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Review summary

Created with AI, based on recent reviews

Looking at 66 reviews, most reviewers were let down by their experience overall. Many people were dissatisfied with the payment process, reporting issues with withheld funds and significant delays in receiving payouts. Customers also frequently encountered problems with the service, describing it as unreliable and leading to business disruptions. The response time for inquiries was often criticized as slow or non-existent, and the customer service was generally perceived as unhelpful and unresponsive. Conversely, a small portion of people were satisfied with the service, praising the professionalism of the support staff and the seamlessness of the payment system. Some reviewers also highlighted the reliability of payouts and the effectiveness of the 24/7 live support in addressing occasional delays.

What people talk about most

Payment

People report negative experiences with payment. Many customers express significant frustration and... See more

Service

Reviewers express strong dissatisfaction with the service. Many customers report that their payouts are held... See more

Response time

Reviewers highlight negative aspects of response time, consistently reporting significant delays and a lack... See more

Customer service

Clients share negative opinions on customer service, frequently reporting issues such as pending payouts,... See more

Staff

Users describe ambiguous interactions with staff. While some customers praise the support team for their... See more

Reviews shaping this summary

Rated 1 out of 5 stars

This level of incompetence is unacceptable. As a founder myself, I’m shocked by the sheer disregard for customer satisfaction. It’s businesses like yours that give Africa’s innovation scene a bad name... See more

Company replied

Rated 1 out of 5 stars

All I can say ignore these negative review at your own peril. They'll do exactly what you hear people say and even they may do worse to punish you for believing them. Let them shut down their services... See more

Company replied

Rated 1 out of 5 stars

Paystack has proven they are not ready for the Kenyan market. Disabling accounts without clear communication and withholding funds is not 'innovation'—it’s a lack of professionalism that stifles loca... See more

Company replied

Rated 1 out of 5 stars

If you want depression try this company. It's a Nigerian scammers paradise. They will wait you receive money and tell you we sent to your bank account. Then as you to provide prove that you didn't... See more

Company replied


Company details

  1. Payment Service

Written by the company

Over 25,000 businesses in Nigeria use Paystack to collect payments with a modern, secure payment gateway.


Contact info

1.7

Bad

TrustScore 1.5 out of 5

230 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 59% of negative reviews

Typically replies within 1 month

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Paystack will review your business…

Paystack will review your business every 7 days and Bot generated text will be used to respond to your query

April 24, 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Vero, we are sorry to hear of your experience. Kindly share your business information with us via Trustpilot so we can assist you.

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Rated 1 out of 5 stars

I regret using Paystack as a payment gateway

My company payment gateway account has been put on hold by Paystack, they requested the information, I provided it 6 days ago, they do not return their emails, they do not answer, they send one email on day 5, they need a bit more time and further no response from them. This is placing me as a small business in jeopardy with my customers and compromise my delivery times. My company Name is Eco-TerraSprout. They are in possession of Customer funds and this is not being released or returned to the customer. I regret making use of Paystack. Up to now, still no feedback after numerous emails.

April 18, 2024
Paystack logo

Reply from Paystack

Hi Stark, thanks for sharing this feedback with us. The review of your business has been completed and sadly we had to disable your business because it falls outside our Acceptable Use Policy.

We'll take your feedback on the review process and use it to improve the process of reviewing businesses and ensure quicker resolutions.

Rated 1 out of 5 stars

Warning: Paystack's Failure to Honor Payouts and Lack of Accountability

My encounter with Paystack has been deeply frustrating and financially damaging. As a user of their payment gateway for my VTU website, I recently experienced an unexpected account closure and refund of pending settlements to customers. Despite providing proof of transactions, including the N52,000 payment from my Customer for Airtime and Data Bundles, Paystack has failed to pay out these funds to me.

This failure to honor the payout has resulted in a significant financial loss for my business. It's disheartening to note that I am not the only one facing such issues. Other business owners, like Joseph, who lost over 1 million Naira in pending settlements, have also been affected by Paystack's lack of accountability and failure to fulfill their obligations.

The lack of transparency and communication from Paystack is alarming. Their actions have not only caused financial harm to my business but have also shattered my trust in their service. I strongly caution against using Paystack for your payment processing needs, as they cannot be trusted to follow through on their commitments.

In conclusion, my experience with Paystack highlights their failure to honor payouts and their overall lack of accountability. I hope that by sharing my story, others can avoid the financial losses and frustrations I have endured due to Paystack's negligence.

April 8, 2024
Unprompted review
Rated 1 out of 5 stars

Unfair account closure!!!

I am a Digital marketer, selling E-learning courses on Social media. Paystack had now closed my account a second time. We have a STRICT no refund policy on our website that a customer must tick before purchasing, but the consultant will not reconsider my account, because according to her (UTTER LACK OF KNOWLEDGE) and opinion, we have an Affiliate marketing model, which we don't. We are a community of 12,500 people who would like to use their business, but Edith does not want our business. I am furious and lost a lot of business because of Edith. I do not understand why System.io would integrate their services into their payment gateways when Paystack and Edith are clearly not interested in doing business. Digital Marketing is one of the top 3 paying industries in the world, but my (our money) is not good enough and I get lame, unsupported excuses.

April 9, 2024
Unprompted review
Paystack logo

Reply from Paystack

Thanks for your feedback on our service Cristelle.

We strive to reduce the risk of chargebacks and fraudulent activities on our platform to ensure a safe and secure payment environment for all our users; customers and business owners like yourself. Historically, affiliate marketing models have exposed us to chargebacks, hence our caution.

It is a difficult decision for us to turn away businesses, however, in this case, we had no option but to close your business and settle the payments you already received. In the future, we will be willing to do business with you if you present a business model that falls within our Acceptable use. You can review our acceptable use policy here - https://paystack.com/terms#acceptable-use-policy

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Rated 1 out of 5 stars

The most useless customer care service…

The most useless customer care service ever, no phone contact to call and when you chat them, they don't respond until they make sure you are offline... Useless

April 7, 2024
Unprompted review
Paystack logo

Reply from Paystack

Thanks for your feedback on our service Modestus.

We have a dedicated call centre for all the markets we operate in. Our phone lines are open at local working hours (9 AM to 5 PM) on weekdays. You can find all our contact numbers on the Contact Us page on our website, or Google Business Profile.

We are sorry you didn't get a response to your message till you were offline. So we can trace this issue and take the appropriate measures to fix this, kindly send us an email via support@paystack.com with the subject "Trustpilot Review" so we can prioritize your request internally.

Rated 2 out of 5 stars

If I see Paystack on an online supplier…

If I see Paystack on an online supplier I will look for another supplier. The delays are rediculous.

March 25, 2024
Unprompted review
Paystack logo

Reply from Paystack

Thanks for your feedback Rob. We deeply apologize for your experience with our service. We will put a call across to you to try and resolve this issue as this is not the usual service or perception of our service we want our customers to have.

Rated 1 out of 5 stars

Reviewing of business everytime I have payout

My account was reviewed last month when I have payout. I have another payout now, they are still asking me to send my business website and page again. Is this what I will be doing anytime I have payout. My ID is - 395827

February 18, 2024
Unprompted review
Paystack logo

Reply from Paystack

Thanks for your feedback and apologies for this experience. Your business was placed on hold again because you provided an invalid link to your website during the previous review exercise. The link to your website has now been correctly updated. Your payouts have been settled now and you should have received them.

Rated 4 out of 5 stars

Payout issues solved

I received my funds. Though it was lengthy but as promised I have changed my ratings.

Hoping to have a better experience next time.

It's frustrating to have funds pending yet the business needs it.

February 8, 2024
Unprompted review
Paystack logo

Reply from Paystack

We deeply apologize for the delay in receiving your payout and appreciate your feedback. The issue causing the delay has been resolved and the payout has been transferred to your bank account. You should have received it already. We have also implemented measures to prevent similar delays in the future.

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Rated 1 out of 5 stars

Frustrating Experience with Paystack Payout Delays

I recently started using Paystack as a payment gateway for my online store, and unfortunately, the experience has been far from satisfactory.

The primary issue revolves around delayed payouts. Despite making a significant number of sales through their payment gateway, Paystack has failed to expedite the payout process. This delay is causing immense frustration not only for me as a business owner but also for my customers who are growing increasingly impatient.

What adds to the frustration is the fact that we were only informed about the need for an extensive review, including the submission of various documents, after significant sales had been made. This lack of upfront communication is not only inconvenient but also impacts our ability to fulfill customer orders promptly.

As a result of these ongoing delays, some customers are expressing their discontent and even threatening legal action against my company and some customers are demanding refunds and applying for chargebacks. This situation is not only damaging to our brand reputation but also places our hard-earned revenue in jeopardy.

While I initially chose Paystack based on recommendations, the current experience has left me questioning the reliability and efficiency of their services. I urge Paystack to address these payout delays promptly and communicate more transparently with their merchants to avoid such frustrating situations in the future.

In summary, the delay in payouts and the subsequent impact on customer satisfaction are severe concerns that need urgent attention from Paystack to ensure a positive and trustworthy relationship with their business partners.

February 3, 2024
Unprompted review
Paystack logo

Reply from Paystack

Thank you for your feedback. We apologize for the delay in your payouts and the lengthy review process. Please understand that the review is a regulatory requirement to ensure compliant payment distribution. We are also aware of how this affects your satisfaction as our customer and assure you that these checks are necessary to protect your business as well so you do not lose any money to potentially fraudulent transactions.

We are actively working to improve the review process to make it shorter and improve our communication throughout the exercise and will take your feedback into account.

Rated 1 out of 5 stars

Paystack is now causing my business to…

Paystack is now causing my business to collapse for no just course, they have been pending my payout since 21december last year, I have tried to get to customer service through all possible channels on phone call, email, and even through my merchant dashboard but they keep telling me to calm down and thanking me for being patient while nothing is been done to resolve my pending payout of 552,000 naira, Paystack is becoming a nightmare to me and my business, I’m now beginning to sack my employees because I can’t maintain their salaries anymore and my business is fading away gradually, Paystack is a mess

December 21, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi David, we apologize for the delay in closing out this issue and the impact it has had on your business.

Please note that we carry out these reviews to ensure that all payments that pass through us satisfy our compliance and regulatory requirements. As soon as we have a decision on the payout, we will communicate this to you.

Once again, please accept our apologies for the inconvenience of this process and the impact it has on your obligations to your staff.

Rated 1 out of 5 stars

Worst gateway ever

On the 5th January 2024 i received the payments and paystack started asking me for business review which was supposed to be made during verification of my account and my bank. When its time to payout they asked me for proof of delivery and i provided and they emailed me telling me that they busy with the business review. I delivered the goods but no payment.

Im in south Africa by the way, they also told me that the buyer has reported funds fraudulent and i must send proof of delivery within 24 hours, the customer details otherwise they will refund the customer and i also did and i ask support what have you asked the customer?

How sure are you. Now im at lost my business has stopped because of this, everytime its review review review. Please pay me my money tell give the customer my details if they have a problem.

I dont why do you take and verify our details for and how can a customer buy on Friday and report on Monday.

January 5, 2024
Unprompted review
Paystack logo

Reply from Paystack

Hi Sello, we are sorry to hear of this experience. We are required to carry out a thorough review of your business to ensure it meets regulatory requirements. We understand that this has negatively impacted your processes and apologize for the inconvenience.
We will be providing you with a final resolution before the close of business today.

Rated 3 out of 5 stars

Finally received my payout, they are not scammers

I received my payout, they are not scams

After having doubted Paystack, I can confirm that I received my payout. At first I thought I had been scammed, I think it mainly due to the fact that they do no communicate or respond to emails. Received a payment on Dec 19, they told me they will do a review of my business and never communicated, I sent countless emails. They sent an email on the 24th of Dec at 4pm, saying I will receive payout on the next business day. I finally received on the 27th. So besides their unresponsiveness, something they have to improve on, I think they deserve a chance, and are actually doing a great job. We are a South African business and it was our first time using Paystack

December 21, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hello Dumisani, thank you for your review. We apologize for the payout delay and the length of the review process. These reviews are essential for us to comply with South African regulations on receiving payments. We hear you and will take your feedback to improve our review process.

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Rated 1 out of 5 stars

They destroy my trust too

Hi, I actually used to be the person who have high trust on paystack. But they fails me too. And never share any reason for my pending payout. Why paystack? Didn't we have the right to received payment from our customers? Are you the one that found those customers to us? Do you know how it takes to get one customers?. I swear one day you will get the person that will be the reason to destroy your business

December 1, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Muhammad, thanks for reaching out. So we can settle your payout, kindly review the last email sent to you by our reviews team and complete your KYC and compliance documents. Once you do this, your payouts will be settled to you.

Rated 4 out of 5 stars

Give us same day payouts. The rest is awesome.

The fact that Paystack is available to businesses of all sizes including SMEs like mine, is commendable.
Their tools are designed to help your business grow, and while I haven't explored all of them, I'm impressed with what's available. The dashboard for example, provides me with analytics and insights that help me make informed business decisions.
I'd like to see an improvement in the payout schedule, ensuring that we receive payments on the same day rather than the next.

October 26, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Jewels, thanks for your kind feedback. We appreciate the kind words.

We now have a feature, Payout on Demand, that allows you request for same-day settlement. All you have to do is request for this on your dashboard and your payout will be sent to you.

Rated 1 out of 5 stars

Scam gateway to faustrate people

If you are looking for a payment gateway to use, please don't use Paystack because you will end up regretting it.I borrowed money to run ads for my digital business, and after making sales, Paystack ended up refunding the money to the people who bought the product and accessed it.Don't use Paystack; they will frustrate you.

September 16, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Johnson, we are sorry to hear about this experience.

Sadly, we've decided to close your business at this time. We are sad to turn your business away however, we are unable to support businesses that exceed our risk appetite and offer services outside our Acceptable Use Policy.

We'll be glad to support you in the future should you present a business that we can support on Paystack.

Rated 1 out of 5 stars

As long as they got your money they will take forever and a day to reply

I'd like to share my experience with this payment provider, and it's been a source of great frustration. Initially, they seemed eager to assist, but that enthusiasm faded quickly.

The ongoing delays in their review process caused significant problems for me. It felt like they were trying to extract more information from me, all while my funds remained in their possession. Waiting for a resolution became a never-ending ordeal.

I had to insist on a clear response by a specific deadline, which shouldn't have been necessary. If the issue wasn't resolved by that time, I was ready to switch to another provider

September 15, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Andrea,

Thank you for taking the time to share your experience with us. We sincerely apologize for the inconvenience you've faced, and we appreciate your feedback as it helps us improve our services.

We understand that delays in our review process can be frustrating, and we truly value your patience during this time. Our aim is to ensure a secure and smooth experience for all our users, and sometimes, additional information may be requested to meet our security standards. However, we acknowledge that communication and timely resolution are equally essential.

We're sorry that you had to insist on a clear response by a specific deadline. Your feedback highlights an area where we can improve, and we'll take this as an opportunity to streamline our processes and enhance our responsiveness.

Please understand that the security and verification of transactions are of utmost importance to us. While this may occasionally lead to delays, it is a crucial part of safeguarding your funds and ensuring the integrity of our platform.

Your input is invaluable, and we appreciate your understanding of the importance of these measures. We hope you'll give us another chance to serve you better in the future, and we're here to assist you with any further concerns or questions you may have.

Thank you for your patience and for still choosing Paystack despite this. We look forward to a fruitful, mutually beneficial relationship from here on.

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Rated 1 out of 5 stars

The worst experience I have had this year is as a result of PaystackThe worst experience I have had this…

The worst experience I have had this year is as a result of the totally unprofessional and wack payment gateway called Paystack, I run an online shop startup and I registered my business with Paystack earlier this Year which they requested for my business registration details, personal Identifications and business operating procedures which I complied and provided all these information. Everything was running smoothly, I had received a couple of orders on the site without any issue whatsoever, and in just late August 2023, I received a new order; now it was time for Paystack to release the funds to my MoMo wallet as usual but then they got in touch via email to request for the same information they had already requested and I had supplied all so I informed the support staff to check the records for my data. All this while I had informed them I needed the money the customer paid to be able to fulfill the order and to keep the business running.

Fast forward this was keeping long and the customer too was on my neck requesting for their order so out of good customer service I had to quickly rush and deliver the product(Brand new smartphone to this customer).

I then got back to the Paystack team that I needed the money urgently but to my surprise, the next email I received was they had refunded the money back to the customer's account and that it would take about 7 -10 days for the money to drop in the account.

Meanwhile, the customer had received the product already.

The best Paystack could do is to tell me to get in touch with the customer to send me the money back.

Long story short, the customer has refused to refund the money and has decided to return the brand new phone they had already used and the sad thing is I have to pay for the customer's transport to go to town including the delivery fee of the product. As I am typing this; the customer is giving me stories and has not yet sent the phone and it's been more than 2 weeks.

Now I have lost Ghc1,265 plus other expenses and gone through so much stress and in the end Paystack decided to block my account.

I am really pissed about this whole experience and I will ensure all potential businesses in Ghana get to hear this experience and advise themselves because you can not rely on this unprofessional organization.

August 31, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hello team,

We apologize for the inconvenience you've experienced with Paystack, and we understand your frustration regarding the recent events with your account. We want to address your concerns and provide some clarity on the situation.

Firstly, we sincerely apologize for the delay and miscommunication that occurred when you needed your funds urgently to fulfill the customer's order. Our primary goal is to facilitate smooth and secure transactions for our users, and it's disappointing to hear that we fell short in your case.

The reason we requested additional information from you, even though you had previously provided it, is a part of our ongoing security and verification process. Sometimes, certain transactions or activities may trigger a review of an account for the protection of both our merchants and customers. We understand that this process can be frustrating, especially when you needed the funds promptly.

Regarding the refund to the customer, we apologize for the situation. When we reached out to you, you mentioned that value wasn't yet provided, and our team informed you we'd be making a reversal from our end due to the high-risk nature of your business. I believe there must have been a miscommunication where we refunded the customer as you were sending out the order. This wasn't meant to happen, and we sincerely apologize for the experience. We often recommend merchants communicate directly with their customers to resolve issues like this amicably. While we acknowledge that this can be challenging, it is a common practice in the industry to protect both parties involved.

Once again, we apologize for the frustration and inconvenience you've experienced, and we appreciate your feedback as it helps us improve our services.

If you have any further questions or concerns, please do not hesitate to contact our support team.

Rated 1 out of 5 stars

Paystack Is The Worst Payment Gateway…

Paystack Is The Worst Payment Gateway In The World. Don't use them for your business. Even if you're currently using it, it's better to stop and look for alternatives.

My name is Engr Mohammed Ahmadu Bello with Paystack ID 962117.

They hold my money and claim they are reviewing the source. It's just a delayed tactic in order for them to use my money without concept. Otherwise, I was surprised when I asked them to refund the money to its source and close my Paystack account, which they refused as well.

But they keep promising they will release it to me, but for a whole week, they have refused to do so.
 
They won't even respond to your mail on time, and when they do, they will start asking you unnecessary questions.

Unless they change and my money is released immediately or refunded to the source immediately, With the stress they have put me through. I'm certain Paystack will never succeed anymore.

It's time to let them know not everyone takes bullshi*t.

Don't use them, or they will fail your business. If you use them, you will regret it.

I will change this review if necessary. But until, be warned!

July 28, 2023
Unprompted review
Paystack logo

Reply from Paystack

Hi Mohammed, we are sorry to hear about this experience. We have completed the review process on your business now and sadly have to close your business.

We are sad to turn your business away however, we are unable to support businesses that are deemed high-risk and offer services outside our Acceptable Use Policy. We'll be glad to support you in the future should you present a business that we can support on Paystack.

Rated 1 out of 5 stars

Paystack is an organised Scam

Paystack is an organised Scam

business owners stay far away from paystack, Never use them as your Payment gateways, you and your clients will go through hell, they will scam and steal from your clients.

Online shoppers/ buyers, stay Far away from any business that use paystack as their payment gateways, they are into the fraudulent business together. After getting your money, they will say your transaction failed and a reversal has been made, which you will eventually never get back.

POV: It’s been 1 month since paystack scammed me of N230K from pureegythian website on 26.06.2023 and claims refund/reversal has been made. Today 25.07.2023 no refund/ payment has been credited into the account the payment went from.

I will be suing the company.

It’s such a shame that this company has a license to scam innocent citizens of their hard earn money.

June 26, 2023
Unprompted review

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