Raisin UK Reviews 

3,925
TrustScore 4.5 out of 5

4.3

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Review summary

Created with AI, based on recent reviews

Considering 597 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the platform for its user-friendly design and intuitive interface, making investment management and service navigation easy. Many highlight the excellent customer service, noting staff are helpful, professional, and provide reassuring support. People appreciate the straightforward processes for depositing, withdrawing, and efficiently managing funds across accounts. However, some customers noted difficulties with payment processes, including delays in moving money between accounts or funds not appearing as expected. A few also experienced slow customer support response times, and issues with receiving emails or changing nominated accounts.

What people talk about most

User experience

Customers had positive experiences with user experience, finding the platform and app very easy to use and... See more

Customer service

Reviewers highlight positive aspects of customer service, with many praising the helpfulness, patience, and... See more

Payment

People report ambiguous experiences with payment, with some customers finding it straightforward to open... See more

Website

Clients share positive opinions on the website, with many finding it easy, intuitive, and simple to use for... See more

Service

Reviewers mention positive feedback about service, highlighting its efficiency and the helpfulness of the... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I found the process of changing my nominated account difficult online, in large part because I was not receiving messages from Raisin into my email account. I therefore telephoned Raisin. The call w... See more

Company replied

Rated 4 out of 5 stars

Used Raisin past 2-3 years ti maximise my interest returns on savings account. ideas initially a bit worried about basically putting money in a foreign account, adding a degree of separation, but the... See more

Company replied

Rated 5 out of 5 stars

Raisin is such a great platform to compare rates and investment returns from easy access to term deposits. Rates are nearly always much greater than high street banks which makes this such a useful re... See more

Company replied

Rated 5 out of 5 stars

Just started with Raisin as need to open multiple accounts due to current FSCS £85k guarantee (before this changes to £120k). Could not have been easier with super clear correspondence at every step.... See more

Company replied


Company details

  1. Investment Service
  2. Alternative Financial Service
  3. Financial Institution
  4. Non-Bank Financial Service

Written by the company

Raisin.co.uk is the UK marketplace for Raisin, which serves over 220,000 savings customers across Europe. Today, Raisin UK has one aim; to help UK customers save time and make money through our savings marketplace. We provide UK savers with an easy way to apply for and manage savings products from a variety of partner banks which are guaranteed by the Financial Services Compensation Scheme (FSCS) for our UK banks or the European country equivalent for our European banks, through the European Deposit Guarantee Scheme (DGS).


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

4K reviews

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4.3

All reviews

(3,925)

504 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Lovely service

I have a employee named Val she was excellent! Very helpful and guided me on my queries in a professional and friendly manner

May 14, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Maizah,

Thank you so much for your great review.

We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Val was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Helpful advice provided on phone call

I had to speak to Raisin today via phone. I had an issue which was resolved promptly and patiently by Val. It was followed up straight away by a clarification e mail.

I was impressed by the length it took to answer the call and the helpful and professional advice provided by the call handler, Val.

May 13, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Elizabeth,

Thank you so much for your great review.

We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Val was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Excellent service.

Excellent service.
Professional.
Efficient.
Patient.
Respectful.
Kind.
Faultless.

May 12, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Ema,

Thank you for taking the time to leave a 5-star rating for us.

Your feedback is highly valued by Raisin UK and it motivates us to continue providing excellent services to our customers.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

If you need assistance, please don't hesitate to contact us.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

The lady I spoke to was very helpful…

The lady I spoke to was very helpful and had my query sorted swiftly. I am in my 70’s and well aware that my “tech savvy” is not brilliant. But her approach was kind and patient and she stayed on the line while I navigated my way through the correct procedure.

May 12, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Sonia,

Thank you so much for your great review.

We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Val was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 2 out of 5 stars

Slow, poor admin

Five weeks after the end of 2026 tax year and Raisin can still not provide a consolidated tax certificate! Poor

May 10, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Catherine,

Thank you for taking the time to leave a review. We’re sorry to hear that you are unhappy with the time taken to receive your annual statement.

We understand how important it is for customers to receive their annual tax information as soon as possible. Please be assured that we are working hard to prepare and release the annual statements for the /20252026 tax year, and these should be available to download from your Raisin UK Account soon.

We expect them to be available by the end of May 2026 at the latest, and we will let customers know once they are ready.

Kind regards,
The Raisin UK Customer Services Team

Rated 4 out of 5 stars

Its easy to set up any transaction....

Its easy to set up any transaction....

May 9, 2026
Raisin UK logo

Reply from Raisin UK

Dear John,

Thank you for leaving us a review.

We appreciate you taking the time to provide this positive feedback, we are pleased to hear that you feel satisfied with Raisin UK!

We strive to provide our customers with the best rates, and we are continually adding new rates and products to our online savings marketplace.

If you need any assistance, please don't hesitate to contact us on 0161 388 2399 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 4 out of 5 stars

Raisin offer a good choice of accounts…

Raisin offer a good choice of accounts which are easy to apply for. However I would like to see one improvement - it would be useful to see which accounts pay interest monthly.

May 9, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Merrell,

Thank you so much for sharing your experience with us. It made our day!

We're so pleased to hear that you are enjoying using our app!

If you need any assistance, please don't hesitate to contact us as we’re happy to help.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Great to be able to speak to someone on…

Great to be able to speak to someone on the phone.
Your colleagues are well informed, always pleasant and very helpful.

May 8, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Robert,

Thank you so much for your great review.

We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Val was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Everything was quick and easy to use

Everything was quick and easy to use

May 8, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Barry,

We appreciate your feedback!

We're always so pleased to hear when a customer is enjoying using Raisin UK!

Please let us know if you require any assistance as we are more than happy to help.

Kind regards,
Raisin UK Customer Services Team

Rated 1 out of 5 stars

No customer support

Good luck getting a reply. Clearly, there doesn’t seem to be anyone actively handling customer support. I flagged an issue where it isn’t even possible to update your address, which feels like a significant security concern. Yet getting a response, or even having someone properly look into it, appears impossible.

**In reply to the response below: This does not work, and something I have been trying to get someone from Customer Service to look into for months but still waiting for a response. When you attach a PDF bank statement to an email you receive an error message.

Raisin your customer support is poor as are your computer systems.

May 4, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Richard,

Thank you for taking the time to leave a review. We’re sorry to hear about your experience and the delay in receiving support.

To update your address, please send our Customer Service team a recent bank statement from your nominated account showing your new address. This allows us to verify the change securely and keep your account details accurate. Once we receive the required document, our team will review it and update your details for you.

Guidance on this process is also available in the FAQ section of our website under “How do I check and change my address?”

We apologise that your query was not responded to sooner. We are currently experiencing a higher volume of customer contacts, which has affected response times, but we are working to respond to customers as quickly as possible.

Kind regards,
The Raisin UK Customer Services Team

Rated 5 out of 5 stars

Raisin is an easy platform to use and…

Raisin is an easy platform to use and offers some great deals.

May 5, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Malcolm,

Thank you for sharing your experience with us. We appreciate it when customers share their experiences.

We are committed to providing excellent services to our customers.

Feel free to contact us if you ever need any assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 1 out of 5 stars

The worst customer service I have ever…

The worst customer service I have ever experienced. Last Friday I spent 90 minutes on the phone and gave up. Today I got through after 58 minutes. I wanted them to reset my password but couldn’t as I’ve changed my phone number. The ‘customer services assistant’. Then proceeds to tell me that I have to pay a nominal £1 from my registered bank account to the Raisin account before they can reset. He was banging on about what browser I was using etc. I wanted to reset my password so that I can invest 100k. Well guess what Raisin I’ve had enough. I will also be closing my wife’s account that has substantial funds in at the earliest opportunity.
Avoid Raisin like the plague!

May 5, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Steven,

Thank you for taking the time to leave a review. We’re very sorry to hear about your experience, particularly the amount of time you spent waiting to speak with our team.

We appreciate how frustrating long wait times can be. We are currently experiencing periods of higher demand than usual, and we are actively reviewing how we can improve response times and overall customer support.

In relation to updating a mobile number, the £1 microtransfer is part of our verification process designed to help confirm account ownership before sensitive account changes can be completed. This payment is sent to your Raisin UK Transaction Account and is not a fee. Once the process is complete, those funds remain yours and can be withdrawn back to your nominated account.

We understand this process may feel inconvenient, however these checks are in place to help protect customer accounts and ensure changes are only made securely.

We’re sorry that this was not a smoother experience. If you still require assistance, our team will be happy to continue supporting you through the next steps.

Kind regards,
The Raisin UK Customer Services Team

Rated 5 out of 5 stars

Gareth was friendly and patient

Gareth was friendly and patient. I am an older customer who finds technology difficult. He guided me through everything very well.
Best of all, your company shows you value your customers by answering the phone promptly and not making customers wait for ages! (I always do a phone test first - if they don't answer in a reasonable time - they don't get my money!!)
Forgot to say - they don't use Artificial Imbeciles so my blood pressure stays down!!

May 1, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Ann-Marie,

Thank you so much for your great review.

We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Gareth was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Puzzle solved

I was puzzled as to why I couldn't put a certain amount of money into a new Bank account. I rang Raisin and she immediately explained the reason. I have always found them knowledgable and helpful.

April 28, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Jackie,

Thank you for your 5-star review.

We're so pleased to hear that you are enjoying using Raisin UK.

If you need any assistance, please don't hesitate to contact us at 0161 601 0000 or explore our extensive library of FAQs available through your account.

Kind regards,
Raisin UK Customer Services Team

Rated 5 out of 5 stars

Very easy to set up our account and to…

Very easy to set up our account and to select a savings plan.

April 26, 2026
Raisin UK logo

Reply from Raisin UK

Dear Julie,

We appreciate your feedback!

We're always so pleased to hear when a customer is enjoying using Raisin UK!

Please let us know if you require any assistance as we are more than happy to help.

Kind regards,
Raisin UK Customer Services Team

Rated 1 out of 5 stars

I thought I had been scammed

I thought I had been scammed. No reply to emails and useless phone conversation about the Senior Customer Service Team not acting on offering a solution. To add Insults they offered me £25 in compensation after the Financial Ombudsman had to step in to recover my money (£30k).
The money was needed and I had to wait for nearly 2 months before getting my money back. Legal action to recover your money may cost you a third of your savings. Basically Raisin put you between a rock and a hard place to try to deal with their incompetence. There is also a fake cloned website called Raisin, so be very careful with your money.
They use Clear bank which has only 1.9 star on Trustpilot. You can check it for yourself.

October 18, 2025
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Nelly,

Thank you for taking the time to leave a review. We are sorry to hear about your concerns.

We are unable to locate an account or case matching the circumstances described in your review, so we have requested further details from you privately via Trustpilot. Once received, we will be able to review this properly.

We would also like to reassure you that Raisin UK does not withhold customers funds, and access to funds depends on the type of savings product selected. For example, Easy Access products allow withdrawals, while Notice Accounts require the relevant notice period to be served, and Fixed Term Deposits usually do not allow early closure unless exceptional circumstances apply. These terms are provided before a product is opened.

Raisin UK is a regulated savings marketplace, and all eligible deposits are protected in line with the applicable FSCS rules.

Kind regards,
The Raisin UK Customer Services Team

Rated 5 out of 5 stars

User friendly

It is a very easy platform to use. I have on occasion had to contact customer services, I have found them very helpful. I think I have been using Raisin for around 2 years now, but have invested with other simular platforms in the past, Raisin in my opinion is the most user friendly, and would recommend it to friends and family.

April 25, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Jacqueline,

Thank you for taking the time to leave a 5-star rating for us.

Your feedback is highly valued by Raisin UK and it motivates us to continue providing excellent services to our customers.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

If you need assistance, please don't hesitate to contact us.

Kind regards,
Raisin UK Customer Services Team

Rated 1 out of 5 stars

Missing money and Uncontactable

I have had a number of Fixed term accounts and Easy access accounts with Raisin for years.
I recently closed one Easy access account and withdrew £3500.00 from another Easy access account and also had a 3 year fixed term account mature, all around the same date. However, the amount of cash available for me to withdraw was short £1802.47
I have emailed several times and had no response in more than a week
I have tried phoning several times, but have been on hold forever
The app has no option for sending secure messages, only a general "help" email address that hasn't been replied to, despite several emails from me.

**************************

The reply I eventually received from Raisin does explain the discrepancy regarding my query about £1802.47 and the misunderstanding was mine
The payments are accurate

April 20, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Colin,

Thank you for taking the time to leave a review. We’re sorry to hear about your experience and the difficulty you had reaching us.

We apologise for the delay in responding to your messages. During periods of high demand, response times can be longer than usual, however we understand how concerning this situation must have been for you.

Upon review of your account, we can confirm that all payouts from your savings products have been processed correctly, and no funds are missing.

Please note that different products pay interest and return funds in different ways, for example annually or at maturity, and this can sometimes make the total amount received appear different from expectations. Full details of how each product pays interest are outlined in the Product Information Sheet and terms provided at the time of application.

Again, we would like to apologise for the delayed response from our Customer Service team and for any concern this caused.

Kind regards,
The Raisin UK Customer Services Team

Rated 1 out of 5 stars

Don't Trust This Organisation With Your Money

Been trying to change my Nominated Bank Account (required to withdraw funds) for the past week. Three attempts to change online have been futile -- their website will not recognise the sort code, despite this belonging to one of the big 4 UK banks. Therefore been communicating via secure message and phone calls, to get the necessary change implemented. Secure messages are generally ignored. Information provided in phone calls has been wrong. Problem has been passed from one department to another. Raisin now insists that the change cannot be made until I provide a copy of a bank statement (for a new bank account that has only been open for a day or two??) when I already provided a copy of a letter containing all the information Raisin required; besides, my bank statement is none of Raisin's business. Shocking level of customer service. I've been a customer for many years with a mixture of fixed term bonds and easy access savings. At the earliest opportunity, I'll be withdrawing every penny and saving with a different provider as Raisin has totally lost my trust.

April 24, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Ken,

Thank you for taking the time to leave a review. We’re sorry to hear about your experience.

For security reasons, changes to a nominated bank account require verification, and in some cases we may need a bank statement to confirm the account details and ownership before the change can be processed. This is a standard safeguard designed to protect customers and ensure withdrawals are only made to an account in the customer’s name.

We’re sorry if the information you received was unclear or inconsistent, or if your messages were not handled as promptly as expected. Your case has been escalated to the relevant team to process the update and has also been logged as a formal complaint. Our Complaints team will provide a full response within the timeframe outlined in your acknowledgement.

Kind regards,
The Raisin UK Customer Services Team

Rated 4 out of 5 stars

Excellent service provided by Gareth he…

Excellent service provided by Gareth he had me back online within 5 mins, impressive

April 24, 2026
Unprompted review
Raisin UK logo

Reply from Raisin UK

Dear Jean,

Thank you so much for your great review. We appreciate you taking the time to let us know how great your experience has been so far.

We are so pleased to hear of a positive experience with our Customer Service Team and one of the agents Gareth was able to assist with your queries.

Did you know that Raisin offers a refer-a-friend scheme? For each referral, you have the potential to earn £100!

Find more via our FAQs or follow the link below:
https://www.raisin.com/en-gb/refer-friend-bonus/

Please feel free to contact us anytime you need assistance.

Kind regards,
Raisin UK Customer Services Team

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