American Express Global Reviews 

A former spouse front loads on AM EX Bad company.

Bait and switch. Got the delta premium card. Excellent credit. Was supposed to be spend $8k, get 100 k skymiles. App had a tracker that said progress towards 8k spend. All the sudden, tracker disappears. I call them, they say I never signed up for that deal and I signed up for spend 3 k, get 60k miles. After complaining and arguing for a month I called them and cancelled. I spent the 8 k in the first month and paid it off. They said I wouldn't lost my miles if I cancelled the card and I did. Totally screwed me.

HORRIBLE!!! RUN!!! DON'T EVER GET A CARD FROM THIS BUSINESS!! I PURCHASED A $150 GIFT CARD FROM THEIR WEBSITE MARCH 20, 2026! THEY PUT MY CARD ON HOLD AND SAID THEY'RE MAILING ME A PAPER CHECK! THEY SAID WITHIN 3 WEEKS AND THAT'S AND IT'S PART OF THEIR POLICY ON THEIR WEBSITE FOR EGIFTCARDS!! I'VE SEARCHED FOR THIS INFORMATION AND AT THIS TIME, I CANNOT FIND IT! I'VE SAVED THE CURRENT INFORMATION! VERY DISAPPOINTED!

Very poor experience. Needed to know my virtual card number to marry up transactions between my physical and virtual card. Despite website providing an FAQ for this, they advised it's not a service they can provide. When I explained that I had been using their website for an hour trying to get this info, they couldn't care less. I advised that I'd just have to accept my loss (as i wanted to check details with a merchant using virtual car number), they closed the chat.

As a complaint manager in financial service, this should've been escalated as a complaint in line with FCA and FOS requirements.

As it's want a great amount, I just left it - but I shouldn't have had to,

I have been with them over five years never missed a payment never been late never went over 50% of my limit what did they do? Did a review and decided to decrease it they slashed my limit down to $100 over what I am currently at and destroyed my credit do not bank with them. Do not get a credit card with them because they are dirty. And do not reward or appreciate members for being on time and reliable!!!

“I received a $100 gift card, and it was used without my authorization in California — a place I have never been to. I reported the issue immediately, but after 3 months of follow-ups, I still have no resolution. Every time I call, they tell me the case was closed and open a new one instead of actually solving the problem. Extremely frustrating and unprofessional.”

After being a client & paying off my statement balance monthly for more than 8 years , Amex reached me, blocked my card until I provide my financial statements, I offered them my pay stupa, they didn’t want , I’m a w2 employee & also a business owner, after sending all statements twice I got so disgusted, either they were having hard time to put 2 together or thinking that I don’t have other options? Closed all my relationship. Hated the experience, the worst experience ever!

18 years with them. They decided to do away with my card type. I lost over $2000 in travel credit. Stealing from the seniors. Read the fine print they say. What a corrupt bunch.

Atlanta Centurion Club, March 24th. Airport and TSA direct to arrive for hours early. TSA did not take long do for to club 3 hours and 45 minutes ahead of flight.
They would not let me in 45 minutes early! They wouldn't even talk to the Amex corporate rep on the phone!
The desk agent rolled her eyes and said "that's a bit much" when she saw I was on the phone with Amex.
Manager was rude also.

I disputed a charge on my AMEX from StubHub. The dispute was:

On February 22, 2026, I went online intending to purchase to James Taylor tickets for Jones Beach Theatre on June 23, 2026. The first screen that came up were “tickets” called “Fast Lane Pass”, and I purchased it thinking they were the tickets. The next morning, I realized that these were actually not tickets to the concert, but some type of add on. If they were an add on, why was I able to buy them without buying actual tickets? Without the concert tickets, these “passes” (strangely also referred to as “tickets”), are WORTHLESS. The website is intentionally unclear and misleading by first offering these “tickets” which were really just add on passes, apparently so you don’t have to stand in line? Why would I need these without actual tickets. I was not offered to buy the actual concert tickets first, only these “Fast Lane Passes”. I sought and was denied a full refund of the $120.16 from Stubhub for these two “Fast Lane Passes” because Stubhub’s website was deliberatively deceptive and did not supply what I believed I was buying, as these passes are worthless without actual concert tickets. It is important to note that the Stubhub representative Bladimir told me I could try to sell these passes to someone else online, but Stubhub would not let me do so without TICKETS. It is rather ironic as they allowed me to buy these passes without actually buying concert tickets, but will not let me sell them to someone else without actual concert tickets.

AMEX dispute resolution initially gave me credit for the charge and then reversed its decision stating that they have a” no refund” policy for tickets. I went back and forth with the representative saying that I can understand that for actual concert tickets, but the website presented these add on "Fast Lane Passes" as actual concert tickets and offered these passes to me without offering to sell me concert tickets. I am a long time customer of AMEX, and the AMEX card has always been my go to card when buying thing, particularly online, because they usually credit any disputes, particularly where it is a scam and when the things being bought are not what is represented. I am so disappointed with AMEX and I will not longer be using it for any purchases, online or otherwise, due to this.

After 20+ years of perfect, on-time payments, I learned exactly how much my loyalty is worth to American Express: less than $29.

Due to a one-day oversight with a paused autopay, I was hit with a late fee. Despite two decades of a flawless track record, Amex refused a simple, one-time courtesy reversal. Worse, their support staff is trained to stonewall; my chat agent flatly refused to escalate the issue, claiming that "everyone follows the same procedure" and the answer will always be no.

Even after filing BBB and CFPB complaints on February 24, Amex has remained silent. No outreach, no resolution, and zero respect for a long-standing customer. If you’re looking for a company that values a 20-year relationship, look elsewhere—Amex clearly doesn't.

Has my account ever been in arrears No
Have my payments always been ontime YES
Cancelled my card because i have been using my soletrader bank account to pay the account.
Makes no sense to me, obviously they think they are very special😂

Keep on getting charged interest charges 3 months after having paid back my cash advance from an ATM.

American Expresse is interested in transactions; they are not interested, nor do they value value customers. I pay mre than $700 USD annually for servces above their "baeline." My reward is technology with highly variable perfomance, and consistently condescending individuals when I botrher to reach out to them at all. I spoke with 2 individuals on this occassion after recurring problems with their webpage; both greeted me with read the same statement (literally word for word the same) about what kind of day I was having. I share my problem and I very clearly stated that my frustration was not with them, it was with the Am Ex web page. The first transferred me to a second representative. The second person was disrespectful and curt when I called them out on that. I have strong memories of AM EX folks being truly genuine and curteous when speaking on the telephone. Thier current attitude is smug and transactionable.

Very blunt and rude support number.

Called to look at cancelling as did not realise my account was still live and active, tried to ask some questions about how and why it was still active, support agent was very rude and blunt, unhelpful, simply wanted to pass me to another department, only for me to find i would still need to go back to the previous department to cancel in any case. Will not come back to Amex.

Bad. I had an American Express credit card for around 10 years. They canceled it out of the blue. No explanation, nor did I receive the letter they promised.

Weird. But I don't need them. There are better options.

Don't go there. I've been with them for 10 years, trying to change it for another card that works for me and they want me to reapply constantly affecting my credit rating. They don't care about keeping you as a client either. I'm surprised they are still around, considering the terrible service.

You would think that with a credit rating of 809 it would be pretty easy to get a personal loan for $4500.
It took me almost 2 months with snafu after snafu .
I've finally had it !
I wouldn't advise anyone to get a loan with American express!

I do not recommend using AMEX AENB for checking. My experience with AENB has been terrible, unlike the great customer support I have received over the years from AMEX Card division. I have learned that AMEX card, AENB rewards checking and AENB savings/CD are three separated entities. Have tried many times to order checks for my new AENB rewards checking using the linked provided by AENB (link to Harland Clark). Have used different browsers and each time after AENB populated and verifies account info, I go to check out only to get "Loading Secure Payment Platform" error/lockup. I have phoned and chatted with AENB many, many times, yet no one there seems to care (they blame HC, but HC says it is AENB's issue) This has ben such a bad experience that I will soon close AENB checking and savings and no longer purchase CDs. I have dealt with many banks and credit unions over the years and none has been as bad as AMEX/AENB.