Onlia Reviews 

3,527
TrustScore 3.5 out of 5

3.5

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Evaluating 76 reviews, most reviewers were somewhat happy with their experience overall. Customers frequently praise the staff for being helpful, professional, and efficient, often going above and beyond to assist with inquiries and policy setup. Many people appreciate the clear and informative customer service, noting that agents are patient, understanding, and provide good rates. However, some people mentioned issues with pricing, with quotes not matching online estimates and unexpected increases upon renewal or address changes. There are also concerns about inconsistent communication, unresponsiveness, and poor service, including instances of being ignored or experiencing rude customer service representatives.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, with many praising their helpfulness, professionalism, and... See more

Service

Clients share ambiguous opinions on service, with many reviewers praising the great service, knowledgeable... See more

Customer service

Users describe positive interactions with customer service, highlighting helpful, communicative, and... See more

Price

Customers had ambiguous experiences with price, with many reviewers praising the good rates and affordable... See more

Response time

People report ambiguous experiences with response times, with some customers praising the quick turnaround... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The company is good and offers convenient insurance options; everyone—even business owners—looks for a company that provides affordable insurance. Based on my limited experience in this field, Amila w... See more

Company replied


Company details

  1. Auto Insurance Agency
  2. Home Insurance Agency

Written by the company

At Onlia, we make home, auto, and lifestyle & leisure insurance a breeze. Our secret sauce? We’re the only brokerage that gives customers access to multiple insurance companies and competitive pricing, with the freedom to buy online or through a broker. We keep things simple, clear, and stress-free—because insurance doesn’t have to be a headache. Bottom line: we’re here to offer straightforward, flexible options with a friendly touch—and maybe a little swagger. As a RIBO licensed insurance broker serving customers in Ontario, Alberta, and BC, we’re able to find you the best quote for your needs at the best possible price from our group of nationally trusted carriers — 24/7 online, or over the phone with a broker. We’re backed by a strong and reputable Canadian financial holdings company, Southampton Financial Inc. Southampton’s principles are recognized for creating robust and successful insurance distributors in the Canadian marketplace.


Contact info

3.5

Average

TrustScore 3.5 out of 5

4K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 53% of negative reviews

Typically replies within 1 week

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.5

All reviews

(3,527)

73 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Scam Company

In Jan 2025, I submitted a ticket via their web portal to change my banking information and my home address. An entire month passed with no response.

In Feb 2025, the withdrawal came out of my old bank account and was rejected for NSF 3 times because I had switched banks. I had to pay $140 in NSF fees to my bank. I called Onlia to figure it out and ended up waiting 3 hours on hold. When I finally got through to someone, I gave them my bank account and address info. I asked if they would try to pull Feb 2025 payment from the new account. They said they would in the next couple of days, and the regular payments would happen as scheduled.

In Mar 2025, I was instead charged 2 months worth of withdrawals. And they WERE CHARGED TO THE WRONG BANK. The account went 200 overdrawn and I was again charged an NSF fee. I've now paid $200 in NSF fees because of this.

I am now on hold (on hour 2 and counting) TRYING TO CHANGE MY DAMNED BANKING INFORMATION for the THIRD MONTH IN A ROW.

DO NOT USE ONLIA.

March 17, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi David, we’re really sorry to hear about your experience. This sounds very concerning to us. We completely understand how frustrating this must be, and we’d like to make it right. If your issue has not been resolved, please email us at support@onlia.ca with "Trustpilot Review" in the subject line, and we’ll escalate this immediately.

Advertisement
Rated 1 out of 5 stars

Sorry but Onlia service sucks!

Client service Kumesh tried very hard and he did great, BUT waiting for 90 minutes to talk to someone, AND the stressful process afterward will make me leave Onlia as soon as I find the time to review my coverages.
MIchel & Tinglian

March 14, 2025
Onlia logo

Reply from Onlia

Hi there, we're really sorry about the delays you experienced and understand how frustrating that must have been. We appreciate your kind words about Mukesh and will be sure to pass them along. If there’s anything we can do to help, please don’t hesitate to reach out to support@onlia.ca.

Rated 1 out of 5 stars

Worst experience

Really fed up from the company. No response of emails or the request raised on application.
Ticket no. : 516552313
Please help me cancelling my policy with this company and issuing me refund.

March 1, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Mayank, we’re truly sorry for the frustration this has caused. A broker is currently working on your case, and we’ve flagged your request for follow-up.

Rated 1 out of 5 stars

Horrible, Horrible, Horrible experience.

I wrote a review here before and asked me to send an email asking including 'Trustpilot review' in the subject of email. I did that and still no response after more than 2 days. I have been a customer of 3 years with Aha, which was taken oevr by Onlia. Now I was force
take a new insurance with different company as i am not able to get in touch with them and these people are still charging me for old policy. I can't imagine how hard it would be reach someone, if it's an emergency. Especially, the insurance provider who have to deal with emergencies all the time.

I am not even sure what to do at this point. Totally lost, loosing money each month and dealing with this company is a nightmare.

February 23, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re really sorry to hear this and understand how frustrating it must be. I’d like to escalate this for you, but I don’t have your details here. Please email us again at support@onlia.ca with "Trustpilot Review" in the subject line, and we’ll make sure your request is prioritized.

Advertisement
Rated 1 out of 5 stars

i need to cancel my policy i sent them…

i need to cancel my policy i sent them an email 3 month before, but still I didn't receive any reply, please contact me

March 13, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re sorry for the delay and appreciate your patience. We’ve escalated your request and will ensure someone reaches out to you as soon as possible

Rated 4 out of 5 stars

Sign & Quote easy. Account setting up tricky in app

Easy to sign up and get a quote. Kind of tricky setting up a new account. Price I was quoted changed on me by a dollar or two. But not bad.

March 9, 2025
Onlia logo

Reply from Onlia

Hi Klaus, thanks for your feedback! We're glad the sign-up process was easy, and we appreciate your thoughts on account setup and pricing. If

Rated 1 out of 5 stars

I have been trying to get a hold of a…

I have been trying to get a hold of a live person since January to speak in regards to my policy. I sit on hold for at least an hour then get hung up on. Ive email support multiple times and nobody calls me back. I have called and emailed support again today! I am now fed up and want my policy canceled and need to be called back IMMEDIATELY

March 12, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Jesse, we're sorry to hear about your experience. We'd love the opportunity to look into this for you. Please email us at support@onlia.ca with "Trustpilot Review" in the subject line, and our team will be happy to assist.

Rated 1 out of 5 stars

If you have other choices - go with your other choice!

Typically when an Insurance Broker changes its Insurance Suppliers, it'd also move its customers to the new Insurance Supplier/Provider to ensure there is no disruption of coverage for the client. (1) HOWEVER, Onlia simply cancelled my HOME policy!!!

(2) I made more than 3 calls "and" I sent online messages about my remaining policies, NO ANSWER from onlia. once I called at 4:02pm on a weekday (Easter Day Light Time, waited for 20+ minutes, finally got an agent, then the agent cut me off. I called back, the IVR says sorry, Onlia is closed, it wasn't even 5pm yet!)

(3) Per above, I sent messages to have my reaminig 2x auto-policies to be cancelled, but no response from Onlia, and Onlia continues to charge my credit card. I'm now seriously considering the small claims court or the Ontario Better Business Bureau.

p.s. Onlia simply responded and says my policies are still Active!!!! Come on, you cancelled my Home Insurance - you can't even properly read your own system?

November 22, 2024
Onlia logo

Reply from Onlia

Hi David, we understand your frustration and appreciate you bringing this to our attention. It looks like your policy is still active with us. We've escalated your request to ensure it’s addressed as soon as possible.

Advertisement
Rated 1 out of 5 stars

Onlia is an awful business

Onlia is an awful business. You will never get a live agent and the ones who do, work from home and are unprofessional. They keep withdrawling from my account even though I’ve cancelled since last November. I recommend contacting your bank and taking the necessary steps to place a complaint with the credit bureau.

They work via email for claims and complaints

March 12, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we're sorry to hear about your experience and understand how frustrating this must be. We'd love the opportunity to look into this for you—please email us at support@onlia.ca with "Trustpilot Review" in the subject line, and our team will be happy to assist.

Rated 4 out of 5 stars

You should renew my inrenewsurance…

You should renew my insurance automatically.

March 10, 2025
Onlia logo

Reply from Onlia

Hi Marvyn, thanks for your feedback! We currently require customers to manually renew their policies to ensure they have the opportunity to review their coverage and make any necessary updates. However, we appreciate your input :)

Rated 3 out of 5 stars

great support long waiting times.

once I got a hold of someone support was great. Bit I tp wait a very long time pon the line and the chat isn't working.

March 3, 2025
Onlia logo

Reply from Onlia

Hi Eran, thanks for your feedback! We're glad to hear you had a great experience with our support team, but we’re sorry about the long wait times and the chat issues. We know how important it is to get help quickly, and we're actively working on improving this.

Rated 1 out of 5 stars

Onlia has changed most of their…

Onlia has changed most of their policies and terms, were they used to be efficient and helpful, they are now extremely slow and put as many impediments as they can to your loss and their gain. Their way of dealing with customers is to keep you waiting on the phone until you give up.I switched auto insurance and are paying 80$ less a month for more coverage

March 3, 2025
Onlia logo

Reply from Onlia

Hi there, we’re sorry to hear about your experience. We strive to provide the best service possible and it sounds like we dropped the ball here. If your query hasn't been resolved yet, please email us at support@onlia.ca with "Trustpilot review" in the subject line, and our team will be happy to assist you.

Advertisement
Rated 1 out of 5 stars

Extremely Disappointed with ONLIA INSURANCE – Avoid at All Costs.

I rarely write reviews, but I’m so frustrated with the appalling service I’ve received from ONLIA INSURANCE that I feel compelled to share my experience.

I initially used a broker to get my car insurance through ONLIA, and while it took a bit longer than expected, I finally got my policy. However, what followed has been nothing short of a nightmare. I was clearly told that a certain amount would be deducted from my account each month, but for months now, I’ve been seeing a higher amount deducted without any explanation.

I’ve been trying to reach their customer service since September 2024, but all I get is an endless loop of automated answering machines, no matter how long I wait on the line. I’ve spent hours on hold, with no resolution. I’m currently still on hold as I type this, and it’s just the same robotic messages over and over.

This level of unresponsiveness is unacceptable. I’m frustrated, confused, and frankly, ready to take my business elsewhere. At this point, I feel completely disregarded as a customer, and it’s incredibly disheartening.

Avoid ONLIA INSURANCE if you want peace of mind and actual support.

September 12, 2024
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re truly sorry to hear about your frustrating experience, and we completely understand how upsetting this situation must be. This is not the level of service we want any of our customers to experience. A broker spoke with you last Friday regarding your concerns. Please check your inbox for their message.

Rated 1 out of 5 stars

Sham company doing scams.

They sent me an email saying my policy will renew at 60% more the price of the original one and then locked me out of my account so I can't make any changes. I have auto payment set up so they are just taking that money out of my account AGAINST my wishes. I can't reach them via email and their phone line puts you on hold for HOURS before automatically hanging up. ABSOLUTE SCAM!

March 7, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re sorry to hear about your experience and understand how frustrating this must be. We want to make sure your concerns are addressed as quickly as possible. Since we don’t have your contact details here, please send us an email at support@onlia.ca with "Trustpilot review" in the email subject line? We appreciate your feedback and hope to resolve this for you soon.

Rated 2 out of 5 stars

Difficult to contact

I put in a quote Deb 20 and never heard back . I called several times and finally got through and the person said I would get a quote within 48 hours which I never received . I called and spoke to a nice lady who put my car with fire and theft then I get my jeep insured and it is wrong and my car is back to insured. I have called back three times today and got bumped off the phone after a hour and they last time I was waiting on hold and once four iclock hit I got disconnected again. I have emailed and have heard nothing back . It is hard to call while I’m at work . This is very frustrating experience

March 3, 2025
Onlia logo

Reply from Onlia

Hi there, we’re sorry to hear about the frustration you’ve experienced, and we understand how this situation can be upsetting. A broker has been in touch with you to address the issues and resolve the confusion. We truly appreciate your patience and are here to assist you further if needed.

Rated 1 out of 5 stars

Trying to contact the the support about…my insurance

Trying to contact the the support about my existing insurance I was an hour in the line nobody was answering,I right the email a week ago and still no answer.
3 months ago insurance for my second car was expired by they still thinking money on it . I think in that this company not exist anymore but they still taking money.

November 14, 2024
Unprompted review
Onlia logo

Reply from Onlia

Hi Vladimir, we’re sorry to hear about your experience and understand how frustrating this must be. We want to make sure your concerns are addressed as quickly as possible. Since we don’t have your contact details here, please send us an email at support@onlia.ca with "Trustpilot review" in the email subject line? We appreciate your feedback and hope to resolve this for you soon.

Advertisement
Rated 1 out of 5 stars

Too difficult to teach an agent once you are a client!

This company has been hard to reach. They never renewed my auto policy despite saying since their change that we should not worry. Now I have found a new coverage and getting someone to speak to, to ensure my home policy is cancelled has been a nightmare! I highly and greatly DO NOT recommend. At least they were cheaper before so not being able to reach someone was you getting what you paid for.

February 14, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi there, we’re sorry to hear about your experience and understand how frustrating this must be. We want to make sure your concerns are addressed as quickly as possible. Since we don’t have your contact details here, please send us an email at support@onlia.ca with "Trustpilot review" in the email subject line? We appreciate your feedback and hope to resolve this for you soon.

Rated 1 out of 5 stars

Unhappy HOME & AUTO customer

I have been a HOME & AUTO customer of this company for two years and have consistently received excellent service. However, after an ownership change and updating my payment method in January, I encountered multiple billing issues, including payments being withdrawn from the incorrect account, for incorrect amounts, and on incorrect dates. Despite reaching out to customer support, I was simply told, ‘We will take the payment next month,’ with no resolution. Now, due to their errors, I am receiving cancellation notices for non-payment. Unfortunately, the quality of service has significantly declined.

March 4, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Crystal, we appreciate your loyalty over the past two years and are sorry to hear about the billing issues you’ve encountered. This is not the experience we want for our customers. We’ve escalated your concerns internally to ensure they are addressed as quickly as possible.

Rated 1 out of 5 stars

Merger ruined the company.

Worst insurance company I've ever been with. Was cheap, but the inability to actually speak to anybody from the company when you had problems was infuriating, as well as since they merge with another company recently their website has been completely broken, not even able to check my billing history to make sure things are coming out on time. Which was catastrophic when they had a billing issue last month which caused my payment to be missed and my insurance has now been canceled because I was unaware that I was now behind on payments. Not to mention that apparently it was canceled on March 1st, but they didn't send me an email to let me know until 3 days later. If I had gotten into an accident during that period I would have been completely screwed and not knowing why.

While before the merger the company wasn't great, it was still cheap and cheerful and it actually worked properly. The website was usable, although not super useful for anything other than checking your billing history and policy number and such, but at least you could actually log in. Currently if you try to log into your account majority of the time it doesn't work and you just are sat on a loading screen indefinitely, and even when you do get in there's nothing to do because none of the pages actually load any information. My billing page indicates that the last time I made a payment was in 2016, which I wasn't with this company until 2020 approximately.

March 4, 2025
Unprompted review
Onlia logo

Reply from Onlia

Hi Danny, we’re sorry to hear about your experience and understand how frustrating this must have been. We take your concerns seriously and would like to look into this further. Since we don’t have your contact details, please send us an email at support@onlia.ca with "Trustpilot review" in the email subject line, and our team will be happy to assist you. We appreciate your feedback and look forward to resolving this with you.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look