Money Wellness Reviews 

4,444
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 1,516 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the staff for their professionalism, understanding, and helpfulness, often making them feel at ease and non-judged during a sensitive process. Many reviewers highlight the excellent service and user experience, noting the quick processing of applications and the overall ease and clarity of their journey from start to finish. However, some customers also noted significant difficulties with communication, reporting ignored emails, unreturned calls, and long hold times. A few other people also felt that the staff could be rude or pressured them into decisions, which sometimes added to their stress.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their helpfulness, understanding,... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the helpfulness, understanding,... See more

Service

Customers had positive experiences with service, with many reviewers expressing gratitude for the help... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the process easy, simple, and... See more

Customer communications

Consumers find contact to be ambiguous, with many reporting initial positive experiences but subsequent... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I only enquired about a certain debt i had, the same day i had a 2 hour phone call that not only sorted out all the debts i had, it also found me some i didnt even know i had! Money wellness all... See more

Rated 5 out of 5 stars

Money Wellness handled my Debt very professionally and quickly. I was very nervous when i rang them, as i felt ashamed of getting into debt. The call handler was very understanding and explained every... See more

Rated 5 out of 5 stars

Very Very professional from start to finish, made the process so easy to follow. It took MW just 9 days from 1st contact to getting my DRO approved, thank you so much to the whole team.

Rated 5 out of 5 stars

Money wellness made it easy & understandable to apply & collect all relevant paperwork, my DRO was put in place really quickly. Such a massive weight lifted, highly recommend


Company details

  1. Credit Counseling Service

Written by the company

We are on a mission to help everybody improve their finances. We are here to help solve your money worries with free, clear and impartial advice.


Contact info

4.8

Excellent

TrustScore 5 out of 5

4K reviews

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Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 98% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

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4.8

All reviews

(4,444)

1,529 reviews in the last 12 months

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Rated 5 out of 5 stars

Dor!

Thought it would be stressful but very straight forward so glad I done it

March 20, 2026
Unprompted review
Rated 1 out of 5 stars

Incorrect debt advice given and…

Incorrect debt advice given and questionable selling of their profitable debt services. They insisted on taking my income, assets and expenditure information for my partners sole DRO application. We have no joint agreements, we are not financially linked and the debts are theirs alone. I was then told that my parter would be found to have beneficial interest in my property because they pay rent (I pay all of the bills and upkeep of the house that I own). What my partner pays would be classed as reasonable living expenses. When asked why my information was being taken, I was told that the whole households income and expenditure was taken into account (this is not true on an individual application), I asked if this would be the case if there was an adult child was living in the property, the advisor confirmed it would be if they contributed towards the house (this is not true on any application). We were then told that my partner could not go ahead with the DRO as there was too much excess income, the excess income is solely mine but the adviser insisted that 48% of it was my partners because it’s a household income (again not true as it’s an individual application). If my details were not included, which they should not have been and the debt advisor had no right to insist on taking, there would have been no excess income. The debt advisor asked me if I wanted debt advice, again he had no right to do this, I am not his client. The adviser was pushing my partner towards a debt management plan or an IVA but this was based on my finances. Essentially implying that I have to pay my partners debts. Baring in mind that money wellness make circa 80% on payments made via an IVA it’s highly questionable that this was the product the adviser was advocating for. This ‘gentleman’ put the fear of god into me and partner, inferring that my property could be at risk and that I would be responsible for my partners debts. He left me physically shaking and extremely distraught. I have since spoken to a debt advisor from a different organisation who has confirmed that the information given by money wellness is incorrect. This should have been treated completely as an individual application. We will be seeking advice elsewhere and will be logging a formal complaint against this adviser.

UPDATE: despite their words of concern in reply to my review, no one from money wellness has contacted me nor responded to my formal complaint letter. This will now be escalated to the ombudsman

April 1, 2026
Unprompted review
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Reply from Money Wellness

Hi.

Thank you for taking the time to leave a review about our service. We want all our customers to come away from us feeling supported and happy, so we're very sorry to hear this wasn’t your experience.

Feedback like yours is taken extremely seriously so, in light of your comments, we’ll carefully reviewed the advice provided.

We understand how receiving different advice from various organisations would be confusing, especially when dealing with such important financial decisions. The technical aspects around individual applications, household income assessment, and beneficial interest can be complex, and it's crucial these are explained clearly.

Your concerns about the advice provided and the approach taken during your consultation are important, and we're sorry you felt pressured or distressed during what should have been a supportive process.

We'd very much like the opportunity to review this properly and discuss your concerns in detail. This will help us understand exactly what happened and ensure you have clarity about the advice given to provide a response to your complaint.

We'll arrange for a senior advisor to review your case thoroughly and give you a call to discuss our findings.

Thank you again for bringing this to our attention.

Money Wellness

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Rated 5 out of 5 stars

I was very frustrated with my situation…

I was very frustrated with my situation and about to give up on my university dream, but with you amazing and quick work, I saw a light in the end of the tunnel 🥰🥰
Great job, everyone very attentive and kind. Thank you very much, be blessed 🙌🏻🙏🏻🥰

March 27, 2026
Unprompted review
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Rated 5 out of 5 stars

Really helpful

Really helpful, so supportive, did not judge, and been able to breathe for the first time in a long time, thanks for all your help

March 31, 2026
Unprompted review
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Rated 5 out of 5 stars

Thank you so much for your support and…

Thank you so much for your support and guidance during a really difficult time in my life. When I was struggling both financially and mentally, your help made a genuine difference. Your advice gave me clarity, reassurance, and the confidence to move forward.

I truly appreciate the time and effort you put into helping me. Because of your support, I feel more stable, more hopeful, and much more at ease. It’s made a lasting impact, and I’m very grateful.

Thank you again for being there when I needed it most.

March 25, 2026
Unprompted review

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