Cover My Reviews 

23,829
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Evaluating 2,864 reviews, reviewers had a great experience with this company. Customers are consistently pleased because the comprehensive annual breakdown cover is available at very affordable and competitive prices compared to market alternatives. Consumers often point out that speaking with the support team over the phone is a seamless process, noting that agents are polite, well-spoken, and very helpful. However, some reviewers were not happy with automatic subscription renewals occurring without clear prior communication. A few other people also felt that the actual roadside assistance fell short, mentioning frustrating instances where help was refused or towing options were limited during vehicle breakdown emergencies.

What people talk about most

Service

Reviewers highlight ambiguous aspects of service, showing a strong division among customer experiences. While... See more

Price

Customers had positive experiences with price, frequently highlighting competitive quotes and affordable... See more

Staff

Reviewers consistently report positive feedback about staff, highlighting their professional and polite... See more

Customer service

Users describe ambiguous interactions with customer_service. Many customers report friendly and helpful... See more

Subscription

People report ambiguous experiences with subscription and renewal processes. Many customers found it very... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Wouldn't auto renew our details, said they had a call to give card details.. all ok ,no email to confirm anything as we were told ( today or tomorrow ) nothing received!had to call again today and get... See more

Rated 4 out of 5 stars

I've only given CoverMY Breakdown 4 stars because 1 The cost has risen hugely 2 The website does not function very well. I was unable to login. However, they do offer great cover for breakdown as... See more

Rated 4 out of 5 stars

Luckily I've never had to make a claim, but they offer a great price and cover me for everything I should hopefully ever need which is great. It is however rather cheeky to auto renew and not inform... See more

Rated 4 out of 5 stars

The process of renewing my annual cover was easy and straightforward. I awarded 4 stars instead of 5 stars because like everyone else in the insurance industry your price increases each year which me... See more


Company details

  1. Insurance Broker
  2. Gadget Insurance Company
  3. Home Insurance Agency
  4. Pet Insurance Company
  5. Travel Insurance Company

Written by the company

We want our customers to feel assured in knowing that insurance with Cover My offers reliable, affordable cover, allowing you to protect what matters the most. CoverMy Breakdown Insurance | CoverMy Pet Insurance | CoverMy Gadget Insurance | CoverMy GAP Insurance | CoverMY Home Insurance | CoverMy Travel Insurance


Contact info

4.2

Great

TrustScore 4 out of 5

24K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 57% of negative reviews

Typically replies within 1 week

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4.2

All reviews

(23,829)

2,777 reviews in the last 12 months

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Rated 1 out of 5 stars

Automatic renewals

Automatic renewals, however no email reminders that they are going to take the money. Since this happened I have contacted them to stop the policy and after 2 weeks still no response.

July 20, 2026
Cover My logo

Reply from Cover My

Hello,

Thank you for your feedback.

Please be assured that we take your comments seriously.

To help ensure there is no gap in your cover, your policy is set to automatically renew unless you request for this option to be removed. You can do this at any time by contacting us via phone or email.

We send a renewal invitation by email approximately 21 days before your renewal date, which includes details of your renewal terms and payment information. This allows you time to review the details and contact us if you wish to make any changes or do not wish to continue with the renewal.

I can see that a renewal email was sent on 29/06/2026 at 06:35, and communication has already taken place regarding this matter. However, if you would like to discuss anything further, please do not hesitate to contact us.

If your policy renews and you cancel within 14 days of the renewal date, provided no claims have been made, you will be entitled to a full refund. I can confirm that a full refund has now been processed.

Kind regards,
Anna

Rated 1 out of 5 stars

Shocking overall service

Poor service, poor customer service and left me and my car strandard 90 miles away from home after refusing to take my car home, despite it being an option in the policy.

July 16, 2026
Rated 2 out of 5 stars

No notice of renewal premium

Covermy automatically puts you on auto-renew. However, they did not inform me of my renewal quote prior to taking the premium from my account. I think this is very poor customer service.

July 13, 2026
Rated 1 out of 5 stars

Avoid at all cost

LBroke down on the motorway on the hard shoulder. Rang for help and was told l would be towed to local garage. Explained l had national cover and needed to complete my journey urgently (another 150 miles). Was told car had to go to garage within 40 miles and towing to destination wasn’t an option. Wouldn’t send anyone to roadside to try and assess problem. Call kept dropping out and no one rang me back or logged my breakdown until l had rung 3 times. Recovery eventually arrived after 3.5 hours sat on the hard shoulder by myself. Ended up paying nearly £900 to get to my destination. Have emailed a complaint but they haven’t bothered to reply. Definitely avoid this company

July 17, 2026
Unprompted review
Rated 1 out of 5 stars

Poor communication & response

I didn’t receive a renewal notice & the company took the money anyway & auto-renewed. I didn’t want to renew S the one time I rang for assistance no one answered the phone (maybe because it was a weekend?). I have requested my payment to be refunded but 10 working days later I’m still waiting for the money to be refunded!

July 14, 2026
Rated 1 out of 5 stars

DO NOT USE THEM!

Cover my breakdown don't even deserve 1 star! I called them this week for help after the car lost power on a dual carriageway. I was with my 9 year old daughter. The operator I spoke with was very aggressive and told me they wouldn't tow me to my chosen garage as it was over 25 miles away and that I only had Local cover. They didn't even offer for someone to come and look at the car. I rang them again, and after nearly 15 minutes of it ringing out I gave up. We were left abandoned on the side of the road, miles from home. After a lot of stress and upset I managed to sort my recovery home through another company. I then looked up my policy. It turns out I had National recovery! They lied on multiple occasions. There was no point paying for a service that is non existent!

July 20, 2026
Unprompted review
Rated 1 out of 5 stars

Scam - they changed things

Bought through compare the market where I can it says my car registration is 2014. Then on their site it somehow changed to 2025 which I didn’t do. Called me to say I had lied and they were going to either have to cancel my policy or I was going to have to pay an extra amount. Scam.

July 23, 2026
Unprompted review
Rated 1 out of 5 stars

Breakdown Experience

I have had cover for a good few years but have never needed it however recently my car developed a coolant leak very close to home so I carefully drove the car home (less than 2 miles) taking note of the instructions being flashed up on the dashboard. I drove home as the nearest garage was much further away. Home cover was included in my policy but the company refused to provide a service as they said I had driven the car with a "known fault" i.e. the coolant leak and I should have driven instead to a garage to get it fixed (which was too far away!) I complained to the company who did say they were right to refuse to help but they did concede that I had not been trying to obtain an advantage under the policy so they said they would tow the car to the garage. Given their response came nearly a week after the breakdown had happened I had by this time had to pay others to tow my vehicle 10 miles to the nearest dealer who could fix it. In lieu of them towing it in I asked if they would cover the costs I had to pay to get it towed in myself but they ignored my email and 2 chasing emails I sent afterwards. I would be very wary about taking a policy with this company.

July 2, 2026
Unprompted review

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