RCI Bank Reviews 

913
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Evaluating 383 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently highlight the exceptional customer service and the helpful, knowledgeable staff who provide pleasant and efficient support. Many people appreciate the straightforward and easy-to-navigate website, making online interactions and transactions seamless, with the overall service frequently described as excellent. However, some customers also noted inconsistencies in customer service, with experiences including receiving automated replies without progress, conflicting advice from different staff members, and frustratingly long interactions. Additionally, a few people found certain processes, such as changing nominated banks, adding account holders, or opening new bonds, to be laborious or slower than expected.

What people talk about most

Customer service

Clients share positive opinions on customer service, frequently highlighting the helpfulness, patience, and... See more

Staff

Consumers find staff to be positive, consistently praising their helpfulness, patience, and politeness.... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease of use and... See more

Service

Reviewers highlight positive aspects of service, with many customers expressing satisfaction with the... See more

Website

People report positive experiences with the website, finding it easy to use, navigate, and well-designed for... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very happy to have used RCI, easy to navigate website and find information. When account was about to mature was kept informed via email to advise me what was needed. Will definitely use again if... See more

Company replied

Rated 5 out of 5 stars

Open a 1 yr Bank Bond which was simple enough. Postal authenticated receipt received and updated, no issues there. Email and texts received when deposits, via bank transfer, have been placed. Competit... See more

Company replied

Rated 5 out of 5 stars

We have used RCI for years and used a huge range of products such as Bonds and cash investments. We have discovered very good rates of interest, transactions are swift and I am always notified when m... See more

Company replied

Rated 5 out of 5 stars

Experience was seamless. Opened a new ISA and transferred funds from an older ISA. Both transactions were completed within 2 days. Remarkable efficiency. I will continue to use RCI for savings, espec... See more

Company replied


Company details

  1. Bank

Written by the company

RCI Bank is a digital bank that offers simple and straightforward savings accounts, providing our customers with an award-winning service online and via our app. Save in seconds with the RCI Bank app. Download it on the App store or Google Play store or visit our website by clicking the link above.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

913 reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 85% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.5

All reviews

(913)

373 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent help & customer service!

I received excellent help today from Scott, who patiently took me step by step through a process to sort out my ISA application, which I had inadvertantly muddled! Scott explained simply & clearly, so that I was able to understand exactly what I had misunderstood on the website application form. I am extremely grateful for his help.

June 11, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, Thank you for your feedback. We’re pleased to hear Scott was able to support you and guide you clearly through your ISA application. We’ll be sure to share your kind comments with him.

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Rated 5 out of 5 stars

Always good customer service

Always good customer service, good saving rates and easy to access saving withdrawls and deposits

June 9, 2026
Unprompted review
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Reply from RCI Bank

Hi Renfrey, Thank you for your feedback. We’re pleased to hear you’ve had a positive experience with our customer service, and that you’ve found managing your savings straightforward.

Rated 5 out of 5 stars

I found the process very user friendly…

I found the process very user friendly and efficient.
Also, I was impressed by the emphasis on security when accessing the account.

June 5, 2026
Unprompted review
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Reply from RCI Bank

Hi Desmond, Thank you for your feedback. Thank you for your feedback. We’re pleased to hear that you found the process user-friendly and efficient, and that our approach to account security met your expectations.

Rated 4 out of 5 stars

Sign up has been very easy and the…

Sign up has been very easy and the interest rate is very good. Reason I have given 4 not 5, I think sending a verification code in the post is a bit antiquated. I haven't received mine yet, hope it comes before the expiry date for adding more funds.

June 5, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, Thank you for your feedback. We’re pleased to hear you found the sign-up process straightforward. Authentication codes are sent by post for security purposes. If you require any support please don’t hesitate to contact our team.

Rated 5 out of 5 stars

A really good bank

RCI Bank UK is a really good bank, good saving options and renewal options and when you need customer support you get to speak to human customer advisor fairly quickly and without the need to use any AI bot. They are helpful and are open 7 days a week too, which is a rarity for banking customer services.

June 1, 2026
Unprompted review
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Reply from RCI Bank

Hi Darius, Thank you for your feedback. We’re pleased to hear you value our savings options and that our team has been helpful and easy to reach when needed.

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Rated 5 out of 5 stars

Bond Renewal

Iv been with RCI for many years now and they are an excellent Bank to deal with. Easy and uncomplicated access to acconts and Bonds with a Customer Services Dept which is second to none - prompt access to a Customer Services Advisor who are all friendly, very clear and unambiguous in their assistance. Not forgetting of course RCI interest rates which are always very competative.

June 7, 2026
Unprompted review
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Reply from RCI Bank

Hi Lionel, Thank you for your feedback. We’re pleased to hear you’ve found our service easy to use over the years and that our team has been clear and helpful when you’ve needed support.

Rated 5 out of 5 stars

Consistently reliable both online and…

Consistently reliable both online and on the phone. I have used both recently, customer services are always patient and helpful

June 4, 2026
Unprompted review
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Reply from RCI Bank

Hi Nicola, Thank you for your feedback. We’re pleased to hear you’ve found our service reliable and that our team has been helpful both online and over the phone.

Rated 4 out of 5 stars

Had a problem whilst completing forms…

Had a problem whilst completing forms but was easily able to sort this by speaking to very helpful staff . Phone line is even available on a Sunday!

May 30, 2026
Unprompted review
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Reply from RCI Bank

Hi Niffa, Thank you for your feedback. We’re pleased to hear our team were able to help.

Rated 5 out of 5 stars

Excellent

I have used them for a number of of years and now that they have introduced ISA invested in one for the first time.it was the easiest and quickest ISA application I have ever done and simply to transfer money, I have a number of of ISA with other companies and many of them are slow and complicated to open, so well done RCI , excellent app, and web site and good customer service when you need them.

June 2, 2026
Unprompted review
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Reply from RCI Bank

Hi John, Thank you for your feedback. We’re pleased to hear you’ve found our ISA straightforward to open and transfer into, and that our app, website and customer service have met your needs over time.

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Rated 5 out of 5 stars

contact and get information

Able to contact customer service and get information quickly.

June 5, 2026
Unprompted review
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Reply from RCI Bank

Hi, Thank you for your feedback. We’re pleased to hear you were able to contact our team and get the information you needed quickly.

Rated 5 out of 5 stars

I found it so easy to open an ISA…

I found it so easy to open an ISA account and transfer money into it.

June 4, 2026
Unprompted review
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Reply from RCI Bank

Hi Ian, Thank you for your feedback. We’re glad to hear you found opening and funding your ISA straightforward.

Rated 5 out of 5 stars

Excellent service

Excellent service, good interest rates for savings, easy bank to navigate online and if you run into any difficulty the phoneline is run by very helpful staff- thank you.

June 3, 2026
Unprompted review
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Reply from RCI Bank

Hi Penny, Thank you for your feedback. We’re pleased to hear you found our service easy to use and that our team were helpful when needed.

Rated 4 out of 5 stars

Generally good and efficient

I'm a long term investor and experience is generally good until recently. I tried opening a new account on my app ( I hadn't seen the website only warning as it wasn't displayed on the app) I got locked out as a result. My phone call to reset my log in was handled promptly and efficiently. I do find the website annoying to operate as I am always timed out the first attempt whilst inserting memorable data and have to repeat ( drop down menus aren't good for speedy entry) The app is speedy as biological input works promptly.

June 4, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi, We’re pleased our team were able to resolve your access issue quickly, and we appreciate your sharing your experience.

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Rated 5 out of 5 stars

Been with RCI for some time

Been with RCI for some time, slick and efficient, what else do you want.

June 4, 2026
Unprompted review
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Reply from RCI Bank

Hi Mr Bell, Thank you for your feedback. We're pleased to hear that your experience with us is a happy one.

Rated 5 out of 5 stars

Excellent website and product selection…

Excellent website and product selection, with staff easily contacted to help with any questions.
Great App, easy to download and navigate.

No issues just 5* service .

June 1, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi John, Thank you for your feedback. We’re pleased to hear you found our website and app easy to use, and that our team were on hand to help when needed.

Rated 5 out of 5 stars

Excellent service

I decided to transfer an ISA from another bank as it had matured and the new rate they were offering me was very poor. RCi was offering a really good rate for a two year ISA so I applied. My application was accepted within a day and my ISA was also transferred within a day. The communications I received were excellent. I am very happy with the way my application and transfer was completed.

June 4, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Hiccup, Thank you for your feedback. We’re pleased to hear your ISA application and transfer were completed smoothly.

Rated 4 out of 5 stars

Switching Funds issues

I was trying to open a 2-year fixed term cash ISA partially using funds already with RCI. The application though requested that deposits should be made from my linked account, rather than by internal transfer. This resulted in complications in transferring funds from and back to my linked account. A call to Customer Service resolved that problem allowing funds to be switched internally and satisfactorily.

June 4, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Andrew, Thank you for your feedback. We’re pleased to hear our team were able to resolve this and support you with transferring your funds.

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Rated 5 out of 5 stars

I had a problem with a previous ISA…

I had a problem with a previous ISA provider. RCI were very understanding & everyone i spoke to - yes real people - were very helpful. They kept me informed by emial every step of the way.

June 2, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Martyn, Thank you for your feedback. We’re pleased to hear our team were able to support you and keep you informed throughout your ISA transfer. It’s great to know you found speaking to our team helpful.

Rated 5 out of 5 stars

Found it very easy to use

Found it very easy to use. Not like other ISA programs I have tried .I am 77 years old and find it hard to use other programs. Thanks .

June 2, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi William, Thank you for your feedback. We’re pleased to hear you found our services easy to use and accessible, and that opening your ISA was straightforward.

Rated 5 out of 5 stars

Banking made easy RCI are great.

Already had a savings account with RCI and have just opened a 2 year ISA, everything about the whole process was smooth and easy, the app is very easy to use and the auto copy/paste feature for using the account details in another in another app is a great touch which makes life easier too, very happy to recommend RCI to anyone.

June 3, 2026
Unprompted review
RCI Bank logo

Reply from RCI Bank

Hi Tony, Thank you for your feedback. We’re pleased to hear that opening your Cash ISA was straightforward and that you found the process smooth. It’s great to know the app is easy to use and that features like copying account details are helpful.

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