Bupa UK Insurance Reviews 42,576

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 9,377 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the excellent service and the helpful, professional staff, who make processes straightforward and stress-free. Many highlight the exceptional customer service, noting quick response times and a smooth overall experience, especially when dealing with claims and policy inquiries. The ease of making appointments and the quality of care from GPs and specialists are also consistently mentioned as positive aspects. However, some people mentioned issues with delays in processing paperwork and approvals, leading to frustration and extended waits for treatment. A few other people also felt that claims were sometimes refused due to pre-existing conditions, despite long-term membership, and experienced unhelpful customer service interactions.

What people talk about most

Service

Consumers generally report positive experiences with the service, highlighting excellent care, professional... See more

Staff

Reviewers mention positive feedback about staff, highlighting their helpfulness, kindness, and... See more

Customer service

Clients share positive opinions on customer service, with many reviewers finding the service courteous,... See more

Claim

Users describe positive interactions with claim, highlighting an easy and straightforward process for... See more

Response time

Customers consistently note positive experiences with response times, with many receiving quick replies and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Prompt & honest advice and instruction throughout my claims process. Any changes or actions concerning the process were dealt with very professionally and without delay. All communications via phone... See more

Company replied

Rated 5 out of 5 stars

Broken tooth filling fell out after 10+ years. Phoned the private healthcare hotline and was informed just to visit the local BUPA dental clinic, appointment offered quickly, all process explained cle... See more

Company replied

Rated 5 out of 5 stars

I recently moved health care providers at the beginning of this year so when a medical situation presented its self a few weeks ago I was concerned that BUPA would make an issue of it. Nothing co... See more

Company replied


Company details

  1. Health Insurance Agency

About Bupa UK Insurance

Written by the company

Bupa are one of the UK’s leading health insurance companies. Created in 1947, we are driven by a passion to provide high quality, affordable healthcare. Our purpose is to help people to live longer, healthier, happier lives and make a better world.

We cover healthcare, wellbeing and mental health support for individuals, couples, families and businesses. Alongside health insurance, we also have clinics, care homes and dental centres all over the UK.

At Bupa, our priority is our customers. We have no shareholders so all profits are reinvested into improving the health of millions worldwide.

We’re developing digital tools and solutions to help us achieve our goal of becoming the world’s most customer-centric healthcare company. Perfect for people with busy lifestyles to make it easier for you to book, manage and attend your appointments. You can also build and track your wellbeing plan and see a doctor 24/7, wherever you are in the UK using your computer or mobile device.

As a business we also have a global talent, innovation and sustainability programme called eco-Disruptive. Our goal is to find and support sustainable, scalable start-ups and innovative solutions that will improve people’s health and the health of the planet.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

43K reviews

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Rated 5 out of 5 stars

I am impressed with the service offered by Bupa

I've had several health issues to address in the last year and a half or so, and I have to say I am very happy with how easy and helpful Bupa has been to use.
I have found GPs available same day or next day, who have taken the time to listen, make questions and take into account my own needs and preference. Then the following process with Bupa has always been quick and smooth. Bupa customer service is also always available and brilliant if you have doubts about your policy or if you would like to see a specific consultant that was not initially listed for you when the treatment is first approved.
Overall I find that the quality of the service is very high and that Bupa puts intentional effort to make the process easy for the patient.

May 22, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We are so pleased to hear that our services have been helpful and easy to use during your health journey. It is wonderful to know that our GPs and customer service team have provided such positive experiences. We truly appreciate your kind words.

Rated 3 out of 5 stars

Not what I expected

I went to the Sevenoaks medical centre after fracturing my kneecap. I had already been to Pembury on the Sunday and I can't fault the service from there.
The doctor i saw at Sevenoaks was very pleasant but very dismissive.
He said he was too busy if surgery was needed.
I had an x-ray and an MRI at Sevenoaks.
I never got the results from the MRI.

May 12, 2026
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Reply from Bupa UK Insurance

We are concerned to hear about your experience at Sevenoaks and the issues with your MRI results. Please call your Member Services team on 0345 609 0111 if you'd like to discuss anything in more detail. Thank you.

Rated 1 out of 5 stars

Took out a policy and needed to claim

Took out a policy and needed to claim, went through Bupa doctors, to be referred etc. Then they tell me I am not covered as it is classed as a pre existing condition. Turns out the doctor Bupa end have put the wrong dates down. I've now seen my own doctor and Bupa still don't believe me. So I am having to get the doctor to fill in additional paperwork (3 times I called Bupa and they said they would send and didn't) now my doctors surgery are charging me to complete the paperwork and might take 2 weeks. So far the process has taken nearly a month and I still can't use my medical cover due to Bupas mistake!!!! So frustrating, call team are helpful but don't always send what they say they will. Overall I'm paying for a premium and not being able to use their service due to their mistakes!

June 1, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We appreciate you sharing your experience and feedback. We are truly sorry to hear about the difficulties you have encountered with your claim and the delays in getting this resolved. We've reached out for membership details so we can better understand what's happened. Many thanks

*Thank you for sharing your details.
I've escalated a complaint to our Customer Relations team, who'll be in contact once they've completed their review of your concerns. In the meantime the team are available on 0345 606 6739 if you'd like to discuss this in more detail. Lines are open 9-5 Monday to Friday. Many thanks

Rated 5 out of 5 stars

Very efficient service

Very efficient service
All paperwork done very promptly

May 15, 2026
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Reply from Bupa UK Insurance

We appreciate you sharing your positive experience. We're glad our service was efficient.

Rated 5 out of 5 stars

I used the new AI camera system for a…

I used the new AI camera system for a mole check and was extremely impressed! The whole thing was so simple and I got the results in minutes- ☺️

May 26, 2026
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Reply from Bupa UK Insurance

We are so pleased to hear you had such a positive and efficient experience with our AI camera system! Thank you for sharing your feedback.

Rated 1 out of 5 stars

I was not able to use BUPA

I was not able to use BUPA, because you determined that menopause was a pre-existing condition. Horrible.

May 14, 2026
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Reply from Bupa UK Insurance

We truly regret your difficulty with coverage. We're sorry to hear of your disappointment

Rated 5 out of 5 stars

So easy

So easy. I have a Bupa dentist and they push the claim through while you wait so I don’t have to obtain receipts and then have the hassle of claiming the money back.

May 30, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear you found the process easy and appreciate your positive feedback. We aim for a seamless experience for all our customers.

Rated 5 out of 5 stars

Excellent service with Bupa

Everything from start to finish was excellent.
Everytime I called Bupa services they were very polite and responded very quickly and the GP service with Bupa is outstanding, superb service I could book and appointment with the GP with Bupa to a time that suited me and have a live chat over the phone at that given time and the GP’s were really understanding and helpful with giving all the advice I asked for.

October 1, 2025
Unprompted review
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Reply from Bupa UK Insurance

We're delighted to hear about your excellent experience, from your calls to the GP service. We appreciate your positive feedback regarding our team's politeness and the outstanding, convenient GP appointments.

Rated 2 out of 5 stars

I don’t know no futher forward took…

I don’t know no futher forward took over two weeks to get Pet scan results just don’t know wear to go now complete feel let down

June 3, 2026
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Reply from Bupa UK Insurance

We're truly sorry to hear about the delay and your feelings of being let down. We understand your frustration. Please contact our Member Services team on 0345 609 0111 if you'd like to discuss this in more detail. Many thanks

Rated 5 out of 5 stars

Hassle free and account is very…

Hassle free and account is very informative

May 21, 2026
Unprompted review
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're glad to hear you found the account informative and hassle-free. Thank you for your positive feedback.

Rated 5 out of 5 stars

Quick

Quick, easy and seamless process

May 20, 2026
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Reply from Bupa UK Insurance

We're glad our process was quick, easy, and seamless for you. Thank you for your positive feedback.

Rated 5 out of 5 stars

Excellent response.

BUPA's response to my phone cal was extremely helpful, resulting in a speedy telephone appointment with a BUPA GP, a very positive and helpful discussion with her and a quickly arranges physio appointment.

May 21, 2026
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Reply from Bupa UK Insurance

We're delighted to hear our response to your call was helpful, leading to a speedy GP appointment and a positive discussion. We're also glad your physio appointment was quickly arranged.

Rated 5 out of 5 stars

Good advice

Good advice, helpful for my topic.

June 3, 2026
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Reply from Bupa UK Insurance

We are glad our advice was helpful.

Rated 1 out of 5 stars

Only appointment I was offered was for…

Only appointment I was offered was for the 2nd September after being diagnosed with a brain tumour

May 22, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're sorry to hear about this. Please contact your Member Services team on 0345 609 0111 to discuss this in more detail and potentially alternative options. Many thanks

Rated 4 out of 5 stars

Very well looked after and the…

Very well looked after and the procedure was professional.

With regards to using bupa - very easy. Only minor complaint is why not send some of the claim summary in email rather than having to log in every time.

May 1, 2026
Bupa UK Insurance logo

Reply from Bupa UK Insurance

We're so glad to hear you had a positive experience with your procedure and found using Bupa easy. We appreciate your feedback regarding claim summaries; we are always looking for ways to improve our processes.

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