Hometap Reviews 6,935

TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Looking at 2,076 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, knowledge, and helpfulness, often highlighting specific individuals who made the process easy and stress-free. The customer service is frequently described as exceptional, with many appreciating the detailed explanations and constant communication provided throughout their journey. People found the overall service to be excellent, noting the efficiency, ease, and quick response times that contributed to a seamless user experience. Some people also felt that the process was very convenient and that the representatives were very responsive to their needs and questions.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, patience, and... See more

Customer service

Users describe positive interactions with customer service, highlighting the helpfulness, patience, and... See more

Service

Reviewers highlight positive aspects of service, noting that the process moved quicker than expected and was... See more

User experience

Reviewers mention positive feedback about user experience, with many describing the process as simple, easy,... See more

Response time

Customers had positive experiences with response time, with many reviewers highlighting the quick turnaround... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Hometap made the home-loan experience so easy to navigate. The software to explain loan process was what sealed the deal. It was very transparent and user friendly. I appreciate Phil my advisor very... See more

Company replied

Rated 5 out of 5 stars

Grant was an absolute pleasure to work with with. If you have ever done a loan especially a mortgage loan of any sort you know how absolutely frustrating the process can be. Grant was upfront, straigh... See more

Company replied

Rated 5 out of 5 stars

The collaboration and understanding I have with my Investment Manager (Victor Nunez), very professional, knowledgeable and knows what he is doing. Provided me with options, was very caring, explained... See more

Company replied

Rated 5 out of 5 stars

Our loan representative Daisha was amazing!! Great personality, very helpful with any and all questions. The whole process was very easy and relaxed. I would highly recommend Hometap to anyone that ne... See more

Company replied


Company details

  1. #30 of 175 best companies in Alternative Financial Service
  2. #58 of 246 best companies in Non-Bank Financial Service

Written by the company

Hometap lets you tap into tomorrow's home value, today - without having to make monthly payments. Hometap is an investor that provides qualified homeowners a new way to fund important opportunities including renovations, small businesses, debt repayment and education.


Contact info

4.8

Excellent

TrustScore 5 out of 5

7K reviews

5-star
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1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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Rated 5 out of 5 stars

The entire process with Hometap was…

The entire process with Hometap was smooth and stress free from start to finish. Our representative Ian made everything seamless and took the time to explain every detail in a way that was easy to understand. He was professional, knowledgeable, and always available to answer questions. I highly recommend Hometap to anyone looking for a simple and transparent experience

May 15, 2026
Unprompted review
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Reply from Hometap

Thank you, James! It's great to hear you found our process to be simple and transparent.

Rated 5 out of 5 stars

I had a wonderful experience with my…representative

I had a wonderful experience with my representative Pollo Hsu. She was incredibly patient and helpful to me as an older first time customer in the home equity experience. She worked with me in every avenue of communication, texting, phone calls and emails. And we are on different time lines and coast, east and west coast. She very graciously took all of this into account. Was not put off by my my questions and hesitancy when I was unsure of things. I even misunderstood at one time what we were doing and went 2 weeks with no communication as I thought we were done with what she needed to start our process. When I reached out to find out what was happening and we both realize there was that miscommunication we were able to pick right up and continue on. I can not say enough good things about her as a representative, kind,considerate, thoughtful just the best. Thank you Pollo Hsu!! Not sure I would have done this had it not been for you. Plus all of the other vendors such as, appraiser, notary and other affiliates were all equally wonderful to work with. Highly recommend Polli Hsu..

May 6, 2026
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Reply from Hometap

Thank you, Debbie! We're happy to hear you had a great experience working with your Investment Manager.

Rated 5 out of 5 stars

I was impressed by the Hometap’s…

I was impressed by the Hometap’s pioneering financial solution featured on TV, which offers borrowing without payments for ten years and enhances financial flexibility. This opportunity enables me to retain my low-interest mortgage rate. After applying, Miss Polli Hsu my Investment Manager efficiently facilitated a 30 minutes Qualification Appointment. Throughout the process, Miss Polli, provided clear explanation, assisted with the Application, and secured its approval. I am grateful for Polli’s support in helping me access funds to settle my high interest debt. Hometap’s innovative solution has been instrumental in improving my financial stability . Nenita

May 17, 2026
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Reply from Hometap

Thank you, Nenita! We're thrilled to hear you were impressed by our offering.

Rated 1 out of 5 stars

Discriminations process and Underwriter…

Discriminations process and Underwriter illegal rules instructing clients to get Guaranteed replacement cost for the home property, but there are no Home insurances that can issues guaranteed replacement cost for 1975 house, it does not exist.
Another Class Action Suits for this Illegal transactions Real Estate business. Ratings must be Negative 5 Stars.
Sergaent, U.S. Marines

May 18, 2026
Unprompted review
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Reply from Hometap

Hi there, please reach out to hello@hometap.com so we can better support you as we are unable to identify your account with us with the information provided. Thank you!

Rated 5 out of 5 stars

Super efficient process

Super efficient process. All very clear. Matt was great!

May 18, 2026
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Reply from Hometap

Thank you, Anthony! We're happy to hear the process felt efficient.

Rated 5 out of 5 stars

Daisha Brown made the process very easy…

Daisha Brown made the process very easy and smooth. She was quick to respond to emails and text messages. I would definitely recommend her to anyone.

May 15, 2026
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Reply from Hometap

Thank you, Christine! We're happy to hear the team provided you with an easy and smooth process.

Rated 5 out of 5 stars

Hometap came into my life at the right…

Hometap came into my life at the right time. I am able to get my credit where it needs to be and not worry about bill collectors anymore

May 14, 2026
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Reply from Hometap

Thank you, Jacqueline! It's great to hear Hometap came into your life at the right time.

Rated 5 out of 5 stars

My mother and I had extenuating…

My mother and I had extenuating circumstances but Eugene told us every step we needed to take to get us on track. He was patient, and explained everything to us in detail. He remembered little details regardless of how minute or how long it had been between conversations I would highly recommend Hometap and Eugene.

May 8, 2026
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Reply from Hometap

Thank you, Dawn! We're happy to hear you received excellent service from the team.

Rated 5 out of 5 stars

5 Star Experience!

Great experience! Our investment manager Shawn was amazing--he made the entire process simple and most important easy to understand. Thank you Hometap!

May 6, 2026
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Reply from Hometap

Thank you, Jenny! We're happy to hear the team explained the process clearly for you.

Rated 5 out of 5 stars

Breanna’s Support Made the Difference

I had a very positive experience, and Breanna, my Investment Manager, made a big difference throughout the process. She was responsive, professional, and very helpful in answering my questions and guiding me through the required steps. Her support made the overall experience much smoother and more reassuring. I truly appreciate her assistance and excellent customer service.

May 8, 2026
Unprompted review
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Reply from Hometap

Thank you, Kumar! We're thrilled to hear Breanna supported you throughout the process.

Rated 5 out of 5 stars

Highly recommend Hometap

We were exploring both HELOC and HEI options when we contacted Hometap to learn more about their HEI program. Our advisor, Mark, explained the program in detail, and we felt an HEI made more sense for us. Not having a monthly repayment on the borrowed money, and not having to take on additional debt, was a big selling point.

Once we began the process, Hometap’s customer service was exceptional. They should give a master class on how to communicate with customers. Our advisor, Mark, was readily available and provided frequent updates throughout the entire process.

If you are considering an HEI, in my opinion Hometap is one of the best in the business, and I would highly recommend them to anyone looking to access equity from their home.

May 15, 2026
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Reply from Hometap

Thank you, Anthony! We're thrilled to hear after doing your research, you found an HEI to be the best for you.

Rated 5 out of 5 stars

account rep Grant Phillips was…

account rep Grant Phillips was extremely diligent, helpful and accommodating. I highly recommend him.

May 15, 2026
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Reply from Hometap

Thank you, Joseph! We're happy to hear about your positive experience.

Rated 5 out of 5 stars

Joe made my experience stress free and…

Joe made my experience stress free and I was grateful he kept me informed with every step and appreciated his patience with me. Joe did not leave me hanging and promptly returned all my calls and texts. He is professional and courteous. It was a pleasure doing business with him. I will recommend Hometap to my friends and family.

May 15, 2026
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Reply from Hometap

Thank you, Susan!

Rated 5 out of 5 stars

My experience with Hometap was…

My experience with Hometap was excellent. Brian was extremely knowledgeable and informative about all of my options when it came to the services. The process is straightforward and transparent.

May 15, 2026
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Reply from Hometap

Thank you, Ian! It's great to hear you found the process to be transparent and straightforward.

Rated 4 out of 5 stars

Very professional

Although the service was very professional by Justin, the timing was little nerve-racking, but it was a great smooth experience, and I would definitely recommend hometap.
Tracy rooney
home tap client

May 13, 2026
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Reply from Hometap

Thank you, Tracey! We appreciate your honest review about your experience.

Rated 5 out of 5 stars

New Way to Tap Your Home Equity

Our Investment Manager, Chris Merasse was amazing! From our very first sceptical call about this new way to tap into our home equity to closing in just 2 weeks! We looked at the usual home equity options, and for us, this worked great! Chris was very informative, patient, and brought us to the finish line quickly, even with a few documentation hiccups on our end. I would highly recommend Hometap, and if you could ask for Chris!

May 14, 2026
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Reply from Hometap

Thank you, Jannette! We're happy to hear an HEI with Hometap was the best option for you.

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