Collingwood Insurance Services UK Ltd Reviews 

3,017
TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Looking at 254 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praise the incredibly helpful and knowledgeable staff members who consistently provide exceptional support during policy renewals and everyday inquiries. Many individuals genuinely appreciate the friendly communication, patient attitude, and thorough explanations offered by the team when setting up new insurance. Some reviewers were not happy with unexpected costs, specifically noting a frustrating cancellation fee charged automatically when young drivers pass their tests. Consumers also mentioned feeling caught out by these hidden financial charges and high short-term rates that frequently appear at the end of their policies.

What people talk about most

Staff

People report overwhelmingly positive experiences with staff, highlighting exceptional, friendly, and... See more

Service

Customers had positive experiences with service, often highlighting polite, efficient, and professional... See more

Customer service

Reviewers mention positive feedback about customer_service, noting that representatives provide exceptional... See more

Price

Consumers find price to be negative due to unexpected and hidden charges. Reviewers note that while initial... See more

Cancellation

Customers consistently note negative experiences with cancellation, particularly when ending a policy after... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I've been with Collingwood insurance ltd for more than two years, I always get the best service compering to other brokers. Special Sarah I always get serviced from her. She's really helpful... See more

Company replied

Rated 5 out of 5 stars

I’ve had the pleasure of speaking with Sarah Henderson using collingwood when I renew my policy weekly, and she’s truly exceptional. Every time I call, Sarah is not only cheerful and pleasant but... See more

Company replied

Rated 5 out of 5 stars

Had trouble with my insurance renewal from other firms. Lisa Thompson was quick to help. She was great at explaining everything and very understanding. Overall brill experience, especially with how dr... See more

Company replied

Rated 5 out of 5 stars

Huge thanks to Dee-lie at Collingwood Insurance! She was absolutely amazing on the phone today—very patient and answered all my questions clearly. It’s rare to get such high-quality support these days... See more

Company replied


Company details

  1. Insurance Agency

Information provided by various external sources

Collingwood Insurance Services (UK) Ltd. is a UK based insurance intermediary with offices in Newcastle upon Tyne. We have been providing our customer's value and excellent customer service since 2006. As a testament to this, Collingwood has won the Insurance Choice award for Best Specialist Insurance Provider 2018 and holds one of the highest Trustpilot scores for the car insurance sector, both of which are voted for by our customers.


Contact info

3.6

Average

TrustScore 3.5 out of 5

3K reviews

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3.6

All reviews

(3,017)

252 reviews in the last 12 months

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Rated 5 out of 5 stars

Sarah Henderson

Just wonderful and excellent customer service 5*

February 12, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Raihan,

Thank you so much for your kind words! We’re delighted to hear that Sarah Henderson was able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

Rated 5 out of 5 stars

Supportive staff

I’ve had the pleasure of speaking with Sarah Henderson using collingwood when I renew my policy weekly, and she’s truly exceptional. Every time I call, Sarah is not only cheerful and pleasant but also incredibly helpful and knowledgeable.

She goes above and beyond to ensure all my questions are answered and that I felt really supported when I called about a potential claim recently.

It’s always a pleasure to speak with her

February 12, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Steven,

Thank you so much for your kind words! We’re delighted to hear that Sarah Henderson was able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

Rated 5 out of 5 stars

I’ve had a great experience with…

I’ve had a great experience with Collingwood Insurance Services since opening my policy. Sarah has been incredibly helpful from the very beginning and has always taken the time to support me whenever I’ve needed assistance. She has consistently helped me find discounts and made sure I understood everything clearly. Her customer service is professional, friendly, and efficient. I really appreciate all the ongoing support I’ve received. Highly recommend!

February 11, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Maradona,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to assist you in a polite and efficient manner. Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards


The Collingwood Team

Rated 5 out of 5 stars

It was lovely experience with her as…

It was lovely experience with her as explained everything vividly and easily.

February 10, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Noman,

Thank you so much for your kind words!

We’re delighted to hear you had a positive experience and appreciate your feedback.

Have a Great Day


The Collingwood Team

Rated 5 out of 5 stars

Godwn was very very helpful in helping…

Godwn was very very helpful in helping me sort out a payment. Thank you!

February 9, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Lucas,

Thank you so much for your wonderful feedback! We’re delighted to hear that Godwn was able to provide you with helpful advice and support.

If your need any further assistance, please don’t hesitate to reach out.

Thanks again for choosing Collingwood.

The Collingwood Team

Rated 5 out of 5 stars

wonderful explanation of everything I…

wonderful explanation of everything I asked Sarah Henderson

February 9, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Rado,

Thank you so much for your kind words! We’re delighted to hear that Sarah Henderson was able to make the process smooth and straightforward for you.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Safe Driving


The Collingwood Team

Rated 5 out of 5 stars

Michael was prompt and informed me well…

Michael was prompt and informed me well for my taxi insurance and read out all the terms clear to me.
I would use collingwood in the future for all my insurance

February 9, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Mark,

Thank you so much for your kind words! We’re delighted to hear that Michael was able to make the process smooth and straightforward for you.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Safe Driving


The Collingwood Team

Rated 1 out of 5 stars

Cancellation fee

Like many others I am aggrieved that Collingwood Insurance charges a £40 cancellation fee.

Do they make it clear when buying the policy? Well it's on page 2 of the policy document which I didn't read.

However, there are at least 6 Financial Ombudsman decisions on this very point, all in favour of Collingwood. I would suggest that the Ombudsman is answering the wrong question. The question shouldn't be 'is Collingwood behaving legally?' - clearly it is - it should be 'is the £40 cancellation fee Collingwood levy when a student driver passes their test unavoidable, and if so would it be clearer to add this fee to the initial premium?'

The fee is entirely unavoidable when the student driver passes their test. Which suggests that it would be much more transparent and honest to simply add it to the initial premium: Collingwood's motive for not doing so is clearly that to do so would make their initial premium less competitive.

Collingwood knows this behaviour very much irritates its customers but it has done this for years and I suggest doesn't much care because by definition its customers are one-time-only so why should it care what they think once they pass their driving test?

Fun fact: Collingwood is based in Gibraltar for tax reasons.

February 9, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Jeff,

Thank you for providing information that has help us identify your Collingwood Insurance Policy.

I can see from the information provided that your policy was purchased over the telephone with one of our agents. As we are authorised and regulated by the Financial Conduct Authority (FCA), all telephone calls are audited and follow a set script.

The full terms and conditions would have been read to you during the call, and we carry out several checks to ensure you understand and agree before any policy can be set up. If at any point you had indicated that you did not agree to the terms, we would not have been able to proceed with the purchase. However we do appreciate that it may have been missed by you in the call as there is a lot of information discussed when taking out a policy with Collingwood

Regarding the cancellation fee, we are required under FCA regulations to treat all customers fairly. This means the same cancellation fee applies to every customer, regardless of the reason for cancelling—whether due to selling the vehicle, passing a driving test, or any other reason outside of the initial 14‑day cooling‑off period. If we were to waive the fee for one customer and not others, this would not meet the FCA’s fairness requirements.

We regularly review our customer journey, both online and through our Contact Centre, to ensure that all important information is clear and accessible before and after a policy is taken out.

We are satisfied that this information was made available to you; however, acknowledge that this may have been missed in the online journey.
Thank you for sharing your feedback and we’re sorry to hear your experience did not meet your expectations. To clarify, our service is based in North East England and not in Gibraltar.
Of course, if there is anything more that we can help you with, please feel free to get in touch and we will certainly do what we can to help.


Kind Regards

The Collingwood Team

Rated 5 out of 5 stars

I’ve had a great experience with…

I’ve had a great experience with Collingwood Insurance for my taxi. I’d especially like to mention Sarah Henderson, who is always extremely helpful whenever I call. She’s patient, knowledgeable, and takes the time to explain everything clearly, which really makes a difference.

It’s reassuring to deal with someone who genuinely wants to help and resolve queries quickly. Very happy with the service so far and would recommend Collingwood Insurance to other taxi drivers.

February 7, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Vipin,

Thank you so much for your kind words! We’re delighted to hear that Sarah Henderson was able to make the process smooth and straightforward for you.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Safe Driving


The Collingwood Team

Rated 5 out of 5 stars

My encounter with Sarah today is…

My encounter with Sarah today is fantastically good. She sound good ,accommodating and patient full in dealing customers.

February 5, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Musa,

Thank you so much for your wonderful feedback! We’re delighted to hear that Sarah was able to provide you with helpful advice and support.

If your need any further assistance, please don’t hesitate to reach out.

Thanks again for choosing Collingwood.

The Collingwood Team

Rated 5 out of 5 stars

Last Experience..

I really would like to thank Lisa Thompson for her high cooperation with my request by quick response and answering all my questions.

Thank you Collingwood Insurance for having enthusiastic team..

February 5, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi,

Thank you so much for your wonderful feedback! We’re delighted to hear that Lisa was able to provide you with helpful advice and support.

If your need any further assistance, please don’t hesitate to reach out.

Thanks again for choosing Collingwood.

The Collingwood Team

Rated 5 out of 5 stars

Best supportive staff Sara anderson

Best supportive and friendly staff Sara henderson

February 5, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi,

Thank you so much for your wonderful feedback! We’re delighted to hear that Sara was able to provide you with helpful advice and support.

If your need any further assistance, please don’t hesitate to reach out.

Thanks again for choosing Collingwood.

The Collingwood Team

Rated 5 out of 5 stars

I spoke to Sarah in short term taxi

I spoke to Sarah in short term taxi, and I found that Sarah was very attentive listened and was very helpful.
Sarah is a credit to Collingwood insurance.
I would recommend any new taxi driver to contact Collingwood based on my experience with Sarah

February 4, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Kevin,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to make the process smooth and straightforward for you.



If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Safe Driving


The Collingwood Team

Rated 1 out of 5 stars

Unhappy about hidden costs - BEWARE

I paid for a learner driver policy for my son and the price for the year was reasonable. So paid the premium for the whole year and was happy till I saw the cancellation fees when my son passed his test! OMG! I couldn't believe it. Not only they did not give me a refund for the 4 month reaming of the policy, but they charged me a huge fee for cancellation!!!! They never advised me or my son at the point of cancellation of this hidden cost. We only found out after the cancellation was complete. Apparently there is a clause within the policy that you have to cancel it once you pass the test. You cannot let the policy run out. This is not a legal requirement. It's purely there to make more money out of the policy holder. Had we known that, we would have not bothered to cancel it. I find this practice very unethical as most learner drivers are on limited budget with all the costs involved in learning to drive. Now my son has to fork out more to buy the car he was saving for because he has to pay this completely unnecessary and unexpected fine (effectively that is what it is). Clearly most learners will pass their test part way through their policies. So this is a good and guaranteed money maker for this company. Please factor in these hidden costs when you consider taking out a policy with this company.

February 4, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Siamak,

We’re sorry you weren’t able to provide information to help us identify your Learner Driver policy with Collingwood. Let us start by saying how sorry we are that your experience with us was not as you expected.

We regularly review our customer journey both online and with our colleagues in our Contact Centre, to ensure all the key information and facts are available for our customers to read and understand prior to taking any cover out with us. We are satisfied that this information was clearly available to you both before and after purchase, however if you would like to discuss this further, please reach out and we will be happy to help.

Thank you once again for providing feedback which will help shape our business in the future.
Kind Regards

The Collingwood Team

Rated 1 out of 5 stars

Bought for my son as a learner driver

Bought for my son as a learner driver. Beware all the hidden costs that you will face to cancel once you pass! Absolutely a ripoff for teenagers.
Will not use again for my other children and sent an email warning my work colleagues to avoid.

February 2, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi,

Thank you for providing information that has help us identify your Collingwood Insurance Policy.

We regularly review our customer journey both online and with our colleagues in our Contact Centre, to ensure all the key information and facts are available for our customers to read and understand prior to taking any cover out with us.

We are satisfied that this information was clearly available to you both before and after purchase, however if you would like to discuss this further, please reach out and we will be happy to help.

Thank you once again for providing feedback which will help shape our business in the future.


Kind Regards

The Collingwood Team

Rated 5 out of 5 stars

honest helpful

honest helpful

February 3, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Wasif,

Thank you for sharing your feedback regarding our products and services. We value feedback from our customers and always delighted to hear when they’ve had a great experience with us.

If you have questions in the future, please contact us—we’re here to help.
Safe driving,
The Collingwood Team

Rated 5 out of 5 stars

Excellent service – Lisa was amazing

I had such a positive experience setting up my short-term taxi insurance, and that’s entirely down to Lisa. She was friendly, professional, and took the time to explain everything clearly without making me feel rushed or confused.

She made what could’ve been a stressful process feel easy and straightforward, and I felt confident I had the right cover by the end of it. Customer service like this is rare these days, so it really stood out.

Huge thanks to Lisa — I wouldn’t hesitate to recommend this service to anyone needing short-term taxi insurance.

February 3, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Lisa,

Thank you so much for your kind words!

We’re delighted to hear that Lisa was able to assist you in a polite and efficient manner.

Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards

The Collingwood Team

Rated 1 out of 5 stars

Sneaky behaviour, hidden charges.

At first they seem like a professional, friendly and fairly priced company but most of the positive reviewers are still insured with them because they have yet to pass their test. Read the small print very carefully! They do not insure drivers once they've passed their test so the policy is then cancelled. WATCH OUT! There is a cancellation fee for everyone. Sneaky behaviour to get our business in the first place. What they lose on customer loyalty (as their offer becomes obsolete once a driver passes) they gain on hidden fees. I suggest you pay a bit more for a decent insurance company with no hidden charges.

February 2, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi,

Thank you for providing information to help us identify your Learner Driver policy with Collingwood. Let us start by saying how sorry we are that your experience with us was not as you expected.

We regularly review our customer journey both online and with our colleagues in our Contact Centre, to ensure all the key information and facts are available for our customers to read and understand prior to taking any cover out with us. We are satisfied that this information was clearly available to you both before and after purchase, however if you would like to discus this further, please reach out and we will be happy to help.

Thank you once again for providing feedback which will help shape our business in the future.

Kind Regards,
The Collingwood Team

Rated 5 out of 5 stars

Very good agent sarah excellent work…

Very good agent sarah excellent work thanks in touch with me

February 2, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Amrinder,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to assist you in a polite and efficient manner.

Your appreciation means a lot to us and we’re always here if you need any further help or have more questions in the future.

Kind Regards
The Collingwood Team

Rated 5 out of 5 stars

I've been with Collingwood insurance…

I've been with Collingwood insurance ltd for more than two years, I always get the best service compering to other brokers.

Special Sarah I always get serviced from her. She's really helpful and understandable makes everything easier.
I just had her help yesterday when I was renewing my policy she was so reliable and gave me the best option I wasn't aware of.
Please pass her my thanks and this renew as she really deserves.

I highly recommend for this great company.
Best regards
Yousif Tom

January 31, 2026
Unprompted review
Collingwood Insurance Services UK Ltd logo

Reply from Collingwood Insurance Services UK Ltd

Hi Yousif,

Thank you so much for your kind words! We’re delighted to hear that Sarah was able to make the process smooth and straightforward for you.

If you ever need anything else or have any questions in the future, please don’t hesitate to get in touch.

Kind Regards,
The Collingwood Team

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