Nest Pensions Reviews 

16,044
TrustScore 4 out of 5

4.1

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 3,898 reviews, reviewers had a great experience with this company. Many customers found the website easy to navigate, simplifying contribution management, payment setup, and pension tracking. People frequently highlight the ease and speed of transferring pension pots, appreciating the company efficiently handles most of the process. Reviewers also commend the good communication and professional support, feeling well looked after and satisfied with the service. However, some customers noted significant dissatisfaction with customer service, describing long waits, unhelpful responses, and difficulties resolving issues. A few people experienced problematic payment processes, including withdrawal delays or unexpected deductions, and some found certain information unclear or difficult to locate.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, finding the website easy to navigate,... See more

Service

Users describe ambiguous interactions with service, with many customers reporting positive experiences,... See more

Payment

Clients share ambiguous opinions on payment, with some finding it easy to set up and make contributions, even... See more

Customer service

People report ambiguous experiences with customer service, with many expressing significant dissatisfaction... See more

Website

Customers had ambiguous experiences with the website, with many finding it easy to navigate and use for tasks... See more

Reviews shaping this summary

Rated 4 out of 5 stars

It's not fast but nothing fast would happen in the UK, so it's normal. I chased up regarding the transfer process once as I heard nothing after my application. Then I was told that the policy number i... See more

Company replied

Rated 4 out of 5 stars

NEST is designed as a simple, low-cost workplace pension. The investment funds are generally managed with a focus on long-term growth while controlling risk, rather than aiming for the highest possibl... See more

Company replied

Rated 4 out of 5 stars

I can only talk about my appreciation of what you are doing, growing my money. Nothing to say about Trust Pilot. It wasnt clear to me.

Company replied

Rated 5 out of 5 stars

Enrolled by my employer. I'm am a luddite buy even I find there website easy to navigate. It's straight forward to alter or amend contributions, make one off payments. Please bear in mind that if you... See more

Company replied


Company details

  1. Pension Fund

Written by the company

Nest was set up by the government to give every UK worker somewhere good to save after the introduction of auto enrolment. Since then, it’s grown to become the largest workplace pension scheme in the country with more than 13 million members. As a not-for-profit pension scheme, Nest doesn't answer to shareholders. It’s set up to serve its customers’ interests and aims to help millions of people enjoy a better retirement. Nest’s members benefit from an award-winning investment strategy and one of the most diversified DC portfolios in the industry. It practices responsible investment to help manage long-term growth and risk while also helping contribute towards the world its members want to live and retire in.


Contact info

4.1

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.1

All reviews

(16,044)

3,802 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

I would rate 0 if I could the most…

I would rate 0 if I could the most unhelpful organisation I have ever dealt with

June 25, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Sally,

We apologise for what you’ve experienced.
This is not the level of customer experience we are used to providing and we've fallen way short . Please can you contact the customer service team on 0300 020 0090, Monday to Sunday, 8am to 8pm so we can make amends.

Thanks,
ZA, The Nest Team

Rated 5 out of 5 stars

Great App

I find the app easy to use.

July 1, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi there,

Thank you for sharing your positive experience with the app with us.

Thanks,
ZA, The Nest Team

Rated 5 out of 5 stars

Easy to top up my employers and my own…

Easy to top up my employers and my own pension pot.

June 30, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Tracey,

We're delighted to hear you found it easy to contribute to both your and your employer's pension pots. Thank you for sharing your positive experience :)

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

They are very efficient

They are very efficient. Easy to reach. I do not chase this company to issue my pay slips. Thanks.

June 26, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi there,

We're so glad to hear that our efficiency and accessibility have made a positive impact on your experience. We appreciate your kind words!

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

stop contributions nest pension

stop contributions nest pension - 1 month and no option online, only call or post
trap

I am going to make sure none of my colleagues signs up for this stupid pension.

Increase the opt-out date by more than 1 month, you are forced to sign up and then trapped for 1 month and then forever

June 30, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi there,

I am sorry to hear you have found the opt-out process frustrating. I also apologise if there has been any confusion over our opt out process - you are able to opt out via phone, post or online.

Unfortunately, if you don’t opt out within one month of being enrolled by your employer, UK law means we’re not allowed to pay out the money in your pot until you reach age 55 (rising to age 57 in 2028), except in rare situations. I know that can be frustrating.

In case it might be helpful, we’ve got more information on opting out on our website: nestpensions.org.uk/schemeweb/nest/my-nest-pension/joining-nest/opting-out.htm
Anyone can stop or pause contributions at any time. We’ll invest whatever’s in your pot on your behalf while we’re looking after the money for you.

If you would like to discuss this with us further, please call us on 0300 020 0090, Monday to Sunday, 8am to 8pm, and our customer service team will be able to explain.

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

Too much paperwork (and electronic…

Too much paperwork (and electronic paperwork) to understand!
I am still unsure about the calculations now!

June 30, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Tracy.

I'm sorry to hear you are struggling with the paperwork we have sent you. Please could you send us a private message confirming your Nest ID or National Insurance number and contact telephone number so we can look into this and arrange a call back with the relevant team.

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

I would give 0 starts if possible

*After my review I was contacted by Nest. I have since spoke to their team 4 additional times on the phone, sent over evidence already received twice to be told on the 2nd of July it was being resolved within 24 hours as "they had everything they needed". To then receive another 'you may have 2 accounts but we need more details' letter on the 7th and a "please confirm your name for us again on the 3rd". A complete joke - I am now escalating to both the pensions ombudsman and the financial conduct authority or violating consumer duty regulations.

I would give 0 starts if possible. I have been attempting to transfer 2 pensions out of NEST for months and it has been a nightmare. Pension providers are legally required to treat customers fairly and they are clearly violating the Financial Conduct Authority (and I've escalated this to them).

I have spoke to Nest at least 8 times, confirmed all unique identifiers; NI, name, ID, addresses, policies numbers and company names. I have instead been told they cannot do anything except send me a PDF form (which I had to chase) for which I have printed out, manually filled in and returned to their offices. I have done this THREE times and been given no update. Instead I get a bi-monthly "you may have multiple accounts".

Unbelievably terrible service and maliciously designed to prevent you from transferring your funds away from them.

Avoid at all costs.

April 3, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Sophie.

I apologise for what you’ve experienced. This isn’t typical of our customer service and it doesn’t meet the standards we’ve set.

We try to make transferring pensions as simple as possible but there are some checks we need to do to make sure we’re sending the right money to the right person.

I have arranged for the relevant team to give you a call back shortly to try to resolve the issue.

Thanks,
FP, The Nest Team.

Rated 5 out of 5 stars

Nest has made planning for future easy…

Nest has made it very easy to control my pension and to plan for my future. I am very pleased with service and looking forward to see what else they can provide.

April 24, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Steven,

We're so pleased to hear that you find it easy to manage your pension and plan for your future with us. We appreciate your positive feedback and look forward to continuing to support you.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Amazing service

The whole service is amazing

June 30, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Veselka.

We are so happy to hear that you are happy with our service. Thank you for your wonderful feedback!

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

…..I was not able to complete my…

…..I was not able to complete my request for a transfer …as I am still considered to be an active member despite my employer changing providers???

June 25, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi John,

So that we can look into this for you, please send us a private message with your Nest ID or National Insurance number and a telephone number and we can arrange a call back with the relevant team.

Thanks,
FP, The Nest Team.

Rated 5 out of 5 stars

I use the online information

I use the online information; the website is clear and user-friendly.

June 28, 2025
Nest Pensions logo

Reply from Nest Pensions

Hi Dorota,

We are so glad to hear that you find our website clear and user-friendly! Thank you for your feedback :)

Thanks,
FP, The Nest Team

Rated 1 out of 5 stars

Minus 1 Million

Not sure how this company has got 4 stars?

Service is absolute rubbish

They wouldn’t know good customer service if it bit them on the nose!

Have a read of all the other 1 star reviews on their website….not Trustpilot

Nobody seems to have got their money!

June 25, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Paul.

I apologise that you’ve had a poor experience with us. We take pride at Nest in making things easy for our customers and so we value your feedback.

If you would like us to look into something for you please send us a private message with your Nest ID or National Insurance number and a contact telephone number and we can arrange for the relevant team to call you back.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Very simple no fuss

Very simple no fuss. Easy to follow instructions all taken care of for me.

June 26, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Simon.

We're so glad to hear that everything was straightforward and that you found our instructions easy to follow. We appreciate you sharing your positive experience with us.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Very easy to deal with online and easy…

Very easy to deal with online and easy to access my pension when I retired.

June 28, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Karen,

We're happy to hear that you found it easy to manage your pension online and access it upon retirement. Thank you for your positive feedback.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

A very satisfied customer.

This is the 2nd pension I have had transfered into my Nest account and you did all the work and have made it so quick and easy for me,no question after question after question,I gave you the information you requested which was kept to a small amount and you did all the work in approxamatly 3 weeks.very well done to all involved.

June 28, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Stephen,

We are so pleased to hear about your positive experience with your pension transfer! It's wonderful to know that our efforts to make the process quick and easy for you were successful, especially for your second transfer. We truly appreciate your kind words and are glad we could provide such efficient service. Thank you for recognizing our team's hard work.

Thanks,
FP, The Nest Team

Rated 5 out of 5 stars

Easy and fast process transferring…

Easy and fast process transferring another pension into Nest.

June 28, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Larisa, We're so pleased to hear that transferring your pension to Nest was a quick and easy process. We strive to make things as simple as possible. Thanks, OZ

Rated 1 out of 5 stars

Annoyed member

If I could have given a rating of less than one star, then I would have given the most little tiny piece of it … this is how I am disappointed with this organisation !
I have the right to claim the money I have saved here however every 3 weeks they want to verify something…AND IT’S BEEN GOING ON for too long. I am so so so upset that here in this space I declare that I abandoned the hope that I will ever see MY MONEY and I consider that it has been stolen from me!!!!
If ever someone responsible in this organisation read this, can you please intervene so that I can get my money!!!
A very upset member !

June 25, 2026
Unprompted review
Nest Pensions logo

Reply from Nest Pensions

Hi Mireille,

I apologise for what you’ve experienced.

I’ve sent a request to you through Trustpilot, asking for more information so I can get you the help you need.

Thanks,
FP, The Nest Team

Rated 2 out of 5 stars

Zero communication to state the deposit…

Zero communication to state the deposit was successful. No information in the app that the transaction was processing or pending. I had to make a call to confirm that the transaction occured. When transfering large sums of money I believe it's paramount to have clear communication as to what is happening during the transaction.
I gave 2 stars as the lady on the phone was very helpful and reassuring

March 30, 2026
Nest Pensions logo

Reply from Nest Pensions

Hi Matthew,

I am sorry to hear about the lack of communication regarding your deposit and the inconvenience this caused. I understand the importance of clear updates, especially when dealing with large transactions. We appreciate you bringing this to our attention so we can improve our processes.

Thanks,
FP, The Nest Team

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look