Highly recommend! The claim process is unbelievably smooth, and the group chat support is always there when you need it. I received almost 100% of my reimbursement within just 2 weeks. Plus, having 24... See more
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About Waggel
Written by the company
Less stress, more love.
At Waggel, we’re just as obsessed with pets as you are - and we understand better than anyone why you want the best for them. That’s why we created a pet insurance policy that’s simple, clear and packed with everything your pet might need (and then some). No sneaky surprises, no confusing jargon - just one Lifetime policy that’s got your back from puppyhood to your pet’s golden years.With over 15 years of insurance experience under our belts, we’re here to make sure you’re always in good hands with a personally assigned UK-based vet nurse to help manage your claims. This means you’ll never be left on hold for hours and can wave goodbye to mountains of paperwork.
Why Waggel?
We’re here to take the hassle out of pet insurance. No endless options, just one simple Lifetime policy that you can customise to fit your budget and needs. Here’s what sets us apart:
- One policy, endless love. Our Lifetime policy covers a range of conditions and costs, from dental care to cancer.
- No surprises, just clarity. Transparent pricing, easy-to-understand policy wording and a smooth claims process.
- Your pet’s personal cheerleaders. You’ll have a dedicated claims handler with you every step of the way - because we know how important it is to feel supported when you need it most.
- Giving back. We partner with charities to support dogs and cats in need because there’s nothing better than spreading the love.
Contact info
1st Floor, 5 St Helen's Pl, London, EC3A 6AB, London, United Kingdom
- www.waggel.co.uk
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New to Waggel.
I found the website informative and easy to navigate. I have tranferred from my previous contract as it was too expensive. I have found the offers of Waggel to be ideal for the coverage I was looking for. I now have my two pets covered for less than I was paying previously just for my dog. Options are good so I was able to choose the best option for my pets and for my finances.
Thoroughly Recommend
As always. Responsive and very helpful. I only have positive comments about Waggel. Thoroughly recommend this company.
I am well pleased with the attitude of…
I am well pleased with the attitude of Lauren who was born helpful and patient when I called.
Overall excellent..
May use AI-assist with repliesRead more
The website was easily navigated and…
The website was easily navigated and insurance was put in place, the direct debit set up and cover began. But then the emails began, numerous emails with various details of reason to deny the claim 🤔 this has really put me off and I have cancelled the direct debit/policy 🤷🏻♀️ I won't pay for a service which has already told me won't pay out...

Reply from Waggel
Waggle are no fuss insurance
Waggle are no fuss insurance offering compassion when I needed it most. Excellent service from them and I woold highly recommend them.
Easy to understand and the service…
Easy to understand and the service details easy to setup direct debit payments
Very simple to fill in and get a quote
Very simple to fill in and get a quote. I could clearly see what was included.
Very good value for money.
Excessive increases
Overall, I have had a positive experience with this pet insurance. I never encountered any major issues when submitting claims, and my reimbursement requests were processed successfully. The claims process was straightforward, and I have generally been satisfied with the service.
However, I am disappointed by the significant increase in renewal premiums. I started my policy three years ago at approximately £50 per month. During the following years, I made only relatively modest claims, so I initially assumed that the substantial premium increases were related to those claims and did not question them.
This year, however, I did not make any claims at all, yet my renewal quote increased from around £130 to approximately £180 per month. Seeing such a large increase despite having no claims has been very disappointing.
One important point for prospective customers is that, once your pet develops a medical condition, changing to another insurer can become difficult because pre-existing conditions are often excluded from new policies. For that reason, I would encourage anyone considering this insurance to think carefully before choosing a provider. While the premiums may seem very competitive at the beginning, they can increase dramatically over time, as my experience has shown.

Reply from Waggel
Average Service
Very pleased that my claim came through. Unfortunately it took way longer than expected. Hopefully future claims will be a quicker process!

Reply from Waggel
Lovely staff Every member of staff I’ve spoken too…
Every member of staff I’ve spoken too regarding my elderly dogs claim have been very helpful, kind, empathetic & knowledgeable. Well done to the Waggle team 🐶🐾🐾
It is easy to make a claim and they…
It is easy to make a claim and they dealt with my claim quickly and efficiently.
Great service
Great service, no hassle with claim. My only negative is being charged when i moved address.
Can't fault them
Can't fault them! Our cat was unfortunately coming the the end of her life. She had treatment for a few days but we decided it was best for her to be put to sleep. The claim for her treatment was settled promptly with minimal fuss and we received a handwritten bereavement card a week later.
Very positive experience
I've had a very positive experience with Waggel so far. One of my cats became suddenly very sick and needed to be hospitalised out of hours with a lot of subsequent treatment as an outpatient. After the initial confusion with the vet re who claims, I was able to submit the claim with reasonably basic information and Waggel liaised with the different veterinary surgeries to get the information they needed fir the claim to be approved. Updated claims for further treatment of the same condition have been a smooth simple process.
And most importantly my cat is recovering :)
Best insurer we've ever seen!
We absolutely adore waggel their claim process is the most accessible for autism and mental impairment I've ever seen, the support chat is always incredibly helpful and the staff are so kind and genuinely there to help you not just do a job, This is the only insurance company we recommend because we've never had a bad experience with them and we have a lot of animals covered by them. We even had an unfortunate situation that left one dog without cover but they actually took accountability for their mistake and reinstated his cover in full! What other insurance company takes responsibility like that?!
At first the prices seem high but keep in mind you're able to adjust your cover to what you can afford via multiple different components not just amount of cover = insurance cost monthly it's so much more than that. They cover things that I've never known an insurer cover before and it's literally lifesaving.
good communication, sympathetic and efficient
Waggel were very good at keeping me informed about a claim and the delay that occurred was from the vet not from then. They were very sympathetic and processed my claim appropriately. Thanks
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