Clearpay UK Reviews 

44,759
•
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Looking at 4,297 reviews, reviewers overwhelmingly had a very great experience with this company. Consumers often share that the platform is extremely simple to set up and navigate, while appreciating the helpful payment plans that make managing large purchases much easier by spreading costs over time without extra interest. People also consistently find the automated notifications incredibly useful for keeping track of upcoming dues without experiencing any stress. However, some customers also noted frustrating challenges regarding sudden account lockouts, unexpected reductions in spending limits despite consistent repayments, and difficulties reaching a human support agent instead of automated chat tools.

What people talk about most

Payment

Users describe positive interactions with payment, noting that the app is easy to use and helps spread the... See more

User experience

Customers had positive experiences with user experience, highlighting that the app is straightforward and the... See more

Service

Consumers find service to be a wonderful and helpful tool for spreading the cost of purchases over time with... See more

Product

Clients share satisfaction regarding the product, noting that it provides great payment flexibility to... See more

Customer service

Reviewers mention ambiguous feedback about customer service, as experiences vary widely across different... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Simply the best of the bunch when money is a little tight, as the payment plans are always more affordable than most others. The whole process is so very simple, it literally takes less than a minute... See more

Company replied

Rated 5 out of 5 stars

I’ve had a really positive experience with Clearpay. The app is easy to use, payments are clearly explained, and being able to spread the cost into manageable instalments can be really helpful. I also... See more

Company replied

Rated 5 out of 5 stars

Just love the site. Flexibility is brilliant as cant always pay for large purchases in one so it makes it much more palliatable than taking the one big hit. Another bonus is more and more companies ar... See more

Company replied

Rated 5 out of 5 stars

Clearpay is so easy to use and the pay in 4 (2 weeks between each payment) is a bonus, the fact that it can be used for groceries as well is excellent Clearpay has interest free payments and has he... See more

Company replied


Company details

  1. Payment Service
  2. e-Commerce Solution Provider
  3. Fashion Accessories Store
  4. Internet Shop
  5. Outlet Mall

Written by the company

Part of the Afterpay Touch Group - helping people to get what they want now and pay for it later, follow us on Twitter, Facebook and Instagram.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

45K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 93% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(44,759)

4,311 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

This company has gone completely down…

This company has gone completely down hill lately, used to find clearpay really helpful and great to use to build credit score but honestly do not waste your time. You get 0 communication when theres an issue and even when you complain you're waiting ages for a response. They take payments from your bank unauthorised even whilst telling you nothing will be taken. Will never use clearpay again, utter waste of time and the cause of soo much unnecessary stress.

September 26, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Kirsty,

I’m sorry to hear about your experience, thank you for raising this complaint about not getting a response about your complaint and I appreciate you sharing your circumstance.

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'help' icon located in the "My Clearpay" section.

Thank you,

Rated 5 out of 5 stars

Simple and easy service.

September 25, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

So great to hear, thank you!

We’re super happy you are loving our services!😊❤️

Happy shopping!🛍️

Rated 1 out of 5 stars

Still being ignored

Still being ignored

September 25, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 1 out of 5 stars

Got ticket master card and u cant even…

Got ticket master card and u cant even redeem the code there a fraud reference 400502987966 im also reporting them im not making any payments because I cant use the gift card

September 25, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Elyissa,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 1 out of 5 stars

Knowingly hosting scam websites

Knowingly hosting scam websites. When I confronted them about the issue they denied any knowledge and told me I can get a refund directly through the seller even though all contact information for them is fake

September 25, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 1 out of 5 stars

21 days long past

**REFUSED TO SPEAK TO COMPLAINTS and they want you to contact them ok then LIES**This company is destroying me a refund claimed in late August is now late September they told me 3 weeks for it to be resolved it’s long gone that. In this time my credit has dropped from £2000 to £350 all I want to do is escape this vile company.

This company doesn’t go off credit reports it goes off there own and to have my balance cut 3 times in a month is outrageous luckily I don’t spend anywhere near my new £350 limit but it’s not fair to expect payments whilst a refund is being processed this is advice from the bank

September 25, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Andy,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 1 out of 5 stars

Very bad service.

Very bad service.
Can not call them.
Email is even worse as they keep asking same detail.
Will never use this service again

September 24, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi there,

Hi We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay / My Clearpay" section.

Thank you.

Rated 5 out of 5 stars

Have use several times

Have use several times, so easy to use

September 24, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Janice,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 1 out of 5 stars

The worst company I’ve ever known in my…

The worst company I’ve ever known in my life glad I’ve closed my account

September 23, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Kevin,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Rated 1 out of 5 stars

Awful

Awful company

September 20, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Thomas,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Rated 1 out of 5 stars

Stay well clear of this company they'll…

Stay well clear of this company they'll do absolutely nothing if you order through them and the product doesn't arrive, joke of a company

September 23, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Andy,

We really want to help you out with this. Can you get in touch with us directly please?
You can send us a message by using your Afterpay/Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Afterpay / My Clearpay" section.

http://spr.ly/62045BG5LNt

Thank you,

Rated 1 out of 5 stars

Awful service

Awful service! As every other review states they start ignorning emails when they know they're wrong or being challenged. I was told i would be refunded as soon as i gave them bank details and 2 weeks later i started asking when this refund would happen they ignored my emails

September 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Donna,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 1 out of 5 stars

AVOID

AVOID - THEY WILL PASS YOU TO DEBT COLLECTORS WITHOUT TELLING YOU THAT YOU OWE ANYTHING!

Extremely disappointed with Clearpay.

I was not notified that a £25.41 payment had been missed in April. I normally receive texts/emails about missed payments and have always dealt with Clearpay when needed. A further payment was successfully taken in May, yet I heard nothing about the outstanding April balance until September — FIVE MONTHS later. I believed my account was up to date.

I was then told my account had been passed to collections, with no warning or opportunity to resolve this directly.

Clearpay keep ignoring the fact I was not made aware until 5 months later that the payment had failed & I've been passed to debt collectors without my knowledge. They refuse to acknowledge that I was not informed. Their responses just repeat the same exact words.

I have used Clearpay multiple times and planned to continue using them. Unfortunately, after this experience, I will not be using Clearpay again.

The way they talk to you as a customer is absolutely inhumane, passive aggressive & patronising.

September 22, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Samia,

I understand where you are coming from.

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you,

Rated 5 out of 5 stars

Great system

Very easy and straightforward to use

September 21, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Karen,

We love this, thank you for the positive feedback!

Enjoy our services, and happy shopping!

Thank you.

Rated 5 out of 5 stars

Excellent way to spread payments

Excellent way to spread payments, fully notified of payment schedule, what's not to like, thanks.

September 20, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Customer,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping! 🤗

Rated 1 out of 5 stars

What a crappie service znx…

What a crappie service znx company...when you write a review here I got response in few minutes....BUT WHEN I AM TRYING TO CONTACT WITH THERE S...TY SERVICE .... ITS TAKING HOURS
....3 DAYS Z GO MH FATHER SEND HIS iD and bank statement but still the crooks are not responding even there is 48h time frame
.... PLEASE AVOIDE THEM AS MUCHAS U CAN

September 20, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Ivaylo,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.
Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you.

Rated 5 out of 5 stars

Not a lot to say regarding this

Not a lot to say regarding this, easy enough to set up no problems, well pleased would use again.

September 20, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Stuart,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

Rated 5 out of 5 stars

Simply the best of the bunch when money…

Simply the best of the bunch when money is a little tight, as the payment plans are always more affordable than most others. The whole process is so very simple, it literally takes less than a minute to complete my order. So a huge thank you to all involved in this wonderful service. My clearpay UK is here to stay. Thank You.

September 19, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi R.J.,

Thank you for taking the time to write such an incredible review.

We are so glad to hear that you are happy with our services! Thank you for your positive feedback and on-going support!

Happy shopping!

Rated 4 out of 5 stars

Great payment company but troubles…

Great payment company but troubles signing in

September 19, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi Jeff,

We really want to help you out with this. Can you get in touch with us directly please?

You can send us a message by using your Clearpay app.

Once you've logged in, you can tap on the 'support' icon located in the "My Clearpay" section.

Thank you.

Rated 5 out of 5 stars

Very easy to use and helps spread the…

Very easy to use and helps spread the costs

September 19, 2026
Unprompted review
Clearpay UK logo

Reply from Clearpay UK

Hi,

Glad to hear you are loving the new way to pay! Amazing to hear how much you’re enjoying our Buy Now, Pay Later service!

Happy shopping!

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