The effectiveness of the staff was the great. The fast online process was great. The same day deposit was very timely. The much appreciated/needed convenient early payoff is a blessing to those of us... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
River Valley has made my life better by helping me get funds quick and easy. Their representatives are always super nice, never judgmental, and quick and efficient. I am so glad I chose them to help m... See more
Company replied
I am extremely happy how fast and easy it was to get funds before my payday. I applied in the afternoon and the money was in my account the next morning. I was able to get funded by applying and compl... See more
Company replied
Application process was easy. At first I was skeptical about it but in the end completely satisfied. The customer service was friendly and took their time with explaining the details of the loan. The... See more
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Company details
Written by the company
River Valley Loans puts our customers first with the best in benefits and customer service. We never charge prepayment penalty fees and in most cases, we can have your funds deposited the same day you apply. We want to help everyone that we can when an unexpected financial expense happens.
Contact info
PO BOX 222, 57339, Ft. Thompson, United States
- (833) 987-4837
- feedback@rivervalleyloans.com
- rivervalleyloans.com
4.7
Excellent
3K reviews
Replied to 100% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
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Reply from River Valley Loans
Hi Alan, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing River Valley Loans!
Reply from River Valley Loans
Thank you for sharing your experience with us, Mayra It’s great to hear the positive feedback. You are correct that this is an expensive form of borrowing. River Valley Loans, loans are designed to meet short-term borrowing needs and are not intended to be a long-term financial solution. There is no fee for paying the loan off early and many of our customers save a significant amount in fees when they pay the loan off early. Please don't hesitate to reach out to us any time at feedback@rivervalleyloans.com or at (833) 987-4837.
Easy- thank you for making this so very…
Easy- thank you for making this so very easy at a desperate time that I really need the advancement
March 30, 2026
Unprompted review
Reply from River Valley Loans
You're most welcome and thank you for the five-star review, Bonnie! We're glad you chose us as your lending partner.
Reply from River Valley Loans
Thank you for taking the time to leave this positive review. We appreciate your business.
River Valley loans makes applying for a…
River Valley loans makes applying for a loan very easy especially for returning customers
March 30, 2026
Unprompted review
Reply from River Valley Loans
Hello Jeffrey! We are delighted to have you as a VIP customer of River Valley Loans. We appreciate your loyalty and look forward to maintaining our lending partnership with you. If you ever have any questions or concerns, please do not hesitate to contact us at feedback@rivervalleyloans.com or call us at (833) 987-4837. Thank you for choosing River Valley Loans as your preferred lender. We value your business and are committed to providing you with exceptional service.
These are fake reviews
These are fake reviews. This company is crazy deceptive. They charge you interest based on the original loan and not your balance so even if you owe 50 bucks you will be racking up insanely high interest every day. A 1000 loan will likely cost you in a ballpark of 7000.
In response to them reaching out, they did infact reach me and explained the predatory practice of structuring their loan just as I expected - the interest charged is based on the original loan, no matter how much you pay this down you are sinking fast contrary to what they said in their response below. Find money literally anywhere else or you will pay a fortune.
March 25, 2026
Unprompted review
Reply from River Valley Loans
Hi Isa, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at feedback@rivervalleyloans.com or (833) 987-4837 at your earliest convenience so we may resolve this issue.
Thank you.
Together we were able to create an…
Together we were able to create an agreeable forward decision to proceed with my account One that can help me navigate my way to a resolution to keep me in the loop and keep me updated.
March 25, 2026
Unprompted review
Reply from River Valley Loans
Thank you for sharing your experience with us, Christopher! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at feedback@rivervalleyloans.com or at (833) 987-4837.
Britney was very helpful!
Britney was very helpful for me to understand my loan terms. She was very informative.
March 24, 2026
Unprompted review
Reply from River Valley Loans
Hi! Thank you so much for leaving us a fantastic five-star review. We're thrilled to hear that you had an amazing experience with our Customer Care Team. Providing excellent customer service is our top priority here at River Valley Loans, and we're grateful for the opportunity to serve you. Thank you again for your business!
Quick responses quick loans
December 1, 2025
Unprompted review
Reply from River Valley Loans
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
helped me thru the…
They were able to help me thru the process and get the loan
March 23, 2026
Unprompted review
Reply from River Valley Loans
You're most welcome and thank you for the five-star review, Mary! We're glad you chose us as your lending partner.
The process was quick and easy
The process was quick and easy. The money went into my account in the morning.
February 10, 2026
Unprompted review
Reply from River Valley Loans
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
No hassle
I have to say other places make it so hard to get a loan. But river valley made it so easy. When you need a quick loan with no hassle at all quick valley is the place to go. I would recommend anyone 100%
March 23, 2026
Unprompted review
Reply from River Valley Loans
Hi Moyce, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing River Valley Loans!
Quick and easy!!
March 17, 2026
Unprompted review
Reply from River Valley Loans
Thank you for the review. We are pleased to gain this feedback as we do strive to make the loan process as quick and easy as possible. We appreciate your business.
The process was easy self-explanatory I…
The process was easy self-explanatory I got approved right away next day. The money was deposited in my bank. They were super helpful. Will definitely recommend.
March 17, 2026
Unprompted review
Reply from River Valley Loans
Hello Luny, you are very welcome. We look forward to working with you as your lending partner. Knowing you would recommend us to others is what we strive to accomplish and the best compliment we could receive. Thank you!
Polite and respectful people
Polite and respectful people. No hassles up front about everything.
March 4, 2026
Unprompted review
Reply from River Valley Loans
Thank you for the feedback. We love to hear from our customers, especially when it comes to the level of care they received from our account specialists! We are happy to be able to help during your times of need and appreciate your business.
Reply from River Valley Loans
Hi Ashlan, we appreciate the five-star review – thank you! We’re happy to hear that our Customer Care team made it easy for you. Thank you for choosing River Valley Loans!
Once I got on website and submitted…
Once I got on website and submitted information it all moved forward with no problem. Money was here the next day. Easiest application ever. Thank you!
March 12, 2026
Unprompted review
Reply from River Valley Loans
You're most welcome and thank you for the five-star review, Beverly! We're glad you chose us as your lending partner.
Reply from River Valley Loans
Thank you for the review! We are committed to transparency in our process and are happy to be able to help. We appreciate your business.
Guitar Fan
Loan was simple process, and right away, on day of payment can I pls have, receipt sent to text okay
February 10, 2026
Unprompted review
Reply from River Valley Loans
Thank you for sharing your experience with us, Anthony! It’s great to hear the positive feedback. Please don't hesitate to reach out to us any time at feedback@rivervalleyloans.com or at (833) 987-4837.
The loan was easy to get
The loan was easy to get! I paid it off and stayed in good standings with no late payments. When it was paid off they sent me email after email offering for me to get a new loan. I decided to get another one and GUESS WHAT!!!! I got denied! After staying in good standings and paying off the loan, I GOT DENIED! Waste of time being they check your credit but they sure don’t report to it!
March 9, 2026
Unprompted review
Reply from River Valley Loans
Hi Jamie, thank you for reaching out, We are always here to help.
We are firmly committed to ensuring that our customers have a clear understanding of the fact that this is an expensive form of borrowing. As such, we make it a top priority to provide them with a comprehensive breakdown of our rates and terms, while also providing full disclosure on all fees associated with the loan well before originating the loan. Our goal is to ensure that our customers are fully informed and equipped to make informed decisions regarding their borrowing needs, while also fostering a culture of transparency and trust in all our dealings.
We strongly encourage our customers to take advantage of our no pre-payment penalty policy by paying off their loan early. Doing so will result in substantial savings on interest charges. Additionally, customers have the option to make additional payments towards the principal balance of the loan, which can help reduce the overall cost of borrowing. We believe that these options provide our customers with greater flexibility and control over their finances.
Reviewing your account, we see that we attempted to reach you to resolve this matter but were unsuccessful. Please feel free to contact us directly at feedback@rivervalleyloans.com or (833) 987-4837 at your earliest convenience so we may resolve this issue.
Thank you.
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