use and pay off quickly..
June 12, 2026
Reply from Snap Finance
Thank you for your review, Leroy! We're glad you found the experience convenient and that managing your account fit easily into your plans. We appreciate you choosing Snap Finance and are happy to have provided a solution that worked well for you.
I've used Snsp twice to buy tires the…
I've used Snsp twice to buy tires the process is so easy and with pre approved credit it only takes about 2 minutes to make my purchase. Payback options are great.
June 10, 2026
Reply from Snap Finance
Thank you for sharing your experience, Jane! We're glad the process has been just as convenient for you each time and that getting the support you needed was quick and straightforward. Thank you for choosing Snap Finance again.
Reply from Snap Finance
Thank you for sharing your experience! We're glad everything came together smoothly and that getting started was straightforward and stress-free. Thank you for choosing Snap Finance. We appreciate the opportunity to support you when it matters most.
Lies
I've paid off 2 loans with in 100Days..
I had my card locked when u tried to withdraw a payment which I paid next day after I found it locked.. So, I went to repair my truck and the company fixed it I went to pay SNAP. TURNED ME DOWN AFTER APPROVAL FOR 4,000 ,,MY TRUCK HAS BEEN SITTING AT THE AUTO SHOP FOR WEEK..I will get it out Tuesday with my SSA CHECK..I WILL NEVER USE OR RECOMMEND ANYONE TO USE SNAP EVER... THANK YOU FOR THE LOANS BUT NOT AGAIN.I'M GOING TO PAY OFF THE LOAN I HAVE NOW BEFORE SEPTEMBER THEN IM DONE.
I DON’T LIKE WALKING TO WORK..THANKS AGAIN
June 10, 2026
Reply from Snap Finance
We're sorry to hear about your experience and understand your frustration, Tony. We know it can be disappointing when an application does not receive the outcome you were expecting, especially when you've had previous agreements with us. We want the opportunity to work with you to see how we can help. We tried to reach you to discuss your concerns, but unfortunately, we were unable to connect. Please send us a direct message or call us at (877) 557-3769 so we can learn more about your experience and assist you further.
Saved us in a pinch
Snap is a amazing finance tool to use to get your next appliances without any money down at purchase it really saves your pocket and there low monthly payments are just as amazing we had to recently you snapped to get a washer and dryer set as ours just finally went out we are grateful that snap worked with us
June 5, 2026
Reply from Snap Finance
Thank you for sharing your feedback, Samantha! We're glad we could help during an unexpected situation and make it easier to get back to what matters most. We appreciate you choosing Snap Finance and are happy to have been part of the solution when you needed it.
The experience was great since I was…
The experience was great since I was already in the system with a little verification and approved by Snap. Awesome!
June 8, 2026
Reply from Snap Finance
Thank you for sharing your experience, Maria! We're glad the process was smooth and that your information helped make approval quick and convenient. We appreciate you choosing Snap Finance and are happy to have been part of your positive experience.
Would not recommend it
Would not recommend it. If possible you should avoid it at all costs. Their finance charges are obscene and take advantage of people that don’t know / haven’t learnt better than to use them.
March 13, 2026
Unprompted review
Reply from Snap Finance
Thank you for sharing your feedback. We understand your concerns regarding the overall cost of financing and are sorry to hear that your experience did not meet your expectations.
We attempted to reach out to you - but unfortunately were unable to connect. Transparency is important to us, and we strive to provide customers with clear information about payment options and costs before they enter into an agreement. If you have questions about your account or would like to discuss your concerns further, please contact our team at (877) 557-3769. We are available Monday through Friday from 7:00 AM to 7:00 PM (MST) and would be happy to assist you.
Lhave had great success with your company
I have had great success with your company thank you
June 19, 2026
Reply from Snap Finance
We are so pleased to hear of your great success with us! Thank you for your kind words.
Great experience
Is was an easy process to apply and got approved, I have been working with Snap Finance for year now.
June 5, 2026
Reply from Snap Finance
We are so happy to hear that applying was easy and that you've had a great experience with us for years!
They are very handy when needed.
June 15, 2026
Reply from Snap Finance
We're glad to know our product is helpful. Thank you for your feedback.
Thank you so much I was able to get…
Thank you so much I was able to get some auto work on my car done because of snap finiancing
June 3, 2026
Reply from Snap Finance
We're so glad we could help you get your car serviced. Thank you for sharing your positive feedback with us!
Reply from Snap Finance
We appreciate your positive feedback. We are glad we could help.
Reply from Snap Finance
Thank you for the 5-star review! 🌟
We’re glad to hear you received good service. Providing a positive and helpful experience is exactly what we strive for.
We truly appreciate your feedback and your support! 💙
They always work well with me and I…
They always work well with me and I never have a problem with them.
June 3, 2026
Reply from Snap Finance
We are so happy to hear we consistently provide a positive experience. Thank you for your kind words!
Reply from Snap Finance
We're glad to hear your experience was so positive. Thank you for your kind words!
This company is a predatory lender
This company is a predatory lender. They have absolutely no oversight of their merchant partners and they are extremely dishonest about the terms of their loans. I would avoid doing business with this company.
January 16, 2026
Unprompted review
Reply from Snap Finance
Thank you for bringing this to our attention. We were unable to locate your account using the information provided and would like the opportunity to look into this further. Please send us a direct message with additional details or contact our team by chatting with us at www.customer.snapfinance.com using the green chat icon, or by calling (877) 557-3769. Our team is available M-F 7am to 7pm (MST) We look forward to assisting you.
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