Joining up was pretty straightforward with card arriving within days. Trying to include another cardholder was quite fretful, it would be very useful if there was dedicated tab for this. It took a lon... See more
Company replied
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
The process of being assessed & approved for an Ocean credit card was quick easy and efficient. Truly as I remember it took less than twenty minutes, my new card was reasonably quick to arrive. Again... See more
Company replied
It's doing very well my card has been very helpful this month I'll be paying it off then probably using it again. After next month I will try not to use it so much but it's there if I need it the only... See more
Company replied
Easy to apply, quick approval, sensible credit limits to begin with and very helpful for those with a not so good credit score. Great for bigger one off purchases. I used mine for a PlayStation 5 beca... See more
Company replied
Company details
Written by the company
Ocean Finance has been helping people with their finances for more than a quarter of a century. That means we’ve not only stood the test of time, but we’re experienced too! We’ll help you find the right product for your needs and situation – even if you have bad or adverse credit.
Ocean Finance
Written by the company
Contact info
Orange Tower, MediaCityUK, M50 2HF, Salford, United Kingdom
- 0161 672 7575
- contactus@ocean.co.uk
- oceanfinance.co.uk
4.6
Excellent
3K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
How this company uses Trustpilot
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Very easy and quick
July 9, 2026
Reply from Ocean Finance
Thank you for the review, we appreciate you taking your time to leave the feedback!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
Easy to use answer straight away easy…
Easy to use answer straight away easy to install app
July 9, 2026
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the positive feedback.
The Ocean Customer Contact Team
rubbish company
this company have been sending me e mails for months despite countless times being told i dont want there product i have had over 70 e mails from them they just ignore my request to be unsuscribed
May 14, 2026
Unprompted review
Reply from Ocean Finance
Thank you for your review, although we're sorry to hear that you are unhappy with our messaging. We will pass on your comments to the relevant team. If you need any help, then please reach out to us at contactus@ocean.co.uk
Thank you, and again, we apologise for any inconvenience.
The Ocean Customer Contact Team
Ocean Finance Credit card
Ocean Finance Credit card. Gave me a good starting balance. They explained all you need to know. Clear and easy to understand. Have a online app. Which is easy to use connected with Capitol one. I am very happy with my new Ocean Credit card.
July 9, 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking the time to share your review. We really appreciate the detailed positive feedback. We're so glad that you chose Ocean, and we wish you all the best for the future.
The Ocean Customer Contact Team
Quick & easy, can't be bettered
The process of being assessed & approved for an Ocean credit card was quick easy and efficient. Truly as I remember it took less than twenty minutes, my new card was reasonably quick to arrive. Again the activation of the card was a simple quick process nothing to worry over.
And the app is a very convenient tool for control and paying off the card when the time comes. I had the misfortune of forgetting my password or number putting that right and making a proper note of it this time around was a breeze no hassles at all. All in all if you are looking for a new Credit card the Ocean credit card would be a fine and useful choice for you.
July 8, 2026
Unprompted review
Reply from Ocean Finance
Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at contactus@ocean.co.uk. We would love to hear from you!
The Ocean Customer Contact Team
Easy efficient service and a great app
Easy efficient service and a great app
July 7, 2026
Unprompted review
Reply from Ocean Finance
Thank you for taking your time to leave us a review! We are glad you are enjoying the service and will strive to continue to meet expectations.
The Ocean Customer Contact Team
Very quick and simple to apply and use
July 7, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
it’s good card and the company is good…
it’s good card and the company is good they actually give you chance to get a card thanks
July 7, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for taking your time to leave us a review! We are glad you are enjoying the service and will strive to continue to meet expectations.
The Ocean Customer Contact Team
Best credit card ever got a good limit…
Best credit card ever got a good limit was able to use straight away and the monthly payment is a affordable
June 18, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Having just got a credit card
Having just got a credit card, the company did not make it a difficult process! I would recommend you to anyone, keep up the good work and the effincency of your company. Thank you.
July 3, 2026
Unprompted review
Reply from Ocean Finance
Thanks for the review. If you have any feedback or suggestions to make it a 5-star experience, please write to us at contactus@ocean.co.uk. We would love to hear from you!
The Ocean Customer Contact Team
Application is so easy and straight…
Application is so easy and straight forward
May 22, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Love ocean
Love ocean. The app is so easy to use. Customer service is exceptinal. Always polite. Can not do enough for you.
July 1, 2026
Unprompted review
Reply from Ocean Finance
This is great to hear, thank you so much!
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
every part of the application was quick…
every part of the application was quick and easy thankyou
I am very Happy with the service
I can not understand why at the top of my experience it says I am unhappy when I am very Happy
May 1, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it!
The Ocean Customer Contact Team
Great service all sorted very quickly…
Great service all sorted very quickly and easily
May 16, 2026
Unprompted review
Reply from Ocean Finance
Thank you for the positive review, we really appreciate it! We are glad to hear that you found the application process easy.
The Ocean Customer Contact Team
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