Lloyds Bank Reviews 

11,936
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

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Review summary

Created with AI, based on recent reviews

Considering 6,064 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being professional, kind, and helpful, often highlighting their patience and knowledge. Many reviewers describe the service as excellent and efficient, making transactions feel smooth and easy. People appreciate the personalized approach and how staff members go above and beyond to resolve issues and explain options clearly. However, some customers experienced dissatisfaction with customer service, citing long wait times, multiple transfers to different agents, and a perceived lack of knowledge. A few other people also felt that the user experience was not always friendly, mentioning issues with failed transfers, account changes, or difficulties setting up direct debits. Some reviewers also reported concerns about security issues not being resolved or unexpected account closures.

What people talk about most

Staff

Users describe positive interactions with staff, highlighting many employees as helpful, patient, and... See more

Customer service

Consumers find customer service to be ambiguous, with many reviewers expressing significant dissatisfaction,... See more

Service

Customers consistently note positive experiences with service, with many praising the helpfulness,... See more

Payment

Customers had ambiguous experiences with payment, with many reporting significant issues such as unauthorized... See more

User experience

Reviewers highlight positive aspects of user experience, with many finding the online experience good overall... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Leicester, High Street - As part of my ‘Executor duties’ I recently had to distribute the funds to all the beneficiaries and realised that due to the amounts could only be done in the branch. I was... See more

Company replied

Rated 5 out of 5 stars

I visited Lloyds Bank in Lowestoft at about 1pm on 22 July 2026. I had three matters that needed attention: a personal joint account that I wished to close; a business account that was at risk of bein... See more

Company replied

Rated 5 out of 5 stars

I visited Cirencester Lloyd’s bank yesterday 15.7.26 I was greeted by an enthusiastic team member later I found out her name was Sophie. My visit hit a busy time 10ish Sophie booked me in as my ban... See more

Company replied

Rated 5 out of 5 stars

I met Sabina at Derby branch today who went above and beyond helping me upgrade My account aswell as open saving dor Mt three children, she was very patient and lovely to chat to! Ten ten service :D

Company replied


Company details

  1. Bank

Written by the company

Wherever you want to get to in life, Lloyds Bank has a range of bank accounts and personal banking services to suit you. Visit us today to find out more.


Contact info

4.1

Great

TrustScore 4 out of 5

12K reviews

5-star
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1-star

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4.1

All reviews

(11,936)

6,059 reviews in the last 12 months

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Rated 1 out of 5 stars

Nandu

Nandu
Thank for your reply to my last Trustpilot review but I raised this with you weeks ago - and I've still not had an update - not even from your CEO’s team. You have my details - how about you call me ?
Look me up - your ref CMPLT/720929/2026
Thank you

July 23, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi David, I understand your frustration. I'm unable to access the conversation you had with our colleague or discuss complaint details via Trustpilot. As your complaint is already raised and you have a complaint reference, I'd recommend continuing the conversation directly with the Complaint team.

If you have access to Mobile Banking, I request that you contact the complaints team via secure messaging in the app. Alternatively, you can contact the complaints team directly by phone with the help of the details provided in the below link or the details that may have been share previously to you.

http://spr.ly/62043BESZBh

Thanks,

Trevor

Rated 5 out of 5 stars

Helped upgrade my acc to classic snd…

Helped upgrade my acc to classic snd new savings account she is a star and really friendly i like her safina at bradford

July 23, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Ruqia, thank you for your 5-star review. I'm happy to hear that Safina at our Bradford branch helped you upgrade your account and open a new savings account. It's lovely to know that you found her friendly and that she provided such great service.

I appreciate you for taking the time to share your experience with us.

Thanks
Roopraj

Rated 5 out of 5 stars

I met Sabina at Derby branch today who…

I met Sabina at Derby branch today who went above and beyond helping me upgrade My account aswell as open saving dor Mt three children, she was very patient and lovely to chat to! Ten ten service :D

July 23, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Sophie, thank you for your 5-star review. I'm delighted to hear about the great service you received from Sabina at our Derby branch. It's wonderful to know she went above and beyond to help you upgrade your account and open savings accounts for your three children.

We really appreciate you taking the time to share your experience with us.

Thanks
Roopraj

Rated 1 out of 5 stars

Visited Harrogate branch of Lloyds…

Visited Harrogate branch of Lloyds today. Very disappointed with customer service. Needed counter services as not only paying in a cheque but also needing to swap a torn £5 note. Member of staff tried to stop me and send me to a machine. I said I needed counter services. She told me I could not pay in a cheque at the counter as that is not how they do things now. And even if I went to the counter I would be escorted to a machine to pay in the cheque. She walked to the counter and instructed the staff member to do this. I explained that I needed to swap the faulty note and what a waste of time it was to be sent away to a machine from the counter. I was still told I had to use the machine as counter services wouldn’t take the cheque. So I put the cheque away, swapped the faulty note at the counter and told them I would take my cheque next door to Santander and pay my money into their bank instead as the customer service at Lloyds is appalling. I have banked with Lloyds since 1977. What a disappointing experience. Happily Santander welcomed my cheque at counter services with a smile and friendly greeting.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Hilary, thank you for taking the time to share your experience. I'm sorry to hear that your visit to our Harrogate branch left you feeling disappointed, particularly as you've been banking with us for such a long time.

I understand your frustration at being directed to a machine when you felt counter services were required, and we're sorry the service you received didn't meet your expectations.

This isn't the level of service we aim to provide. If you'd like your concerns to be investigated further, you can submit a complaint here: http://spr.ly/62043BEUazP

Thanks
Nandu

Rated 5 out of 5 stars

Excellent service at Lowestoft branch

I visited Lloyds Bank in Lowestoft at about 1pm on 22 July 2026. I had three matters that needed attention: a personal joint account that I wished to close; a business account that was at risk of being stopped because one of the signatories had died; and a cheque in US dollars that I wasn't sure if I could deposit in a UK bank account. There was no queue to see a member of staff, and the customer service I received was excellent. Jason dealt with all three matters helpfully and efficiently. Highly recommended.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Christina, thank you for taking the time to leave us a review. I'm delighted to hear that you received such excellent service at our Lowestoft branch. It's great to know Jason was able to assist you with all three matters in a helpful and efficient manner.

Thank you for choosing Lloyds. It's great to read about the fantastic service you received and for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Nandu




Rated 5 out of 5 stars

I have been served by Chris B at…

I have been served by Chris B at Worthing branch & found him to be be very polite & knowledgeable explaining things in a way that I understand.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Janet, thank you for your feedback. I'm delighted to hear that Chris at our Worthing branch provided such polite and knowledgeable service, and they took the time to explain everything in a way that was easy to understand. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Vivek

Rated 5 out of 5 stars

I came to Derby branch service was very…

I came to Derby branch service was very good, Sabina at Derby made it very simple and easy for me, especially at my age technology skills aren’t always good.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Paul, thank you for your feedback. I'm delighted to hear that Sabina at our Derby branch made the process simple and easy for you. It's great to know she was able to support you with technology and provide such good service. Thank you for leaving us a 5-star review. We appreciate the positive feedback.

Thanks
Subhiksha

Rated 5 out of 5 stars

Customer service experience

I had visited the Manchester branch today for an enquiry, and i was attended by the staff Toyin, she was so helpful for me throughout, explained things to me clearly and an amiable person. Thank you so much to her.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Muna. Thank you for your 5-star review and taking the time to share your feedback.

I'm delighted to hear about your positive experience at our Manchester branch. It's wonderful to know that Toyin was so helpful, explained everything clearly, and provided excellent service during your visit.

Thanks
Kaif

Rated 5 out of 5 stars

Safina helped me upgrade my account to…

Safina helped me upgrade my account to club silver to cover my insurance brilliant and also savings great rate at 8% she is friendly and I loved her customer service safina at bradford

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Jennifer.

Thank you for taking the time to leave us a 5-star review. We're delighted to hear that Safina provided such friendly and helpful service while assisting with your account upgrade and discussing your savings options.

We appreciate your feedback and are pleased that you had a positive experience at our Bradford branch.

Thanks,
Jebastin

Rated 1 out of 5 stars

ISA transfer failed

I tried to transfer a cash ISA to Lloyds but it didn't go through. I wasn't told of any problems, and I thought my money had gone missing! Eventually it was returned to the original account. All I received from Lloyds was one text at the start of the process. Very poor - I wouldn't recommend this bank for ISA transfers.

June 18, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Martin. Thank you for taking the time to leave a review. We're sorry to hear about your experience with your ISA transfer and appreciate how concerning it must have been when the transfer didn't complete as expected, and you weren't kept informed throughout the process.

Thanks,
Sanaa

Rated 5 out of 5 stars

Very helpful and knowledgeable

Very helpful and knowledgeable, done in a caring and and helpful manner
I should also have said thr kind person who helped me was called Debbie, thankyou

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Patricia.

Thank you for your 5-star review. We're delighted to hear that you found the service helpful and knowledgeable, and that everything was handled in a caring and supportive manner.
We appreciate you taking the time to share your experience and thank you for choosing us.

Thanks,
Jebastin.

Rated 5 out of 5 stars

Mrs Bav in Wigston branch help us a lot

Mrs Bav in Wigston branch help us a lot
Very kind and helpfull

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Hassan. Thank you for your 5-star review and taking the time to share your feedback.

I'm delighted to hear about your positive experience with the team at our Wigston branch, and that Mrs Bav was kind, helpful, and able to assist you with your banking needs.

I really appreciate your feedback.

Thanks
Kaif

Rated 5 out of 5 stars

We came Wigston branch and BAV helped…

We came Wigston branch and BAV helped us with numerous questions we got.. so kind and patient. Thank you

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Yalda, thank you for your 5-star review. I'm glad to hear about your positive experience at our Wigston branch. It's wonderful to know that the team took the time to answer your questions and provided such kind and patient support.

Thank you for taking the time to recognize the great service you received.

Thanks
Roopraj

Rated 5 out of 5 stars

Excellent service

Excellent service, quick, easy and reliable Sabina at Derby.

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Younes.

Thank you for taking the time to leave us a 5-star review. We're delighted to hear you found the service excellent, quick, easy and reliable.

We really appreciate your feedback and are pleased you had such a positive experience at our Derby branch.

Thanks,
Jebastin.

Rated 1 out of 5 stars

Absolutely incompetent staff

Absolutely incompetent staff. Frequently misunderstood and have given me incorrect advice on simple transactions. High Street Kensington ,branch absolutely awful Rude and lacking training

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Anna. Thank you for taking the time to share your feedback. We're sorry to hear about your experience and that you feel let down by the service you received. Providing clear advice and excellent customer service is important to us, so it's disappointing to learn that this wasn't your experience.

We've noted your comments regarding the High Street Kensington branch and will ensure your feedback is passed to the appropriate team for review. We appreciate you bringing this to our attention.

Thanks,
Sanaa

Rated 5 out of 5 stars

Lovely experience from Toyin

Lovely experience from Toyin, super easy to get what I needed done and she was simply awesome! Best service at the Manchester branch of Lloyds:)

July 22, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Jacques.

Thank you for taking the time to leave us a 5-star review. We're delighted to hear you had such a positive experience and that everything was made quick and easy for you.

We appreciate you sharing your feedback and are pleased to know you received such great service.

Thanks,
Jebastin.

Rated 1 out of 5 stars

stupid bank do not accept unenrolled…

stupid bank do not accept unenrolled deed poll for name change while every uk government organisations and all other banks accept this name change document. They think they are bigger than uk government, I am leaving this bank for this stupidity

July 21, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Taherul.

Thank you for your review. We're sorry to hear you're unhappy with your experience regarding your name change request.

We recognise that this situation has been disappointing and appreciate you taking the time to share your feedback. If you'd like us to review your concerns further, you can raise a complaint here: http://spr.ly/62043BEWE7V

Thanks,
Jebastin.

Rated 1 out of 5 stars

Never use Lloyds for Business

I've had endless problems with business banking. From them removing functionality without notice, resulting in me not being able to pay my suppliers, to blocking the business card while our people are traveling internationally. Still waiting on resolutions for both, but their service is some of the worst I've experienced. Their customer service people are exceptionally friendly and helpful, but their systems don't work...making their service awful. It's clear that it's a management problem.

Most recently having the business card blocked. Called the credit card helpline, which doesn't even have an option for dealing with blocked cards. Eventually got it unblocked...apparently. But it's still blocked. Went through the entire process again...getting it unblocked again...but it's still blocked.
I honestly don't know what to do anymore. I'm yet to have a good experience with any part of Lloyds Business banking.

July 20, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Jean. I appreciate your comments regarding our colleagues and are pleased to hear you've found them friendly and helpful. However, we understand how frustrating it must be when issues remain unresolved despite seeking support, especially where a card continues to be blocked after you've already contacted us.

Your feedback is important to us. If you'd like, please share your experience on the below given link here: http://spr.ly/62049BEmAd7

Thanks
Roopraj

Rated 5 out of 5 stars

Renewed our mortgage deal with Mr Arnold

Renewed our mortgage deal with Lloyds with Mr Arnold. He was extremely helpful explaining our options and discussing our future options. Highly recommend. Thank You. Steve W

July 21, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Steve.

Thank you for taking the time to share your feedback and for giving us a 5-star review. We're delighted to hear that Mr Arnold was so helpful in explaining your mortgage renewal options and discussing your future plans.

Thanks,
Jebastin.

Rated 5 out of 5 stars

Leicester High Street - Executor Payments

Leicester, High Street - As part of my ‘Executor duties’ I recently had to distribute the funds to all the beneficiaries and realised that due to the amounts could only be done in the branch. I was taken care of in a professional, kind and helpful way by Maryam who is a true asset to the Lloyds Banking Group.

From the moment I sat down, explained my task and provided my details she helped make sure everything was done in a good way. Thank you Maryam - great customer service and a lovely person.

July 20, 2026
Unprompted review
Lloyds Bank logo

Reply from Lloyds Bank

Hi Stephen,

Thank you for taking the time to share your experience. I'm delighted to hear that Maryam at Leicester High Street provided such professional, kind and helpful service while assisting you with your executor duties. It's great to know she made the process straightforward and supported you throughout.

Thank you,
Trevor

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