Bendigo Bank Reviews 

140
TrustScore 1.5 out of 5

1.7

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Review summary

Created with AI, based on recent reviews

Looking at 47 reviews, most reviewers were let down by their experience overall. Many people found customer service appalling, experiencing long hold times and difficulty reaching staff for assistance. Reviewers often reported being treated with disrespect, encountering unhelpful staff, and facing issues with account access or frozen funds. Problems included incorrect payments, accounts being closed without proper notification, and difficulties managing finances online. However, some customers also noted positive experiences, particularly with helpful and friendly staff at local branches. Some people appreciated direct phone access and a more personal level of service, including proactive calls about account conditions.

What people talk about most

Customer service

Customers had negative experiences with customer service, with many describing it as very poor and appalling,... See more

Service

Reviewers highlight negative aspects of service, with many expressing dissatisfaction and describing... See more

Staff

Reviewers mention ambiguous feedback about staff, with some customers praising the helpfulness and politeness... See more

Customer communications

People report negative experiences with contact, frequently mentioning long wait times, with some customers... See more

Payment

Users describe negative interactions with payment, with many reporting accounts being blocked or closed after... See more

Reviews shaping this summary

Rated 1 out of 5 stars

Accounts were transferred by Bendigo from Adelaide bank. However the transfer was badly handled, important details like tfn were not transferred and we have lost a lot of money. A terrible experience,... See more

Rated 1 out of 5 stars

After explaining that my debit card doesn’t work in most places in Indonesia, their team investigated and obviously found no fault with their card. All the terminals are faulty and the internet keeps... See more

Rated 1 out of 5 stars

Shocking service ..no service trying to speak to customer service on line. Waited an hour no sign of call being answered. I wanted to deposit an inheritance with them..a large amount of money. OMG rid... See more

Rated 1 out of 5 stars

Used my card to pay for something online which apparently breached the banks terms and conditions so my account has now lost features such as payid and I cannot transfer money using the app or e-banki... See more


1.7

Bad

TrustScore 1.5 out of 5

140 reviews

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1.7

All reviews

(140)

46 reviews in the last 12 months

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Rated 4 out of 5 stars

Thanks to Gary

Thanks to Gary! This is my first good experience with bank in OZ where I am not harassed and not asked plenty of questions why where and when I am moving my funds around. 4 stars because of Gary otherwise I know how services in banks are terrible!!

January 24, 2024
Unprompted review
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Rated 1 out of 5 stars

I want to make it public knowledge that…

I want to make it public knowledge that if you want your hard earned savings kept safe and protgected, DO NOT TRUST the Bendigo Bank to do this. My money was safer under a bush in my garden and I wouldn't have to pay for the so called privilege and supposed service except for watering the bush. My computer was hacked and the hackers scammed my entire savings in 3 transactions into 2 different accounts in other banks. Not in my name. raise the limit twice of the amount to transfer without the Bendigo Bank checking the legitimacy of the transfer. No hold placed on the transfer of funds, no call to confirm that this was legitimate, no SMS. The response I was given when checking my balance was that customers transfer funds all the time. Obviously their Fraud team do not consider this to warrant a hold placed on the account nor any follow up to determine the legitimacy. Their fraud team deal with multiple complaints relating to fraud activity on bank accounts. I strongly advise you leave and go to another bank that will actually protect you money.

August 8, 2023
Unprompted review
Rated 1 out of 5 stars

Caveat Emptor The Little bank with Big hidden fees

Caveat Emptor
Check out all the fine print that Bendigo doesn't tell you about !
One grubby disgusting fee they have is if you place an international order using their MasterCard debit card,not only do they give a dud exchange rate and take a slice of the action but the little bank with big fees also charges another percentage on top. Getting slugged an exchange rate where the AUD is almost half a USD is a bit over the top! I've cancelled my card with Bendigo and encourage all clients of the bank to have a very close look at your statements.

October 16, 2023
Unprompted review
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Rated 2 out of 5 stars

Today I just closed two accounts my…

Today I just closed two accounts my kids had with this bank.
Firstly they closed our nearest branch in Noranda, moving to an almost impossible(for us) location in Bayswater, secondly, my son was the only one to get a statement, in six years my daughter never got one, it wasn't until I closed the account that I knew how much she had in there.
Thirdly, they changed how I could access the internet banking without telling me, so I could not transfer any funds from their accounts to their new bank without incurring additional charges.
Fourthly, the CEO of this business has come out quite vocally in support of "the voice", something I believe has nothing to do with any business, just ask the unlamented Alan Joyce who painted "yes" on Qantas planes.
How we vote is entirely our business, we don't need businesses trying to influence our judgement.

August 2, 2023
Unprompted review
Rated 1 out of 5 stars

Terrible overseas service or just none

I live overseas. I rarely need assistance, but if you can the international line it goes to a normal line and no one picks up. I email them about this and they keep telling me my issue must be resolved on the phone and keep giving me the same number. I am not a stupid lemmings. I need access to my money and I can't get it because of your terrible administration structure. This happens everytime. Do not use this bank internationally, they are not set up to provide you a service.

July 25, 2023
Unprompted review
Rated 1 out of 5 stars

Went to Hyoe Patk Townsville branch at…

Went to Hyde Park Townsville branch at 3:30 pm 5/7 and was abused by a very rude over weight old Karen workering as bank teller. The bloated , brown hair old Karen barked and belittled me when I was there to help a disabled friend do his banking as it confuses him. She called me a security risk and told me to GO AWAY, GO SIT DOWN, and more like I was a toddler. I have workered in disability suport and helped dozens of clients at dozens of branch's and never has there been a rule that someone can't bring someone with them when doing their banking...This minimum wage old sagging Karen was just on a power trip and ended up causing a bunch of problems for my friend. He got confused and drew out all the money in his savings and he needed money in there as funds were coming out for authopedic shoes that same day. Now he can't get his shoes, we have to go BACK to the Karen branch to re deposit the funds and he will probally be changed an over drawn fee...Terible customer service and they a free liars. If a banker want to bring someone with them to help with their banking they can. The teller can ask if the person banking is OK with it, but that's it...on top of that the brach was filthy and stunk like BO and old woman.

July 5, 2023
Unprompted review
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Rated 1 out of 5 stars

Time to leave

Time to leave
Even one star is too many. I have been with them for years but with a banking issue occurring whilst overseas, a telephone call is impossible with no answer after an hour.
Emails take over 7 days for a response and then inadequate as the details are ignored.
A promised call was not made and after a month I still cannot use my bank payment system. I cannot run my own business.

July 2, 2023
Unprompted review
Rated 1 out of 5 stars

Disgusting treatment

Disgusting treatment from the "customer service" team. No interest in helping me with an issue that is the result of changes made by the bank. The app is prehistoric, the products are not what they claim to be, and they treat us like a number.

We have moved all our finances over to Bendigo Bank (multiple home loans, transactional accounts, sizeable cash deposits) and we've been treated like a number, often with contempt, since the get go.

Do yourself a favour and go absolutely anywhere else for all your banking. They are so much worse than the big 4. Don't believe anything their marketing claims.

June 12, 2023
Unprompted review
Rated 1 out of 5 stars

Avoid this bank

I would think twice about opening a Concession Account because on Tuesday 23rd May 2023 Sarah the Case Manager from the Customer Feedback Team said we are not opening a Concession Account for you without your Pension allowance going into this account so get lost and she used profanity. I would recommend going to ANZ because nobody deserves to be spoken to rudely like that.

May 22, 2023
Unprompted review
Rated 1 out of 5 stars

Incompetent rude and arrogant

Incompetent rude and arrogant, it cant be called customer service as they don't know the meaning of the word. The head office function is clearly broken and barely functional. the worst bank I have ever had to deal with online or over the phone.

May 9, 2023
Unprompted review
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Rated 1 out of 5 stars

Exorbitant Fees

I have been a customer for 22 years, not for much longer. Exorbitant fees on the credit card finished the relationship. Direct debits are now charged a cash advance fee of $3 or 3% whichever is higher. Imagine paying a $1000 electricity bill to receive a hit of $30 in fees to use direct debit. DAYLIGHT ROBBERY. As if anyone can afford $100+ in fees per month. Paid fortnightly rent and copped $23.40 in fees.

May 4, 2023
Unprompted review
Rated 4 out of 5 stars

They were able to consolidate all of…

They were able to consolidate all of the overdraft and give us a loan to go back to the UK for my father's funeral. They're a great bank we've been with them over 20 years and we have tried other banks but none compare. I only wish they had more branches available but we have to drive mile's to get to a store front bank.

August 17, 2022
Unprompted review
Rated 3 out of 5 stars

I have been a consumer of… Bendigo/Adelaide Bank

I have been a consumer of Bendigo/Adelaide Banking for over 30 years now.

I have noticed the changes in that period, although I've never had an issue with direct customer service per se, I had one this year.

I am going to speak to head office and ask them regarding intestate accounts as it has come to this now.

My mother was such a loyal, friendly salt of the earth person and to have her local bank treat her the way they did, seriously throws my trust of this Banking institution into disarray.

February 1, 2023
Unprompted review
Rated 1 out of 5 stars

Lender Specialist is not trustworthy

We were in consultation for 2 weeks since early Feb, submitted everything and happy with the service until we realised that we have missed out the rate lock timeline that the Lender Specialist who we thought were okay turned out to have given us misleading and unhelpful advice (that is not supposed to be given in the first place), she told us that the rate lock can be done AFTER. When is after? After it is too late that today 17 Feb the 2 years fixed rate has increased to 5.79%. She then explained that she didn't even know about the rate rise either and the rate lock can be done at anytime in the application prior to the final approval, but the rate that is locked is whatever it is locked on that day. Confusing as it is or perhaps she was trying to confuse us? Then she has managed to convince us to rate lock after.

This is a serious misconduct for a non financial adviser to suggest to do the rate lock as we offered to do it TWICE but she mentioned this does not have to happen right now, implying to do it after.

Second of all we are still waiting for our call recordings to examine what went wrong. I requested our recordings which she is witholding at the moment. Which according to Europen GDPR Art. 15 and Data Protection Laws and regulations Australia 2022-2023, section 5, we as Customer has rights to access our call recording.

Really feel alluded to be taking the hit on a Friday afternoon and really stupid because we thought we could go along with what Rebecca Weinman told us to "wait" and consider to "rate lock after". Why is she giving such advice or say out that script? To convince us to not rate lock which she did.

Her "Team Leader" is yet to contact us and resolve the terrible result of her misleading advice or suggestion.

February 17, 2023
Unprompted review
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Rated 1 out of 5 stars

Nasty

Bendigo Bank does not care about clients or their experiences.

I have never in my life dealt with such horrid, rude staff. They treated my kind and patient grandfather like he is an idiot that can't be trusted with his own money. He has changed banks due to the experience but did not want to make a complaint. I made a complaint in my own name about their service and the complaint was handled by another rude woman (Joanne) who repeatedly said, "I'm sorry that's how you feel," of course knowing that apologising for someone else's feelings means nothing.

The last thing I said on the phone to Joanne was acknowledging that their standard of customer service was treating people rudely and refusing to apologise for it. She agreed with me and hung up.

November 21, 2022
Unprompted review
Rated 2 out of 5 stars

Very slow response

We received an email which seemed a scam took BB bank in Toodyay WA 5 hours to get back to us. This bank used to be red hot until Don and Margaret retired. Now is very very poor, only one teller on duty the other for Dept of transport, this is a bank for goodness sake. Every time you go there there is a que only one teller. Hours reduced and actually closed for lunch now, not good enough BB. We have been with them 25 plus years and it was great at the start. Came to Toodyay and Don and Margaret and staff were wonderful, couldn't do enough for you.If it wasn't too hard would change to another.

December 20, 2022
Unprompted review
Rated 1 out of 5 stars

Im absolutely disgusted that after my…

Im absolutely disgusted that after my account was hacked its going to take 3 weeks until I recieve a new visa debit card!! But I can go onto the Bendigo Bank app and the new card ia uploaded less some of the card numbers and no cvc number. Bendigo bank informs me because I don't have an iphone I will have to wait until I can activate my new card eg. turns up in the post. Apparently its set up with this bank that you can access your new card details via your iphone and use card immediately. Bendigo Bank is pathetic. I shall be shutting down my account and would not recommend this bank.

November 22, 2022
Unprompted review

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