American Express Global Reviews 

Absolutely absurd company. they Charge $599CAD Annually for their subscription, on a $5000 Credit card, when i have a $22,000 Credit card and a $50,000 Car loan which on all 3 have never missed a payment and pay each credit card off every month or utilize the cards under 10%. They charge me the $599 subscription fee then send me an email they are loweing my AMEX from $5000 to $1500, which will drop my credit score and make my credit utilization higher. what an absolute SCAM of a company to do this to their loyal customers. If you value your credit DONT CHOOSE THIS COMPANY!

Customer service is terrible ,I called few time asked to cancel my daughter card & (which was in my account )block all online transactions ,but transactions still go thru after canceling her card ,one agent told me her card still active ??transfer to another agent who told the opposite ????? Unbelievable waste of time .

customer service team are very helpful
would recommend using American Express as the their customer service is excellent, agents are always on the other end of the phone, very understanding and communicate clearly the next steps, feel much safer using AMEX to shop knowing i have that support

They allowed a charge to go through on a credit card that has been cancelled (by them) for over a year and refusing to compensate. I have zero access to this card and cannot be utilized. Absolutely ludicrous. Thanks for allowing a fraudulent company to steal $249 from me.

36 years as an AmEx platinum business card holder. Account always paid on time, paid more than the minimum balance. The STILL jacked my interest rate up to 27%. FOR NO REASON other than GREED. This company is HORRIBLE. Stay away unless you enjoyed being financially RAPED.

I am with AMEX since 1997 it was the only institution that didnt closed its doors on me when my finances crashed. And currently through Blue Card services just won a dispute with a scam company (Silverton) for me. This dispute took 3 months. AMEX costumer servivce inside the webb page is absolutely great and inmidiate. It deserve 5 stars.

We're paying approximately $1100/year ($895+$195) for 2 platinum cards. The customer service is worse than that of a cable or internet provider; at least they want you to stay. Amex seems to care less. I've been on the phone for over 5 hours the past 4 days, probably talked to 80% of their staff (basic customer care, travel team, card services team) at this rate, and no one can help resolve an internal issue while booking through their travel portal.

While overseas, an airspace was shut down, and we had to stay an extra night. We used their travel portal, but no one could confirm the booking went through. We tried calling the hotel, Amex tried calling the hotel (still 4 days later, no one can get in touch with them), and we had to find a different place because obviously, we couldn't sit around for 4+ days waiting for a place to sleep on night one. Because it's booked through their travel portal, they won't dispute it on the card. A charge continues to sit on our card while they keep trying to contact the hotel. If you cannot get hold of a hotel within 60 minutes, there's a problem, let alone 4+ days (and if it's one in your portal, you might want to rethink doing business with them).

Anyway, no one knows what to do, cannot help, and transfers us back and forth between departments while they say they'll keep trying to contact the hotel. AI could do far better than the money they pay their customer service.

Our company provided Amour De Cacao with branding, packaging design, and e-commerce development services totaling approximately $15,000. The work was completed, delivered, and approved by the client, and we have documentation including emails, project files, and even physical packaging prototypes produced from our designs.

After receiving the deliverables, the client filed several chargebacks through American Express claiming the services were never received. Despite all the evidence we submitted, AMEX ruled in favor of the client and reversed the payments, leaving our small business with no ability to appeal.

This experience raises serious concerns about chargeback abuse and the lack of protection for small businesses providing creative services

Amex Canada: My recent experience with AMEX is not just about “poor service.” It’s operationally reckless.
I have been a customer of AMEX for over 18 years and never had a single missed or late payment. Yet my cards were abruptly suspended. Immediately afterward I received conflicting instructions: emails demanding financial review documents and, almost at the same time, cancellation notices with an accelerated pay-in-full deadline and collections risk. In other words: “Send documents” and “We’re closing you anyway.” That’s unacceptable for any financial institution.

Support was hostile and dismissive. I was told “final decision,” escalation was refused, and answers changed depending on who I spoke to. At the exact moment you need clarity and accountability, you get stonewalling and vague risk language.

Then I filed a formal complaint. The response was careless boilerplate that dodged the operational questions that protect consumers: exact deadline dates, what happens if you pay in full, collections timing/notification, credit reporting handling, fee/refund treatment, rewards posting/reversals. They ignored the specifics because it’s easier than doing the work.

Warning: Do not build your financial life around Amex. If they shut you down, it can instantly break recurring bills, travel reservations, and day-to-day spending, and you may be left with contradictory notices and nobody accountable.

American Express has some of the worst customer treatment I’ve experienced. My Platinum account is perfectly fine, yet my spending privileges were suddenly suspended because of the “status of another account.” No clear explanation, no warning, just a block and a message telling me to call them.
For $800 per year, there’s no real value — they just dump you for no reason at any time. Premium fees, zero respect, zero transparency. Completely unacceptable.

Not worth it anymore.
I am a member since 2020. Unfortunately for me my card renewed as I was going to cancel. Thankfully I know the date now when to cancel next. The membership is more expensive but there are not more perks. The existing perks are not that great overall. You are better off with Scotiabank Passport Visa Infinite or MBNA Rewards World Elite Mastercard.

If you get an Amex now you are basically getting it at a higher price for absolutely no reason. It's not a good deal. If you want it for the lounge , you are better off just getting priority pass on your own

I had a terrible experience with customer support today. I spent 165 minutes chatting with two supervisors who kept transferring me back and forth instead of actually solving my problem. Every time I asked to speak with a manager, they ignored the request and sent me to another supervisor again.
My issue was urgent, and I repeatedly asked them to resolve it, but nothing was done. Instead of helping, they kept delaying and transferring the chat. After wasting all that time, they suddenly told me I had to make the full payment within 2 minutes, which is completely unreasonable after making me wait almost 3 hours.
This experience ruined my evening and even my dinner time. Extremely frustrating and disappointing service. I expected proper support, but instead I got poor communication, no accountability, and no real solution.
Very bad customer service experience.

Am Express says they sent my 270,000 am ex points to Hilton
Hilton says they never received them
Even though Hilton says that Am Ex never sent Amex refuses
Strongly recommend against using Am Ex

Raised a dispute and they dealt with it in a professional and timely manner. Thank you.

I reported back in December i had been scammed, I told Amex the full details of what happened and why I knew it to be a scam, Amex asked for proof despite no concrete proof being available, I allegedly bought from Facebook some DeWalt tools, the transaction was processed by a clothing company in the US
I'm £129 out of pocket and Amex don't give a flying

After being with Amex for over 20 years I dropped them for all of our 140 employees and our 3 companies. They kept changing the credit limits without notice. I told them several times not to do it without previous notice. They didn’t listen, so we stopped! We were processing over $10M with our cards. A company that doesn’t listen and understands the needs of its clients is not worth our business. Good bye!

I have Amex platinum card. 895 per year fee.
At Philadelphia airport Centurion club waiting period was over 30 minutes. On February 24th. Couldn't use it. No place to sit outside the club either. Amex is nit thinking about their guests. Sad.

At JFK on March 2nd, visited Centurion club. Food was not worth it. Rolls were 3 day old. Crumbled in my hand. Showed it the manager. He apologized. Chocolate chip cookies didn't seem fresh either. No restaurant would even attempt to serve stale rolls. Maybe the management does not realize guests pay a hefty membership fee for the card. It is not exactly free food. Amex needs to investigate.

More later. My opinion a out such clubs. Hit or miss. No consistency.

I used American Express for years without major issues, but my most recent experience has been unbelievably painful.

After closing my account, I realised I’d overpaid and had a credit balance owed back to me. You’d think getting a refund would be simple. Instead, it turned into a drawn-out mess: repeated phone calls, no practical way to submit documents digitally, and I was locked out of the online document centre because my closed card “wasn’t recognised.” So the only option was sending sensitive documents by post like it’s 1999.

The whole process feels designed to delay returning customers’ money. It wasted an unreasonable amount of my time and caused unnecessary stress for something that should be straightforward.

On top of that, they made things increasingly difficult with payments and account handling, and the “solutions” suggested didn’t work in practice. I ended up moving away to another provider.

Overall: slow, bureaucratic, and incredibly frustrating. I won’t use American Express again and wouldn’t recommend them based on this experience.

I have just got a refund today (10th April) after 6 months of evidence gathering!! Bloody awful experience

WORST CREDIT COMPANY EVER!!!!! I will NEVER do business with this company again. They give you credit then pull the rug out from under you when you try to use it. They've done this to me TWICE now. Never again, I'll be paying the balance off and cancelling for GOOD. Never again. I've had a perfect payment history with them. Then just because I was using the credit limit they gave me during slow business, they determined that they should cut my limit in less than half and completely stop me in my tracks. The whole damn point of having a credit line is to use it how you see fit. I made payments on time, would have paid off the entire balance in a few months when business picked up again. Screw this company, worst credit card I've EVER had. On top of this shady practice, they jack the rates WAY up if you use very much of your total limit. Shadiest credit card company I've ever seen. Their rates were horrible to begin with, just wait till you have a balance they'll screw you every chance they get.

I was approved for a $30,000 credit limit and barely used it for over a year. Before starting a large project, I proactively called to inform the company that I would be using a large amount in a short period of time and would be making $1,000 monthly payments until the job was complete. I was assured this was noted on my account.

Three weeks later—before my first payment was even due—my card was suddenly frozen. I was told I needed to make a $2,900 payment or my credit limit would be reduced. Despite referencing the documented call, the account remained frozen for four days, and my limit was ultimately cut to $12,000. This made the account appear nearly maxed out and negatively impacted my credit score.

As a result, I was left trying to complete an active project with restricted access to funds. Repeated calls led to overseas call centers with little accountability or resolution.

This experience was disruptive, financially damaging, and handled without regard for a long-standing customer who communicated in good faith. I would strongly caution others before relying on this company during critical business needs.