ING Deutschland Reviews 34,079

TrustScore 4 out of 5

4.2

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Rated 5 out of 5 stars

The best bank to choose from in Germany in my opinion. It always offers a variety of services which are convenient to use. The bank replies to questions or requests quite fast, sometimes it could be... See more

Company replied

Rated 1 out of 5 stars

After 2,5 months from our verification for Kinderdepots (children accounts), after repeating verification, after sending a couple of emails, when we can receive the result of the process - nothing. Ju... See more

Company replied

Rated 5 out of 5 stars

I recently opened an account with ING, and the entire onboarding process was incredibly smooth. The standout feature is the mobile app; the usability is top-notch and makes managing finances ac... See more

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Rated 5 out of 5 stars

We have been customers from IND Diba since more than 10 years, their service has been always super uncomplicated, fast to answer and specially always efficient and helpful. Never a problem. On Top... See more

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Company details

  1. Bank
  2. Financial Institution
  3. Private Sector Bank

About ING Deutschland

Written by the company

Die ING ist mit über 10 Millionen Kundinnen und Kunden eine der größten Direktbanken in Deutschland und Teil der internationalen ING-Gruppe mit Sitz in den Niederlanden. Der Schwerpunkt liegt auf dem digitalen Privatkundengeschäft, ergänzt durch Business-Banking-Angebote für Selbstständige und kleine Unternehmen sowie ausgewählte Lösungen im Unternehmenskundengeschäft.

Privatkundengeschäft

Das Privatkundengeschäft bildet den Kern des Angebots. Kundinnen und Kunden nutzen Produkte für Zahlungsverkehr, Sparen, Geldanlage und Finanzierung. Zum Portfolio gehören unter anderem Girokonten, Tages- und Festgeldkonten, Wertpapierdepots, Baufinanzierungen, Kredite und Versicherungen.

Bankgeschäfte können weitgehend digital über das Online-Banking oder die ING App abgewickelt werden – beispielsweise Überweisungen, Daueraufträge oder die Verwaltung von Wertpapieren. Die ING verfolgt dabei einen konsequent digitalen Ansatz mit transparenten Konditionen und verständlichen Produktstrukturen.

Business Banking

Für Selbstständige, Freiberufler und kleine Unternehmen bietet die ING Business-Banking-Lösungen wie das Geschäftskonto, das Business Extra-Konto zur Anlage betrieblicher Rücklagen sowie Geschäftskredite zur Finanzierung unternehmerischer Vorhaben oder zur Sicherung der Liquidität.

Auch diese Angebote sind auf eine digitale Nutzung ausgerichtet und können online verwaltet werden.

Unternehmenskundengeschäft

Darüber hinaus betreut die ING mittelständische Unternehmen und große Firmenkunden mit Finanzierungs-, Anlage- und Treasury-Lösungen im nationalen und internationalen Umfeld.

Sicherheit

Über alle Geschäftsbereiche hinweg setzt die ING auf etablierte Sicherheitsstandards zum Schutz von Kundendaten und Transaktionen.


Contact info

4.2

Great

TrustScore 4 out of 5

34K reviews

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Rated 2 out of 5 stars

ING is more profit orientated than…

ING is more profit orientated than customers orientated. Advice was give only after the loan release payment was done. It can not be undo the payment and I wonder why the advice was not inform to client for better loan release decision.

April 27, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Jackson Ng, thank you for your feedback here on Trustpilot. We are sorry to read that you are not satisfied. Please send us your complaint as an email to info@ing.de. Our colleagues will review your individual case and you will receive feedback from them soon. Kind regards, your ING

Rated 2 out of 5 stars

They are not attentive to their clients…

They are not attentive to their clients needs. I've been banking with them for many years. They often block your account for no reason and it is hard to get them on the phone to find a solution.
I'm a stockholder and have an important loan with them so I have the impression that they are not respecting the stockholders and this can be considered moral harassment.

April 24, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Hugo Betrand, thank your for your feedback. We are sorry for any inconvenience. Please give us the chance to have a closer look on what happened - with a little support from you. We kindly ask you to send your detailed request via mail, please use the contact form (Kontaktformular) on our homepage. You will receive a reply as soon as possible. Thank you and best regards, your ING

Rated 1 out of 5 stars

Very bad customer service

April 14, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Hagen, we are very sorry, you think so. Please write your feedback, what exactly happened, at info@ing.de. Our colleagues will have a look at it and answer as soon as possible. Best wishes, your ING

Rated 1 out of 5 stars

Bad support

Very slow service and hard to have a good answer

April 11, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Davide, we are very sorry, you feel that way. The fastest way is always our onlinebanking or app - you'll find a lot of answers on our website as well. If you are not content with an answer, just tell us right in the call or if you received an e-mail, answer to that e-mail, why it doesn't fulfill your expectations. Thanks an best wishes, your ING

Rated 1 out of 5 stars

A customer of ING in a different…

A customer of ING in a different country for many years where I never went into debt or missed a payment. I move to Germany and they refuse an account without giving a reason. Vague answers via email also suggests a poor customer focus.

April 5, 2022
Unprompted review
Rated 1 out of 5 stars

NICE OFFERS IN THE BEGINNING, A LOT OF COSTS GRADUALLY

Started with nice offers and managed to have gathered a lot of customers from other banks all over Germany. However, increases its charges every 6 months and is intolerable for me.

Its excuse is that it has offered very low loan rates. So what? Shall other customers pay for that it has offered low rates?

NOT! this is a total scam. I opt out right today. I'll move to N26.

April 4, 2022
Unprompted review
Rated 3 out of 5 stars

How can I speak with someone in…

How can I speak with someone in english??? it is one of the reasons I openned an acocunt with you.
My telebanking is blocked, have no acess to my account, and it is impossible to reach someone in english!!!!

April 3, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hallo Mrs Fernandes, you can call us and demand to be forwarded to someone speaking English, but our Telebanking System only speaks German. So at best, write an e-mail at info@ing.de (in English), for example to order a new Telebanking PIN. Otherwise, call us at 069 / 34 22 24, then chose the theme of your call - for example 6 for Girokonto - enter your Zugangsnummer and Telebanking PIN and then you can ask for someone speaking in English. Best wishes, your ING

Rated 1 out of 5 stars

3 weeks the card is in hands but no PINs.

I received my VISA card and now it is 3 weeks since I received it, but I can not use it because I have not received Internetbanking PIN and I have not received VISA card PIN.

March 24, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Alexander, thanks for opening an account with us. Did you open your account in our app Banking to go? Then you chose your own credentials for onlinebanking. Please write an e-mail at info@ing.de - our colleagues will check why your credentials didn't arrive or send you new ones. With your credentials, you can select your own VISA PIN - in our app at "Menü" - "Karten". Best wishes, your ING

Rated 5 out of 5 stars

Good experience creating account

I had a bad experience with N26 and needed an account for my salary. I filled out the paperwork for ING but was still a bit confused. I ended up calling and had to request an English speaking rep. The rep was great. Super patient with my long winded explanation. He put me on a brief hold to gather info and by the end of the call I had a pdf in my email inbox with my new IBAN. Overall a good experience. I’m hopeful the banking experience will be a good one.

March 15, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello erin d, thank you for the wonderful rating, we are all very happy about it! We have one request for you: here on Trustpilot, you should refrain from providing personal information (e.g. names), due to the protection of the privacy of persons. We would therefore greatly appreciate it if you replace the name with an XY. Thank you very much and best regards, your ING

Rated 2 out of 5 stars

English

English? Please guys . 2022 ! Almost all german banks has english support. Ok , but in app , please ?

February 9, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Andrii, thank you for your request for an English version of our app. This topic has already been placed with us, but we cannot tell you when a corresponding implementation will be possible. Kind regards, your ING

Rated 5 out of 5 stars

The best Bank I ever had

The best Bank I ever had. By ING since more than ten years. They are always there for me. They never complain when I don't have money. And the best, for my usage, their service is basically free. Last, probably one of the best banking app. I highly recommend ING Deutchland.

February 8, 2022
Unprompted review
Rated 1 out of 5 stars

Giro-Konto application denied for no reason

I just applied for a Giro-Konto with ING Diba in Germany and my application was turned down without providing a reason. I am a German National who has lived in the UK from the age of 16 and have recently moved back to Germany after living in the UK for 16 years and working as a management consultant for one of the Big Four's. I have a registered address, am employed with a very good salary, never had any debt or legal issues. My application was rejected after being asked basic data via their app - one issue could have been that the app does not allow for oversea address entries for „previous address“, so I called ING and was connected with a less than helpful assistant who told me the decision was made and there was nothing he can do - including the provision of any rationale or information as to why my application was turned down. The best he could do was to say that „he understood that I was not happy with their decision“ and that „I had no right to an account with ING“. I tried to explain to him that rather than being unhappy about being rejected,I was more confused over what had happened and hoped for information to prevent being turned down by other banks - this was met by silence. His attitude was extremely unhelpful - I get that it’s a private banks prerogative to reject customers but this surely can’t be done based on a name and address? Just to reiterate - no credit checks were made, I wasn’t even asked who I am currently banking with. So it appears that ING does not want a private customer of German nationality who has never had any debt to her name, a very healthy salary and a steady job. I will obviously look for another bank but would encourage ING to take a closer look at their customer service or the customer service the call center they employ provides.

February 1, 2022
Unprompted review
Rated 1 out of 5 stars

Very bad experience

Very bad experience. I am waiting on my credit card, and other things that they need to send via post from Dec 21. Now it's Jan 8. I didn't received nothing since. I contacted them via email, since I don't speak German. They said they sent a new card and it's on it's way, but still nothing. The only way to contact them is through email and phone call, no live chat or ticket or something. And they reply in email with few words only. Like my last email they only said ur card is sent again please be patient. I am literally starving in germany, since i can't receive my salary cuz I dont have a bank account.

January 8, 2022
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Mr. Horgas, we are very sorry for any inconvenience and that our mail obviously didn't reach you. We would like to check this again, please. Therefore we kindly ask you to write an e-mail with your date of birth and your correct address at info@ing.de so we can have a look on the recent state of your card and further account informations. You will receive a reply as soon as possible. Thank you and best wishes, your ING

Rated 1 out of 5 stars

Horrible customer service

Horrible customer service

They do literally everything they can to prevent you from contacting them. I simply need to find out how to get more than 12 months of account statement (terrible to start with that this isn't available), and they have me jump hoops for over 20 minutes in their phone menu before ultimately ending the call without letting me speak to anyone.

December 8, 2021
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello David, thank you for rating us here on Trustpilot. We are sorry for your call experience (waiting time/call ended). Did you try it again and could place your request? If not, please use your Internetbanking in this case: click on "Persönliche Einstellungen" - field "Kommunikation" and there "Auftrag an die ING". Kind regards, your ING

Rated 1 out of 5 stars

Horrible

Horrible,
My account got declined
Becouse of a stupid wrong interbanking pin that they send me and im waiting for a new pin since like 6 month and still got nothing

November 6, 2021
Unprompted review
ING Deutschland logo

Reply from ING Deutschland

Hello Niko khalifa, sorry for any inconvenience. We would like to check this again - could you please send us a mail with the contact form (Kontaktformular) on our homepage? Our colleagues will reply as soon as possible. Kind regards, your ING

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