Principal Insurance Reviews 

3,580
TrustScore 4 out of 5

4.2

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Review summary

Created with AI, based on recent reviews

Looking at 414 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, professional, and patient during policy setups, ensuring that all individual questions are thoroughly answered. Many consumers also appreciate receiving very competitive quotes and finding surprisingly good deals for their vehicles compared to alternative market providers. Some reviewers were not happy with the communication and noted exceptionally long waiting times on hold before finally managing to speak to a customer service agent. A few people experienced frustrating difficulties when trying to process important policy updates or when dealing with unexpectedly unrealistic renewal quotes.

What people talk about most

Staff

Consumers find staff to be positive, highlighting professional, helpful, and courteous service from various... See more

Customer service

Clients share ambiguous opinions on customer_service, highlighting a stark contrast in their experiences.... See more

Price

Customers had ambiguous experiences with price. Many reviewers report securing highly competitive initial... See more

Service

Reviewers highlight ambiguous aspects of service, with many expressing deep frustration while others report... See more

Response time

People report ambiguous experiences with response_time, reflecting a high level of disagreement among... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I recently took out a new policy on a camper van but had an issue validating my ID as I don't have a photocard driving license, which is one of the 3 required forms of proof. Today I contacted custome... See more

Rated 4 out of 5 stars

Great price for the cover. Only rayes 4 stars and not 5 as I find their online portal/website difficult to navigate, and I am fairly tech savvy. Sending a pdf on an email is no help as the link within... See more

Rated 4 out of 5 stars

So easy to use got what I asked for did have questions about insurance but was resolved by customer service staff member was great very helpful

Rated 4 out of 5 stars

Phoned up customer services today to amend estimated mileage and ask questions about endorsements. Adijat was extremely polite and helpful (and patient!) with all my queries.


Company details

  1. Call Center

Information provided by various external sources

A specialist motor insurance broker founded in 2011. Now over 40,000 people now trust us to insure their story...what's yours?


Contact info

4.2

Great

TrustScore 4 out of 5

4K reviews

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No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Hasn’t replied to negative reviews

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4.2

All reviews

(3,580)

405 reviews in the last 12 months

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Rated 1 out of 5 stars

Never ever again!!!

Never ever again! They left us stranded for 26hours trying to say our motorhome is not covered. In the end they found out it's their admin mistake and we are covered including full EU breakdown cover! Hours spent on the phone, they are terrible!

July 23, 2026
Unprompted review
Rated 1 out of 5 stars

I bought some motorbike insurance on…28th May 2026

I bought some motorbike insurance on May 28th 2026, I paid £120, sold my bike and cancelled the the policy 2nd August 2026, there is no refund, so it works out to £60 per month, what a rip off, plus, the customer services isnt very good, its not sour grapes, my advice is to steer clear.

August 3, 2026
Unprompted review
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Rated 5 out of 5 stars

Customer service is a face of company

I insured my scooter with Principal Insurance on July 30, 2026. On August 1, 2026, I called again because my dealer had made a mistake with the registration number. My English isn't very strong, and communicating over the phone is still stressful for me. While all insurance companies are polite and respectful, I would like to specifically commend Queeni from Principal Insurance customer service for her attentiveness, patience, and clear English pronunciation. The issue was resolved, and I was left with a very positive impression. Customer service representatives are the face of the company, and after speaking with Queeni, I would certainly want to do business with this company again.

August 1, 2026
Unprompted review
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Rated 1 out of 5 stars

When cancelling my policy due to having…

When cancelling my policy due to having sold the bike my fee was more than the original policy price and when I complained they gave me a supposed discount that never got applied and after several calls I had to pay the full amount because everyone on the phone seems to be illiterate.

July 27, 2026
Unprompted review
Rated 5 out of 5 stars

I wanted to add a service onto my…

I wanted to add a service onto my existing premium that is due for renewal. Couldn't have been easier. Done and dusted in about 2 minutes. Not a drama. Dead easy and the best thing ever for me and apologies if you read this and get upset - get over yourself in advance... I got to speak to someone in the UK - no language barriers

July 23, 2026
Unprompted review

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