FirstMortgage Reviews 

34,028
TrustScore 5 out of 5

5.0

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Review summary

Created with AI, based on recent reviews

Considering 4,736 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff for being extremely helpful, friendly, and always available to answer any questions along the way. Many consumers note that the entire mortgage process is kept very straightforward, smooth, and remarkably stress-free from start to finish. Reviewers also highlight the exceptional communication and consistently quick response times provided throughout their house-buying journey. First-time buyers particularly appreciate the clear guidance, patient explanations, and expert advice that make complex procedures much easier to understand. People consistently recommend these reliable advisors for delivering wonderful service and successfully securing the best possible deals.

What people talk about most

Staff

Customers consistently note positive experiences with staff, describing them as extremely helpful,... See more

Service

Customers report overwhelmingly positive experiences with the mortgage advisory service. Reviewers frequently... See more

Customer service

Consumers find customer service to be positive and deeply supportive throughout the entire application... See more

User experience

People report positive experiences with user experience, finding the process straightforward, stress-free,... See more

Response time

Users describe positive interactions with response time, consistently noting that communication is prompt and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very positive experience again for our remortgage. Nothing too much trouble and always on hand to answer questions. Thanks to Lawrie and Megan for all their work in getting us the best deal and keepin... See more

Rated 5 out of 5 stars

Paul and David helped us with our new mortgage for our home move. Process was very straight forward and fuss free. Really handy to be able to upload documents online to save having to take physical co... See more

Rated 5 out of 5 stars

From the beginning First Mortgage were brilliant. As a first time buyer,I was extremely overwhlemed by everything until I spoke to Kayleigh and Jae. Both made everything super simple and really he... See more

Rated 5 out of 5 stars

Abby and Sharon at the Musselburgh branch went above and beyond getting my mortgage over the line, they were in contact with me the whole time and I really felt they were working to get me the best p... See more


Company details

  1. Mortgage Broker
  2. Income Protection Insurance Company
  3. Life Insurance Agency
  4. Personal Insurance Company

About FirstMortgage

Written by the company

At First Mortgage, we believe mortgage advice should feel personal, not transactional.

For over 25 years, we've helped people make confident decisions about their homes with fee-free, impartial mortgage advice. Whether you're buying your first home, moving, remortgaging or exploring buy-to-let options, you'll have dedicated experts by your side every step of the way.

With access to over 10,000 mortgage products and smart technology that helps us search the market quickly and thoroughly, we focus on finding the option that's right for you and your circumstances. No jargon. No pressure. Just clear advice from people who take the time to understand your goals.

And because we're here for more than a single transaction, our support doesn't stop once the paperwork is complete. We're here with you through every move, milestone and moment of your homeownership journey.

Our advice is always free, and it's backed by our Mortgage Promise. If you receive a better mortgage offer elsewhere than the one issued by the lender we recommended and applied to on your behalf, we'll pay you £500.

First Mortgage. Here for you.

Free Mortgage Advice

Written by the company

First Mortgage are one of the UK’s longest established mortgage brokers and have been providing free impartial mortgage advice for over 25 years. To experience our award-winning service for yourself, please get in touch!

'Best in Market' Mortgage Promise

With over 10,000 mortgages available, we find the right one for you, guaranteed!

With over 10,000 mortgages available, we find the right one for you, guaranteed!
Our promise is simple: should you be offered a better like for like mortgage elsewhere, which is available to both intermediaries and direct customers, we’ll immediately match this, while at the same time paying a generous £500 towards your home buying legal fees. This offer is tangible proof of our commitment to complete customer care. Of course, we don’t intend making it easy for you to collect with our expert advisors committed to finding the very best deal for you from an unbeatable whole of market range of mortgages!

Contact info

5.0

Excellent

TrustScore 5 out of 5

34K reviews

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Replied to 6% of negative reviews

Typically replies within 48 hours

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5.0

All reviews

(34,028)

4,485 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Steven Barr and Marica Ragia in…

Steven Barr and Marica Ragia in Edinburgh were incredible! I had a great experience. They were professional, knowledgeable and always available to answer my questions throughout the process. The process was quick and painless thanks to them!

September 3, 2026
Unprompted review
Rated 5 out of 5 stars

Gordon and Scott were excellent…

Gordon and Scott were excellent mortgage advisors. They were professional, friendly, and made the whole mortgage process clear and straightforward. They were always happy to answer questions and provided helpful advice throughout. I would highly recommend them to anyone looking for reliable mortgage advice.

July 29, 2026
Unprompted review
Rated 5 out of 5 stars

We had a great experience with first…

We had a great experience with first mortgage. As first time buyers the entire process seemed very overwhelming and stressful. However when we spoke to Jennifer Duffy she made us feel completely at ease and lead us through the full process. I think using first mortgage as a service is a no brainer and couldn’t recommend them enough.

August 18, 2026
Unprompted review
Rated 5 out of 5 stars

First Mortgage Broughty Ferry (10/10)

Me and my partner were recommended this branch by family from the great service they received when buying their first home.

We went to Lisa and Andrea at The First mortgage Broughty Ferry Branch To move onto a new fixed rate. We received an amazing service all around and cannot recommend them enough. The communication and information was consistent throughout the process keeping us informed and up to date on the best rates available. When our new rate comes to end we will be back definitely.

July 1, 2026
Unprompted review
Rated 5 out of 5 stars

I had a fantastic experience with First…

I had a fantastic experience with First Mortgage at the Leith branch and couldn’t recommend them highly enough. The whole process was made so much easier thanks to the excellent service and support I received throughout.

Kenny and Kirsty were both absolutely brilliant. They were friendly, professional, knowledgeable and always happy to answer any questions I had. They kept me updated throughout the process and made what could have been a stressful experience feel straightforward and manageable.

I really appreciated how approachable and supportive they both were, and I always felt like I was in safe hands.

I would definitely recommend them to anyone looking for help with their mortgage.

September 2, 2026
Unprompted review
Rated 5 out of 5 stars

Great service

Joanne and Kirsty made the whole process really easy. Joanne gave sound advice regarding products and kept us up to date at all times. Both Joanne and Kirsty were easy to reach either by phone or email. All in all the process was highly efficient and stress free. Highly recommend.

August 10, 2026
Unprompted review
Rated 5 out of 5 stars

Great customer experience

Great customer experience. My mortgage broker was excellent in his service and very knowlegable. Took time to explain the process to me and provided informed advise which help me in decision making.
Very happy with service provided

September 2, 2026
Unprompted review
Rated 5 out of 5 stars

Top service

Top service, completed last month and all went smoothly from initial mortgage offer right through to the end, they made regular check-ins throughout the process to put your mind at ease and gave plenty of referrals for other parts of the first-time buying experience if you're stuck or unsure. Would definitely recommend, it's actually a no-brainer considering they are free to use.

Thank you especially to Fern, Simeon and Liam for their help throughout.

August 21, 2026
Unprompted review
Rated 4 out of 5 stars

Excellent service from Fern and the…

Excellent service from Fern and the First Mortgage team

I had a very positive experience with First Mortgage throughout the purchase of my first home. Fern was very helpful, professional and supportive throughout the mortgage process.

There were a number of stages and changes during the purchase, including a change to the agreed property price which required my mortgage offer to be amended. Fern and the team helped deal with the lender and kept the process moving so that everything could be completed successfully.

As a first-time buyer, there were times when I needed clarification or reassurance about the process, and Fern was always approachable and willing to assist with my questions.

I am very happy to have now completed the purchase of my home and would like to thank Fern and everyone at First Mortgage who helped make it possible.

I would happily recommend their service to other first-time buyers.

Lucky Utowhare

August 13, 2026
Unprompted review
Rated 1 out of 5 stars

Poor from start to finish. Avoid

Poor customer service, poor communication and completely misleading. We had a poor experience from start to finish with this company. They appear sound and serious but do not be fooled. Avoid them completely. In particular, we had a poor experience with Oliver Andresen, Barry Rummings and Miguel Somoza. Oliver in particular failed to get back to us in good time for weeks on end. Always scheduled a call with us to basically tell us our application had not progressed. Every single call was useless. His colleagues were also totally unhelpful. This went on for several weeks. It got to the point where we were chased repeatedly by the estate agents and our solicitors about whether the property purchase was still proceeding because we were waiting for details from Oliver and the first mortgage team. Thankfully we found a significantly better broker who doesn't miss any detail and is committed to seeing your purchase close successfully. Read the low reviews and believe them. Do not fall for the 5* ratings, they are likely fluffed up. In the end, we were pushed to raise a formal complaint with this company and had to wait till the end of the next day for a below poor response from oliver despite the escalation. In any line of business, escalations should be treated as a priority and replied to within an hour at least confirming receipt. Poor all around and would never recommend. Avoid!

February 8, 2026
Unprompted review
Rated 5 out of 5 stars

It was a wonderful experience

It was a wonderful experience. Scott and Anna's was really helpful through out the processes

Scott explained us the process and provided us the confident which we required

This was an amazing and excellent experience working with Scott

Thanks

August 24, 2026
Unprompted review
Rated 5 out of 5 stars

The first morgage advicers Joanne…

The first morgage advicers Joanne O'connell and David Murray are really good in there work they made sure everything went well even when there was little challenge ,they were able to get a solultion. Kudos to tlhis Team

September 2, 2026
Unprompted review
Rated 5 out of 5 stars

Great to work with

I’ve used them twice now first when buying my first house and now for my first remortgage. They have been great made the whole process really easy and kept me up to date with what was going on. Dominic and Nicola were were really nice to work with. I will be using them again next time

September 2, 2026
Unprompted review
Rated 5 out of 5 stars

Positive remortgaging guidance

I have had really positive experience of First Mortgage in Corstorphine with assistance from John Elliot and Anna McIntyre. each appointment has been helpful and efficient and I have already recommended them to a family member.

August 26, 2026
Unprompted review
Rated 5 out of 5 stars

Great experience

I first went to the Dunfermline Branch 2 years ago for my first mortgage and then again for my remortgage this year. Everyone I came in contact with - from Kevin Hamill, who processed my first mortgage, to Kelly Strachan and Victoria Hunter, who provided support with my remortgage - was incredibly professional and knowledgeable and gave me clear advice without making me feel pushed towards any one option. With their friendly approach they made me feel very comfortable and I would absolutely recommend First Mortage!

August 24, 2026
Unprompted review

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