This level of incompetence is unacceptable. As a founder myself, I’m shocked by the sheer disregard for customer satisfaction. It’s businesses like yours that give Africa’s innovation scene a bad name... See more
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Over 25,000 businesses in Nigeria use Paystack to collect payments with a modern, secure payment gateway.
126 Joel Ogunnaike Street, Ikeja GRA, Ikeja, Lagos, Nigeria, Lagos, Nigeria
Replied to 59% of negative reviews
Typically replies within 1 month
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Paystack is FRAUDULENT!!! And a scam
They haven’t responded yet. When I message they won’t respond, They are very fraudulent. They are holding onto customers money of which i am one of them. They are intentionally stalling their payment and using it for their own business purposes. That’s why they ask you to send all the information to confirm your transaction and yet they won’t still Do something about it.
I repeat paystack is a total scam please people should avoid the platform!!!!
I recharged my alpha technologies using their portal 3 times and none was credited into my account.

Reply from Paystack
Do not work with PayStack!!! They are frauds and scammers.
They took forever to review my company at the very start and now for the 3rd time in 6 months I am under review again and the transaction is just hanging there. I have deliverables that require payment before they are produced.
Do not work with PayStack, you have been warned! The agents answering phones are so scripted and not interested in resolving anything.
You can expect the same rhetoric over and over again that they take security very seriously to protect the business and customer. Well I can guarantee you my business has only been hurt by this company and their false promises, not to mention the completely tarnished relationship I have with some of my customers because of this place!
Want some suggestions PayStack? 1. Don't make businesses go through a rigorous application process if your intention is to review every transaction anyway. 2. Stop lying to your merchants. Continuously making promises that never materialize. 3. A merchant not being able to speak to an executive is really a fraudulent way of doing business, seems like it is just a scam when you don't have executives to discuss these issues with...

Reply from Paystack
It's been a month no response my funds are still pending what kind of service are you guys providing!!!!
Now after looking for help here at trustpilot,Paystack decided to close down my account without a reason and refund the money to the client who left 1 month ago,where do I get my money for services offered and the client already left? Returning the funds with no charge back is wrong!
Thats so unprofessional,I had done others transactions before and you processed them,what made this 1 different to unextend of refunding my money that has no charge back? Next time review people's businesses first before opening a paystack account for them then end up frustrating them.

Reply from Paystack
This is a scam, a total scam. We are actually contacting the Nigerian Authorities over a case we will be filing in High Court Kenya Tomorrow.
Once they receive the amounts, they never payout or refund. It's a fraud entity and we have also written to Stripe.com through our lawyers to have their partnership terminated instantly.
There are claims that this is a money-laundering scheme and investigations by our local authorities have enough leads pointing to this.
Thank you

Reply from Paystack
Kindly it's been more than a week, I haven't received feedback nor my payout clients already checked out kindly let me know I have business to run also it's not fair I understand you guys have a job as well to do but as a customer I'm just confused why do that .... Just tell me a specific date your releasing funds
Update
Instead of releasing funds they refunded to the customer at least never again I just want to point out this emotional assuming intelligence from double dealer ( Tosi very uneducated scum of the earth that gets paid Penny's to ruine ppls businesses since his life is horrible ( I see why Nigerians are labeled because of such actors
Update: no you returned payments for servicing a client ( who does that ?????!!!!!!!!most merchants have issues due to charge back ) why wait until someone process payments for Airbnb/ hotel nothing high risk about that business quite the excuses you guys are to be questioned by fcc/ stripe which I emailed them .

Reply from Paystack
I am almost concluding that paystack is a scam not a genuine payment get way, I received payments but now refusing to release my cash, citing that the money was paid during the weekend and i have to wait for two working days, this is so inconveniencing when it comes to business, please avoid this channel, and avoid remitting huge payments through them ,

Reply from Paystack
They reviewed our business and they deemed us risky after processing over 900 transactions and only 2 chargebacks and 5 refunds. The problem is that they asked for proof of delivery of service which we provided but they are claiming they will refund all payouts on hold. You first ask for delivery then you confirm it is delivered and still end up refunding all processed orders.
They are now not answering any email. Avoid them at any cost. They might start out good but destroy your business when it is stable

Reply from Paystack
Just Thieves. Dont waste your time using them. Soon they will regret.. tic toc...

Reply from Paystack
For anyone just starting up. Please find an alternative payment gateway.
I am saying this for two reasons; Payout issues and useless customer support.
I experienced a payout issue late last month, when I was double paid, an amount was sent to me twice i.e two days in a row, I later received an email that paystack noticed the issue and that they would deduct the amount on the next transaction, I emailed back and said that the action was acknowledged. Now here is the issue. On my next payout, I was offering a service to a client who ordered it online on our website and since the payout takes a few days (which I fail to understand why it does), I had to go back into my pocket and pay for the services using cash I got from somewhere else, long story short, Two weeks, they are sending me my payout after deducting almost 70% of the received amount paid to me .
The problem does not end there, their communication is poor, when you send an email to them, they have automated a reply: usually after a minute or so, to guarantee you they are working on you, only for you to find yourself waiting in vain.
What am saying is, We trust you with our payments, Why are you taking it for granted?

Reply from Paystack
Pathetic service. They make you go through a whole process to sign up then they ask you for more proof after you make a sale. They want proof that you delivered an item. Absolutely ridiculous waste of time. Especially not for drop shippers or those that order stock after an order is placed even though you mention it on your website. They withhold funds and do t pay them back fast or at all.

Reply from Paystack
I really should have checked these reviews before wasting my time!!! I am appalled by this call centre employees who don't do their job and the amount of solid reviews this company has on Shopify, I intend on contacting Shopify about this as well to rectify the recommendation because I'm sure that's also the only reason the majority of us would have even considered this company in the first place.
I wish I could leave a star less than zero. I wasted this while month trying to get all the documents ready for this paystack company who is somehow recommended by other drop shipping stores and Shopify, who even give you the option the select drop shipping on their application only to send you an email telling you they don't work with drop shipping companies. I intend on using another more user friendly company and telling all my business associates to do the same however I am extremely dissatisfied by the unprofessional service I received from this company especially after accepting my application and documents as part of the application only to change completely afterward.

Reply from Paystack
Never used this , but have been sent a bunch of email transactions that look like fraud/spam recently. Only given transaction amount in huge letters and transaction number in smaller font

Reply from Paystack
They haven’t responded yet. When I message they say they are reviewing. They are fraudulent. They are holding onto customers money, stalling their payment and using it for their own business purposes. That’s why they ask you to send all the information to confirm your business and yet they won’t still pay you, something fishy about paystack.

Reply from Paystack
For the past THREE years that I have been with Paystack, I have NEVER received a response to a single support request (I have sent countless).
Early this month, I had a problem and a live chat agent said he'll escalate my issue to a developer, who will get back to me. To this day, I have not heard from that developer.
I am moving to Payfast, Paystack's support is non-existent.

Reply from Paystack
Someone please explain to me why my payout is still pending for three days now. I've sent emails to paystack and all I get is claims that they don't have a clear understanding of the nature of my business. you guys take even a whole day to respond. I've already verified everything needed and you yourselves approved it. I need my money!! I have bills to pay. Do I have to deal with this every time I have a payout?

Reply from Paystack
Great Product, easy to use and works. The verification took a little while but I am up and running.

Reply from Paystack
This is a disgrace of a company.
I have applied to use their services for my company. After receiving a confirmation email from them that my account has been verified, I got my developers to start building and integrating their payment solution into my platform. I spent thousands of ZAR.
Subsequently they came back and told me they don't accept my business model.
I've enquired this with them via email but no response.
Their CEO doesn't have an email address.
One can't speak to one of the executives.
They don't call you back.
Disgrace of a company.

Reply from Paystack
Received a payment from the US which cleared on Monday evening, 22 April in pay stack. Funds have been pending since then subject to business review. Agents are not giving clear answers or a solution as to when the funds will clear into my nominated bank account. Please help!

Reply from Paystack
In the beginning this was a great payment processor for my business. Now they have placed payments on hold because they need to check something... Why did I go through a verification process and submit tons of documents, only for this processor to hold onto money that is
a. not theirs
and b. creates a massive delay, both for my operations and for my customer.
This has been an extremely frustrating and disheartening process. They claim it's for security, which makes the verification process in the beginning pointless as hell. Nice to have security, that's great guys but at the cost of every other aspect of good business... I unfortunately will need to look elsewhere as this has been an extremely disappointing experience.
They also take forever to respond and give you no updates at all. You just sit around waiting for them to do something, while your operations stand still and customers are buzzing your phone...
Would absolutely not recommend as a payment processor, would advise going through the strenuous process of verification at another processor, that actually then let you operate.
Very very disappointing indeed.
*I have returned to this review to confirm that nothing improved, I ended up having to wait 9 days for a payment to be paid pending a so called random review...
The generic responses from their agents during that time was also disgraceful... Go to any AI and search most generic and broad customer service responses, that's the copy paste nonsense you'll receive, no real answers.

Reply from Paystack
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