Hometap Reviews 6,927

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 2,076 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, knowledge, and helpfulness, often highlighting specific individuals who made the process easy and stress-free. The customer service is frequently described as exceptional, with many appreciating the detailed explanations and constant communication provided throughout their journey. People found the overall service to be excellent, noting the efficiency, ease, and quick response times that contributed to a seamless user experience. Some people also felt that the process was very convenient and that the representatives were very responsive to their needs and questions.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, patience, and... See more

Service

Reviewers highlight positive aspects of service, noting that the process moved quicker than expected and was... See more

User experience

Reviewers mention positive feedback about user experience, with many describing the process as simple, easy,... See more

Response time

Customers had positive experiences with response time, with many reviewers highlighting the quick turnaround... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Hometap made the home-loan experience so easy to navigate. The software to explain loan process was what sealed the deal. It was very transparent and user friendly. I appreciate Phil my advisor very... See more

Rated 5 out of 5 stars

Grant was an absolute pleasure to work with with. If you have ever done a loan especially a mortgage loan of any sort you know how absolutely frustrating the process can be. Grant was upfront, straigh... See more

Company replied

Rated 5 out of 5 stars

The collaboration and understanding I have with my Investment Manager (Victor Nunez), very professional, knowledgeable and knows what he is doing. Provided me with options, was very caring, explained... See more

Company replied

Rated 5 out of 5 stars

Our loan representative Daisha was amazing!! Great personality, very helpful with any and all questions. The whole process was very easy and relaxed. I would highly recommend Hometap to anyone that ne... See more

Company replied


Company details

  1. #30 of 176 best companies in Alternative Financial Service
  2. #58 of 247 best companies in Non-Bank Financial Service

Written by the company

Hometap lets you tap into tomorrow's home value, today - without having to make monthly payments. Hometap is an investor that provides qualified homeowners a new way to fund important opportunities including renovations, small businesses, debt repayment and education.


Contact info

4.8

Excellent

TrustScore 5 out of 5

7K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 5 out of 5 stars

Great experience

Great experience, staff was intuitive of my options with expertise knowledgeable for my expertise. Overall service and personal guidance provided results excessively my requirements.

Thanks

May 13, 2026
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Reply from Hometap

Thank you, Randall! We're happy to hear you received great service and guidance from the team.

Rated 5 out of 5 stars

Fast

Fast, easy. great communication! Simple to understand straight forward terms.

May 20, 2026
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Reply from Hometap

Thank you, Lew!

Rated 5 out of 5 stars

The number one thing that really…happy

The number one thing that really appreciated was your patience with my situation.We one was super helpful putting together my loan .I would recommend you guys to every body .

May 11, 2026
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Reply from Hometap

Thank you, Jessie! We're happy to hear you found the team to be patient and helpful.

Rated 5 out of 5 stars

Shawn was excellent

Shawn was excellent. He helped me every step of the way and informed me what was going to happen. Shawn communicated well and kept it professional. He answered questions as I asked them. Shawn was great. If you get him, he will not disappoint. Thanks for making my process seamless.

May 12, 2026
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Reply from Hometap

Thank you, Douglas! We're happy to hear you received excellent service from Shawn and the team.

Rated 5 out of 5 stars

Eugene is like family...

This is our 2nd time "Doubletap" working with Eugene, and I can faithfully say that he is clear, detailed, and prompt with his service to us. Beyond, he is attentive to the numbers and we have trust in him. Finally, he adds a sprinkle of humor and a feeling that he is part of our family. In the future, if I were to successfully work with Hometap as my employer, I would model myself around Eugene based on the positive experiences he has delivered to us.

May 19, 2026
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Reply from Hometap

Thank you, George! We're happy to hear Eugene provided you with prompt service.

Rated 5 out of 5 stars

I was treated with respect and Eugene…

I was treated with respect and Eugene helped me through the whole process. It was pleasure to work with him on this home investment.

May 19, 2026
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Reply from Hometap

Thank you, Victoria! We're happy to hear you found the team a pleasure to work with.

Rated 5 out of 5 stars

Here we go again! Thanks, Eugene!

Once again, Eugene was able to help me with my endeavor. Full of knowledge and immediately gave me peace of mind on my next decision. He always gave me an excellent response time and answered all the questions I had.

May 19, 2026
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Reply from Hometap

Thank you, Dawn! It's fantastic to hear you found your Investment Manager to be full of knowledge.

Rated 5 out of 5 stars

The entire process with Hometap was…

The entire process with Hometap was smooth and stress free from start to finish. Our representative Ian made everything seamless and took the time to explain every detail in a way that was easy to understand. He was professional, knowledgeable, and always available to answer questions. I highly recommend Hometap to anyone looking for a simple and transparent experience

May 15, 2026
Unprompted review
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Reply from Hometap

Thank you, James! It's great to hear you found our process to be simple and transparent.

Rated 5 out of 5 stars

I had a wonderful experience with my…representative

I had a wonderful experience with my representative Pollo Hsu. She was incredibly patient and helpful to me as an older first time customer in the home equity experience. She worked with me in every avenue of communication, texting, phone calls and emails. And we are on different time lines and coast, east and west coast. She very graciously took all of this into account. Was not put off by my my questions and hesitancy when I was unsure of things. I even misunderstood at one time what we were doing and went 2 weeks with no communication as I thought we were done with what she needed to start our process. When I reached out to find out what was happening and we both realize there was that miscommunication we were able to pick right up and continue on. I can not say enough good things about her as a representative, kind,considerate, thoughtful just the best. Thank you Pollo Hsu!! Not sure I would have done this had it not been for you. Plus all of the other vendors such as, appraiser, notary and other affiliates were all equally wonderful to work with. Highly recommend Polli Hsu..

May 6, 2026
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Reply from Hometap

Thank you, Debbie! We're happy to hear you had a great experience working with your Investment Manager.

Rated 5 out of 5 stars

I was impressed by the Hometap’s…

I was impressed by the Hometap’s pioneering financial solution featured on TV, which offers borrowing without payments for ten years and enhances financial flexibility. This opportunity enables me to retain my low-interest mortgage rate. After applying, Miss Polli Hsu my Investment Manager efficiently facilitated a 30 minutes Qualification Appointment. Throughout the process, Miss Polli, provided clear explanation, assisted with the Application, and secured its approval. I am grateful for Polli’s support in helping me access funds to settle my high interest debt. Hometap’s innovative solution has been instrumental in improving my financial stability . Nenita

May 17, 2026
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Reply from Hometap

Thank you, Nenita! We're thrilled to hear you were impressed by our offering.

Rated 1 out of 5 stars

Discriminations process and Underwriter…

Discriminations process and Underwriter illegal rules instructing clients to get Guaranteed replacement cost for the home property, but there are no Home insurances that can issues guaranteed replacement cost for 1975 house, it does not exist.
Another Class Action Suits for this Illegal transactions Real Estate business. Ratings must be Negative 5 Stars.
Sergaent, U.S. Marines

May 18, 2026
Unprompted review
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Reply from Hometap

Hi there, please reach out to hello@hometap.com so we can better support you as we are unable to identify your account with us with the information provided. Thank you!

Rated 5 out of 5 stars

Super efficient process

Super efficient process. All very clear. Matt was great!

May 18, 2026
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Reply from Hometap

Thank you, Anthony! We're happy to hear the process felt efficient.

Rated 5 out of 5 stars

Daisha Brown made the process very easy…

Daisha Brown made the process very easy and smooth. She was quick to respond to emails and text messages. I would definitely recommend her to anyone.

May 15, 2026
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Reply from Hometap

Thank you, Christine! We're happy to hear the team provided you with an easy and smooth process.

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