Sunshine Mortgages Ltd Reviews 

Excellent service throughout by Niroj. Very knowledgeable, patient and extremely forthcoming with solutions to any queries. Highly recommended and will be coming back again.

Profoundly polite, knows the customers’ intent, virtuous and invariably pardons the costumers’ nuisances, this man AKA Mr Niroj Gurung (note: the director of Sunshine Mortgages Ltd) is the man to work with. In addition to his innate politeness, this man works extremely hard behind the senses as well as perseveres to satisfy the customers’ demands and requirements, and ultimately fulfils the customers’ desires with best course of actions.

It is just futile to write a myriad of appealing sentences here, nonetheless, I would urge you all (note: who are about to buy houses or remortgages) to contact him or personally meet him to have the best mortgage advice as soon as possible. Everything I have mentioned above are bona fine, and this will become apparent as soon as you meet this gentleman.

Personally, I would like to convey a note of gratitude to you (note: Mr Niroj Gurung) for your unconditional support to complete my recent remortgage of my grimmauld dwelling. Deeply appreciated.
To wider public, either choose the Sunshine or lose it, hence, I can’t emphasise enough to see him.

My very best to the Sunshine and its customers.

Dipen Rai

Approached with Niraj for my remortgage. He was clear with effective communication. Satisfied my every demand. Excellent service, starting to last of the process. Will be using again soon in future.

Repeat customer here and highly recommend - Niroj at Sunshine supported us through our last 2 mortgages changes.
Brilliant service, regular contact and guidance and good digital support meaning a faster, slicker service.
Stress free and great, easy to understand advice given.
Thank you Niroj Gurung for your brilliant service.
Extremely satisfied.

Sunshine Mortgage is newly established but my remortgage process went smoothly and swiftly. I’m genuinely happy with the service provided by Niroj through his professional approach and dedication.

Definitely recommend to anyone looking to buy or remortgage your property!

I was recommended Niroj dai by one of my friend. As first time buyers,our experience couldn’t have been more positive then what we have received. Despite of our busy work schedules, Niroj dai always went extra mile and has done tremendous job, which made the whole process very easy. We appreciate his patience and professionalism. I highly recommend Sunshine Mortgage to everyone, and would definitely be using their service again in future.

Sunshine Mortgages has helped me purchase my first home and I am forever grateful to them. Their excellent customer service, support and constant guidance throughout the process is commendable. I always recommend Sunshine Mortgages to my friends and families and they also only have good things to say about the company. I will definitely be using Sunshine Mortgages again in the future.

Niroj is an uber-professional in what he does. I cannot rate him highly enough. He is extremely reliable, instantly available to respond to queries and always provides sound and level-headed advice.

I used his services for remortgaging for the Transfer of Equity (ToE). I’m based overseas and all communication with him was over the phone and messaging platforms.

Niroj is a man of strong action. He completed my remortgaging within a few days working at lightning speed, providing timely communication and advice along the way. I was really impressed with his action-oriented results, instant follows-ups to any queries and prompts/nudges where required.

For the second part, though I used an unassociated property lawyer, he was always on hand to provide support and advise. He ensured communication was smooth between me and the property lawyers. He reviewed my documents and provided corrections and guidance where required to ensure that time wasn’t lost on reworking and reposting those.

I highly recommended him for his instant communications and quick action. He brings energy and enthusiasm to his profession and has made my journey very painless.

Excellent service

We first tried to remortgage with the bank where we have our bank accounts. We wanted to take some extra money out from the equity and there were too many questions, and dramas. Months went by and we were still paying a high interest rate on our existing mortgage. Then we contacted Niroj Gurung from Sunshine Mortgages. Literally within 1 week we got the Mortgage offer and a free conveyancer from the offering bank. Conveyancing company asked for some papers to be signed and sent, and within another 10 days the process was completed. Got cheaper interest rate on mortgage and desired extra money within a very short time. Goal accomplished. It was the smoothest ever and very pleasant deal with Sunshine Mortgages. We could text and phone with Niroj, even at out of hours time which helped a lot in this process.

Very professional to handle all the requirements for the client.
He help me and advice me very thoroughly threw out all the procedures when I buy my very first home.
Thankyou

Using this website, very useful and easy to understand. It allowed me to easily and efficiently renewed my mortgage and the service provided was very detailed and helpful. I would highly recommend sunshine mortgages to anyone who needs help to pay their mortgage/renew, it is very reliable and easy to use.

I had a really good experience working with Niroj. He is very helpful and friendly throughout the journey. Sunshine Mortgages Ltd (MD) Niroj always keep up the good work very impressive.

Really good panctual and helpful so nice costumer service friendly thank you so much for our first home journey🙏🙏🙏🙏

As a first time buyer, it's always the best choice to liaise with mortgage advisor who has wealth of experience. For me it was such a easiest option to choose Sunshine Mortgage as Niroj himself has been guiding me since day one of the application upto receiving the Key. Without his support it would have been difficult and I must say very welldone to MD of Sunshine Mortgage Niroj Gurung.

I recently had to remortgage during this challenging inflation period. I left it late, which risked a significant rise in my mortgage payments. Fortunately, Niroj was incredibly helpful throughout this process. He provided a wide range of options, which can be rare if you don't have the right advisor. He recommended the best deal for my situation, explaining why each option worked better for me.

I highly recommend others to use Sunshine Mortgage, whether you're buying a house or remortgaging. I am very satisfied with the prompt and professional service provided.

Niroj has been extremely hands on throughout our home buying journey. It is easy to get in touch with him and the communication is fast and great. He is exceptionally knowledgeable and without us asking, he applied for a mortgage a second time when the interest rates were down, finding us a mortgage with less interest. I really do recommend him to everyone.

Everything went great, I can't thank you enough for all your help/advice, you were more then just professional and competent, you were responsive to our specific needs due to unique scenario and found a solution with closing cost minimum. Thanks again Niraj (Sunshine Mortgages Ltd).

I was lucky to have Niroj to help me throughout the whole process. I was able to ask questions when I was confused and Niroj took time to explain. Very reliable and I would definitely recommend others to reach out if they are looking!

Overall an excellent service provided from a professional team to take us through our Mortagage journey. Approachable and accessible thought out the process which made buying our first house stress free from mortgage perspective. We have recommended the team to our family and friends.