OurMoneyMarket Reviews 

394
TrustScore 4.5 out of 5

4.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 339 reviews, reviewers overwhelmingly had a great experience with this company. People describe the entire journey as incredibly smooth, fast, and straightforward, with many consumers praising the ease of navigation from start to finish. Reviewers frequently commend the team members for being exceptionally helpful, knowledgeable, and maintaining a professional and polite manner throughout interactions. However, some customers also noted instances of poor customer service, including extremely bad outcomes and instances where processes were significantly delayed without updates. A small portion of people mentioned experiencing issues like receiving misinformation during calls or encountering difficulties like long hold times.

What people talk about most

Staff

Reviewers highlight positive aspects of staff, noting that representatives are extremely helpful,... See more

Customer service

Clients share positive opinions on customer_service, noting that representatives are helpful, friendly, and... See more

Service

Consumers find service to be positive, highlighting professional, courteous, and impressively fast assistance... See more

User experience

Customers report a high level of satisfaction and delight with the user experience, describing the... See more

Response time

Customers consistently note positive experiences with response_time, highlighting how applications and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Amazing experience. So fast, efficient and extremely helpful. From initial enquiry to approval, no more than a couple of hours. So helpful as im not computer savvy. Guided me through to the final pr... See more

Rated 5 out of 5 stars

Customer representative Zafir is a credit to the company. He helped me understand what was happening and what I needed to do. He explained each step along the way and problem-solved a couple of m... See more

Rated 5 out of 5 stars

I have found this whole experience very easy and straightforward. I only applied last night and within less than 24 hours, I am pre approved. Elliot was very helpful and outlined the terms of the loan... See more

Rated 5 out of 5 stars

Aryan and Ameeksha were really helpful finalising the process and stayed on the phone while I uploaded documents. They were very friendly and made the whole process stress free. I would recommend omm... See more


Company details

  1. Non-Bank Financial Service
  2. Alternative Financial Service
  3. Car Finance and Loan Company
  4. Finance Broker
  5. Loan Agency

Written by the company

OurMoneyMarket provides simple, low-rate, personal loans to help Australians make their next big idea a reality. We provide loans so you can buy a car, go on holiday, renovate your home, consolidate debts, whatever it is that you need. Apply online in minutes and have funds deposited as soon as the next day.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

394 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.6

All reviews

(394)

364 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Payout letter thanks to Zac!

Zac was incredibly helpful, efficient and responsive with emails, texts and calls. Many thanks to Zac and the team at OurMoneyMarket and Handy Finance!
Kieron and Jasmine :)

July 2, 2026
Unprompted review
Advertisement
Advertisement
Rated 5 out of 5 stars

Outstanding customer service

My call had been in the queue for 17 minutes waiting to be answered when I received a text from Zac asking if my query could be assisted via text. I gave the reason for my call and Zac responded immediately to advise he could assist me. He then messaged back within 10 minutes with answers that resolved my query.
This is exlemplary service!!

June 29, 2026
Unprompted review
Rated 3 out of 5 stars

Way too slow to react and respond

Way too slow to react and respond. With all the approvals in place and the correct information supplied for settlement, they seemingly go dark. This is 2026. Settlement and transfer of funds should be mere hours. Should be a straightforward process once everything has been satisfied - transfer the funds. Not "moving on to the next stage" like there is something more involved to happen here. You can't call anyone, not unless you're prepared to wait for an eternity on hold. Yet when they're trying to secure your custom, they'll give you a call back in minutes! I'm waiting for settlement and I'll update this review if I feel it's necessary, but up to now, would not recommend.

June 25, 2026
Unprompted review
Advertisement
Rated 1 out of 5 stars

All the reviews on here are fake

All the reviews on here are fake. These guys take all your personal information despite having an exceptional credit rating, then offer you the highest rate with extortionate establishment fees — and refuse to even explain why.

Their own terms say you might get an establishment fee based on your credit rating. I told them I wanted a quote based on the information I’d already provided, but they kept pushing for my driver’s licence, bank statements, and access to my private accounts. After handing all of that over, they came back with a terrible rate and fees to match.

Complete waste of time. Avoid.

June 23, 2026
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible experience

Absolutely horrible experience. Incredibly poor communication. When I first received a call following my online application for a secured loan, they thought I was asking for a personal loan and had not looked at the quote I was emailed and texted. I then received multiple automatically generated emails asking for different information each time. I would reply to an email with either a question or requested documentation but would later receive another email asking for the documents I had already sent. Multiple times I was promised correspondence within a certain timeframe which was not received. When I spoke to someone for information regarding estimated repayments, I was met with attitude, advising they had already sent this information to me, and misinformation. Apparently 2x fortnightly payments is the same as 1x monthly repayment, who knew that a standard month only has 28 days? When I finally had enough and tried to withdraw my application (after being on hold for over 15 minutes) and expressing how poor the communication had been, they then had the audacity to try and charge me a $150 cancellation fee. DO NOT finance through this company.

June 19, 2026
Unprompted review
Advertisement
Rated 5 out of 5 stars

Easy and Straightforward

I have found this whole experience very easy and straightforward. I only applied last night and within less than 24 hours, I am pre approved. Elliot was very helpful and outlined the terms of the loan while also giving me time to read through it myself before I had to sign anything. A fantastic experience all round so far. Thanks to Elliot and the team at Our Money Market.

June 18, 2026
Unprompted review
Rated 5 out of 5 stars

Matt was fantastic!

Matt was so friendly and great to deal with. He explained everything very clearly and succinctly. I felt very at ease taking out a sizeable loan through Matt. He put me at ease throughout the whole process.

June 17, 2026
Unprompted review
Rated 5 out of 5 stars

Absolutely Fantastic

I spoke with 2 consultants, Matt and Jen they were incredibly helpful and were happy to use text as I work full time and find it hard to get away for a call. Fantastic, quick service, and I now have a huge stress off my shoulders with all my little lines of credit rolled into one simple payment!

June 17, 2026
Unprompted review
Advertisement
Rated 5 out of 5 stars

The OMM team was amazing

The OMM team was amazing, I had accidentally input my mobile number wrong when I was applying in a bit of a rush and once I got through to the customer service team within minutes the error was fixed and at my request I was transferred to the loan department to check on the progress of getting a loan, Matt explained everything I needed to know, helped me understand the details of my potential loan, and then helped me with all the application requirements and procedures.

They helped me any time I needed it. Amazing service.

June 15, 2026
Unprompted review
Rated 5 out of 5 stars

I was on hold for awhile someone by the…

I was on hold for awhile someone by the name of Zach messaged me. Asked me if he could help me with anything. I’ll let him know what I wanted and he got back to me within the time and is following up my inquiry so I was very happy with his service.

June 15, 2026
Unprompted review

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look