Sunshine Mortgages Ltd Reviews 

83
TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

Found myself in a bit of bind after my first mortgage broker went entirely MIA, I needed a mortgage quickly! Broker was extremely helpful and very competent, very pleased with the result, would absolu... See more

Rated 5 out of 5 stars

Professional, transparent, and genuinely caring. Sunshine Mortgage made a stressful process feel effortless. I wouldn't hesitate to use them again absolute experts in their field. Total professionalis... See more

Rated 5 out of 5 stars

We had just completed purchase of our new house under JBSP with Sunshine Mortgage. Initially, Niroj provided us with full details and explained us everything we needed to know so that we could make... See more

Rated 5 out of 5 stars

Hat’s off to Niroj and team (Sunshine Mortgages Ltd) for great customer service. Your clear, concise and step by step guidance helped me secure best mortgage deal with ease. I highly recommend ever... See more

Company details

  1. Mortgage Broker

Written by the company

Sunshine Mortgages Ltd is a trusted name among home buyers. Empowering Your Journey to Homeownership. Your Trusted Partner in Home Financing. Let's make your home ownership dreams a reality. Reach out to us today for a personalized consultation.


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4.9

Excellent

TrustScore 5 out of 5

83 reviews

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4.9

All reviews

(83)

15 reviews in the last 12 months

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Rated 5 out of 5 stars

Professional

Professional, transparent, and genuinely caring. Sunshine Mortgage made a stressful process feel effortless. I wouldn't hesitate to use them again absolute experts in their field. Total professionalism and kept me informed every step of the way. If you want a broker who truly cares about your results, look no further. Highly recommended.

February 10, 2026
Unprompted review
Rated 5 out of 5 stars

Exceptional Service

Exceptional Service – Niroj Dai makes the impossible feel easy!

I recently worked with Sunshine Mortgages to secure my home, and the experience was flawless. From start to finish, the process was entirely stress-free.

Niroj is a true professional—supportive, knowledgeable, and incredibly responsive. No matter how complex my questions were, he explained everything with clarity and patience, giving me total confidence in every decision.

If you’re looking for a mortgage broker who provides elite customer service and a smooth, straightforward journey, I cannot recommend Sunshine Mortgages enough. Thank you, Niroj dai for turning what is usually an overwhelming process into a positive milestone!

May 1, 2026
Unprompted review
Rated 5 out of 5 stars

I recently used Sunshine Mortgages…

I recently used Sunshine Mortgages while buying my home, and I honestly couldn’t have asked for a better experience. The whole mortgage process was made so easy and completely stress free from start to finish.

Niroj was always professional, supportive, and quick to deal with any queries I had. No matter how many questions I asked, he responded promptly and explained everything clearly, which gave me great confidence throughout the process.

Buying a home can be overwhelming, but Sunshine Mortgages, especially Niroj made everything smooth, straightforward, and hassle free. I truly appreciated their guidance, patience, and excellent customer service every step of the way.

I would highly recommend Sunshine Mortgages to anyone looking to buy a home and needing reliable mortgage support. Thank you again for making the whole journey such a positive experience.

January 21, 2026
Unprompted review
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Rated 5 out of 5 stars

I had a great experience with Sunshine…

I had a great experience with Sunshine Mortgage, especially with Niroj Gurung, who guide me through the entire mortgage process from start to finish. Niroj was professional , knowledgable, and always available to answer my questions. He mate everything clear and stress free, keeping me updated at every stage and ensuring the process moved smoothly.

Buying a home can be overwhelming, but Niroj and his team’s support and dedication gave me confidence throughout. I truly appreciate the excellent customer support and would highly recommend Sushine Mortgage and Niroj for anyone looking for reliable mortgage advice and support.

March 15, 2026
Unprompted review
Rated 5 out of 5 stars

Outstanding Service for Every Mortgage and Remortgage - Sunshine mortgages

I used staff of the Sunshine Mortgage when I purchased my house in 2021/2022, and the service was excellent. The staff were very helpful, explained all the paperwork clearly, and provided useful advice throughout the process. I was living overseas in Brunei at the time, but everything went smoothly from start to finish thanks to their mortgage team.

I used them again for my remortgage in 2024, and once again there was nothing to worry about. The remortgage was completed within days without any issues, and they found me one of the best deals on the market.

In 2026, I returned to Sunshine Mortgage for another remortgage and to add my wife’s name to the property. The whole process was smooth and stress-free. They found the best mortgage deal available and even recommended a solicitor to help complete everything efficiently.

Excellent staff, excellent company — I will definitely continue using them for future remortgages and any mortgage needs going forward.

April 30, 2026
Unprompted review
Rated 5 out of 5 stars

Professionalism and guidance throughout the process

I recently completed my remortgage through Sunshine Mortgage Company, and the experience was excellent from start to finish. The team were knowledgeable, responsive, and made the entire process smooth and stress‑free. They explained every step clearly, kept me updated throughout, and handled all the paperwork efficiently. What stood out most was their professionalism and genuine commitment to helping me secure the best possible deal. I’m very pleased with the outcome and would happily recommend Sunshine Mortgage Company to anyone looking for reliable and supportive mortgage services.

January 5, 2026
Unprompted review
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Rated 5 out of 5 stars

Excellent Service, Thank You

We had just completed purchase of our new house under JBSP with Sunshine Mortgage. Initially, Niroj provided us with full details and explained us everything we needed to know so that we could make an informed decision.
Our mortgage was handled by Diya who had been super proactive and always available for any queries we had.
Could not have asked for a better service and strongly recommend if anyone needs their service. Thank you Niroj, thank you Diya. You guys made this journey so much comfortable and smooth.

December 17, 2025
Unprompted review
Rated 5 out of 5 stars

Sunshine Mortgage Ltd is truly an…

Sunshine Mortgage Ltd is truly an outstanding agency, defined by their professionalism, protectiveness, and consistently positive attitude. I had the pleasure of working with Mr. Niroj Gurung throughout my entire home-buying process, and I can confidently say that his expertise and proactive approach made all the difference.

Mr. Gurung is one of the most experienced and dedicated professionals I have ever worked with. He provided every piece of information well in advance, ensuring that the entire process moved forward smoothly and without any complications. There was absolutely no drama from start to finish—everything went seamlessly, even though I was outside the UK during the completion date.

I genuinely appreciate and thank Mr. Niroj Gurung for his support and guidance from the beginning right through to completion. I look forward to doing business with him again in the near future.

I strongly recommend Sunshine Mortgage Ltd to anyone looking to buy or invest in property in the UK. I firmly believe that you will not regret choosing Sunshine Mortgage Ltd for your mortgage or property-related needs.

October 17, 2025
Unprompted review
Rated 5 out of 5 stars

I would like to extend my sincere…

I would like to extend my sincere gratitude to Sunshine Mortgages Ltd, and especially to Niroj Dai, for the exceptional support we received throughout our journey as first-time buyers. Your expertise and guidance ensured that our mortgage process progressed efficiently. The clarity of your communication and your prompt responses consistently made us feel supported and reassured at every stage.

Thank you once again, Sunshine Mortgages Ltd. We truly appreciate your dedication, and invaluable support.

November 14, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service from Sunshine…

Excellent service from Sunshine Mortgage, especially Niraj dai! He guided us through a stressful process with professionalism, patience, and care. Made everything so much easier. Highly recommend!

November 11, 2025
Unprompted review
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Rated 5 out of 5 stars

I recently had a first time buyer…

I recently had a first time buyer mortgage through Sunshine. I had zero knowledge on mortgage and property, Niroj bro explained everything in detail and guided me throughout. I would definitely recommend to use Sunshine Mortgage if anyone is looking to buy property. Thank you Niroj for everything. I truly appreciate your support.

October 9, 2025
Unprompted review
Rated 5 out of 5 stars

We recently remortgage and purchased a…

We recently remortgage and purchased a BTL property with the help of Sunshine mortgages ltd and the service was truly outstanding.A heartfelt thank you to Mr Pradip Gurung bhai for his incredible support throughout the process.He was so kind and helpful, answered all our stupid questions as we were totally clueless with the whole process.He was there with us through every step of the process.
If you are looking for a mortgage advisor who genuinely cares.I will certainly be recommending Pradip bhai.
We wish you the best of luck in your future endeavors".to Pradip bhai and the Sunshine mortgages Ltd team.

October 3, 2025
Unprompted review
Rated 5 out of 5 stars

Very good

Massive thank you to Niraj dai and rest of the team who were so helpful. Very quick at answering any of our questions and gave a lot of support and guidance throughout. Really recommend them to others.

August 2, 2025
Unprompted review
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Rated 5 out of 5 stars

Good Mortgage company

The team at Sunshine Mortgages made the mortgage process so easy and stress-free. Niroj explained everything clearly, answered all my questions, and was always quick to respond. I’m really happy with their service and would definitely recommend them!

July 15, 2025
Unprompted review
Rated 5 out of 5 stars

Prayash Gurung

Had a very good experience with Sunshine Mortgages Ltd. Very professional, reliable, helpful and efficient. Definitely recommend everyone to use the services. Thank you Sunshine Mortgages.

June 6, 2025
Unprompted review

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