Pets Best Pet Health Insurance Reviews 6,132

TrustScore 3.5 out of 5

3.6

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Review summary

Created with AI, based on recent reviews

Evaluating 832 reviews, most reviewers were somewhat happy with their experience overall. Many customers appreciate the ease and speed of the claim submission process, often finding it straightforward to upload necessary documents and receive timely reimbursements. People are generally satisfied with the coverage provided, especially for emergency situations and significant medical expenses, feeling that the service helps them manage pet care costs effectively. However, some people were dissatisfied with the claims process, reporting issues with claims being rejected or delayed, and occasionally needing to resubmit documentation multiple times. There are also mentions of frustration with customer service, including long hold times, unhelpful representatives, and difficulties in getting clear information or resolving issues. A few other people also felt that prices increased significantly over time, and some experienced problems with incorrect payments or claims being denied for reasons they found unclear.

What people talk about most

Claim

People report ambiguous experiences with claim processing. While some customers praise the ease of submitting... See more

Service

Clients share ambiguous opinions on service. Many reviewers express satisfaction, praising the company for... See more

Response time

Customers consistently note ambiguous experiences with response times. Many reviewers praise the super fast... See more

Price

Reviewers highlight ambiguous aspects of price. Many customers express frustration with continually rising... See more

Customer service

Consumers find customer service to be ambiguous. While some reviewers praise the helpfulness, efficiency, and... See more

Reviews shaping this summary

Rated 3 out of 5 stars

I had trouble logging on to the iPhone app. once i did i could make my claim for reimbursement easily. however, i could not access the account info nor history. I was able to access my account via... See more

Rated 5 out of 5 stars

Although I was quite skeptical of pet insurance I am absolutely amazed of how pleased that I am with Pets Best Health Insurance. We adopted our kitty from a shelter and had no idea of her history. She... See more

Rated 5 out of 5 stars

Very quick and clear when it comes to claims. I forgot to submit a claim for my pet that I unfortunately had to put down. They approved my claim even though it was submitted on the last day possible a... See more

Rated 5 out of 5 stars

We have two dogs that we rescued as puppies. We've always had PetsBest since we adopted them. Our oldest has allergies and PetsBest has always paid for her flareups and for her immunotherapy. We've... See more


Company details

  1. Insurance Agency
  2. Financial Consultant

Written by the company

At Pets Best, our mission is to end economic euthanasia by helping to ensure pet owners are financially prepared when their pets need unexpected veterinary care. We strive to give pet owners peace of mind by taking the financial worry out of owning a pet, so you can make the best decisions for your dog or cat.


Contact info

3.6

Average

TrustScore 3.5 out of 5

6K reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Excellent service for more than a decade

I've been insuring my dogs with Pets Best for a decade or more and they continue to provide excellent service and transparency in explaining their decisions--which have been uniformly accurate.

When I got a new puppy a few years ago, the first thing I did when I got home was to enroll him with Pets Best because I was so pleased with how they handled my previous dog's benefits. I highly recommend them.

March 20, 2026
Unprompted review
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Rated 1 out of 5 stars

So many problems since the company was bought out

Charged two times this month for premiums. Customer service is impossible to contact, with wait times > 1 hour if you can get through, and expect to get cut off a number of times. In the past 6-12 months, they have stopped paying the exact same claims that had been paid. I am truly beyond frustrated with what has become of a good pet insurance company.

March 21, 2026
Unprompted review
Rated 1 out of 5 stars

Run...

Pets Best has not paid for a Wellness, Vaccine, Office Visit in over a year! They get you in, delay your claim, and claim all visits are connected to pre-existing conditions. Save your money and look elsewhere!

March 21, 2026
Unprompted review
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Rated 5 out of 5 stars

Great to work with!

It is easy to submit claims, and the communication is great. Most of the time they are very responsive, and when there is a delay, they let us know. Customer service is great as well.

March 20, 2026
Unprompted review
Rated 5 out of 5 stars

New to Pet Insurance

I haven't had pet insurance before so this is my first experience with PETS BEST for my new dog and I have been very happy with coverage assistance on pet bills and customer service.

March 20, 2026
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Rated 1 out of 5 stars

Awful

Awful. Do not waste your money. Pets best will reclassify your claims under vague categories that do not match what the pet was seen for just so they can argue pre-existing conditions. My veterinarian wrote them a letter supporting my claim appeal, stating he was not seen for any pre-existing condition. They ignored the letter and denied it again. Their phhone lines will leave you on hold for 45 plus minutes and their complaint form is a joke.

March 19, 2026
Unprompted review
Rated 1 out of 5 stars

Do Not Trust!!!

I recently went through one of the most terrifying and stressful situations and had the misfortune of having Pets Best as my insurance company. First, they took well over a month to even confirm if they would approve or deny my claim. Which, in the instance of finding out my dog had cancer I did not have the luxury of waiting. I needed to move quickly on to the next steps of seeing specialists and get a treatment plan going. I have insurance to be responsible and elevate these stressful situations, but they did nothing but add to them. I was meeting with specialist and going over plans all with the added stress of wondering if this will be approved or denied. I finally find out that I was denied bases on "pre-existing condition". How can this be a pre-existing condition if he has never had cancer, and he has never been seen for "cancer like symptoms"?! Then when you call to speak with someone about the claim they give you no information other than you can appeal. I have never dealt with an insurance company that was so inefficient and untrustworthy. My previous insurance was quick, efficient, and easy to deal with. I would have stayed with them if they did not discontinue my plan in my state. DO NOT TRUST THIS COMPANY!!!

March 18, 2026
Unprompted review
Rated 5 out of 5 stars

I am with this company over 6 years…

I am with this company over 6 years now.
When they were stationed in Florida claims took about 30 days.
Now that they're stationed in New York claims are processed within 2 to 7 days.
I love pets best I'm very happy I wasn't coerced into this review I'm very happy that they have my back

March 15, 2026
Unprompted review
Rated 3 out of 5 stars

Claim processing time is variable

Claim processing time is variable - some are processed quickly and some are not. The coverage is good. Customer service is very difficult to reach and many things cannot be handled online such as cancelling a policy following a pet's death. Then you have to wait on hold for over 30 minutes to get in touch with someone to explain that your dog died.

March 18, 2026
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Rated 1 out of 5 stars

They used to be fantastic, now theyre trash

They used to be fantastic. They've covered thousands of my pets bills in the past. Now they're absolute trash. They used to cover huge vet bills without hesitation, now they've been giving me the runaround about a $240 vet bill and then said it was a "preexisting condition" which is wasnt. They say I can appeal, but it'll take atleast 3 months and I would have to do a mountain of paperwork. You're much better off putting the money you would spend on insurance in a bank account.

March 16, 2026
Unprompted review
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Rated 5 out of 5 stars

Great coverage

Our dog ate grapes, and the urgent care vet recommended hospitalization for 48 hours to monitor kidney function after inducing vomiting. Pets Best was great about paying out our claim appropriately, funds were received directly to my bank account without issue.

March 17, 2026
Unprompted review
Rated 5 out of 5 stars

Comprehensive & dependable coverage

I have insured my pets with Pets Best for several years. Their comprehensive coverage gives me comfort that I am always able to provide the best possible care for my pets, without making cost a part of that decision. They have supported my cat through a cancer diagnosis, my greyhound through chronic urinary tract issues, and my oldest greyhound with GOLPP. At every step, Pets Best could be counted on to provide coverage and I could rest knowing that once my deductible and out of pocket was covered, they would cover the balance. In addition to covering exam costs, lab test, diagnostic testing and of course treatment, the actual cost of their policy is also reasonable for the broad coverage they provide. Thank you Pets Best!

March 17, 2026
Unprompted review

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