SilverLake Financial  Reviews 

175
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 46 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the dedicated staff members for being exceptionally patient, knowledgeable, and respectful during every single interaction. People deeply appreciate the thorough and clear explanations provided, which make the entire application process completely smooth and very easy to navigate from start to finish. However, some people mentioned unexpected issues regarding debt consolidation plans instead of receiving actual loans, causing serious confusion with monthly payments. Consumers also noted that these unexpected financial arrangements might negatively impact their credit scores and create difficult circumstances while trying to manage overall debt obligations.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting their professionalism, patience,... See more

Customer service

Users describe positive interactions with customer service, praising staff for being attentive, polite, and... See more

Service

Reviewers mention positive feedback about service, noting that the process is straightforward and easy to... See more

Payment

Customers had negative experiences with payment, feeling overwhelmed by their credit card debt and confused... See more

Reviews shaping this summary

Rated 5 out of 5 stars

First of all, I would like to thank Ericfor making this transaction so simple and so easy he had all my information already in hand. Now I get to worry about just a one time payment to them not worry... See more

Company replied

Rated 5 out of 5 stars

Lisa, was very informative and understood the process very well. Lisa was patient, kind and professional throughout the process. Lisa was understanding and helped me very much. The customer service... See more

Company replied

Rated 5 out of 5 stars

It's very important to deal with a real human specially Erick Ochoa he was very patient, respectful, and very knowledgeable. I call him the Angel of Patience. Some of us need the human interaction t... See more

Company replied

Rated 5 out of 5 stars

I never answer spam calls, emails, or letters. However, today I received a letter in the mail to consolidate debt and decided to try it out. I'm glad I did because it's going to help me financially, e... See more

Company replied


Company details

  1. Loan Agency

Written by the company

At SilverLakeFinancial, we find comprehensive loans that will dramatically lower your monthly minimum payment, save you thousands in interest, and help you meet your obligations to becoming financially independent! We work with lenders across the country competing to get you the rates you deserve.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

175 reviews

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No recent history of asking for reviews

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Replied to 100% of negative reviews

Typically replies within 1 month

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4.5

All reviews

(175)

50 reviews in the last 12 months

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Rated 5 out of 5 stars

Smooth Process

Smooth process and Erick was attentive to my needs.

September 13, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you, Elizabeth!

Rated 5 out of 5 stars

Erick is very professional and walked…

Erick is very professional and walked me through the whole process he was very helpful and always available when I have questions.

September 17, 2025
Unprompted review
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Reply from SilverLake Financial

We appreciate your feedback!

Rated 5 out of 5 stars

Erick Ochoa: A Model of Professionalism and Customer Commitment

I want to take a moment to recognize the outstanding work of Erick Ochoa at Silver Lake. Erick is a seasoned financial professional whose knowledge and expertise are matched by his personable and approachable manner. He consistently demonstrates the highest level of professionalism in every interaction.
What sets Erick apart is his dedication to customer service. He doesn’t just address questions—he takes the time to ensure customers fully understand the answers, and he always follows up promptly to close the loop. This reliability builds trust and confidence, which is invaluable in our line of work.
Erick’s ability to balance technical skill with genuine care for clients makes him a tremendous asset to the team. His commitment, consistency, and professionalism clearly warrant recognition, and I strongly believe he should be rewarded and considered for immediate promotion.

September 19, 2025
Unprompted review
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Reply from SilverLake Financial

So happy to hear! Thank you for your review, Steve!

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Rated 5 out of 5 stars

Eric was very helpful and professional…

Eric was very helpful and professional and answered all of our questions and gave us the best options to help me and my family very professional and well respectful to help us every step of the way

September 28, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you, Sonny!

Rated 5 out of 5 stars

Personalized Service

At at trying time in our lives, Eric was refreshing to talk to. He was kind, understanding, knowledgeable and responsive. He gave us personalized service that met our needs.

September 14, 2025
Unprompted review
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Reply from SilverLake Financial

We appreciate your feedback, James!

Rated 5 out of 5 stars

Erick O

Erick O. made my experience GREAT! He is patient, attentive, compassionate, and concise. When it comes to finances I want to talk to and work with someone I can have a true and fluent dialogue with. I CANNOT STAND talking to robot, automated systems, or AI’s that can’t understand me or constantly ask me to repeat myself when I know good and well I speak very clearly and use pronunciation and enunciation. Furthermore there is a calming and confidence I feel when working with another human. Someone who can hear and sense my concern, hesitation, and indecisiveness, then talk to me to assure me the decision and commitment I am about to make is the right or best one for my financial future and fitness.
Mahalo Nui Loa (thank you very much) Erick!

September 14, 2025
Unprompted review
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Reply from SilverLake Financial

We are so happy to hear! Thank you, Talia!

Rated 5 out of 5 stars

My experience was great

My experience was great! Eric Ochoa was the person that helped me and he was very polite, friendly, and helpful. I’m glad he was able to help me with my financial needs. Definitely recommend

September 19, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you for your review, Betsy!

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Rated 1 out of 5 stars

Total scam

Total scam, I am ruined because of their lies,They handed me off to another company that takes my money and doesn't pay my bills

April 10, 2025
Unprompted review
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Reply from SilverLake Financial

Hi Lorre,

We’re sorry to hear about your experience. SilverLake Financial does not take client funds directly. If you were connected with another company, that company would manage your payments and negotiations. We would like to review your account to better understand your situation and ensure your concerns are addressed. Please contact our Client Services team at info@silverlakefunding.com so we can look into this further.

Thank you!

Rated 1 out of 5 stars

This company needs to be on Americans…

This company needs to be on Americans greed me and my wife under my knowledge my wife took this opportunity to try to cut our bills less and we’ve been screwed for the last 150 days i’ve been getting notices on the door
Certified mail our phone every day does not stop with calls after calls Enough is enough. All this for 24000.$ Stay away from this so called whatever. . God bless.

March 3, 2025
Unprompted review
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Reply from SilverLake Financial

We’re sorry to hear about your experience and appreciate you bringing this to our attention. We’d like to better understand the issue and review the details of your account. Please contact our Client Services team at info@silverlakefunding.com so we can look into this further.

Rated 5 out of 5 stars

Matt has been great to work with

Matt has been great to work with. Always gets back to me quickly if I have a question. This is not for a specific date.

August 5, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you, Tracy!

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Rated 5 out of 5 stars

On Excellent employee

My recent experience conducting business w/ Mr. Erick Ochoa was both positive & beneficial. I'm confident that choosing Silverlake Financial Co. was the right decision to help me navigate my financial challenges. Erick proved to be courteous and well-informed loan officer who responded to all my inquiries w/ efficiency and clarity. He was instrumental in helping me understand every aspect of the transaction relevant to my specific needs.

August 3, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you for your review, Christine! We appreciate you taking the time to share your experience!

Rated 1 out of 5 stars

I received a mailer offering an…

I received a mailer offering an incredibly low interest rate for consolidating my credit card debt. It almost sounded too good to be true. I filled out the form online and was soon contacted by Erick Ochoa. Unfortunately, he came across as disinterested and unenthusiastic about assisting me.

After providing my Social Security number and having my credit checked, I was sent three proposals for moving forward. I promptly responded, requesting an appointment, and then heard nothing back. I was completely ghosted for two full days.

During that time, I had the chance to research the company more thoroughly, and what I found was alarming. Review after review confirmed my worst suspicions. Poor customer service and questionable practices appear to be the norm.

My advice is to run, not walk, away from this organization. I have since found a far more reputable company to assist with my debt consolidation, and the difference has been night and day.

July 23, 2025
Unprompted review
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Reply from SilverLake Financial

Hi Rick,

Thank you for sharing your experience. We’re very sorry to hear that your interaction with our team didn’t meet your expectations. We understand how important it is to feel supported and informed especially when it comes to making decisions about your financial future.

We’re actively looking into what happened, as this is not the level of service we aim to provide. A member of our leadership team will be reaching out to you directly to address your concerns and ensure any sensitive information you’ve shared is handled with the utmost care and confidentiality.

We genuinely appreciate your feedback it helps us improve and better serve our clients moving forward.

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Rated 5 out of 5 stars

Above and Beyond – Lisa White Is a True Professional

I had the absolute pleasure of working with Lisa White at Silver Lake and I can not recommend her highly enough. From start to finish, she was patient, kind, and incredibly thorough. She took her time explaining everything in a way that made sense and never made me feel rushed or pressured.

What meant the most to me was how Lisa accommodated my hectic work schedule and was understanding even when I couldn’t always respond right away. Despite my inconsistent communication at times, she never once lost patience, instead, she consistently followed up with warmth and professionalism, making sure I had everything I needed to move forward confidently.

Lisa truly went above and beyond to help me understand my options and find a plan that worked for me. Her empathy and dedication made a stressful process feel manageable, and I’m so grateful for her support.

If you need someone who will meet you where you are and treat you with genuine care and respect, Lisa White is the person you want on your side.

Thank you so much, Lisa!

July 12, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you so much for your incredibly thoughtful review! We're beyond grateful to hear how Lisa's patience, kindness, and dedication made such a positive impact during your experience with us.

Rated 5 out of 5 stars

Kudos to Lisa

Lisa was a good listener, & offered us our best option… to eliminate our debt, caused by medical issues & loss of income… She expedited the decision, so we had a plan before we concluded our conversation.

June 29, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you for sharing your experience! We're so glad Lisa was able to guide you with care and urgency during such a challenging time. It’s our mission to help people find real solutions when they need them most, and we’re grateful for the opportunity to support you.

Rated 5 out of 5 stars

Fantastic company to do business with

Fantastic company to do business with! They are straightforward and transparent! They helped with every aspect of lowering interest and overall monthly payments!

July 9, 2025
Unprompted review
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Reply from SilverLake Financial

Thank you for the fantastic feedback! We're so glad to hear that you had a transparent and helpful experience with us. It's always our goal to make things easier and more affordable for our clients. We appreciate your trust and support!

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