Debenhams Finance - Credit Card Reviews 

142
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 91 reviews, reviewers had a great experience with this company. Customers consistently find the credit card easy to use and manage, appreciating the smooth online experience, clear payment reminders, and secure payment system. Many praise the excellent service, highlighting its reliability as a helpful financial tool for emergencies and its contribution to making smarter financial decisions. However, some customers also noted issues with customer service. People reported difficulties resolving problems, being locked out of the app, and experiencing unhelpful responses from the complaints department regarding blocked cards or reward points.

What people talk about most

User experience

Consumers find the user experience to be positive, with many praising the ease of use of the mobile app and... See more

Service

People report positive experiences with service, with many customers expressing satisfaction and calling the... See more

Payment

Users describe positive interactions with payment, often highlighting the ease of use for shopping and... See more

Customer service

Reviewers mention ambiguous feedback about customer service, with many praising the staff as polite,... See more

Product

Customers had positive experiences with the product, with many expressing satisfaction and comfort with their... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I enjoy my Debenhams card. I have had my card a long time now, with no complaints. They have stopped payments immediately when I have asked them, either when I don’t recognise them or made a... See more

Company replied

Rated 5 out of 5 stars

The Debenhams credit card has been a great companion and very helpful, especially in times of need. It’s easy to manage, from checking statements to making payments, and the offers and rewards add rea... See more

Rated 5 out of 5 stars

Regular update on monthly payments and statements. I have information on ways to use my credit card effectively and reward options available to me. As well as credit card increase review as at... See more

Rated 5 out of 5 stars

No fuss credit card, easy to use , easy to keep up with monthly payments through reminders. not yet needed to contact customer services but clear ways to contact them. ive had this card for a while no... See more


Company details

  1. Shopping & Fashion

Written by the company

Welcome to Debenhams.com – your favourite online shopping destination where you’ll find the latest fashion and accessories for women, men and kids, plus bestselling makeup, fragrances and hair products from the biggest brands in beauty, and design-led homeware to liven up your living space. Shop online at Debenhams.com. This page relates to our financial services, including Debenhams Mastercard credit card.


Contact info

4.2

Great

TrustScore 4 out of 5

142 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

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4.2

All reviews

(142)

88 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

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Rated 1 out of 5 stars

Cannot spend my points.

I got a gift card through my credit card ( £20) to spend on Debenhams .com . I may as well scrap it as their site won’t take my order and gift card. When I try to contact them they ask for an order number and delivery details but I haven’t got an order yet !!! The site won’t take my e mail address, says it is invalid . No contact numbers at all , totally faceless !! I need to speak with someone to sort this out. The company is hopeless and badly run !!

February 1, 2026
Unprompted review
Rated 1 out of 5 stars

DUX050776051

DUX050776051 - I was meant to received this order on the 25th January 2026, until now 30th January 2026 not received.

January 25, 2026
Unprompted review
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Rated 2 out of 5 stars

Always good customer service but have…

Always good customer service but have to say their app is horrendous, can hardly ever get logged in ever since ive had the account. It either doesn't recognise your biometric or log in details. For the last two days its showed error when opening the app. This needs sorting.

January 27, 2026
Unprompted review
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Rated 5 out of 5 stars

The top team

Always listening extremely helpful and many competitively priced offers I have used many times always instant so in this day and age I feel I can trust Debenhams to complete my needs also points make gift cards

January 16, 2026
Unprompted review
Rated 1 out of 5 stars

Have been having trouble with some…

Have been having trouble with some transactions since Debenhams changed their bank details. Had yet another issue today phoned for help the adviser response was " I am not really sure what to do about that"😕
I asked to be put through to the complaints department to discuss my issue,I was placed on hold when the adviser came back I was told the complaints department had said they were unable to help so not to put the call through. Since when does a complaints department get to say what you can complain about. 🤔 terrible customer service

January 13, 2026
Unprompted review
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Rated 1 out of 5 stars

One star for a reason

It is quite ridiculous that in an age of 24/7 banking, New Day Ltd. is uncontactable between 4.00 on a Sunday afternoon and Monday morning. When they blocked my card because they incorrectly thought a payment was fraudulent I was unable to unblock it until the next day which cost me £300. Surprise, surprise, the complaints department said it was not their fault and refused to compensate me. And don't say that I could have contacted their online chat - I tried three times and got a whole load of pre-written platitudes which did not answer my questions. When I pressed them for information as to how I could urgently unblock my card they shut down the chat without explanation. Pathetic customer service.

December 14, 2025
Unprompted review

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