Onlia Reviews 

3,529
TrustScore 3.5 out of 5

3.5

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Review summary

Created with AI, based on recent reviews

Evaluating 50 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently commend the helpfulness and professionalism of the staff and agents. Many people highlight representatives going above and beyond to provide detailed information, answer questions, and ensure quick policy setup, contributing to a generally positive experience with customer support. However, some customers also noted significant dissatisfaction with pricing, citing instances where quoted values didn't match or policies increased unexpectedly. A few other people also felt that customer service could be unresponsive, leading to delays in resolving issues and a perceived lack of transparency. Some reviewers described experiences with poor communication and extended waiting times for assistance.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, with many praising their helpfulness, professionalism, and... See more

Service

Clients share ambiguous opinions on service, with many reviewers praising the great service, knowledgeable... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, communicative, and... See more

Price

Customers had ambiguous experiences with price, with many reviewers praising the good rates and affordable... See more

Response time

People report ambiguous experiences with response times, with some customers praising the quick turnaround... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company is good and offers convenient insurance options; everyone—even business owners—looks for a company that provides affordable insurance. Based on my limited experience in this field, Amila w... See more

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency

Written by the company

At Onlia, we make home, auto, and lifestyle & leisure insurance a breeze. Our secret sauce? We’re the only brokerage that gives customers access to multiple insurance companies and competitive pricing, with the freedom to buy online or through a broker. We keep things simple, clear, and stress-free—because insurance doesn’t have to be a headache. Bottom line: we’re here to offer straightforward, flexible options with a friendly touch—and maybe a little swagger. As a RIBO licensed insurance broker serving customers in Ontario, Alberta, and BC, we’re able to find you the best quote for your needs at the best possible price from our group of nationally trusted carriers — 24/7 online, or over the phone with a broker. We’re backed by a strong and reputable Canadian financial holdings company, Southampton Financial Inc. Southampton’s principles are recognized for creating robust and successful insurance distributors in the Canadian marketplace.


Contact info

3.5

Average

TrustScore 3.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 53% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.5

All reviews

(3,529)

75 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

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Rated 1 out of 5 stars

FRAUD liars

FRAUD liars! Took money out of my account December 2024 after I had canceled and moved on. Then on the 21st on January they claimed they had a successful refund in an account that I closed on the 15th January.. still to this day they claimed I have received the money. I went to the banks spent hours investigating.. finally got written notice that the company made an attempt to refund and the money was returned back to them. They claim the bank is wrong still do this day. They’re disgusting low life greasy fraudulent liars.

April 16, 2025
Unprompted review
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Reply from Onlia

Hi Terrance, we're truly sorry to hear about your experience and the frustration this has caused. Your concern has been escalated to our internal teams for further investigation. We’ll be following up with you directly to provide an update and next steps. Thank you for bringing this to our attention, and again, we apologize for the inconvenience you've experienced.

Rated 1 out of 5 stars

Disappointing, stay away

I have home and auto insurance with them and when my insurance auto renew this year they increase my home insurance by 50% even though i never made a claim. when i called they say it was because there as been a lot of claim in my area and that they couldn't offer be a better price. ( my renter insurance when from 32$ to 48$ per month). the second time i called to actually cancel the insurance the girl (apparently wasn't an agent she was only customer service) said since I'm canceling mid month, if I'm allowed a rebate then they will mail it to me. After waiting 6 days for a confirmation that my policy we're cancel, emailing them twice, i decided to call them again to get confirmation. Now the person first tell me that the policy was still not cancel yet but that ok they can date it from last week since they do have the paperwork but that it will cost me 1 month extra of canceling fee. like what??? when i told him that its not what the girl on the phone last week told me, he look at the transcrip and said i was right but is only answer was "she's not register to tell you about the canceling fee".
So she's not register to tell me that there's a canceling fee but she's allowed to lied to me and tell me i might get a rebate because I'm canceling mid month.
honesty horrible customer services and they are more expensive. stay away and for future reference, maybe I'm the only one that didn't know that but remember they will charge you 1 month canceling fee if you cancel before the end of your contract. don't believe what they say. I'm just frustrating because i try to call twice to get that information. If they would have been honest i would have know about the canceling fee and i wouldn't be as mad. i just don't like to be lies to.

April 16, 2025
Unprompted review
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Reply from Onlia

Hi Veronique, thanks for sharing your experience with us. Clear communication is so important, and we understand how frustrating it is when things aren’t explained properly or when the info doesn’t line up. We’ve escalated your concern to a manager so they can take a closer look and make sure it’s properly addressed. If there’s anything else you’d like to share or if you have questions, feel free to reach out.

Rated 1 out of 5 stars

Awful Service

they dont answer emails, when i finally got through to someone on the phone. the call took 2.5 hours to cancel the insurance on the car i sold. I was told i was getting a refund and the insurance would be removed retroactive to the day i emailed them originally and this month i was charged and no refund was issued. Awful customer service

March 5, 2025
Unprompted review
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Reply from Onlia

Hi Angela, thank you for bringing this to our attention. We understand how frustrating it must have been to wait that long for support and to still see charges after being assured otherwise. We’ve escalated your concerns internally to ensure they’re reviewed and resolved as a priority. This is not the experience we want for our customers, and we’re committed to making it right.

Rated 1 out of 5 stars

BEWARE DO NOT TRUST THIS COMPANY

They sold the company and have been slowly cleaning house, it is impossible to get ahold of someone. I switched to another provider and they continue to charge my credit card for a cancelled policy, they cannot provide a Letter of experience for my wife who's been on the policy for 4 years, it takes them 4 days to respond to an email. Do not make the mistake of going with this company they will mess up your policy in as many ways as they possibly can.

April 10, 2025
Unprompted review
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Reply from Onlia

Hi Noah, thank you for taking the time to share your feedback. We're genuinely sorry to hear about your experience and understand how frustrating this must be. We've escalated your concerns internally to ensure they’re addressed as quickly as possible. We appreciate your patience and the time you spent with us, and we're committed to making things right.

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Rated 1 out of 5 stars

I am still waiting for a response…

I am still waiting for a response regarding my policy.

I have tried updating my credit card on file numerous times. I have also tried calling in to speak to someone and no one answers their phone. I have been an Onlia customer for 4 years. Onlia has now told me that they will be cancelling my policy early and I cannot get a hold of anyone on the phone to rectify this situation!

April 4, 2025
Unprompted review
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Reply from Onlia

Hi Justin, we're very sorry to hear about your experience updating your payment information. We'd really like to help resolve the issue, but we don’t have access to your account details here. Please reach out to us directly at support@onlia.ca with "Trustpilot review" in the email subject line, so we can prioritize your message. Thank you for bringing this to our attention.

Rated 5 out of 5 stars

Very user friendly and whole experience…

Very user friendly and whole experience with customer support that I spoke with was very easy

April 4, 2025
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Reply from Onlia

Hi Marven, thanks so much for the kind words! We're glad to hear you found the experience user-friendly and that our broker made things easy for you. That’s exactly what we aim for 😊

Rated 1 out of 5 stars

Can't get a hold of them

Can't get a hold of them.
Phone calls, emails, open tickets and messages all go unanswered.
Their app does not work.
They are scammers and should be shut down.

April 4, 2025
Unprompted review
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Reply from Onlia

Hi there, we're very sorry to hear about your experience. We'd really like to look into this further and help resolve the issue, but unfortunately, we don’t have enough information to identify your account. Please reach out to us directly at support@onlia.ca with "Trustpilot review" in the email subject line, so we can prioritize your message and investigate what happened. Thank you for bringing this to our attention.

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Rated 1 out of 5 stars

Split policies to get higher rates

Have always renewed June 1st of every year even making changes mid year. Had 3 cars and home on policy. You changed your corporate structure and now we have 1 policy with 1 firm renewing Mar 1st and another policy in June. What a shitshow! As soon as I find the time to bail out of this insanity I will transfer all policies to another provider. You have about 30 days to fix this, and then I start.

February 27, 2025
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Reply from Onlia

Hi Barry, thank you for your feedback. We’ve escalated your concern to the appropriate team for immediate follow-up. Someone will be in touch to review your policies and help clarify the changes that took place. We appreciate your patience and the time you’ve taken to share this with us.

Rated 1 out of 5 stars

No renters insurance for me

I have a car insurance policy, but they wouldn’t allow me to get renters insurance because I don’t have any renters insurance history…. lol useless

March 31, 2025
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Reply from Onlia

Hi Drew, we totally understand how that could be frustrating! Some insurers require a history of renters insurance to assess risk, but we know that can be a challenge for first-time renters. We appreciate your feedback though and are always looking for ways to improve our offerings!

Rated 2 out of 5 stars

Slow response times and poor communication.

Broker initially sold me my insurance and sent me my documents and slips. I then recieve an email DAYS later stating there was more paperwork they needed and that actually did NOT have coverage until it was done. Would have been nice if the first person was competent enough to realize that and not send me documents stating I had insurance when I in fact did not. Terrible experience overall. Gave 2 stars because atleast I didn't have to get on the phone and talk to someone, so there's that atleast....

March 28, 2025
Onlia logo

Reply from Onlia

Hi Jordan, we’re sorry to hear about your experience. Clear communication is key, and it sounds like we missed the mark in ensuring all requirements were outlined upfront. We truly appreciate your feedback and will be looking into this to prevent similar situations in the future. If there's anything we can do to clarify any outstanding concerns, please feel free to reach out.

Rated 1 out of 5 stars

Would not recommend!!!

My policy was cancelled "for non-payment", even though my payments were still going through? I received an email notifying me of a missed payment, so I tried calling with no luck because nobody ever picks up the phone at Onlia (unless you're seeking a new quote), and I sent many emails to follow-up without a single response. I took a screenshot of the payments going through and sent those as well. My payment continued to go out as scheduled, only to receive the cancellation notice "for non-payment" 2 months later???? So anyways, I went with another insurance company who seem to have their shit together. I wouldn't recommend Onlia to anyone moving forward... God only knows how difficult it would be to reach them if you needed to actually file a claim or something. What a crazy stressful experience! 0 Stars!!! Good riddens, Onlia!

February 28, 2025
Unprompted review
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Reply from Onlia

Hi Stephanie, we appreciate your feedback and the time you took to share your experience. We’d love the chance to look into this further for you. I’ve escalated your concern to our team to review what happened.

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Rated 5 out of 5 stars

I had a great experience with Michael…

I had a great experience with Michael is the new quotes department. Very informative and pleasant to deal with! I will refer you guys to all friends and family!
Cheer! Brandon

March 24, 2025
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Reply from Onlia

Hi Brandon, thanks so much for the 5-star review! We'll certainly pass on the feedback to Michael.

Rated 3 out of 5 stars

Second Chance

It stated with finding out that my home and car insurance was cancelled. Once I reached a representative who was AMAZING!!! did thing get settled.

I know there was a company merger and a lot of changes but this was very stressful.
I will stay with Onlia for the year in hopes that by the time I need to renew my insurance, the merger and all the issues will be resolved

March 24, 2025
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Reply from Onlia

Hi there, thank you for sharing your experience with us. We understand how frustrating that must have been. We’re glad to hear that our representative was able to assist you and get everything settled. We hope to continue earning your trust.

Rated 1 out of 5 stars

Scam company

When the takeover happened we heard nothing about my wife's policy, received no pink slips, no renewal and no money was charged since November, they requested new photos of the vehicle and a no loss letter, we never drove this car the whole time we were in this limbo trying to figure out what happened, eventually we just got new insurance this month and never bothered to renew with Onlia, suddenly they didn't need the pictures of the vehicle anymore and they're charging us 4 months of backpay on insurance we never actually received for 4 months, will never use Onlia again, I'd recommend you stay far away, they're probably losing all their customers because they sent themselves down into the toilet and are trying to strong arm anyone they can into paying 2 grand. Absolute scam of a company.

March 24, 2025
Unprompted review
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Reply from Onlia

Hi Sean, we’re sorry for the frustration and confusion this situation has caused. That’s certainly not the experience we want for our customers. If your case hasn't been resolved yet, please don't hesitate to reach out to our team at support@onlia.ca (make sure to put "Trustpilot review" in the email subject line), and we’d be happy to take a closer look.

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Rated 1 out of 5 stars

Extremely disappointed with Onlia

Extremely disappointed with Onlia. My car insurance premium more than doubled with no claims, no tickets, and no changes to my profile. This isn’t the first time they’ve drastically increased my rate without explanation. It’s completely unlivable and unjustified. I will not be renewing and cannot recommend them to anyone looking for reliable or fair insurance service.

March 23, 2025
Unprompted review
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Reply from Onlia

Hi Kianoosh, we understand how frustrating it is to see an unexpected increase in your premium, especially when there haven’t been any changes on your end. Insurance rates can be impacted by a variety of factors, but we know that doesn’t make it any less frustrating. We appreciate you taking the time to share your feedback.

Rated 5 out of 5 stars

its stress free

its very easy and fast and very reasonable

March 13, 2025
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Reply from Onlia

We're thrilled to hear you had a positive experience with us. If you ever need anything, feel free to reach out!

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