Wow! Libbie is a superstar! Not often you can say dealing with insurance claims is straightfoward, informative and actually a pleasure. However, Libbie at Waggel has been incredibly patient, knowledge... See more
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About Waggel
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Less stress, more love.
At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.
Why Waggel?
We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:
- One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
- No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
- Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
- Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.
Contact info
1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom
- www.waggel.co.uk
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I read several reviews and was…
I read several reviews and was impressed Also the pricing was very competitive
We signed up for a second policy
We signed up for a second policy, for our second dog. The online forms are fairly easy fill in(unlike some ). Prices are very competitive.
A very simple experience
The explanation regarding policies was very simple as was the ability to look at different cover options, excesses etc
Altogether very simple and transparent
Very helpful lady who helped me with my…
Very helpful lady who helped me with my claim for Hattie.
Then a phone call from an extremely nice lady processing the claim.
Would recommend this pet insurance company to my friends.
Very prompt and very fair
Very prompt and very fair. Good communication throughout. AI assistant was especially helpful.
First class claims experience …
First class claims experience with good communication and hassle free. Dave H
Waggel have been excellent throughout…
Waggel have been excellent throughout the claim procedure. They kept me informed at all times. Though there was a delay ( no fault of theirs due to an exceptionally high number of claims ) i am very happy with them. I would without doubt reccommend Waggel.
Was all very well ecplained and quick…
Was all very well ecplained and quick and easy to set up
0 Stars wasn’t an option
0 Stars wasn’t an option.
Absolutely dire customer service and, without question, the worst pet insurance experience I’ve had in 30 years.
It took five weeks for them to process my claim, despite me providing all the information requested. After all that waiting, they then alleged that my dog had a previous diagnosis — something I, as thr owner since it was 8 weeks old, was completely unaware of — and used this to reject my claim in its entirety.
I have paid good, honest money for this policy, and I’m absolutely disgusted with how I’ve been treated. I’m left feeling that either the policy was sold to me without properly establishing what they would and wouldn’t cover, or that this supposed “previous issue” has been produced as a convenient reason to avoid paying the claim. Either way, I find the whole experience appalling.
I’ve owned numerous pets over the years and held policies with several other insurers, and I have never experienced anything like this.
Five weeks of waiting, only to have the entire claim dismissed on the basis of something I knew absolutely nothing about. Absolutely fuming.
The worst pet insurance provider I’ve dealt with in three decades. Steer well clear.
Good prices and quick service
Good prices and quick service - changed from existing insurer when the hiked up the costs. For same policy paying half the price with waggle and they have online triage to help before you have to take your pet to the vet
4 stars
I think 4 stars is fair from my experience. I've been with Waggel for years, for both my dogs. I do find it generally quite low hassle, when you log in online you have your own dashboard so you know what's going on, and it's easy to submit a claim. I have always found all staff that I've come in contact with to be very friendly and helpful; they're great. My insurance (especially for my older dog) is quite a high cost and some years the increase in monthly cost has gone up quite a bit, however I expect that would be the same with other insurers. Recently I have found that reimbursments for claims have taken some time (several weeks); it used to be much quicker in the past. But overall I think i'm still happy. They've been pretty decent for all the years i've been with them.
Good and kind communication and prompt…
Good and kind communication and prompt payment after verifying details with the vet.
Very easy caring and reasonable priced…
Very easy caring and reasonable priced support! Signed in easily and ready to take care of my lovely Saluki :)
Every item was explained very…
Every item was explained very throughly,and each point was clearly shown.
May use AI-assist with repliesRead more
Misleading timeframes for claims settlement
Waggels FAQ state that claims are usually settled in 7 days or 14 failing that. Mine has been over 14 days and when I complained I was told it’s 14 days from when they receive all the required inf from the vet NOT from the date of submission. They also refuse to tell me when that was to even allow me to track how much longer I need to wait.
They say thy are currently dealing with an unprecedented volume of claims but this has been the case constantly since I joined them 18 months ago so you’d think that would have given them time to put some extra measures in place.
They also told me that even though my dog’s castration surgery was to diagnose and treat suspected testicular cancer, that they wouldn’t pay for it as neutering is an elective procedure. I hope this was just oversimplification of their policy by a customer service agent or I’ll have to take them to the ombudsman which will be tiresome.
Not impressed.
They also doubled my premium after year 1, so it’s not like it’s a cheap policy either

Reply from Waggel
Very good insurance company
Placing a claim is very straightforward and hassle-free. Customer service is very efficient and helpful.
Bad form.
Bad form.
I tried to cancel our policy following the death of our pet. However, because my partner was the policyholder, I was told that I could not cancel it on his behalf.
What made this situation particularly frustrating was that my partner had suffered a stroke, leaving him with significant memory loss and unable to speak. Despite me being his wife and the circumstances being clearly explained, I was still unable to cancel the policy and was told that a Power of Attorney document was required.
I found this response extremely frustrating and insensitive, particularly given the circumstances.

Reply from Waggel
Quick response to my query
Quick response to my query. Can't fault the customer service on this occasion.
My subscription was taken out of my…
My subscription was taken out of my bank before the date it was ment to

Reply from Waggel
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