OakNorth Bank Reviews 

21,018
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Evaluating 4,088 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently mention that opening accounts online and navigating the website is exceptionally straightforward, secure, and user-friendly. People consistently praise the highly competitive interest rates and efficient fund transfers provided throughout their fixed term investments. Consumers find the overall end to end process extremely smooth, reliable, and well organized from start to finish. However, some customers also noted concerns about unexpected interest rate fluctuations or third party processing issues. A few reviewers mentioned desiring faster access options or experiencing occasional service limitations with certain features. Despite these minor drawbacks, consumer satisfaction remains broadly positive regarding the general banking services offered.

What people talk about most

User experience

Customers consistently note positive experiences with user experience, highlighting how stress-free and easy... See more

Website

Consumers find website to be positive, highlighting that the online platform is very intuitive and simple to... See more

Service

Reviewers mention positive feedback about service, expressing high satisfaction with polite, friendly,... See more

Price

Users describe positive interactions with price, frequently highlighting competitive interest rates and easy... See more

Value for money

Reviewers highlight positive aspects of value for money, frequently praising the good interest rates and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I have used OakNorth before super easy to set up on line, when savings mature clear simple instructions with interest and when your funds are going transferred to your nominated account . No compl... See more

Company replied

Rated 5 out of 5 stars

Really easy to go on to the website . All information there to check and find out about new products,interest rates and different accounts. Easyily can move and deposit without any issue. Very happy w... See more

Company replied

Rated 5 out of 5 stars

It was really easy to open an account online. I couldn't transfer money directly from my nominated bank account but I think that was due to security from my bank rather than Oak North. Was easyvto do... See more

Company replied

Rated 5 out of 5 stars

I opened a Fixed rate cash ISA and was pleased with the account rate. It was for a transfer from another provider which had not matured. Whilst waiting for the maturity period to end the product rat... See more

Company replied


Company details

  1. Bank
  2. Financial Institution
  3. Private Sector Bank
  4. Savings Bank

About OakNorth Bank

Written by the company

Founded in 2015 by entrepreneurs, OakNorth is a digital bank focused on empowering scaling businesses with £1m-£100m in turnover that are often overlooked by traditional banks. Through fast, flexible debt finance, OakNorth has injected over £11bn into UK and US communities, supporting growth across diverse sectors, including healthcare, hospitality, manufacturing, property development, and more. OakNorth also offers tailored business banking solutions, including current accounts and savings vaults, designed to help businesses scale at speed. For personal savers, the bank provides competitive savings accounts, enabling customers to achieve their financial goals while contributing to the growth of UK entrepreneurs and high-growth businesses. It is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Visit www.oaknorth.co.uk for more information.

Contact info

4.8

Excellent

TrustScore 5 out of 5

21K reviews

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4.8

All reviews

(21,018)

3,960 reviews in the last 12 months

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Rated 5 out of 5 stars

New customer to Oak North.

I've only just started in vesting with Oak North. I chose Oak North because the reviews from others was very positive. Easy to set up and transfer funds for the fixed term investment I chose.

April 4, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that you had a positive experience setting up your fixed-term investment with us. It's wonderful that you found the process easy!

Rated 5 out of 5 stars

Easy website

Easy website. Good rates

August 18, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so happy to hear you found our website easy to use and our rates satisfactory. We appreciate your positive feedback!

Rated 5 out of 5 stars

The transfer of my ISA from another…

The transfer of my ISA from another company was made extremely easy by OakNorth, to which I’m grateful & would recommend.
I meant to add that the % rate was very competitive ✅

August 18, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that your ISA transfer was made extremely easy and that you found our interest rates to be very competitive. Thank you for your recommendation!

Rated 5 out of 5 stars

Helpful and efficient

Helpful and efficient. Did what I wanted and it was carried out the same day.

September 1, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that our service was helpful and efficient, and that we were able to carry out your request on the same day. Thank you for your positive feedback!

Rated 5 out of 5 stars

Good range of accounts

Good range of accounts to choose from with competitive interest rates.

August 18, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that you appreciate the variety of accounts we offer and our competitive interest rates. Thank you for your positive feedback!

Rated 5 out of 5 stars

Already a long standing customer

Already a long standing customer. Interest rate was better than most.
have always had good service in the past.

August 18, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We truly appreciate your long-standing loyalty and are so pleased to hear that you've consistently received good service from us. It's wonderful to know our interest rates have been competitive for you!

Rated 5 out of 5 stars

Easy to open account

Easy to open account. Hassle free and one of the best ISA rates I found in the market.

August 18, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear you found opening an account easy and hassle-free, and that you appreciate our competitive ISA rates! Thank you for your positive feedback.

Rated 5 out of 5 stars

New Account Opening A OK

Opening the new account was straightforward. Oaknorth is always up to speed with the competition so usually very good value and service is fine.

August 22, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that opening your new account was straightforward and that you find our value and service to be consistently good. Thank you for your positive feedback!

Rated 5 out of 5 stars

ISA transfer went perfectly.

My ISA transfer to OakNorth Bank went perfectly. I had been referred by a friend and we both received the referral bonus. I had a query which was answered within hours. I was very impressed with the service I received.

May 27, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're thrilled to hear that your ISA transfer was seamless and that you and your friend both benefited from our referral bonus. It's wonderful to know your query was answered so quickly and that you were very impressed with our service!

Rated 4 out of 5 stars

Excellent communication

Excellent communication. Ideal notification date regarding ISA maturity.
Helpful, unbiased reinvestment options.
Smooth throughout 👌

August 15, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that you experienced excellent communication and found the notification date for your ISA maturity ideal. It's great that our reinvestment options were helpful and unbiased, and that the entire process was smooth for you.

Rated 5 out of 5 stars

IOaknorth savings account

I was kept informed about my account reaching maturity and given several options for reinvesting or closing it.
I opted to reinvest and the online process was efficient and easy.

August 15, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that you were kept informed about your account's maturity and found the online reinvestment process efficient and easy. Thank you for sharing your positive experience!

Rated 5 out of 5 stars

All straight forward

All easy and straight forward re opening new account online. All very clear. Competitive interest rate.

August 16, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear that opening your new account online was easy and straightforward, and that you found everything very clear. We appreciate your positive feedback on our competitive interest rates!

Rated 5 out of 5 stars

Easy to Open OakNorth Bank online…

Easy to Open OakNorth Bank online account. Reasonable interest rates.
Thanks for excellent service.

August 20, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're delighted to hear that you found opening your account straightforward and are happy with our interest rates. Thank you for your kind words about our service!

Rated 5 out of 5 stars

Very good 1 year fixed rate and simple system to effect it

Excellent fixed rate product and easy on-line process to set up. Have used Oaknorth a number of times and found them very reliable in every respect

August 15, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear you found our fixed-rate product excellent and the online setup process easy. It's wonderful to know you've found us reliable every time you've used our services.

Rated 5 out of 5 stars
OakNorth Bank logo

Reply from OakNorth Bank

We're so glad to hear that your account and setup process was all good! We truly appreciate your positive feedback and are happy you had a great experience.

Rated 5 out of 5 stars

I had a very good experience with the…

I had a very good experience with the bank when I opened a fixed-term bond online. I had been banking with OakNorth for 3 years. Good rates. The whole process was quick and easy.
I’m really happy and feel safe banking with OakNorth. I would definitely recommend the bank to others.

August 15, 2026
OakNorth Bank logo

Reply from OakNorth Bank

We're so pleased to hear you had a very good experience opening your fixed-term bond online and that the process was quick and easy. It's wonderful that you feel safe banking with us and would recommend us to others. Thank you for your continued trust and positive feedback!

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