Chase Reviews 

16,117
•
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Looking at 2,031 reviews, most reviewers were somewhat happy with their experience overall. Active consumers regularly find the mobile banking application exceptionally easy to navigate and truly appreciate the smooth digital features available anytime. Many people also very much enjoy receiving instant transaction notifications along with straightforward account management tools that significantly simplify daily personal finances. However, some reviewers were not happy with customer service responsiveness, noting very significant communication gaps and persistent difficulties reaching proper professional support. Some customers additionally experienced quite frustrating account freezes and unhelpful responses when attempting to resolve important transaction issues or related queries.

What people talk about most

Customer service

Reviewers mention ambiguous feedback about customer service, with some consumers praising excellent and... See more

User experience

Customers had positive experiences with user experience, finding the platform easy to navigate, opening... See more

Service

Reviewers highlight ambiguous aspects of service, with many customers expressing satisfaction regarding the... See more

Application

Consumers find application to be positive, highlighting an exceptionally easy-to-use platform that makes... See more

Payment

Users describe ambiguous interactions with payment services, noting that while it is easy to pay money in and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Very happy with the Chase account I opened. Easy to open and go through all the necessary checks. It offers competitive rates and enables me to use the debit card abroad without conversion fees. I ope... See more

Company replied

Rated 4 out of 5 stars

I like having a Chase account but not all features are seamless. It is annoying how often you have to enter your pin number on transactions on a Contactless payments. As an OAP it is frustrating... See more

Company replied

Rated 4 out of 5 stars

Been with Chase for over 4 years and very happy with them It a bonus that they allow you to set up VDDs and SOs on a savings a/c rather than insisting they be set up on a current a/c as... See more

Company replied

Rated 4 out of 5 stars

I have been with Chase for around three years. The app and facial recognition are easy to use. Great notification whenever the current account is used, very reassuring. The interest rate of its s... See more

Company replied


Company details

  1. Bank

About Chase

Written by the company

Welcome to Chase: the award-winning bank designed to help you make the most of your money. We're a digital bank that's part of the JPMorganChase family – and we're proud to support millions of customers in the UK.

We're here to help all our customers reach their goals, both big and small. That's why our app's packed with useful tools, insights, resources and support – so you can manage your finances all in one place.

When you spend, save and invest through the Chase app, it's all in one place – and intuitive and easy to use¹. And we have layers of security and fraud monitoring to help you keep your money, account, and personal information secure.

Ready to see what your money can do?
Open a free Chase account today.

1 As with all investing, capital at risk. Investments are provided by J.P. Morgan Personal Investing through the Chase app and not guaranteed by Chase. 18+, UK residents. Chase current account required.

Contact info

3.5

Average

TrustScore 3.5 out of 5

16K reviews

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3.5

All reviews

(16,117)

1,916 reviews in the last 12 months

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Rated 5 out of 5 stars

Salary input earning interest until needed for bills

I use Chase for transferring in my salary and then withdrawing for bill paying, when required. Interest earned at 4.51% whilst in the account. Excellent

October 3, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for your feedback. We're happy to hear that our interest rates and seamless money transfers help you manage your monthly finances effectively. We appreciate your support.

Rated 5 out of 5 stars

Chase feels secure

Chase is secure, offers some great savings rates and has great customer service. Using all cards abroad is fee free. Great all-round accounts.

October 3, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for the fantastic review! We are so glad to hear that you are enjoying our security features, competitive interest rates, helpful support, and fee-free international spending.

Rated 4 out of 5 stars

Easy app to use.

Chase is a very easy app to read and use and is not cluttered with too much information. They offer security without the hassle that some banks are currently demanding. They seem to keep up with the money market in terms of offers etc.

October 3, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for taking the time to share your feedback! We are thrilled to hear that you find our app easy to navigate, appreciate our hassle-free security features, and enjoy staying updated with our competitive financial offers.

Rated 1 out of 5 stars

Short-changing my interest payments

I have a Chase 4.5% saver account, which I have paid into every month and which I have never withdrawn money from. Despite the fact that the balance has only ever increased, this month my interest payment has gone down versus last month. This makes no sense at all. Chase are trying to fob me off by saying September has 30 days not 31. Well so do June and April during which months my interest payment increased. I do not trust this bank.

October 1, 2026
Unprompted review
Chase logo

Reply from Chase

We’re sorry you’ve had a negative experience with Chase, as your bank, we are required to ensure your money remains safe and secure.

If you would like to discuss this further, please give us a call on 0800 376 3333.

Rated 5 out of 5 stars

Use this abroad worldwide as no charges…

Use this abroad worldwide as no charges for any currency conversions and accepted everywhere plus the app is dead easy to use and gives clear information on account balances.

October 3, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for the fantastic review! We are delighted to hear that you find the mobile app so user-friendly and clear to navigate, and that taking your card on your international travels has been such a seamless, fee-free experience for you. Safe travels!

Rated 3 out of 5 stars

Very pleased with the app which is easy…

Very pleased with the app which is easy to use. Also easy to use in foreign countries….. giving a good rate with no hidden charges. Have been a Chase customer for quite a number of years but there appears to be no loyalty and intention to hold onto customers! Come on Chase increase the amount of interest you pay on savings otherwise I will look elsewhere!!!

October 2, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for sharing your feedback. We are glad to hear that you enjoy using the app both at home and abroad. We truly value long-term relationships with our customers, and your thoughts on loyalty are very important to us. We hope to introduce more competitive rates for existing customers in the future, so please keep an eye out for upcoming updates.

Rated 5 out of 5 stars

I recently moved my savings account to…

I recently moved my savings account to Chase as their introductory interest rate was the best around. I found the process very quick and easy. I have now moved all my day to day spending to a Chase current account and earn cash back on my spending. Overall very happy with Chase.

October 2, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for sharing your feedback! We are so glad to hear that opening your accounts was smooth and that you are enjoying our cash back rewards and competitive interest rates.

Rated 5 out of 5 stars

I’m happy with Chase Bank overall

I’m happy with Chase Bank overall.
Just not that the amount you need in savings has gone up to enable you to get 2% cash back . Overall a good bank account. I would recommend

October 2, 2026
Unprompted review
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Reply from Chase

Thank you for 5-star review and for recommending us! We really appreciate your overall positive feedback. We also hear your thoughts regarding the updated savings requirement for the cash back feature, and we truly value your honest input as it helps us improve.

Rated 3 out of 5 stars

Cashback is ok

Cashback is ok , but limited to fewer purchases than when originally got card so don’t use it as much.

October 2, 2026
Unprompted review
Chase logo

Reply from Chase

We appreciate your feedback regarding the reward structure changes. We hope to introduce more competitive cashback in the future, so please keep an eye out for upcoming updates.

Rated 1 out of 5 stars

WHERE IS EVERYBODY ??

I opened an account years ago, and found it wasn't for me. I have tried several times to get it closed but all communications are completely ignored, to the point that today they asked me to do a survey.
It may have some good features but the level (or lack) of customer service has only convinced me that I have made the correct decision.

October 2, 2026
Unprompted review
Chase logo

Reply from Chase

We are very sorry to hear about your experience and the frustration caused by trying to close your account. We apologise for the lack of response to your requests. We would like the opportunity to look into this for you and help get this resolved as quickly as possible. Please get in touch with our team on 0800 376 3333.

Rated 5 out of 5 stars

It's Great!!

It's Great!!
Does Exactly What It Say's On The Tin!!
Try it you will Love It!

October 1, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you!

Rated 4 out of 5 stars

Good all round bank.

I have been with Chase for around three years. The app and facial recognition are easy to use.
Great notification whenever the current account is used, very reassuring.
The interest rate of its saver account is okay, the 2% cashback is great, but the system does not recognise Jenno’s Coffee house as a food outlet, hence friends and myself miss out on cashback.
Customer service is good, but like most organisations these days there is sometimes a wait before the call is answered, 6 minutes is the longest I have waited.
Bring your Saver Account interest up to the rest of the market, and recognise Jenno’s as a food outlet for a 5⭐️ rating

October 1, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for the great review of your time as a customer with Chase UK. We run offers for our customer at different stages in their relationship with us, please keep an eye on our socials for all upcoming eligible offers.

We give cashback based on the Merchant Category Code of where you are using your card. We don’t control what type of code a merchant is given. So, in some cases, a merchant might sell something that seems eligible for cashback, but because of the merchant’s category code, the transaction isn’t eligible.

Rated 4 out of 5 stars

Can't fault would be 5* apart from…

Can't fault would be 5* apart from can't pay cash in so effectively need another account

September 30, 2026
Unprompted review
Chase logo

Reply from Chase

Thank you for your review and feedback!
Whilst we do not allow our customers to deposit cash at the moment, this is something that we may bring to our customers in the future. Keep an eye on our social media channels and website for updates!

Rated 1 out of 5 stars

Slick Front End, Poor Back End

As many others have said Chase seems fine on the face of it BUT if you need any help with anything its shortcomings quickly become apparent. Money was taken from my account when it shouldn’t have been and despite their gushing, over-familiar emails their Support team were of no help whatsoever. They couldn’t understand simple issues, did not support me (the clue is in the name Support) and were actually quite rude. During this process their main interest was in trying to get me to sign up for investment products! What? When I complained about this nothing happened. If you’re thinking about opening an account I really couldn’t recommend them as their back end service does not live up to their slick front end image.

September 30, 2026
Unprompted review
Rated 4 out of 5 stars

Chase is a great account to have as a…

Chase is a great account to have as a supplement to your main account.
Also has the advantage of a credit card option, which I don't think any of the other online only banks offer.

September 30, 2026
Unprompted review
Chase logo

Reply from Chase

Thanks for the good review!

Rated 1 out of 5 stars

Having asked the Chase bank again

Having asked the Chase bank again, My account has still not been closed and monies transferred to my nominated account.
It is now 15 days and other than saying THEIR TEAM is dealing with it I have heard nothing.
My next step will be to the Banking Ombudsman .
Mervyn Coombes.

September 30, 2026
Unprompted review
Chase logo

Reply from Chase

This doesn’t sound good. Could you please give us a call on 0800 376 3333 so a member of our team can investigate this further? Thank you.

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